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Hayesville, NC

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Obamacare 2021 Rates and Health Insurance Providers for Clay County , North Carolina

Obamacare > Rates > North Carolina > Clay County

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Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from , the marketplace for Clay County, NC.

The health insurance rates listed below are for calendar year 2021.

Obamacare Providers, Plans and 2021 Rates for Clay County, North Carolina

Below, you’ll find a summary of the 15 plans for Clay County, North Carolina and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.

  • Blue Cross and Blue Shield of NC

    Local: 1-800-324-4973 | Toll Free: 1-800-324-4973
    • 1. Gold Blue Advantage Gold 2500 (broad network)
    • 2. Silver Blue Advantage Silver 4000 (broad network)
    • 3. Expanded Bronze Blue Advantage Bronze 7000 (broad network, HSA eligible)
    • 4. Catastrophic Blue Advantage Catastrophic (broad network)
    • 5. Silver Blue Advantage Silver 6300 (broad network)
    • 6. Expanded Bronze Blue Advantage Bronze 7550 (broad network)
    • 7. Bronze Blue Advantage Bronze 8550 (broad network)

  • Cigna Healthcare

    Local: 1-877-900-1237 | Toll Free: 1-877-900-1237 | TTY: 1-800-676-3777

    • 8. Bronze Cigna Connect 8550
    • 9. Expanded Bronze Cigna Connect 6900
    • 10. Expanded Bronze Cigna Connect 5900
    • 11. Silver Cigna Connect 5500
    • 12. Silver Cigna Connect 5000
    • 13. Silver Cigna Connect 3500
    • 14. Gold Cigna Connect 2000
    • 15. Silver Cigna Connect 3500 Diabetes Care

    For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

    • Contact a licensed health insurance agent
    • Complete an application at Healthcare.gov
    • Contact the provider directly

    The table below shows premiums for the following profiles at various ages:

    • Individuals
    • Couples
    • Couples with 1, 2, or 3 children
    • Individuals with 1, 2, or 3 children
    • A child alone

    Each plan links to the insurance provider's website. You can find the following:

    • Summary of plan benefits and costs
    • Plan brochure
    • Provider Directory where you can find out which doctors and hospitals in the Hayesville, NC area accept this insurance coverage as within the plan's network.

    North Carolina Obamacare FAQ

    • What is Obamacare and the Affordable Care Act?
    • Is Obamacare different from the Affordable Care Act?
    • What do Obamacare health insurance plans cover?
    • Will I be penalized if I don't have health insurance in North Carolina?
    • What if I already have health insurance?
    • Where can I get in-person help with my application?
    • What does "open enrollment" mean?
    • What if I live in more than one state?
    • Glossary of Obamacare and Affordable Care Act Terms
    • Information & Documents to Have on Hand
    • About This Website

    Quick Links

    • What North Carolina Residents Need to Know About Obamacare for 2021
    • Get Help Finding a Health Insurance Plan in North Carolina
    • Obamacare for Self-Employed North Carolina Residents
    • Ways to Save Money on Obamacare in North Carolina
    • How Much Is the Obamacare Tax Penalty?
    • Do I Have to Get Health Insurance in North Carolina?
    • How Obamacare Can Help Unemployed North Carolina Residents
    Counties in North Carolina

    2021 Obamacare Rates, Providers, and Plans for Clay County

    ADVERTISEMENT

    Blue Cross and Blue Shield of NC

    Local: 1-800-324-4973 | Toll Free: 1-800-324-4973

    Toc - Plan #1

    Gold

    (PPO) Blue Advantage Gold 2500 (broad network)

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Blue Cross and Blue Shield of NC
    • Customer Service Phone: 1-800-324-4973
    Annual Out of Pocket Expenses
    Individual Family
    $2,500 $5,000 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $2,500 | Family: $5,000
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$469,37
    $532,73
    $599,85
    $838,29
    $1 273,87     		$938,74
    $1 065,46
    $1 199,70
    $1 676,58
    $2 547,74     		$1 297,81
    $1 424,53
    $1 558,77
    $2 035,65     		$1 656,88
    $1 783,60
    $1 917,84
    $2 394,72     		$2 015,95
    $2 142,67
    $2 276,91
    $2 753,79     		$828,44
    $891,80
    $958,92
    $1 197,36     		$1 187,51
    $1 250,87
    $1 317,99
    $1 556,43     		$1 546,58
    $1 609,94
    $1 677,06
    $1 915,50     		$359,07
    Toc - Plan #2

    Silver

    (PPO) Blue Advantage Silver 4000 (broad network)

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Blue Cross and Blue Shield of NC
    • Customer Service Phone: 1-800-324-4973
    Annual Out of Pocket Expenses
    Individual Family
    $4,000 $8,000 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $4,000 | Family: $8,000
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$499,00
    $566,37
    $637,72
    $891,21
    $1 354,29     		$998,00
    $1 132,74
    $1 275,44
    $1 782,42
    $2 708,58     		$1 379,74
    $1 514,48
    $1 657,18
    $2 164,16     		$1 761,48
    $1 896,22
    $2 038,92
    $2 545,90     		$2 143,22
    $2 277,96
    $2 420,66
    $2 927,64     		$880,74
    $948,11
    $1 019,46
    $1 272,95     		$1 262,48
    $1 329,85
    $1 401,20
    $1 654,69     		$1 644,22
    $1 711,59
    $1 782,94
    $2 036,43     		$381,74
    Toc - Plan #3

    Expanded Bronze

    (PPO) Blue Advantage Bronze 7000 (broad network, HSA eligible)

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Blue Cross and Blue Shield of NC
    • Customer Service Phone: 1-800-324-4973
    Annual Out of Pocket Expenses
    Individual Family
    $7,000 $14,000 Annual Deductible
    $7,000 $14,000 Maximum Out of Pocket Per Year

    Deductible: Individual: $7,000 | Family: $14,000
    Out of Pocket Maximum per year: Individual: $7,000 | Family: $14,000

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$338,01
    $383,64
    $431,98
    $603,69
    $917,36     		$676,02
    $767,28
    $863,96
    $1 207,38
    $1 834,72     		$934,60
    $1 025,86
    $1 122,54
    $1 465,96     		$1 193,18
    $1 284,44
    $1 381,12
    $1 724,54     		$1 451,76
    $1 543,02
    $1 639,70
    $1 983,12     		$596,59
    $642,22
    $690,56
    $862,27     		$855,17
    $900,80
    $949,14
    $1 120,85     		$1 113,75
    $1 159,38
    $1 207,72
    $1 379,43     		$258,58
    Toc - Plan #4

    Catastrophic

    (PPO) Blue Advantage Catastrophic (broad network)

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Blue Cross and Blue Shield of NC
    • Customer Service Phone: 1-800-324-4973
    Annual Out of Pocket Expenses
    Individual Family
    $8,550 $17,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $8,550 | Family: $17,100
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$234,56
    $266,23
    $299,77
    $418,92
    $636,60     		$469,12
    $532,46
    $599,54
    $837,84
    $1 273,20     		$648,56
    $711,90
    $778,98
    $1 017,28     		$828,00
    $891,34
    $958,42
    $1 196,72     		$1 007,44
    $1 070,78
    $1 137,86
    $1 376,16     		$414,00
    $445,67
    $479,21
    $598,36     		$593,44
    $625,11
    $658,65
    $777,80     		$772,88
    $804,55
    $838,09
    $957,24     		$179,44
    Toc - Plan #5

    Silver

    (PPO) Blue Advantage Silver 6300 (broad network)

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Blue Cross and Blue Shield of NC
    • Customer Service Phone: 1-800-324-4973
    Annual Out of Pocket Expenses
    Individual Family
    $6,300 $12,600 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $6,300 | Family: $12,600
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$479,82
    $544,60
    $613,21
    $856,96
    $1 302,23     		$959,64
    $1 089,20
    $1 226,42
    $1 713,92
    $2 604,46     		$1 326,70
    $1 456,26
    $1 593,48
    $2 080,98     		$1 693,76
    $1 823,32
    $1 960,54
    $2 448,04     		$2 060,82
    $2 190,38
    $2 327,60
    $2 815,10     		$846,88
    $911,66
    $980,27
    $1 224,02     		$1 213,94
    $1 278,72
    $1 347,33
    $1 591,08     		$1 581,00
    $1 645,78
    $1 714,39
    $1 958,14     		$367,06
    Toc - Plan #6

    Expanded Bronze

    (PPO) Blue Advantage Bronze 7550 (broad network)

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Blue Cross and Blue Shield of NC
    • Customer Service Phone: 1-800-324-4973
    Annual Out of Pocket Expenses
    Individual Family
    $7,550 $15,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $7,550 | Family: $15,100
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$360,59
    $409,27
    $460,83
    $644,01
    $978,64     		$721,18
    $818,54
    $921,66
    $1 288,02
    $1 957,28     		$997,03
    $1 094,39
    $1 197,51
    $1 563,87     		$1 272,88
    $1 370,24
    $1 473,36
    $1 839,72     		$1 548,73
    $1 646,09
    $1 749,21
    $2 115,57     		$636,44
    $685,12
    $736,68
    $919,86     		$912,29
    $960,97
    $1 012,53
    $1 195,71     		$1 188,14
    $1 236,82
    $1 288,38
    $1 471,56     		$275,85
    Toc - Plan #7

    Bronze

    (PPO) Blue Advantage Bronze 8550 (broad network)

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Blue Cross and Blue Shield of NC
    • Customer Service Phone: 1-800-324-4973
    Annual Out of Pocket Expenses
    Individual Family
    $8,550 $17,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $8,550 | Family: $17,100
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$328,10
    $372,39
    $419,31
    $585,99
    $890,46     		$656,20
    $744,78
    $838,62
    $1 171,98
    $1 780,92     		$907,20
    $995,78
    $1 089,62
    $1 422,98     		$1 158,20
    $1 246,78
    $1 340,62
    $1 673,98     		$1 409,20
    $1 497,78
    $1 591,62
    $1 924,98     		$579,10
    $623,39
    $670,31
    $836,99     		$830,10
    $874,39
    $921,31
    $1 087,99     		$1 081,10
    $1 125,39
    $1 172,31
    $1 338,99     		$251,00

    ADVERTISEMENT

    Cigna Healthcare

    Local: 1-877-900-1237 | Toll Free: 1-877-900-1237 | TTY: 1-800-676-3777
    Toc - Plan #8

    Bronze

    (HMO) Cigna Connect 8550

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Cigna Healthcare
    • Customer Service Phone: 1-877-900-1237
    Annual Out of Pocket Expenses
    Individual Family
    $8,550 $17,100 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $8,550 | Family: $17,100
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$432,89
    $491,33
    $553,23
    $773,14
    $1 174,86     		$865,78
    $982,66
    $1 106,46
    $1 546,28
    $2 349,72     		$1 196,94
    $1 313,82
    $1 437,62
    $1 877,44     		$1 528,10
    $1 644,98
    $1 768,78
    $2 208,60     		$1 859,26
    $1 976,14
    $2 099,94
    $2 539,76     		$764,05
    $822,49
    $884,39
    $1 104,30     		$1 095,21
    $1 153,65
    $1 215,55
    $1 435,46     		$1 426,37
    $1 484,81
    $1 546,71
    $1 766,62     		$331,16
    Toc - Plan #9

    Expanded Bronze

    (HMO) Cigna Connect 6900

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Cigna Healthcare
    • Customer Service Phone: 1-877-900-1237
    Annual Out of Pocket Expenses
    Individual Family
    $6,900 $13,800 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $6,900 | Family: $13,800
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$446,57
    $506,86
    $570,72
    $797,58
    $1 211,99     		$893,14
    $1 013,72
    $1 141,44
    $1 595,16
    $2 423,98     		$1 234,77
    $1 355,35
    $1 483,07
    $1 936,79     		$1 576,40
    $1 696,98
    $1 824,70
    $2 278,42     		$1 918,03
    $2 038,61
    $2 166,33
    $2 620,05     		$788,20
    $848,49
    $912,35
    $1 139,21     		$1 129,83
    $1 190,12
    $1 253,98
    $1 480,84     		$1 471,46
    $1 531,75
    $1 595,61
    $1 822,47     		$341,63
    Toc - Plan #10

    Expanded Bronze

    (HMO) Cigna Connect 5900

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Cigna Healthcare
    • Customer Service Phone: 1-877-900-1237
    Annual Out of Pocket Expenses
    Individual Family
    $5,900 $11,800 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $5,900 | Family: $11,800
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$450,30
    $511,09
    $575,48
    $804,23
    $1 222,11     		$900,60
    $1 022,18
    $1 150,96
    $1 608,46
    $2 444,22     		$1 245,08
    $1 366,66
    $1 495,44
    $1 952,94     		$1 589,56
    $1 711,14
    $1 839,92
    $2 297,42     		$1 934,04
    $2 055,62
    $2 184,40
    $2 641,90     		$794,78
    $855,57
    $919,96
    $1 148,71     		$1 139,26
    $1 200,05
    $1 264,44
    $1 493,19     		$1 483,74
    $1 544,53
    $1 608,92
    $1 837,67     		$344,48
    Toc - Plan #11

    Silver

    (HMO) Cigna Connect 5500

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Cigna Healthcare
    • Customer Service Phone: 1-877-900-1237
    Annual Out of Pocket Expenses
    Individual Family
    $5,500 $11,000 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $5,500 | Family: $11,000
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$493,10
    $559,67
    $630,18
    $880,68
    $1 338,27     		$986,20
    $1 119,34
    $1 260,36
    $1 761,36
    $2 676,54     		$1 363,42
    $1 496,56
    $1 637,58
    $2 138,58     		$1 740,64
    $1 873,78
    $2 014,80
    $2 515,80     		$2 117,86
    $2 251,00
    $2 392,02
    $2 893,02     		$870,32
    $936,89
    $1 007,40
    $1 257,90     		$1 247,54
    $1 314,11
    $1 384,62
    $1 635,12     		$1 624,76
    $1 691,33
    $1 761,84
    $2 012,34     		$377,22
    Toc - Plan #12

    Silver

    (HMO) Cigna Connect 5000

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Cigna Healthcare
    • Customer Service Phone: 1-877-900-1237
    Annual Out of Pocket Expenses
    Individual Family
    $5,000 $10,000 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $5,000 | Family: $10,000
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$493,51
    $560,13
    $630,71
    $881,41
    $1 339,39     		$987,02
    $1 120,26
    $1 261,42
    $1 762,82
    $2 678,78     		$1 364,56
    $1 497,80
    $1 638,96
    $2 140,36     		$1 742,10
    $1 875,34
    $2 016,50
    $2 517,90     		$2 119,64
    $2 252,88
    $2 394,04
    $2 895,44     		$871,05
    $937,67
    $1 008,25
    $1 258,95     		$1 248,59
    $1 315,21
    $1 385,79
    $1 636,49     		$1 626,13
    $1 692,75
    $1 763,33
    $2 014,03     		$377,54
    Toc - Plan #13

    Silver

    (HMO) Cigna Connect 3500

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Cigna Healthcare
    • Customer Service Phone: 1-877-900-1237
    Annual Out of Pocket Expenses
    Individual Family
    $3,500 $7,000 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $3,500 | Family: $7,000
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$494,15
    $560,86
    $631,52
    $882,55
    $1 341,12     		$988,30
    $1 121,72
    $1 263,04
    $1 765,10
    $2 682,24     		$1 366,32
    $1 499,74
    $1 641,06
    $2 143,12     		$1 744,34
    $1 877,76
    $2 019,08
    $2 521,14     		$2 122,36
    $2 255,78
    $2 397,10
    $2 899,16     		$872,17
    $938,88
    $1 009,54
    $1 260,57     		$1 250,19
    $1 316,90
    $1 387,56
    $1 638,59     		$1 628,21
    $1 694,92
    $1 765,58
    $2 016,61     		$378,02
    Toc - Plan #14

    Gold

    (HMO) Cigna Connect 2000

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Cigna Healthcare
    • Customer Service Phone: 1-877-900-1237
    Annual Out of Pocket Expenses
    Individual Family
    $2,000 $4,000 Annual Deductible
    $8,000 $16,000 Maximum Out of Pocket Per Year

    Deductible: Individual: $2,000 | Family: $4,000
    Out of Pocket Maximum per year: Individual: $8,000 | Family: $16,000

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$696,38
    $790,39
    $889,97
    $1 243,73
    $1 889,98     		$1 392,76
    $1 580,78
    $1 779,94
    $2 487,46
    $3 779,96     		$1 925,49
    $2 113,51
    $2 312,67
    $3 020,19     		$2 458,22
    $2 646,24
    $2 845,40
    $3 552,92     		$2 990,95
    $3 178,97
    $3 378,13
    $4 085,65     		$1 229,11
    $1 323,12
    $1 422,70
    $1 776,46     		$1 761,84
    $1 855,85
    $1 955,43
    $2 309,19     		$2 294,57
    $2 388,58
    $2 488,16
    $2 841,92     		$532,73
    Toc - Plan #15

    Silver

    (HMO) Cigna Connect 3500 Diabetes Care

    • Summary of Benefits and Coverage
    • Plan Brochure
    • Provider Directory for Cigna Healthcare
    • Customer Service Phone: 1-877-900-1237
    Annual Out of Pocket Expenses
    Individual Family
    $3,500 $7,000 Annual Deductible
    $8,550 $17,100 Maximum Out of Pocket Per Year

    Deductible: Individual: $3,500 | Family: $7,000
    Out of Pocket Maximum per year: Individual: $8,550 | Family: $17,100

    Monthly Premiums:
    Age Individual
    		 Couple
    		Couple
    1 Child
    		 Couple
    2 Chidren
    		 Couple
    3+ Children
    		 Individual
    1 Child
    		 Individual
    2 Children
    		 Individual
    3+ Children
    		 Child
    0-14
    21
    30
    40
    50
    60     		$494,03
    $560,72
    $631,37
    $882,34
    $1 340,80     		$988,06
    $1 121,44
    $1 262,74
    $1 764,68
    $2 681,60     		$1 365,99
    $1 499,37
    $1 640,67
    $2 142,61     		$1 743,92
    $1 877,30
    $2 018,60
    $2 520,54     		$2 121,85
    $2 255,23
    $2 396,53
    $2 898,47     		$871,96
    $938,65
    $1 009,30
    $1 260,27     		$1 249,89
    $1 316,58
    $1 387,23
    $1 638,20     		$1 627,82
    $1 694,51
    $1 765,16
    $2 016,13     		$377,93

    ‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Clay County here.

    Clay County is in “Rating Area 1” of North Carolina.

    Currently, there are 15 plans offered in Rating Area 1.

    Obamacare Rates and Providers for Other Years

    2014 | 2015 | 2016| 2017 | 2018 | 2019 2020 2021

    You may also be interested in:

    • Do I Qualify For a Tax Credit to Pay My Premiums?

    • How do I sign up in North Carolina?

    • Using a Broker to Help You Sign Up

    Ways to Save Money on Obamacare in North Carolina

    There are three primary ways to reduce the cost of health plans under the Affordable Care Act in North Carolina.

    • You may be able to lower the cost of monthly premiums when you sign up for a private health insurance plan. Your subsidies will come in the form of a federal tax credit. This article is updated to cover the new tax credits available under the American Rescue Plan Act of 2021.
    • You may be able to reduce your out-of-pocket costs -- including copayments, deductibles, and coinsurance -- with cost-sharing subsidies paid for by insurers.
    • You may qualify for free or low-cost coverage through Medicaid in North Carolina, or your children may be able to obtain coverage through the Children’s Health Insurance Program (CHIP).

    Each of these forms of assistance depends on your income and family size.

    Many people who apply for coverage at the North Carolina exchange will be eligible for some form of financial assistance. Read on to learn more about each option.

    more...  

    Get Help Finding a Health Insurance Plan in North Carolina

    Get Help From North Carolina's Health Insurance Exchange

    The following links and telephone numbers take you to the official help resources for Healthcare.gov, the health insurance marketplace for North Carolina.

    Help by phone: 800-318-2596 (TTY: 855-889-4325)

    In-person help: Go to Find Local Help, where you can enter your city and state or zip code to find an application assister, insurance agent, or health insurance broker in your area.

    Get Help From a Licensed Insurance Broker

    To directly connect with a North Carolina insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)

    More Information

    For more detailed information, see How Do I Sign Up for Obamacare in North Carolina?

    What's New

    • What North Carolina Residents Need to Know About Obamacare for 2021
    • How To Sign Up for Obamacare in North Carolina

    Quick Links

    • What North Carolina Residents Need to Know About Obamacare for 2021
    • Get Help Finding a Health Insurance Plan in North Carolina
    • Obamacare for Self-Employed North Carolina Residents
    • Ways to Save Money on Obamacare in North Carolina
    • How Much Is the Obamacare Tax Penalty?
    • Do I Have to Get Health Insurance in North Carolina?
    • How Obamacare Can Help Unemployed North Carolina Residents

    Obamacare Posts from our Blog

    • Oba­macare Signups Begin Under New COVID Spe­cial Enroll­ment Period
    • States Offer ACA Spe­cial Enroll­ment Peri­ods Due to Coro­n­avirus
    • Appeals Court Strikes Down ACA Indi­vid­ual Mandate—Punts on the Rest of the Law
    • Five Things to Know About Choos­ing Health Insur­ance for 2020
    • Your State’s Open Enroll­ment Dead­line for 2020 Health Plans
    • Beware of Ads for Trump­care
    • Six States Require Health Insur­ance For 2020
    • One Way to Stay Out of Bank­ruptcy Court: Keep Your Health Insur­ance
    • Seven Ways the ACA Pro­tects Peo­ple with Pre­ex­ist­ing Con­di­tions
    • Fed­eral Judge Upholds Trump’s Cheap Health Insur­ance Plans

     

    ADVERTISEMENT

    What is Obamacare and the Affordable Care Act?

    Obamacare is the shorthand name for the federal Affordable Care Act (ACA), which was signed into law by President Barack Obama in 2010.

    This wide-reaching law does many things, but most significantly it:

    • protects consumers -- for example, by requiring insurance companies to cover people with pre-existing conditions and preventing them from arbitrarily canceling your coverage
    • allows states to expand Medicaid coverage
    • creates marketplaces (also called "exchanges") for health insurance plans that meet the requirements of the ACA, and
    • establishes new funding for public health and prevention.

    Until 2019, the law also required most U.S. citizens and legal residents to have health insurance or, if they didn't, to pay a tax penalty. Beginning in 2019, however, the penalty goes away in all states except those that have enacted their own penalties. Currently, the list of states with health insurance requirements includes California, D.C., Massachusetts, New Jersey, Rhode Island, and Vermont.

    At ObamacareByZipCode, we focus on helping you understand how the Affordable Care Act works in North Carolina, to help you get the coverage you need.

    Learn More

    Here are some topics that answer frequently asked questions about Obamacare.

    Do I Have to Get Obamacare in North Carolina?

    How Much Does Obamacare Cost?

    How Can I Save Money on Obamacare?

    How Do I Sign Up for Obamacare in North Carolina?

    Is Obamacare different from the Affordable Care Act?

    They are identical. Obamacare is just a nickname for the Affordable Care Act (ACA). 

    Here are some articles that answer frequently asked questions about Obamacare and the ACA.

    What Is Obamacare and the Affordable Care Act?

    Do I Have to Get Obamacare in North Carolina?

    How Much Does Obamacare Cost?

    How Can I Save Money on Obamacare?

    How Do I Sign Up for Obamacare in North Carolina?

    What do Obamacare health insurance plans cover?

    All health plans purchased through Healthcare.gov, the health insurance marketplace for North Carolina, must include the following benefits whether or not you have a pre-existing health condition.

    These are known under the Affordable Care Act  as “essential health benefits”:

    1. Ambulatory patient services (meaning outpatient care you receive without being admitted to a hospital)
    2. Emergency services
    3. Hospitalization (including surgery)
    4. Maternity and newborn care
    5. Mental health and substance use disorder services (including counseling and psychotherapy)
    6. Prescription drugs
    7. Rehabilitative and habilitative services and devices (for people with injuries, disabilities, or chronic conditions, to strengthen their mental and physical skills)
    8. Lab services
    9. Preventive and wellness services and chronic disease management
    10. Pediatric services (including oral and vision care)

    Companies that offer plans through Healthcare.gov will compete on price and quality of service in delivering these benefits.

    Will I be penalized if I don't have health insurance in North Carolina?

    Prior to 2019, if you didn't have health insurance and didn't qualify for an exemption, you would owe a penalty when you filed your federal tax return. For now, at least, that penalty has gone away. You must still report your coverage status on your federal tax return, but you won't have to pay a penalty if you aren't covered.

    For more health insurance basics, see What North Carolina Residents Need to Know About Obamacare.

    What if I already have health insurance?

    If you used the marketplace to purchase a plan last year. Most people who purchased their 2020 insurance plan from an online marketplace will be able to automatically renew their coverage for 2021. While automatic renewal sounds convenient, it has serious downsides:

    • If your insurer decides to cancel your current plan, you could be switched to another plan without warning. The new plan may cost you more or change your eligibility for financial assistance.
    • Automatic re-enrollment could mean you aren't getting the right subsidy package. That could leave you facing higher monthly premiums now or -- if you take more assistance than you're eligible for -- a big tax bill later.
    • You may miss out on a better deal or better coverage if you don't compare all available plans to your current plan.

    While allowing yourself to be automatically re-enrolled is better than going without insurance, it's best to take advantage of open enrollment and research your options. Shop around and evaluate new plans and costs. Even if you decide to stay with the plan you have, you can use open enrollment to confirm your personal information and ensure you're getting the right amount of financial aid.

    If you purchased an individual or family insurance plan outside the online marketplace. As long as the plan meets North Carolina’s coverage requirements, you can keep it. Or, you may use Healthcare.gov to compare plans and replace it. If you keep your current plan, you won't be eligible for the cost-saving subsidies available for plans purchased through the exchange.

    Be sure to check with your current insurance provider before canceling a health insurance policy; you may have to wait until the end of your current policy year to make a change.

    If you have insurance through an employer. As long as you're happy with your plan, you can keep it. You're considered covered under the Affordable Care Act. On the other hand, if you're not satisfied with the coverage you have, you may be able to switch to an individual plan through Healthcare.gov.

    Keep in mind that if you buy a plan through the exchange:

    • Your employer will not have to pay a portion of your monthly premiums.
    • You may not qualify for cost-saving subsidies, even if your income falls within the eligible range. If your employer offers coverage that is considered affordable and sufficient under the law, you won't qualify to save on premiums or out-of-pocket costs for plans purchased through Healthcare.gov.

    Where can I get in-person help with my application?

    In North Carolina, if you need help understanding your options for coverage under the Affordable Care Act (Obamacare) or signing up for a plan, you can get assistance from a trained enrollment assistant or from a health insurance broker or agent.

    An enrollment assistant (sometimes called a navigator, enrollment counselor, or something similar) can explain your options, answer your questions, and help you apply for the plan you choose -- but they can't recommend a specific plan for you. 

    Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained navigators and counselors, they are allowed to suggest the best plan for you.

    To find an assister in your area, go to Find Local Help at HealthCare.gov. There, you can enter your zip code to get a list of helpers near you.

    Talk to a licensed broker. To directly connect with a North Carolina insurance broker who can help you evaluate Affordable Care Act insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)

    For more information, see How To Sign Up for Obamacare in North Carolina.

    What does "open enrollment" mean?

    "Open enrollment" is the period of time, once a year, when you can choose or change your insurance provider or what kind of plan options you want -- for example, monthly premium and annual deductible amounts -- for the upcoming calendar year.

    For the dates of the next open enrollment period, see What You Need to Know About Obamacare in North Carolina.

    Choose your health care plan carefully, because after you make your choice, you must usually live with it until the next open enrollment period.

    "Special enrollment" is an exception to the usual enrollment rules. If you qualify for special enrollment, you can sign up during a time period outside of the open enrollment period. The circumstances under which you may qualify for special enrollment include:

    • moving to a new state
    • having a baby or adopting a child
    • getting married or divorced
    • leaving a job and losing your insurance
    • losing coverage under your parents’ plan
    • losing coverage because someone on your plan has died
    • losing other types of health insurance
    • gaining status as a member of an Indian tribe
    • becoming an American citizen, or
    • getting out of prison.

    What if I live in more than one state?

    Purchasing a new individual insurance plan under the Affordable Care Act can be complicated if you spend a significant amount of time in more than one state or travel frequently. Here’s an overview of points to consider.

    If You Live in More Than One State

    If you truly split your time between two states, the federal regulations covering plans offered through an ACA marketplace say that you can purchase health insurance in one or both places. This is true as long you spend “an entire season or other long period of time” in your second home.

    Keeping insurance in just one state. It’s undoubtedly easier and less expensive to buy and keep health insurance in only one state. If you go this route, you’ll be covered only for emergency care when you are outside of that state. And even in an emergency, charges may swell beyond your insurer’s limits for “reasonable and customary” care, leaving you at risk for a big medical bill in the event of a medical crisis.

    Getting insured in two states. If you want to establish residency in both of the states where you live, you can buy a new insurance policy every time you move. That’s possible because your move is considered “permanent” under federal regulations. As long as you were insured in the first state, you’ll qualify for a special enrollment period to buy a new policy in the second state.

    However, in addition to giving you a paperwork headache, buying insurance twice each year could turn out to be a very expensive arrangement. For example, your deductible and out-of-pocket max will restart every time you move—and maybe even a third time, if your stay in one state crosses into the month of January, when all plans restart for the calendar year.

    Carefully consider your situation and talk with potential insurers—then read policies carefully—to be sure you understand your options, potential expenses, and the true extent of your coverage as you move from state to state.

    If You Travel Frequently

    An insurance plan that meets the requirements of the ACA should cover you if you have to get emergency care out of state. For other types of care, your coverage will depend on the particulars of your plan.

    You may want to read the article, Don't Forget to Pack Health Insurance, from HealthInsurance.org for a deep dive into options for travel health insurance.

    Learn More

    For more health insurance basics, see What North Carolina Residents Need to Know About Obamacare.

    Glossary of Obamacare and Affordable Care Act Terms

    Glossary

    • A
    • B
    • C
    • D
    • E
    • F
    • G
    • H
    • I
    • J
    • K
    • L
    • M
    • N
    • O
    • P
    • Q
    • R
    • S
    • T
    • U
    • V
    • W
    • X
    • Y
    • Z

    A

    • Accountable Care Organization
    • Accreditation
    • Actuarial Value
    • Advanced Premium Tax Credit
    • Affordable Care Act
    • Affordable Insurance Exchange
    • Affordable coverage (as it relates to APTC)
    • Agent
    • Alimony
    • Allowed Amount
    • Annual Deductible Combined
    • Annual Limit
    • Appeal
    • Attest/Attestation
    • Authorized Representative
     

    B

    • Balance Billing
    • Benefit Year
    • Benefits
    • Biosimilar Biological Products
    • Brand Name (Drugs)
    • Broker
    • Bronze Health Plan
     

    C

    • COBRA
    • Cancelled Debts
    • Capital Gains
    • Care Coordination
    • Catastrophic Health Plan
    • Centers for Medicare & Medicaid Services (CMS)
    • Certified Applicant Counselor
    • Children's Health Insurance Program (CHIP)
    • Chronic Disease Management
    • Claim
    • Co-op
    • Coinsurance
    • Community Rating
    • Competitive Bidding
    • Complication of Pregnancy
    • Conversion
    • Coordination of Benefits
    • Copayment
    • Cost Sharing
    • Cost Sharing Reduction
    • Court Awards
    • Creditable Coverage
     

    D

    • Deductible
    • Dental Coverage
    • Department of Health and Human Services (HHS)
    • Dependent
    • Dependent Coverage
    • Disability
    • Dividend
    • Domestic Partnership
    • Donut Hole, Medicare Prescription Drug
    • Drug List
    • Durable Medical Equipment (DME)
     

    E

    • Early and Periodic Screening, Diagnostic, and Treatment Services (EPSDT)
    • Eligibility Assessment
    • Eligible Immigration Status
    • Emergency Medical Condition
    • Emergency Medical Transportation
    • Emergency Room Care
    • Emergency Services
    • Employer Shared Responsibility Payment (ESRP)
    • Employer or Union Retiree Plans
    • Essential Health Benefits
    • Exchange
    • Excluded Services
    • Exclusive Provider Organization (EPO) Plan
    • External Review
     

    F

    • Family and Medical Leave Act (FMLA)
    • Federal Poverty Level (FPL)
    • Federally Qualified Health Center (FQHC)
    • Federally Recognized Tribe
    • Fee
    • Fee For Service
    • Flexible Benefits Plan
    • Flexible Spending Account (FSA)
    • Formulary
    • Full-Time Employee
    • Fully Insured Job-based Plan
     

    G

    • Generic Drugs
    • Gold Health Plan
    • Grandfathered
    • Grandfathered Health Plan
    • Grievance
    • Group Health Plan
    • Guaranteed Issue
    • Guaranteed Renewal
     

    H

    • HIPAA Eligible Individual
    • Habilitative/Habilitation Services
    • Hardship Exemption
    • Health Care Workforce Incentive
    • Health Coverage
    • Health Insurance
    • Health Insurance Marketplace
    • Health Maintenance Organization (HMO)
    • Health Plan Categories
    • Health Reimbursement Account (HRA)
    • Health Savings Account (HSA)
    • Health Status
    • High Deductible Health Plan (HDHP)
    • High Risk Pool Plan (State)
    • High-Cost Excise Tax
    • Home Health Care
    • Home and Community-Based Services (HCBS)
    • Hospice Services
    • Hospital Outpatient Care
    • Hospital Readmissions
    • Hospitalization
     

    I

    • In Person Assistance Personnel Program
    • In-network Coinsurance
    • In-network Copayment
    • Individual Health Insurance Policy
    • Inpatient Care
    • Insurance Co-Op
    • Interest
    • Investment Income
     

    J

    • Job-based Health Plan
     

    L

    • Large Group Health Plan
    • Lifetime Limit
    • Long-Term Care
     

    M

    • Marketplace
    • Medicaid
    • Medical Loss Ratio (MLR)
    • Medical Underwriting
    • Medically Necessary
    • Medicare
    • Medicare Advantage (Medicare Part C)
    • Medicare Hospital Insurance Tax
    • Medicare Part D
    • Medicare Prescription Drug Donut Hole
    • Member Survey Results
    • Minimum Essential Coverage
    • Minimum value
    • Modified Adjusted Gross Income (MAGI)
    • Multi-Employer Plan
     

    N

    • Navigator
    • Net Capital Gains
    • Net Rental Income
    • Network
    • Network Plan
    • New Plan
    • Non-preferred provider
    • Nondiscrimination
    • Not Yet Accredited (Health Plan)
    • Notice
     

    O

    • Open Enrollment Period
    • Original Medicare
    • Out-of-Network Coinsurance
    • Out-of-Network Copayment
    • Out-of-Pocket Costs
    • Out-of-Pocket Estimate
    • Out-of-pocket maximum/limit
     

    P

    • Patient Protection and Affordable Care Act
    • Patient-Centered Outcomes Research
    • Payment Bundling
    • Penalty
    • Pension (Retirement Benefit)
    • Physician Services
    • Plan
    • Plan Year
    • Platinum Health Plan
    • Point of Service (POS) Plans
    • Policy Year
    • Pre-Existing Condition
    • Pre-Existing Condition (Job-based Coverage)
    • Pre-Existing Condition Exclusion Period (Individual Policy)
    • Pre-Existing Condition Exclusion Period (Job-based Coverage)
    • Pre-existing Condition Insurance Plan (PCIP)
    • Preauthorization
    • Preferred Provider
    • Preferred Provider Organization (PPO)
    • Premium
    • Premium Tax Credit
    • Prescription Drug Coverage
    • Prescription Drugs
    • Prevention
    • Preventive Services
    • Primary Care
    • Primary Care Physician
    • Primary Care Provider
    • Prior Authorization
    • Public Health
     

    Q

    • Qualified Health Plan
    • Qualifying Life Event
     

    R

    • Rate Review
    • Reconstructive Surgery
    • Referral
    • Rehabilitative/Rehabilitation Services
    • Reinsurance
    • Rental or Royalty Income
    • Rescission
    • Retirement Benefit (Pension)
    • Rider (exclusionary rider)
    • Risk Adjustment
     

    S

    • Self-Employment Income
    • Self-Insured Plan
    • Service Area
    • Silver Health Plan
    • Skilled Nursing Care
    • Skilled Nursing Facility Care
    • Social Security
    • Social Security Benefits
    • Social Security Survivors Benefits
    • Special Enrollment Period
    • Special Health Care Need
    • Specialist
    • State Continuation Coverage
    • State Health Insurance Assistance Program (SHIP)
    • State Insurance Department
    • State Medical Assistance Office
    • Subsidized Coverage
    • Summary of Benefits and Coverage (SBC)
    • Supplemental Security Income (SSI)
     

    T

    • TRICARE
    • TTY
    • Tax Household
    • Total Cost Estimate (for health coverage)
     

    U

    • UCR (Usual, Customary, and Reasonable)
    • Uncompensated Care
    • Urgent Care
     

    V

    • Value-Based Purchasing (VBP)
    • Vision or Vision Coverage
     

    W

    • Waiting Period (Job-based coverage)
    • Well-baby and Well-child Visits
    • Wellness Programs
    • Worker's Compensation
     

    Glossary source: HealthCare.gov

    Information & Documents to Have on Hand

    Here's the information to gather before you visit Healthcare.gov to apply for health insurance:

    • Your household size. HealthCare.gov offers a tool to help you figure out who to include in your household.
    • Birth dates, Social Security numbers, and addresses for everyone in your household applying for coverage.
    • Proof that you are a U.S. citizen, U.S. national, or "lawfully present" in the United States.
    • Employer and income information for each member of your household. Include all income sources, such as your earnings from work, pensions, alimony, rental property, and other income. If you have a job, gather together pay stubs or W-2 forms. If you’re self-employed, have last year’s tax return handy, as well other records that can help you estimate your yearly income.
    • Your estimated household income for the coverage year. (For example, if you're applying in November of 2020 for coverage the next year, estimate your household income for 2021.)
    • Policy numbers and any Plan ID numbers for current health insurance plans covering you or other members of your household.
    • If you or anyone in your household is eligible for job-based health insurance, information about the plan costs and coverage for each available plan. (The Employer Coverage Tool offered by HealthCare.gov can help with this step.)
    • A good idea of your budget for health insurance, so you know how much you can afford to spend each month. This will help you choose the best plan from among those offered to you.

    Finally, keep a list of any questions you want answered before you sign up for a health insurance plan. To get answers to many basic questions or for information on signing up for a plan, see How Do I Sign Up for Obamacare in North Carolina?

    About This Website

    We built this website to get people the answers they need about the Affordable Care Act (Obamacare). Our goal is to guide you to reliable, local information about your new health insurance options.

    When you choose your state or enter your zip code here, you will quickly learn:

    • whether or not you're required to get health insurance

    • what the available plans cover

    • how much coverage will cost, and

    • how to sign up in your state.

    For those concerned about cost, we show you how to determine whether you qualify for subsidies.

    Why We Care

    This site was created by Albin Renauer, founder of LegalConsumer.com, and is coauthored by Renauer and legal editor and writer Shae Irving. LegalConsumer, which originally concentrated on consumer bankruptcy, began in 2005, when Congress overhauled federal bankruptcy laws.

    “When politicians tried to make it harder to file bankruptcy, I vowed to make it easier. When I read about politicians making it hard to get information about Obamacare, it got my blood boiling -- and I realized I could help folks find that information the same way I do with bankruptcy.”

    Some states hide the ball when it comes to options for health care coverage under the Affordable Care Act. We want to guide you to all the official local resources you need to make sure you get the maximum benefits under the law.

    Who We Are

    LegalConsumer.com has helped more than a million consumers navigate the bankruptcy process by providing a free online “means test calculator,” which shows people whether or not they’re eligible to file for bankruptcy.

    Albin Renauer

    Albin Renauer is an independent web and database developer and Webby Award judge. He created LegalConsumer.com as an online companion to his book, How to File for Chapter 7 Bankruptcy, to help people file for bankruptcy.

    After receiving his J.D. from the University of Michigan Law School in 1985, Albin Renauer worked for various public-interest law firms in the Bay Area and as a staff attorney for Chief Justice Rose Bird of the California Supreme Court.  He spent 17 years as an editor at leading do-it-yourself legal publisher Nolo, where he helped create numerous books and software programs, including the bestselling Quicken WillMaker. He also edited Law on the Net, the first online directory of legal resources, and was the architect of Nolo's Webby Award winning website.

    Shae Irving

    Shae Irving has been a legal editor and writer since 1994, when she joined Nolo, specializing in estate planning, health care, and family law issues. For almost a decade, she was the managing editor of Nolo’s bestselling Quicken WillMaker software. Her books include Living Wills and Powers of Attorney for California and Prenuptial Agreements: How to Write a Fair and Lasting Contract. Shae graduated from Berkeley Law and briefly practiced at a large San Francisco law firm before becoming an editor and author.

    For More Information

    Contact Albin Renauer.

    Counties in North Carolina

    1. Mecklenburg County - 919,628 (Charlotte)
    2. Wake County - 900,993 (Raleigh)
    3. Guilford County - 488,406 (Greensboro and High Point)
    4. Forsyth County - 350,670 (Winston-Salem)
    5. Cumberland County - 319,431 (Fayetteville)
    6. Durham County - 267,587 (Durham)
    7. Buncombe County - 238,318 (Asheville)
    8. Gaston County - 206,086 (Gastonia)
    9. New Hanover County - 202,667 (Wilmington)
    10. Union County - 201,292 (Monroe)
    11. Cabarrus County - 178,011 (Concord)
    12. Onslow County - 177,772 (Jacksonville)
    13. Johnston County - 168,878 (Smithfield)
    14. Pitt County - 168,148 (Greenville)
    15. Davidson County - 162,878 (Lexington)
    16. Iredell County - 159,437 (Statesville)
    17. Catawba County - 154,358 (Newton)
    18. Alamance County - 151,131 (Graham)
    19. Randolph County - 141,752 (Asheboro)
    20. Rowan County - 138,428 (Salisbury)
    21. Robeson County - 134,168 (Lumberton)
    22. Orange County - 133,801 (Hillsborough)
    23. Wayne County - 122,623 (Goldsboro)
    24. Harnett County - 114,678 (Lillington)
    25. Brunswick County - 107,431 (Bolivia)
    26. Henderson County - 106,740 (Hendersonville)
    27. Craven County - 103,505 (New Bern)
    28. Cleveland County - 98,078 (Shelby)
    29. Nash County - 95,840 (Nashville)
    30. Rockingham County - 93,643 (Wentworth)
    31. Burke County - 90,912 (Morganton)
    32. Moore County - 88,247 (Carthage)
    33. Caldwell County - 83,029 (Lenoir)
    34. Wilson County - 81,234 (Wilson)
    35. Lincoln County - 78,265 (Lincolnton)
    36. Surry County - 73,673 (Dobson)
    37. Wilkes County - 69,340 (Wilkesboro)
    38. Rutherford County - 67,810 (Rutherfordton)
    39. Carteret County - 66,469 (Beaufort)
    40. Chatham County - 63,505 (Pittsboro)
    41. Sampson County - 63,431 (Clinton)
    42. Franklin County - 60,619 (Louisburg)
    43. Stanly County - 60,585 (Albemarle)
    44. Granville County - 59,916 (Oxford)
    45. Lenoir County - 59,495 (Kinston)
    46. Haywood County - 59,036 (Waynesville)
    47. Duplin County - 58,505 (Kenansville)
    48. Columbus County - 58,098 (Whiteville)
    49. Lee County - 57,866 (Sanford)
    50. Edgecombe County - 56,552 (Tarboro)
    1. Halifax County - 54,691 (Halifax)
    2. Pender County - 52,217 (Burgaw)
    3. Watauga County - 51,079 (Boone)
    4. Beaufort County - 47,759 (Washington)
    5. Stokes County - 47,401 (Danbury)
    6. Hoke County - 46,952 (Raeford)
    7. Richmond County - 46,639 (Rockingham)
    8. Vance County - 45,422 (Henderson)
    9. McDowell County - 44,996 (Marion)
    10. Davie County - 41,240 (Mocksville)
    11. Pasquotank County - 40,661 (Elizabeth City)
    12. Jackson County - 40,271 (Sylva)
    13. Person County - 39,464 (Roxboro)
    14. Yadkin County - 38,406 (Yadkinville)
    15. Alexander County - 37,198 (Taylorsville)
    16. Scotland County - 36,157 (Laurinburg)
    17. Bladen County - 35,190 (Elizabethtown)
    18. Macon County - 33,922 (Franklin)
    19. Dare County - 33,920 (Manteo)
    20. Transylvania County - 33,090 (Brevard)
    21. Montgomery County - 27,798 (Troy)
    22. Cherokee County - 27,444 (Murphy)
    23. Ashe County - 27,281 (Jefferson)
    24. Anson County - 26,948 (Wadesboro)
    25. Hertford County - 24,669 (Winton)
    26. Martin County - 24,505 (Williamston)
    27. Caswell County - 23,719 (Yanceyville)
    28. Currituck County - 23,547 (Currituck)
    29. Northampton County - 22,099 (Jackson)
    30. Greene County - 21,362 (Snow Hill)
    31. Bertie County - 21,282 (Windsor)
    32. Warren County - 20,972 (Warrenton)
    33. Madison County - 20,764 (Marshall)
    34. Polk County - 20,510 (Columbus)
    35. Yancey County - 17,818 (Burnsville)
    36. Avery County - 17,797 (Newland)
    37. Mitchell County - 15,579 (Bakersville)
    38. Chowan County - 14,793 (Edenton)
    39. Swain County - 13,981 (Bryson City)
    40. Perquimans County - 13,453 (Hertford)
    41. Washington County - 13,228 (Plymouth)
    42. Pamlico County - 13,144 (Bayboro)
    43. Gates County - 12,197 (Gatesville)
    44. Alleghany County - 11,155 (Sparta)
    45. Clay County - 10,587 (Hayesville)
    46. Jones County - 10,153 (Trenton)
    47. Camden County - 9,980 (Camden)
    48. Graham County - 8,861 (Robbinsville)
    49. Hyde County - 5,810 (Swan Quarter)
    50. Tyrrell County - 4,407 (Columbia)
    Currituck County Camden County Ashe County Gates County Alleghany County Hertford County Northampton County Surry County Warren County Pasquotank County Vance County Stokes County Granville County Person County Caswell County Rockingham County Halifax County Wilkes County Perquimans County Watauga County Chowan County Avery County Dare County Yadkin County Bertie County Franklin County Forsyth County Guilford County Alamance County Orange County Durham County Nash County Mitchell County Edgecombe County Caldwell County Yancey County Martin County Madison County Wake County Davie County Iredell County Tyrrell County Alexander County Dare County Washington County Davidson County Burke County Dare County McDowell County Randolph County Wilson County Chatham County Rowan County Pitt County Dare County Buncombe County Catawba County Haywood County Johnston County Beaufort County Hyde County Swain County Greene County Lee County Rutherford County Wayne County Cleveland County Harnett County Lincoln County Jackson County Graham County Henderson County Mecklenburg County Moore County Montgomery County Cabarrus County Stanly County Transylvania County Lenoir County Craven County Polk County Gaston County Pamlico County Macon County Cherokee County Sampson County Cumberland County Hyde County Jones County Clay County Hoke County Anson County Union County Duplin County Richmond County Carteret County Scotland County Onslow County Robeson County Bladen County Pender County Columbus County New Hanover County Brunswick County Brunswick County
    Clay County, NC: Obamacare By ZipCode
    LOCAL OBAMACARE INFO
    • How to Sign Up for Obamacare in North Carolina
    • What North Carolina Residents Need to Know About Obamacare
    • Who Needs Obamacare in Clay County
    • Get Help Finding a Health Insurance Plan in Clay County
    • How an Insurance Agent or Broker Can Help You Sign Up for Obamacare in North Carolina
    • Obamacare Home Page
    OBAMACARE FORMS
    • Applying for Obamacare With a Paper Application
    OBAMACARE RATES
    • How Much Does Obamacare Cost in Clay County, NC?
    OBAMACARE FINANCIAL AID
    • Can I Get Medicaid in North Carolina?
    • Ways to Save Money on Obamacare in North Carolina
    USING OBAMACARE
    • Understanding Obamacare's Preventive Health Care Benefits
    • When Must You Report Life Changes to the North Carolina Health Insurance Exchange?
    OBAMACARE PROBLEMS
    • Get Help Finding a Health Insurance Plan in Clay County
    • What to Do If You're Frustrated or Fed Up With Applying for North Carolina Obamacare Through Healthcare.gov
    • Avoiding Obamacare Scams in North Carolina
    • How an Insurance Agent or Broker Can Help You Sign Up for Obamacare in North Carolina
    LIFE SITUATIONS
    • Obamacare for Self-Employed North Carolina Residents
    • How Obamacare Affects Unemployed North Carolina Residents
    • Obamacare and Students
    • Obamacare and Seniors
    • What Domestic Partners Need to Know About Applying for Obamacare
    OBAMACARE NEWS
    • Obamacare and Taxes: What You Need to Know Before You File in North Carolina;
    • How North Carolina; Residents Were Affected by the Supreme Court’s Ruling in King v. Burwell
    ABOUT
    • About Obamacare By ZipCode

    Change Location

    Current Location: Hayesville, North Carolina, Clay County

    Clay County Cities >

    City Legal Guides for Clay County

    1. Hayesville - 3,868
    2. Brasstown - 2,014
    1. Sweetwater - 850
    2. Warne - 573

    North Carolina Counties >

    Counties in North Carolina

    1. Alamance County - 151,131 (Graham)
    2. Alexander County - 37,198 (Taylorsville)
    3. Alleghany County - 11,155 (Sparta)
    4. Anson County - 26,948 (Wadesboro)
    5. Ashe County - 27,281 (Jefferson)
    6. Avery County - 17,797 (Newland)
    7. Beaufort County - 47,759 (Washington)
    8. Bertie County - 21,282 (Windsor)
    9. Bladen County - 35,190 (Elizabethtown)
    10. Brunswick County - 107,431 (Bolivia)
    11. Buncombe County - 238,318 (Asheville)
    12. Burke County - 90,912 (Morganton)
    13. Cabarrus County - 178,011 (Concord)
    14. Caldwell County - 83,029 (Lenoir)
    15. Camden County - 9,980 (Camden)
    16. Carteret County - 66,469 (Beaufort)
    17. Caswell County - 23,719 (Yanceyville)
    18. Catawba County - 154,358 (Newton)
    19. Chatham County - 63,505 (Pittsboro)
    20. Cherokee County - 27,444 (Murphy)
    21. Chowan County - 14,793 (Edenton)
    22. Clay County - 10,587 (Hayesville)
    23. Cleveland County - 98,078 (Shelby)
    24. Columbus County - 58,098 (Whiteville)
    25. Craven County - 103,505 (New Bern)
    26. Cumberland County - 319,431 (Fayetteville)
    27. Currituck County - 23,547 (Currituck)
    28. Dare County - 33,920 (Manteo)
    29. Davidson County - 162,878 (Lexington)
    30. Davie County - 41,240 (Mocksville)
    31. Duplin County - 58,505 (Kenansville)
    32. Durham County - 267,587 (Durham)
    33. Edgecombe County - 56,552 (Tarboro)
    34. Forsyth County - 350,670 (Winston-Salem)
    35. Franklin County - 60,619 (Louisburg)
    36. Gaston County - 206,086 (Gastonia)
    37. Gates County - 12,197 (Gatesville)
    38. Graham County - 8,861 (Robbinsville)
    39. Granville County - 59,916 (Oxford)
    40. Greene County - 21,362 (Snow Hill)
    41. Guilford County - 488,406 (Greensboro and High Point)
    42. Halifax County - 54,691 (Halifax)
    43. Harnett County - 114,678 (Lillington)
    44. Haywood County - 59,036 (Waynesville)
    45. Henderson County - 106,740 (Hendersonville)
    46. Hertford County - 24,669 (Winton)
    47. Hoke County - 46,952 (Raeford)
    48. Hyde County - 5,810 (Swan Quarter)
    49. Iredell County - 159,437 (Statesville)
    50. Jackson County - 40,271 (Sylva)
    1. Johnston County - 168,878 (Smithfield)
    2. Jones County - 10,153 (Trenton)
    3. Lee County - 57,866 (Sanford)
    4. Lenoir County - 59,495 (Kinston)
    5. Lincoln County - 78,265 (Lincolnton)
    6. McDowell County - 44,996 (Marion)
    7. Macon County - 33,922 (Franklin)
    8. Madison County - 20,764 (Marshall)
    9. Martin County - 24,505 (Williamston)
    10. Mecklenburg County - 919,628 (Charlotte)
    11. Mitchell County - 15,579 (Bakersville)
    12. Montgomery County - 27,798 (Troy)
    13. Moore County - 88,247 (Carthage)
    14. Nash County - 95,840 (Nashville)
    15. New Hanover County - 202,667 (Wilmington)
    16. Northampton County - 22,099 (Jackson)
    17. Onslow County - 177,772 (Jacksonville)
    18. Orange County - 133,801 (Hillsborough)
    19. Pamlico County - 13,144 (Bayboro)
    20. Pasquotank County - 40,661 (Elizabeth City)
    21. Pender County - 52,217 (Burgaw)
    22. Perquimans County - 13,453 (Hertford)
    23. Person County - 39,464 (Roxboro)
    24. Pitt County - 168,148 (Greenville)
    25. Polk County - 20,510 (Columbus)
    26. Randolph County - 141,752 (Asheboro)
    27. Richmond County - 46,639 (Rockingham)
    28. Robeson County - 134,168 (Lumberton)
    29. Rockingham County - 93,643 (Wentworth)
    30. Rowan County - 138,428 (Salisbury)
    31. Rutherford County - 67,810 (Rutherfordton)
    32. Sampson County - 63,431 (Clinton)
    33. Scotland County - 36,157 (Laurinburg)
    34. Stanly County - 60,585 (Albemarle)
    35. Stokes County - 47,401 (Danbury)
    36. Surry County - 73,673 (Dobson)
    37. Swain County - 13,981 (Bryson City)
    38. Transylvania County - 33,090 (Brevard)
    39. Tyrrell County - 4,407 (Columbia)
    40. Union County - 201,292 (Monroe)
    41. Vance County - 45,422 (Henderson)
    42. Wake County - 900,993 (Raleigh)
    43. Warren County - 20,972 (Warrenton)
    44. Washington County - 13,228 (Plymouth)
    45. Watauga County - 51,079 (Boone)
    46. Wayne County - 122,623 (Goldsboro)
    47. Wilkes County - 69,340 (Wilkesboro)
    48. Wilson County - 81,234 (Wilson)
    49. Yadkin County - 38,406 (Yadkinville)
    50. Yancey County - 17,818 (Burnsville)
    Currituck County Camden County Ashe County Gates County Alleghany County Hertford County Northampton County Surry County Warren County Pasquotank County Vance County Stokes County Granville County Person County Caswell County Rockingham County Halifax County Wilkes County Perquimans County Watauga County Chowan County Avery County Dare County Yadkin County Bertie County Franklin County Forsyth County Guilford County Alamance County Orange County Durham County Nash County Mitchell County Edgecombe County Caldwell County Yancey County Martin County Madison County Wake County Davie County Iredell County Tyrrell County Alexander County Dare County Washington County Davidson County Burke County Dare County McDowell County Randolph County Wilson County Chatham County Rowan County Pitt County Dare County Buncombe County Catawba County Haywood County Johnston County Beaufort County Hyde County Swain County Greene County Lee County Rutherford County Wayne County Cleveland County Harnett County Lincoln County Jackson County Graham County Henderson County Mecklenburg County Moore County Montgomery County Cabarrus County Stanly County Transylvania County Lenoir County Craven County Polk County Gaston County Pamlico County Macon County Cherokee County Sampson County Cumberland County Hyde County Jones County Clay County Hoke County Anson County Union County Duplin County Richmond County Carteret County Scotland County Onslow County Robeson County Bladen County Pender County Columbus County New Hanover County Brunswick County Brunswick County

    Largest North Carolina Cities >

    Largest North Carolina Cities

    1. Charlotte - 731,424
    2. Raleigh - 403,892
    3. Greensboro - 269,666
    4. Winston-Salem - 229,617
    5. Durham - 228,330
    6. Fayetteville - 200,564
    7. Cary - 135,234
    8. Wilmington - 106,476
    9. High Point - 104,371
    10. Chapel Hill - 87,971
    11. Gastonia - 85,249
    12. Greenville - 84,554
    13. Asheville - 83,393
    14. Concord - 79,066
    15. Jacksonville - 70,537
    16. Wake Forest - 65,491
    17. Hickory - 61,829
    18. Rocky Mount - 57,477
    19. Burlington - 49,963
    20. Wilson - 49,167
    21. Hendersonville - 47,527
    22. Huntersville - 46,773
    23. Winterville - 46,280
    24. Sandy Ridge - 45,672
    25. Kannapolis - 42,625
    26. Thomasville - 39,010
    27. Apex - 37,476
    28. Goldsboro - 36,437
    29. Salisbury - 33,662
    30. Indian Trail - 33,518
    31. Holly Springs - 33,071
    32. Monroe - 32,797
    33. Davidson - 32,786
    34. Mooresville - 32,711
    35. Newton - 32,264
    36. Lexington - 30,851
    37. Clayton - 30,712
    38. Kernersville - 30,386
    39. New Bern - 29,524
    40. Fort Bragg - 29,183
    41. Camp Lejeune - 29,111
    42. Sanford - 28,094
    43. Morganton - 28,058
    44. Matthews - 27,198
    45. Trinity - 26,604
    46. Shallotte - 26,545
    47. Statesville - 26,460
    48. Garner - 25,745
    49. Asheboro - 25,012
    50. FUQUAY VARINA - 24,906
    1. Cornelius - 24,866
    2. Lumberton - 24,839
    3. Candler - 24,582
    4. China Grove - 24,501
    5. Mount Airy - 24,334
    6. Roanoke Rapids - 23,144
    7. Mint Hill - 22,722
    8. Yadkin - 21,834
    9. Kinston - 21,677
    10. CL NAVAL HOSPITAL - 21,632
    11. Dallas - 21,436
    12. Henderson - 21,046
    13. Lenoir - 21,005
    14. Leaksville - 20,857
    15. Havelock - 20,735
    16. Richlands - 20,615
    17. Shelby - 20,323
    18. Lincolnton - 20,145
    19. Marion - 19,949
    20. Reidsville - 19,874
    21. Carrboro - 19,582
    22. Waynesville - 19,489
    23. Swansboro - 19,417
    24. Leicester - 19,148
    25. Arden - 18,821
    26. Elizabeth City - 18,683
    27. Clemmons - 18,627
    28. Morrisville - 18,576
    29. Deep River - 18,518
    30. Lewisville - 17,707
    31. Icard - 17,628
    32. Boone - 17,122
    33. Cherryville - 16,500
    34. Smithfield - 16,409
    35. Laurinburg - 15,962
    36. Albemarle - 15,903
    37. Rockingham - 15,745
    38. Swannanoa - 15,551
    39. Eden - 15,527
    40. Roxboro - 15,284
    41. Hope Mills - 15,176
    42. Washington - 14,838
    43. Cool Spring - 14,804
    44. Pleasant Grove - 14,677
    45. Franklin - 14,509
    46. Youngsville - 14,423
    47. Graham - 14,153
    48. North Albemarle - 14,046
    49. Stallings - 13,831
    50. Hillsborough - 13,809

    100 Largest US Cities >

    100 Largest US Cities

    1. New York, NY - 8,175,133
    2. Los Angeles, CA - 3,792,621
    3. Houston, TX - 3,075,388
    4. Phoenix, AZ - 2,972,357
    5. Chicago, IL - 2,695,598
    6. Brooklyn, NY - 2,504,700
    7. San Diego, CA - 2,259,481
    8. San Jose, CA - 1,661,105
    9. Manhattan, NY - 1,585,873
    10. Philadelphia, PA - 1,526,006
    11. Bronx, NY - 1,385,108
    12. San Antonio, TX - 1,327,407
    13. Dallas, TX - 1,197,816
    14. Sacramento, CA - 1,072,790
    15. Seattle, WA - 965,769
    16. Salt Lake City, UT - 932,320
    17. Miami, FL - 908,839
    18. Jacksonville, FL - 821,784
    19. Indianapolis, IN - 820,445
    20. San Bernardino, CA - 807,147
    21. San Francisco, CA - 805,235
    22. Fort Worth, TX - 791,745
    23. Austin, TX - 790,390
    24. Columbus, OH - 787,033
    25. Hempstead, NY - 759,757
    26. Charlotte, NC - 731,424
    27. Detroit, MI - 713,777
    28. Fresno, CA - 664,000
    29. El Paso, TX - 649,121
    30. Memphis, TN - 646,889
    31. Albuquerque, NM - 633,223
    32. Tampa, FL - 625,570
    33. Egypt Lake-Leto, FL - 625,570
    34. Baltimore, MD - 620,961
    35. Boston, MA - 617,594
    36. Ontario, CA - 615,598
    37. Washington, DC - 601,723
    38. Nashville, TN - 601,222
    39. Denver, CO - 600,158
    40. Milwaukee, WI - 594,833
    41. Portland, OR - 583,776
    42. Las Vegas, NV - 583,756
    43. Oklahoma City, OK - 579,999
    44. Tulsa, OK - 569,469
    45. Nashville-Davidson, TN - 545,524
    46. Orlando, FL - 539,261
    47. Atlanta, GA - 531,648
    48. Tucson, AZ - 520,116
    49. Arlington, TX - 491,713
    50. Brookhaven, NY - 486,040
    1. Staten Island, NY - 468,730
    2. Long Beach, CA - 462,257
    3. Kansas City, MO - 459,787
    4. Riverside, CA - 456,130
    5. Birmingham, AL - 455,278
    6. Mesa, AZ - 439,041
    7. Virginia Beach, VA - 437,994
    8. Tacoma, WA - 427,051
    9. Colorado Springs, CO - 416,427
    10. Oakland, CA - 411,480
    11. Omaha, NE - 408,958
    12. Raleigh, NC - 403,892
    13. Cleveland, OH - 396,815
    14. Bakersfield, CA - 393,778
    15. Honolulu, HI - 390,738
    16. Chandler, AZ - 388,838
    17. Minneapolis, MN - 382,578
    18. Wichita, KS - 382,368
    19. Inglewood, CA - 369,694
    20. Hayward, CA - 366,577
    21. Spokane, WA - 353,581
    22. New Orleans, LA - 343,829
    23. Stockton, CA - 343,203
    24. Compton, CA - 342,576
    25. Hialeah, FL - 342,086
    26. Country Club, FL - 342,086
    27. Anaheim, CA - 336,265
    28. Fremont, CA - 325,166
    29. Aurora, CO - 325,078
    30. Santa Ana, CA - 324,528
    31. Clearwater, FL - 319,594
    32. Saint Louis, MO - 319,294
    33. Whittier, CA - 316,911
    34. Modesto, CA - 312,842
    35. Pittsburgh, PA - 305,704
    36. Corpus Christi, TX - 305,215
    37. Cincinnati, OH - 296,943
    38. Oyster Bay, NY - 293,214
    39. Anchorage, AK - 291,826
    40. Toledo, OH - 287,208
    41. Saint Paul, MN - 285,068
    42. Murrieta, CA - 282,939
    43. Fort Lauderdale, FL - 282,219
    44. Newark, NJ - 277,140
    45. Greensboro, NC - 269,666
    46. Pasadena, CA - 268,040
    47. Greenville, SC - 263,637
    48. Plantation, FL - 261,673
    49. Buffalo, NY - 261,310
    50. Lexington, KY - 260,512

    50 States >

    50 State Obamacare Info

    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • District of Columbia
    • Florida
    • Georgia
    • Hawaii
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    • Louisiana
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    • Massachusetts
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    Clay County, NC: Law

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    Copyright © 2006-2021 RelationalVision, LLC dba LegalConsumer.com Self-help services may not be permitted in all states. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site. The sponsored attorney advertisements on this site are paid attorney advertising. In some states, the information on this website may be considered a lawyer referral service. Your use of this website constitutes acceptance of the Terms of Use, Privacy Policy and Cookie Policy.