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Obamacare > Rates > South Dakota > McCook County
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Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from , the marketplace for McCook County, SD.
The health insurance rates listed below are for calendar year 2023.
Below, you’ll find a summary of the 23 plans for McCook County, South Dakota and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.
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Sanford Health PlanLocal: 1-605-328-6800 | Toll Free: 1-800-752-5863 | TTY: 1-877-652-1844 |
Toc - Plan #1 Sanford Health Plan | ||||||||||||||||||||
Gold
(PPO) Sanford Simplicity $1,750 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$517.70 $587.59 $661.62 $924.61 $1,405.04 |
$913.74 $983.63 $1,057.66 $1,320.65 |
$1,309.78 $1,379.67 $1,453.70 $1,716.69 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,035.40 $1,175.18 $1,323.24 $1,849.22 $2,810.08 |
$1,431.44 $1,571.22 $1,719.28 $2,245.26 |
$1,827.48 $1,967.26 $2,115.32 $2,641.30 |
Toc - Plan #2 Sanford Health Plan | ||||||||||||||||||||
Silver
(PPO) Sanford Simplicity $3,500 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$535.06 $607.29 $683.80 $955.61 $1,452.14 |
$944.38 $1,016.61 $1,093.12 $1,364.93 |
$1,353.70 $1,425.93 $1,502.44 $1,774.25 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,070.12 $1,214.58 $1,367.60 $1,911.22 $2,904.28 |
$1,479.44 $1,623.90 $1,776.92 $2,320.54 |
$1,888.76 $2,033.22 $2,186.24 $2,729.86 |
Toc - Plan #3 Sanford Health Plan | ||||||||||||||||||||
Silver
(PPO) Sanford Simplicity $4,750 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$497.94 $565.16 $636.37 $889.32 $1,351.41 |
$878.87 $946.09 $1,017.30 $1,270.25 |
$1,259.80 $1,327.02 $1,398.23 $1,651.18 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$995.88 $1,130.32 $1,272.74 $1,778.64 $2,702.82 |
$1,376.81 $1,511.25 $1,653.67 $2,159.57 |
$1,757.74 $1,892.18 $2,034.60 $2,540.50 |
Toc - Plan #4 Sanford Health Plan | ||||||||||||||||||||
Expanded Bronze
(PPO) Sanford Simplicity $6,900 HSA/HDHP |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
|||||||||||||||||
21 30 40 50 60 |
$384.43 $436.33 $491.31 $686.60 $1,043.35 |
$678.52 $730.42 $785.40 $980.69 |
$972.61 $1,024.51 $1,079.49 $1,274.78 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$768.86 $872.66 $982.62 $1,373.20 $2,086.70 |
$1,062.95 $1,166.75 $1,276.71 $1,667.29 |
$1,357.04 $1,460.84 $1,570.80 $1,961.38 |
Toc - Plan #5 Sanford Health Plan | ||||||||||||||||||||
Expanded Bronze
(PPO) Sanford Simplicity $6,000 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$379.71 $430.97 $485.26 $678.15 $1,030.52 |
$670.19 $721.45 $775.74 $968.63 |
$960.67 $1,011.93 $1,066.22 $1,259.11 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$759.42 $861.94 $970.52 $1,356.30 $2,061.04 |
$1,049.90 $1,152.42 $1,261.00 $1,646.78 |
$1,340.38 $1,442.90 $1,551.48 $1,937.26 |
Toc - Plan #6 Sanford Health Plan | ||||||||||||||||||||
Expanded Bronze
(PPO) Sanford Simplicity $7,000 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$381.93 $433.48 $488.10 $682.12 $1,036.54 |
$674.10 $725.65 $780.27 $974.29 |
$966.27 $1,017.82 $1,072.44 $1,266.46 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$763.86 $866.96 $976.20 $1,364.24 $2,073.08 |
$1,056.03 $1,159.13 $1,268.37 $1,656.41 |
$1,348.20 $1,451.30 $1,560.54 $1,948.58 |
Toc - Plan #7 Sanford Health Plan | ||||||||||||||||||||
Catastrophic
(PPO) Sanford Simplicity $9,100 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
|||||||||||||||||
21 30 40 50 60 |
$262.86 $298.35 $335.94 $469.47 $713.40 |
$463.95 $499.44 $537.03 $670.56 |
$665.04 $700.53 $738.12 $871.65 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$525.72 $596.70 $671.88 $938.94 $1,426.80 |
$726.81 $797.79 $872.97 $1,140.03 |
$927.90 $998.88 $1,074.06 $1,341.12 |
Toc - Plan #8 Sanford Health Plan | ||||||||||||||||||||
Silver
(PPO) Sanford Simplicity Enhanced - Diabetes & Asthma/COPD Care Plan $3,700 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$524.06 $594.81 $669.75 $935.97 $1,422.30 |
$924.97 $995.72 $1,070.66 $1,336.88 |
$1,325.88 $1,396.63 $1,471.57 $1,737.79 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,048.12 $1,189.62 $1,339.50 $1,871.94 $2,844.60 |
$1,449.03 $1,590.53 $1,740.41 $2,272.85 |
$1,849.94 $1,991.44 $2,141.32 $2,673.76 |
Toc - Plan #9 Sanford Health Plan | ||||||||||||||||||||
Gold
(PPO) Sanford Simplicity Enhanced - Diabetes & Asthma/COPD Care Plan $1,250 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
|||||||||||||||||
21 30 40 50 60 |
$530.56 $602.18 $678.05 $947.57 $1,439.92 |
$936.44 $1,008.06 $1,083.93 $1,353.45 |
$1,342.32 $1,413.94 $1,489.81 $1,759.33 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,061.12 $1,204.36 $1,356.10 $1,895.14 $2,879.84 |
$1,467.00 $1,610.24 $1,761.98 $2,301.02 |
$1,872.88 $2,016.12 $2,167.86 $2,706.90 |
Toc - Plan #10 Sanford Health Plan | ||||||||||||||||||||
Expanded Bronze
(PPO) Sanford Simplicity - Standardized $7,500 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
|||||||||||||||||
21 30 40 50 60 |
$389.32 $441.88 $497.55 $695.32 $1,056.60 |
$687.15 $739.71 $795.38 $993.15 |
$984.98 $1,037.54 $1,093.21 $1,290.98 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$778.64 $883.76 $995.10 $1,390.64 $2,113.20 |
$1,076.47 $1,181.59 $1,292.93 $1,688.47 |
$1,374.30 $1,479.42 $1,590.76 $1,986.30 |
Toc - Plan #11 Sanford Health Plan | ||||||||||||||||||||
Silver
(PPO) Sanford Simplicity - Standardized $5,800 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
|||||||||||||||||
21 30 40 50 60 |
$506.69 $575.09 $647.55 $904.95 $1,375.15 |
$894.31 $962.71 $1,035.17 $1,292.57 |
$1,281.93 $1,350.33 $1,422.79 $1,680.19 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,013.38 $1,150.18 $1,295.10 $1,809.90 $2,750.30 |
$1,401.00 $1,537.80 $1,682.72 $2,197.52 |
$1,788.62 $1,925.42 $2,070.34 $2,585.14 |
Toc - Plan #12 Sanford Health Plan | ||||||||||||||||||||
Gold
(PPO) Sanford Simplicity - Standardized $2,000 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-800-752-5863
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$513.90 $583.28 $656.77 $917.83 $1,394.73 |
$907.04 $976.42 $1,049.91 $1,310.97 |
$1,300.18 $1,369.56 $1,443.05 $1,704.11 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
|||||||||||||||||
21 30 40 50 60 |
$1,027.80 $1,166.56 $1,313.54 $1,835.66 $2,789.46 |
$1,420.94 $1,559.70 $1,706.68 $2,228.80 |
$1,814.08 $1,952.84 $2,099.82 $2,621.94 |
ADVERTISEMENT
Avera Health PlansLocal: 1-605-322-4545 | Toll Free: 1-888-322-2115 |
Toc - Plan #13 Avera Health Plans | ||||||||||||||||||||
Gold
(PPO) Avera 2000 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$610.96 $693.43 $780.79 $1,091.16 $1,658.13 |
$1,078.34 $1,160.81 $1,248.17 $1,558.54 |
$1,545.72 $1,628.19 $1,715.55 $2,025.92 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,221.92 $1,386.86 $1,561.58 $2,182.32 $3,316.26 |
$1,689.30 $1,854.24 $2,028.96 $2,649.70 |
$2,156.68 $2,321.62 $2,496.34 $3,117.08 |
Toc - Plan #14 Avera Health Plans | ||||||||||||||||||||
Silver
(PPO) Avera 4800 HSA Eligible HDHP |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$572.10 $649.32 $731.13 $1,021.76 $1,552.66 |
$1,009.75 $1,086.97 $1,168.78 $1,459.41 |
$1,447.40 $1,524.62 $1,606.43 $1,897.06 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,144.20 $1,298.64 $1,462.26 $2,043.52 $3,105.32 |
$1,581.85 $1,736.29 $1,899.91 $2,481.17 |
$2,019.50 $2,173.94 $2,337.56 $2,918.82 |
Toc - Plan #15 Avera Health Plans | ||||||||||||||||||||
Catastrophic
(PPO) Avera 9100 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$276.82 $314.19 $353.77 $494.40 $751.28 |
$488.58 $525.95 $565.53 $706.16 |
$700.34 $737.71 $777.29 $917.92 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$553.64 $628.38 $707.54 $988.80 $1,502.56 |
$765.40 $840.14 $919.30 $1,200.56 |
$977.16 $1,051.90 $1,131.06 $1,412.32 |
Toc - Plan #16 Avera Health Plans | ||||||||||||||||||||
Silver
(PPO) Avera 3500 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$535.48 $607.76 $684.33 $956.35 $1,453.27 |
$945.11 $1,017.39 $1,093.96 $1,365.98 |
$1,354.74 $1,427.02 $1,503.59 $1,775.61 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,070.96 $1,215.52 $1,368.66 $1,912.70 $2,906.54 |
$1,480.59 $1,625.15 $1,778.29 $2,322.33 |
$1,890.22 $2,034.78 $2,187.92 $2,731.96 |
Toc - Plan #17 Avera Health Plans | ||||||||||||||||||||
Expanded Bronze
(PPO) Avera 6800 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
|||||||||||||||||
21 30 40 50 60 |
$381.89 $433.44 $488.05 $682.05 $1,036.44 |
$674.03 $725.58 $780.19 $974.19 |
$966.17 $1,017.72 $1,072.33 $1,266.33 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
|||||||||||||||||
21 30 40 50 60 |
$763.78 $866.88 $976.10 $1,364.10 $2,072.88 |
$1,055.92 $1,159.02 $1,268.24 $1,656.24 |
$1,348.06 $1,451.16 $1,560.38 $1,948.38 |
Toc - Plan #18 Avera Health Plans | ||||||||||||||||||||
Expanded Bronze
(PPO) Avera 6850 HSA Eligible HDHP |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$395.78 $449.20 $505.79 $706.84 $1,074.12 |
$698.54 $751.96 $808.55 $1,009.60 |
$1,001.30 $1,054.72 $1,111.31 $1,312.36 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$791.56 $898.40 $1,011.58 $1,413.68 $2,148.24 |
$1,094.32 $1,201.16 $1,314.34 $1,716.44 |
$1,397.08 $1,503.92 $1,617.10 $2,019.20 |
Toc - Plan #19 Avera Health Plans | ||||||||||||||||||||
Silver
(PPO) Avera 5800 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
|||||||||||||||||
21 30 40 50 60 |
$514.55 $584.00 $657.58 $918.96 $1,396.46 |
$908.17 $977.62 $1,051.20 $1,312.58 |
$1,301.79 $1,371.24 $1,444.82 $1,706.20 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,029.10 $1,168.00 $1,315.16 $1,837.92 $2,792.92 |
$1,422.72 $1,561.62 $1,708.78 $2,231.54 |
$1,816.34 $1,955.24 $2,102.40 $2,625.16 |
Toc - Plan #20 Avera Health Plans | ||||||||||||||||||||
Expanded Bronze
(PPO) Avera 8000 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$375.86 $426.59 $480.34 $671.27 $1,020.06 |
$663.38 $714.11 $767.86 $958.79 |
$950.90 $1,001.63 $1,055.38 $1,246.31 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$751.72 $853.18 $960.68 $1,342.54 $2,040.12 |
$1,039.24 $1,140.70 $1,248.20 $1,630.06 |
$1,326.76 $1,428.22 $1,535.72 $1,917.58 |
Toc - Plan #21 Avera Health Plans | ||||||||||||||||||||
Gold
(PPO) Avera Standard 2000 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$620.06 $703.76 $792.43 $1,107.42 $1,682.83 |
$1,094.40 $1,178.10 $1,266.77 $1,581.76 |
$1,568.74 $1,652.44 $1,741.11 $2,056.10 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$1,240.12 $1,407.52 $1,584.86 $2,214.84 $3,365.66 |
$1,714.46 $1,881.86 $2,059.20 $2,689.18 |
$2,188.80 $2,356.20 $2,533.54 $3,163.52 |
Toc - Plan #22 Avera Health Plans | ||||||||||||||||||||
Silver
(PPO) Avera Standard 5800 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$488.80 $554.77 $624.67 $872.97 $1,326.57 |
$862.72 $928.69 $998.59 $1,246.89 |
$1,236.64 $1,302.61 $1,372.51 $1,620.81 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$977.60 $1,109.54 $1,249.34 $1,745.94 $2,653.14 |
$1,351.52 $1,483.46 $1,623.26 $2,119.86 |
$1,725.44 $1,857.38 $1,997.18 $2,493.78 |
Toc - Plan #23 Avera Health Plans | ||||||||||||||||||||
Bronze
(PPO) Avera Standard 9100 |
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Benefits & Coverage
Plan Brochure
Provider Directory
Customer Service Phone: 1-888-322-2115
Annual Out of Pocket Expenses:
Monthly Premiums:
[show premiums]
|
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Age | Individual |
Individual 1 Child |
Individual 2 Children |
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21 30 40 50 60 |
$370.07 $420.02 $472.94 $660.94 $1,004.36 |
$653.17 $703.12 $756.04 $944.04 |
$936.27 $986.22 $1,039.14 $1,227.14 |
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Age | Couple |
Couple 1 Child |
Couple 2 Chidren |
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21 30 40 50 60 |
$740.14 $840.04 $945.88 $1,321.88 $2,008.72 |
$1,023.24 $1,123.14 $1,228.98 $1,604.98 |
$1,306.34 $1,406.24 $1,512.08 $1,888.08 |
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for McCook County here.
McCook County is in “Rating Area 2” of South Dakota.
Currently, there are 23 plans offered in Rating Area 2.