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Obamacare 2020 Rates and Health Insurance Providers for McDowell County , West Virginia


Obamacare > Rates > West Virginia > McDowell County

Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for McDowell County, West Virginia.

The health insurance rates listed below are for calendar year 2020.

Obamacare Providers, Plans and 2020 Rates for McDowell County, West Virginia

Below, you’ll find a summary of the 19 plans for McDowell County, West Virginia and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.

For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

  • Contact a licensed health insurance agent
  • Complete an application at HealthCare.gov
  • Contact the provider directly

The table below shows premiums for the following profiles at various ages:

  • Individuals
  • Couples
  • Couples with 1, 2, or 3 children
  • Individuals with 1, 2, or 3 children
  • A child alone

Each plan links to the insurance provider's website. You can find the following:

  • Summary of plan benefits and costs
  • Plan brochure
  • Provider Directory where you can find out which doctors and hospitals in the Welch, WV area accept this insurance coverage as within the plan's network.

2020 Obamacare Rates, Providers, and Plans for McDowell County

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Highmark Blue Cross Blue Shield West Virginia

Local: 1-888-601-2109 | Toll Free: 1-888-601-2109 | TTY: 1-888-601-2109
 

Catastrophic

(EPO) my Blue Access WV Major Events EPO 8150 - 3 Free PCP Visits

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$402.97
$457.37
$515.00
$719.70
$1,093.66 		$805.94
$914.74
$1,030.00
$1,439.40
$2,187.32 		$1,114.21
$1,223.01
$1,338.27
$1,747.67 		$1,422.48
$1,531.28
$1,646.54
$2,055.94 		$1,730.75
$1,839.55
$1,954.81
$2,364.21 		$711.24
$765.64
$823.27
$1,027.97 		$1,019.51
$1,073.91
$1,131.54
$1,336.24 		$1,327.78
$1,382.18
$1,439.81
$1,644.51 		$308.27
 

Bronze

(EPO) my Blue Access WV EPO Bronze 7900

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,900 $15,800
Maximum Out of Pocket Per Year $7,900 $15,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$491.88
$558.28
$628.62
$878.50
$1,334.96 		$983.76
$1,116.56
$1,257.24
$1,757.00
$2,669.92 		$1,360.05
$1,492.85
$1,633.53
$2,133.29 		$1,736.34
$1,869.14
$2,009.82
$2,509.58 		$2,112.63
$2,245.43
$2,386.11
$2,885.87 		$868.17
$934.57
$1,004.91
$1,254.79 		$1,244.46
$1,310.86
$1,381.20
$1,631.08 		$1,620.75
$1,687.15
$1,757.49
$2,007.37 		$376.29
 

Expanded Bronze

(EPO) my Blue Access WV EPO Bronze 3900

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,900 $7,800
Maximum Out of Pocket Per Year $7,900 $15,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$511.66
$580.73
$653.90
$913.82
$1,388.65 		$1,023.32
$1,161.46
$1,307.80
$1,827.64
$2,777.30 		$1,414.74
$1,552.88
$1,699.22
$2,219.06 		$1,806.16
$1,944.30
$2,090.64
$2,610.48 		$2,197.58
$2,335.72
$2,482.06
$3,001.90 		$903.08
$972.15
$1,045.32
$1,305.24 		$1,294.50
$1,363.57
$1,436.74
$1,696.66 		$1,685.92
$1,754.99
$1,828.16
$2,088.08 		$391.42
 

Silver

(EPO) my Blue Access WV EPO Silver 2900 - 2 Free PCP Visits

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,900 $5,800
Maximum Out of Pocket Per Year $7,800 $15,600
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$612.76
$695.48
$783.11
$1,094.39
$1,663.03 		$1,225.52
$1,390.96
$1,566.22
$2,188.78
$3,326.06 		$1,694.28
$1,859.72
$2,034.98
$2,657.54 		$2,163.04
$2,328.48
$2,503.74
$3,126.30 		$2,631.80
$2,797.24
$2,972.50
$3,595.06 		$1,081.52
$1,164.24
$1,251.87
$1,563.15 		$1,550.28
$1,633.00
$1,720.63
$2,031.91 		$2,019.04
$2,101.76
$2,189.39
$2,500.67 		$468.76
 

Gold

(EPO) my Blue Access WV EPO Gold 800 - 2 Free PCP Visits

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $800 $1,600
Maximum Out of Pocket Per Year $6,000 $12,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$741.94
$842.10
$948.20
$1,325.10
$2,013.63 		$1,483.88
$1,684.20
$1,896.40
$2,650.20
$4,027.26 		$2,051.46
$2,251.78
$2,463.98
$3,217.78 		$2,619.04
$2,819.36
$3,031.56
$3,785.36 		$3,186.62
$3,386.94
$3,599.14
$4,352.94 		$1,309.52
$1,409.68
$1,515.78
$1,892.68 		$1,877.10
$1,977.26
$2,083.36
$2,460.26 		$2,444.68
$2,544.84
$2,650.94
$3,027.84 		$567.58
 

Expanded Bronze

(EPO) my Blue Access WV EPO Bronze 7800 - 1 Free PCP Visit

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,800 $15,600
Maximum Out of Pocket Per Year $7,900 $15,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$514.35
$583.79
$657.34
$918.63
$1,395.95 		$1,028.70
$1,167.58
$1,314.68
$1,837.26
$2,791.90 		$1,422.18
$1,561.06
$1,708.16
$2,230.74 		$1,815.66
$1,954.54
$2,101.64
$2,624.22 		$2,209.14
$2,348.02
$2,495.12
$3,017.70 		$907.83
$977.27
$1,050.82
$1,312.11 		$1,301.31
$1,370.75
$1,444.30
$1,705.59 		$1,694.79
$1,764.23
$1,837.78
$2,099.07 		$393.48
 

Gold

(EPO) my Blue Access WV EPO Gold 0 - 2 Free PCP Visits

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $0 $0
Maximum Out of Pocket Per Year $7,500 $15,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$716.15
$812.83
$915.24
$1,279.04
$1,943.63 		$1,432.30
$1,625.66
$1,830.48
$2,558.08
$3,887.26 		$1,980.15
$2,173.51
$2,378.33
$3,105.93 		$2,528.00
$2,721.36
$2,926.18
$3,653.78 		$3,075.85
$3,269.21
$3,474.03
$4,201.63 		$1,264.00
$1,360.68
$1,463.09
$1,826.89 		$1,811.85
$1,908.53
$2,010.94
$2,374.74 		$2,359.70
$2,456.38
$2,558.79
$2,922.59 		$547.85
 

Silver

(EPO) my Blue Access WV EPO Silver 3950 HSA

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,950 $7,900
Maximum Out of Pocket Per Year $6,750 $13,500
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$584.45
$663.35
$746.93
$1,043.83
$1,586.20 		$1,168.90
$1,326.70
$1,493.86
$2,087.66
$3,172.40 		$1,616.00
$1,773.80
$1,940.96
$2,534.76 		$2,063.10
$2,220.90
$2,388.06
$2,981.86 		$2,510.20
$2,668.00
$2,835.16
$3,428.96 		$1,031.55
$1,110.45
$1,194.03
$1,490.93 		$1,478.65
$1,557.55
$1,641.13
$1,938.03 		$1,925.75
$2,004.65
$2,088.23
$2,385.13 		$447.10

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CareSource West Virginia Co.

Local:  | Toll Free: 

 

Expanded Bronze

(HMO) CareSource Marketplace HSA Eligible Bronze

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,300 $10,600
Maximum Out of Pocket Per Year $6,750 $13,500
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$565.75
$642.13
$723.03
$1,010.43
$1,535.44 		$1,131.50
$1,284.26
$1,446.06
$2,020.86
$3,070.88 		$1,564.30
$1,717.06
$1,878.86
$2,453.66 		$1,997.10
$2,149.86
$2,311.66
$2,886.46 		$2,429.90
$2,582.66
$2,744.46
$3,319.26 		$998.55
$1,074.93
$1,155.83
$1,443.23 		$1,431.35
$1,507.73
$1,588.63
$1,876.03 		$1,864.15
$1,940.53
$2,021.43
$2,308.83 		$432.80
 

Silver

(HMO) CareSource Marketplace Low Premium Silver

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,800 $13,600
Maximum Out of Pocket Per Year $7,300 $14,600
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$549.07
$623.19
$701.71
$980.63
$1,490.17 		$1,098.14
$1,246.38
$1,403.42
$1,961.26
$2,980.34 		$1,518.18
$1,666.42
$1,823.46
$2,381.30 		$1,938.22
$2,086.46
$2,243.50
$2,801.34 		$2,358.26
$2,506.50
$2,663.54
$3,221.38 		$969.11
$1,043.23
$1,121.75
$1,400.67 		$1,389.15
$1,463.27
$1,541.79
$1,820.71 		$1,809.19
$1,883.31
$1,961.83
$2,240.75 		$420.04
 

Gold

(HMO) CareSource Marketplace Gold

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,000 $4,000
Maximum Out of Pocket Per Year $6,500 $13,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$739.90
$839.78
$945.59
$1,321.45
$2,008.07 		$1,479.80
$1,679.56
$1,891.18
$2,642.90
$4,016.14 		$2,045.82
$2,245.58
$2,457.20
$3,208.92 		$2,611.84
$2,811.60
$3,023.22
$3,774.94 		$3,177.86
$3,377.62
$3,589.24
$4,340.96 		$1,305.92
$1,405.80
$1,511.61
$1,887.47 		$1,871.94
$1,971.82
$2,077.63
$2,453.49 		$2,437.96
$2,537.84
$2,643.65
$3,019.51 		$566.02
 

Silver

(HMO) CareSource Marketplace Standard Silver

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,900 $11,800
Maximum Out of Pocket Per Year $6,800 $13,600
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$572.26
$649.51
$731.35
$1,022.05
$1,553.11 		$1,144.52
$1,299.02
$1,462.70
$2,044.10
$3,106.22 		$1,582.30
$1,736.80
$1,900.48
$2,481.88 		$2,020.08
$2,174.58
$2,338.26
$2,919.66 		$2,457.86
$2,612.36
$2,776.04
$3,357.44 		$1,010.04
$1,087.29
$1,169.13
$1,459.83 		$1,447.82
$1,525.07
$1,606.91
$1,897.61 		$1,885.60
$1,962.85
$2,044.69
$2,335.39 		$437.78
 

Expanded Bronze

(HMO) CareSource Marketplace Bronze

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,700 $15,400
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$507.51
$576.03
$648.60
$906.42
$1,377.39 		$1,015.02
$1,152.06
$1,297.20
$1,812.84
$2,754.78 		$1,403.27
$1,540.31
$1,685.45
$2,201.09 		$1,791.52
$1,928.56
$2,073.70
$2,589.34 		$2,179.77
$2,316.81
$2,461.95
$2,977.59 		$895.76
$964.28
$1,036.85
$1,294.67 		$1,284.01
$1,352.53
$1,425.10
$1,682.92 		$1,672.26
$1,740.78
$1,813.35
$2,071.17 		$388.25
 

Silver

(HMO) CareSource Marketplace Low Deductible Silver

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,100 $10,200
Maximum Out of Pocket Per Year $6,600 $13,200
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$592.75
$672.77
$757.54
$1,058.65
$1,608.73 		$1,185.50
$1,345.54
$1,515.08
$2,117.30
$3,217.46 		$1,638.95
$1,798.99
$1,968.53
$2,570.75 		$2,092.40
$2,252.44
$2,421.98
$3,024.20 		$2,545.85
$2,705.89
$2,875.43
$3,477.65 		$1,046.20
$1,126.22
$1,210.99
$1,512.10 		$1,499.65
$1,579.67
$1,664.44
$1,965.55 		$1,953.10
$2,033.12
$2,117.89
$2,419.00 		$453.45
 

Silver

(HMO) CareSource Marketplace Low Premium Silver Dental, Vision, & Fitness

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,800 $13,600
Maximum Out of Pocket Per Year $7,300 $14,600
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$568.04
$644.72
$725.95
$1,014.51
$1,541.65 		$1,136.08
$1,289.44
$1,451.90
$2,029.02
$3,083.30 		$1,570.63
$1,723.99
$1,886.45
$2,463.57 		$2,005.18
$2,158.54
$2,321.00
$2,898.12 		$2,439.73
$2,593.09
$2,755.55
$3,332.67 		$1,002.59
$1,079.27
$1,160.50
$1,449.06 		$1,437.14
$1,513.82
$1,595.05
$1,883.61 		$1,871.69
$1,948.37
$2,029.60
$2,318.16 		$434.55
 

Gold

(HMO) CareSource Marketplace Gold Dental, Vision, & Fitness

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,000 $4,000
Maximum Out of Pocket Per Year $6,500 $13,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$762.15
$865.04
$974.02
$1,361.20
$2,068.47 		$1,524.30
$1,730.08
$1,948.04
$2,722.40
$4,136.94 		$2,107.34
$2,313.12
$2,531.08
$3,305.44 		$2,690.38
$2,896.16
$3,114.12
$3,888.48 		$3,273.42
$3,479.20
$3,697.16
$4,471.52 		$1,345.19
$1,448.08
$1,557.06
$1,944.24 		$1,928.23
$2,031.12
$2,140.10
$2,527.28 		$2,511.27
$2,614.16
$2,723.14
$3,110.32 		$583.04
 

Silver

(HMO) CareSource Marketplace Standard Silver Dental, Vision, & Fitness

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,900 $11,800
Maximum Out of Pocket Per Year $6,800 $13,600
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$592.61
$672.61
$757.35
$1,058.40
$1,608.34 		$1,185.22
$1,345.22
$1,514.70
$2,116.80
$3,216.68 		$1,638.57
$1,798.57
$1,968.05
$2,570.15 		$2,091.92
$2,251.92
$2,421.40
$3,023.50 		$2,545.27
$2,705.27
$2,874.75
$3,476.85 		$1,045.96
$1,125.96
$1,210.70
$1,511.75 		$1,499.31
$1,579.31
$1,664.05
$1,965.10 		$1,952.66
$2,032.66
$2,117.40
$2,418.45 		$453.35
 

Expanded Bronze

(HMO) CareSource Marketplace Bronze Dental, Vision, & Fitness

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,700 $15,400
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$524.08
$594.83
$669.77
$936.00
$1,422.34 		$1,048.16
$1,189.66
$1,339.54
$1,872.00
$2,844.68 		$1,449.08
$1,590.58
$1,740.46
$2,272.92 		$1,850.00
$1,991.50
$2,141.38
$2,673.84 		$2,250.92
$2,392.42
$2,542.30
$3,074.76 		$925.00
$995.75
$1,070.69
$1,336.92 		$1,325.92
$1,396.67
$1,471.61
$1,737.84 		$1,726.84
$1,797.59
$1,872.53
$2,138.76 		$400.92
 

Silver

(HMO) CareSource Marketplace Low Deductible Silver Dental, Vision, & Fitness

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,100 $10,200
Maximum Out of Pocket Per Year $6,600 $13,200
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$614.50
$697.45
$785.32
$1,097.48
$1,667.73 		$1,229.00
$1,394.90
$1,570.64
$2,194.96
$3,335.46 		$1,699.09
$1,864.99
$2,040.73
$2,665.05 		$2,169.18
$2,335.08
$2,510.82
$3,135.14 		$2,639.27
$2,805.17
$2,980.91
$3,605.23 		$1,084.59
$1,167.54
$1,255.41
$1,567.57 		$1,554.68
$1,637.63
$1,725.50
$2,037.66 		$2,024.77
$2,107.72
$2,195.59
$2,507.75 		$470.09

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for McDowell County here.

McDowell County is in “Rating Area 3” of West Virginia.

Currently, there are 19 plans offered in Rating Area 3.

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Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016| 2017 | 2018 | 2019

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