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North Carolina Obamacare Rates

Currituck County Camden County Ashe County Gates County Alleghany County Hertford County Northampton County Surry County Warren County Pasquotank County Vance County Stokes County Granville County Person County Caswell County Rockingham County Halifax County Wilkes County Perquimans County Watauga County Chowan County Avery County Dare County Yadkin County Bertie County Franklin County Forsyth County Guilford County Alamance County Orange County Durham County Nash County Mitchell County Edgecombe County Caldwell County Yancey County Martin County Madison County Wake County Davie County Iredell County Tyrrell County Alexander County Dare County Washington County Davidson County Burke County Dare County McDowell County Randolph County Wilson County Chatham County Rowan County Pitt County Dare County Buncombe County Catawba County Haywood County Johnston County Beaufort County Hyde County Swain County Greene County Lee County Rutherford County Wayne County Cleveland County Harnett County Lincoln County Jackson County Graham County Henderson County Mecklenburg County Moore County Montgomery County Cabarrus County Stanly County Transylvania County Lenoir County Craven County Polk County Gaston County Pamlico County Macon County Cherokee County Sampson County Cumberland County Hyde County Jones County Clay County Hoke County Anson County Union County Duplin County Richmond County Carteret County Scotland County Onslow County Robeson County Bladen County Pender County Columbus County New Hanover County Brunswick County Brunswick County

Obamacare Rates and Providers for Other Years

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You may also be interested in:

How To Sign Up for Obamacare in North Carolina

For 2022 health plans, North Carolina open enrollment has ended. However, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or income due to the COVID-19 crisis or for any other reason, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Missed the Enrollment Deadline for 2022?)

To get covered, you can go directly to the online health insurance marketplace for North Carolina. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.

Where's the North Carolina Health Care Exchange?

You can find the health insurance exchange for North Carolina at Healthcare.gov. This is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, you'll be guided through the enrollment process online.

more...  

North Carolina Medicaid Expansion: Do I Qualify for Medicaid Under the ACA?

The Affordable Care Act (Obamacare) expanded Medicaid eligibility to include more people who couldn’t otherwise obtain health insurance. As written, the ACA would extend Medicaid to all adults with incomes at or below 138% of the federal poverty level. (For a single person in North Carolina in 2021, that’s $17,609. For a family of four, it’s $36,156.)

However, the U.S. Supreme Court later ruled that it was up to individual states to decide whether to expand Medicaid. As of October 2021, 12 states have not expanded their programs.

North Carolina Has Not Expanded Medicaid

On March 24, 2021, the democratic governor of North Carolina, Roy Cooper, included Medicaid expansion in his state budget proposal for 2022-2023. As we near the end of 2021, the issue of Medicaid expansion is still hotly contested in North Carolina. Until North Carolina expands Medicaid eligibility, you may have fewer options for health coverage than people in states where Medicaid is more inclusive.

The Medicaid Coverage Gap

The Affordable Care Act assumed that Medicaid would be expanded to cover all Americans with incomes at or below 138% of the federal poverty level. And it created health plan subsidies for people with incomes between 100% - 400% of the poverty level.

That means North Carolina residents with incomes below the poverty level may fall into a coverage gap where they can get neither Medicaid nor ACA subsidies.

more...  

Get Help Finding a Health Insurance Plan in North Carolina

Get Help From North Carolina's Health Insurance Exchange

The following links and telephone numbers take you to the official help resources for Healthcare.gov, the health insurance marketplace for North Carolina.

Help by phone: 800-318-2596 (TTY: 855-889-4325)

In-person help: Go to Find Local Help, where you can enter your city and state or zip code to find an application assister, insurance agent, or health insurance broker in your area.

Get Help From a Licensed Insurance Broker

To directly connect with a North Carolina insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)

More Information

For more detailed information, see How Do I Sign Up for Obamacare in North Carolina?

  • North Carolina Obamacare Rates
  • General Info
  • Rates

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Blue Cross and Blue Shield of NC

Local: 1-800-324-4973 | Toll Free: 1-800-324-4973

Toc - Plan #1 Blue Cross and Blue Shield of NC
Bronze

(POS) Blue Value Bronze 8550 (limited network)

Annual Out of Pocket Expenses
Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$269,65
$306,05
$344,61
$481,59
$731,83
$475,93
$512,33
$550,89
$687,87
$682,21
$718,61
$757,17
$894,15
$888,49
$924,89
$963,45
$1 100,43
$206,28
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$539,30
$612,10
$689,22
$963,18
$1 463,66
$745,58
$818,38
$895,50
$1 169,46
$951,86
$1 024,66
$1 101,78
$1 375,74
$1 158,14
$1 230,94
$1 308,06
$1 582,02
$206,28
Toc - Plan #2 Blue Cross and Blue Shield of NC
Catastrophic

(POS) Blue Value Catastrophic (limited network)

Annual Out of Pocket Expenses
Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$194,92
$221,23
$249,11
$348,13
$529,01
$344,03
$370,34
$398,22
$497,24
$493,14
$519,45
$547,33
$646,35
$642,25
$668,56
$696,44
$795,46
$149,11
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$389,84
$442,46
$498,22
$696,26
$1 058,02
$538,95
$591,57
$647,33
$845,37
$688,06
$740,68
$796,44
$994,48
$837,17
$889,79
$945,55
$1 143,59
$149,11
Toc - Plan #3 Blue Cross and Blue Shield of NC
Gold

(POS) Blue Value Gold 2500 (limited network)

Annual Out of Pocket Expenses
Individual Family
$2,500 $5,000 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$395,71
$449,13
$505,72
$706,74
$1 073,96
$698,43
$751,85
$808,44
$1 009,46
$1 001,15
$1 054,57
$1 111,16
$1 312,18
$1 303,87
$1 357,29
$1 413,88
$1 614,90
$302,72
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$791,42
$898,26
$1 011,44
$1 413,48
$2 147,92
$1 094,14
$1 200,98
$1 314,16
$1 716,20
$1 396,86
$1 503,70
$1 616,88
$2 018,92
$1 699,58
$1 806,42
$1 919,60
$2 321,64
$302,72
Toc - Plan #4 Blue Cross and Blue Shield of NC
Silver

(POS) Blue Value Silver 4000 (limited network)

Annual Out of Pocket Expenses
Individual Family
$4,000 $8,000 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$417,62
$474,00
$533,72
$745,87
$1 133,42
$737,10
$793,48
$853,20
$1 065,35
$1 056,58
$1 112,96
$1 172,68
$1 384,83
$1 376,06
$1 432,44
$1 492,16
$1 704,31
$319,48
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$835,24
$948,00
$1 067,44
$1 491,74
$2 266,84
$1 154,72
$1 267,48
$1 386,92
$1 811,22
$1 474,20
$1 586,96
$1 706,40
$2 130,70
$1 793,68
$1 906,44
$2 025,88
$2 450,18
$319,48
Toc - Plan #5 Blue Cross and Blue Shield of NC
Silver

(POS) Blue Value Silver 6300 (limited network)

Annual Out of Pocket Expenses
Individual Family
$6,300 $12,600 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$399,38
$453,30
$510,41
$713,29
$1 083,92
$704,91
$758,83
$815,94
$1 018,82
$1 010,44
$1 064,36
$1 121,47
$1 324,35
$1 315,97
$1 369,89
$1 427,00
$1 629,88
$305,53
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$798,76
$906,60
$1 020,82
$1 426,58
$2 167,84
$1 104,29
$1 212,13
$1 326,35
$1 732,11
$1 409,82
$1 517,66
$1 631,88
$2 037,64
$1 715,35
$1 823,19
$1 937,41
$2 343,17
$305,53
Toc - Plan #6 Blue Cross and Blue Shield of NC
Expanded Bronze

(POS) Blue Value Bronze 7550 (limited network)

Annual Out of Pocket Expenses
Individual Family
$7,550 $15,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$298,90
$339,25
$381,99
$533,84
$811,21
$527,56
$567,91
$610,65
$762,50
$756,22
$796,57
$839,31
$991,16
$984,88
$1 025,23
$1 067,97
$1 219,82
$228,66
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$597,80
$678,50
$763,98
$1 067,68
$1 622,42
$826,46
$907,16
$992,64
$1 296,34
$1 055,12
$1 135,82
$1 221,30
$1 525,00
$1 283,78
$1 364,48
$1 449,96
$1 753,66
$228,66
Toc - Plan #7 Blue Cross and Blue Shield of NC
Expanded Bronze

(POS) Blue Value Bronze 7000 (limited network, HSA eligible)

Annual Out of Pocket Expenses
Individual Family
$7,000 $14,000 Annual Deductible
$7,000 $14,000 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$278,63
$316,25
$356,09
$497,63
$756,20
$491,78
$529,40
$569,24
$710,78
$704,93
$742,55
$782,39
$923,93
$918,08
$955,70
$995,54
$1 137,08
$213,15
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$557,26
$632,50
$712,18
$995,26
$1 512,40
$770,41
$845,65
$925,33
$1 208,41
$983,56
$1 058,80
$1 138,48
$1 421,56
$1 196,71
$1 271,95
$1 351,63
$1 634,71
$213,15
Toc - Plan #8 Blue Cross and Blue Shield of NC
Gold

(POS) Blue Local Gold 2500 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
$2,500 $5,000 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$473,37
$537,27
$604,97
$845,44
$1 284,73
$835,50
$899,40
$967,10
$1 207,57
$1 197,63
$1 261,53
$1 329,23
$1 569,70
$1 559,76
$1 623,66
$1 691,36
$1 931,83
$362,13
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$946,74
$1 074,54
$1 209,94
$1 690,88
$2 569,46
$1 308,87
$1 436,67
$1 572,07
$2 053,01
$1 671,00
$1 798,80
$1 934,20
$2 415,14
$2 033,13
$2 160,93
$2 296,33
$2 777,27
$362,13
Toc - Plan #9 Blue Cross and Blue Shield of NC
Silver

(POS) Blue Local Silver 4000 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
$4,000 $8,000 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$500,13
$567,65
$639,17
$893,23
$1 357,35
$882,73
$950,25
$1 021,77
$1 275,83
$1 265,33
$1 332,85
$1 404,37
$1 658,43
$1 647,93
$1 715,45
$1 786,97
$2 041,03
$382,60
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$1 000,26
$1 135,30
$1 278,34
$1 786,46
$2 714,70
$1 382,86
$1 517,90
$1 660,94
$2 169,06
$1 765,46
$1 900,50
$2 043,54
$2 551,66
$2 148,06
$2 283,10
$2 426,14
$2 934,26
$382,60
Toc - Plan #10 Blue Cross and Blue Shield of NC
Silver

(POS) Blue Local Silver 6300 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
$6,300 $12,600 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$478,89
$543,54
$612,02
$855,30
$1 299,71
$845,24
$909,89
$978,37
$1 221,65
$1 211,59
$1 276,24
$1 344,72
$1 588,00
$1 577,94
$1 642,59
$1 711,07
$1 954,35
$366,35
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$957,78
$1 087,08
$1 224,04
$1 710,60
$2 599,42
$1 324,13
$1 453,43
$1 590,39
$2 076,95
$1 690,48
$1 819,78
$1 956,74
$2 443,30
$2 056,83
$2 186,13
$2 323,09
$2 809,65
$366,35
Toc - Plan #11 Blue Cross and Blue Shield of NC
Expanded Bronze

(POS) Blue Local Bronze 7000 (local network with Atrium Health, HSA eligible)

Annual Out of Pocket Expenses
Individual Family
$7,000 $14,000 Annual Deductible
$7,000 $14,000 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$334,91
$380,12
$428,01
$598,15
$908,95
$591,12
$636,33
$684,22
$854,36
$847,33
$892,54
$940,43
$1 110,57
$1 103,54
$1 148,75
$1 196,64
$1 366,78
$256,21
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$669,82
$760,24
$856,02
$1 196,30
$1 817,90
$926,03
$1 016,45
$1 112,23
$1 452,51
$1 182,24
$1 272,66
$1 368,44
$1 708,72
$1 438,45
$1 528,87
$1 624,65
$1 964,93
$256,21
Toc - Plan #12 Blue Cross and Blue Shield of NC
Expanded Bronze

(POS) Blue Local Bronze 7550 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
$7,550 $15,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$358,90
$407,35
$458,67
$641,00
$974,05
$633,46
$681,91
$733,23
$915,56
$908,02
$956,47
$1 007,79
$1 190,12
$1 182,58
$1 231,03
$1 282,35
$1 464,68
$274,56
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$717,80
$814,70
$917,34
$1 282,00
$1 948,10
$992,36
$1 089,26
$1 191,90
$1 556,56
$1 266,92
$1 363,82
$1 466,46
$1 831,12
$1 541,48
$1 638,38
$1 741,02
$2 105,68
$274,56
Toc - Plan #13 Blue Cross and Blue Shield of NC
Bronze

(POS) Blue Local Bronze 8550 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$324,24
$368,01
$414,38
$579,09
$879,99
$572,28
$616,05
$662,42
$827,13
$820,32
$864,09
$910,46
$1 075,17
$1 068,36
$1 112,13
$1 158,50
$1 323,21
$248,04
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$648,48
$736,02
$828,76
$1 158,18
$1 759,98
$896,52
$984,06
$1 076,80
$1 406,22
$1 144,56
$1 232,10
$1 324,84
$1 654,26
$1 392,60
$1 480,14
$1 572,88
$1 902,30
$248,04
Toc - Plan #14 Blue Cross and Blue Shield of NC
Catastrophic

(POS) Blue Local Catastrophic (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$233,95
$265,53
$298,99
$417,83
$634,94
$412,92
$444,50
$477,96
$596,80
$591,89
$623,47
$656,93
$775,77
$770,86
$802,44
$835,90
$954,74
$178,97
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$467,90
$531,06
$597,98
$835,66
$1 269,88
$646,87
$710,03
$776,95
$1 014,63
$825,84
$889,00
$955,92
$1 193,60
$1 004,81
$1 067,97
$1 134,89
$1 372,57
$178,97
Toc - Plan #15 Blue Cross and Blue Shield of NC
Gold

(POS) Blue Home Gold 2500 (local network with Novant Health)

Annual Out of Pocket Expenses
Individual Family
$2,500 $5,000 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$364,53
$413,74
$465,87
$651,05
$989,33
$643,40
$692,61
$744,74
$929,92
$922,27
$971,48
$1 023,61
$1 208,79
$1 201,14
$1 250,35
$1 302,48
$1 487,66
$278,87
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$729,06
$827,48
$931,74
$1 302,10
$1 978,66
$1 007,93
$1 106,35
$1 210,61
$1 580,97
$1 286,80
$1 385,22
$1 489,48
$1 859,84
$1 565,67
$1 664,09
$1 768,35
$2 138,71
$278,87
Toc - Plan #16 Blue Cross and Blue Shield of NC
Silver

(POS) Blue Home Silver 4000 (local network with Novant Health)

Annual Out of Pocket Expenses
Individual Family
$4,000 $8,000 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$384,72
$436,66
$491,67
$687,11
$1 044,13
$679,03
$730,97
$785,98
$981,42
$973,34
$1 025,28
$1 080,29
$1 275,73
$1 267,65
$1 319,59
$1 374,60
$1 570,04
$294,31
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$769,44
$873,32
$983,34
$1 374,22
$2 088,26
$1 063,75
$1 167,63
$1 277,65
$1 668,53
$1 358,06
$1 461,94
$1 571,96
$1 962,84
$1 652,37
$1 756,25
$1 866,27
$2 257,15
$294,31
Toc - Plan #17 Blue Cross and Blue Shield of NC
Silver

(POS) Blue Home Silver 6300 (local network with Novant Health)

Annual Out of Pocket Expenses
Individual Family
$6,300 $12,600 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$367,91
$417,58
$470,19
$657,09
$998,51
$649,36
$699,03
$751,64
$938,54
$930,81
$980,48
$1 033,09
$1 219,99
$1 212,26
$1 261,93
$1 314,54
$1 501,44
$281,45
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$735,82
$835,16
$940,38
$1 314,18
$1 997,02
$1 017,27
$1 116,61
$1 221,83
$1 595,63
$1 298,72
$1 398,06
$1 503,28
$1 877,08
$1 580,17
$1 679,51
$1 784,73
$2 158,53
$281,45
Toc - Plan #18 Blue Cross and Blue Shield of NC
Expanded Bronze

(POS) Blue Home Bronze 7550 (local network with Novant Health)

Annual Out of Pocket Expenses
Individual Family
$7,550 $15,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$275,34
$312,51
$351,88
$491,76
$747,27
$485,98
$523,15
$562,52
$702,40
$696,62
$733,79
$773,16
$913,04
$907,26
$944,43
$983,80
$1 123,68
$210,64
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$550,68
$625,02
$703,76
$983,52
$1 494,54
$761,32
$835,66
$914,40
$1 194,16
$971,96
$1 046,30
$1 125,04
$1 404,80
$1 182,60
$1 256,94
$1 335,68
$1 615,44
$210,64
Toc - Plan #19 Blue Cross and Blue Shield of NC
Expanded Bronze

(POS) Blue Home Bronze 7000 (local network with Novant Health, HSA eligible)

Annual Out of Pocket Expenses
Individual Family
$7,000 $14,000 Annual Deductible
$7,000 $14,000 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$256,67
$291,32
$328,02
$458,41
$696,60
$453,02
$487,67
$524,37
$654,76
$649,37
$684,02
$720,72
$851,11
$845,72
$880,37
$917,07
$1 047,46
$196,35
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$513,34
$582,64
$656,04
$916,82
$1 393,20
$709,69
$778,99
$852,39
$1 113,17
$906,04
$975,34
$1 048,74
$1 309,52
$1 102,39
$1 171,69
$1 245,09
$1 505,87
$196,35
Toc - Plan #20 Blue Cross and Blue Shield of NC
Bronze

(POS) Blue Home Bronze 8550 (local network with Novant Health)

Annual Out of Pocket Expenses
Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$248,39
$281,92
$317,44
$443,62
$674,13
$438,41
$471,94
$507,46
$633,64
$628,43
$661,96
$697,48
$823,66
$818,45
$851,98
$887,50
$1 013,68
$190,02
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$496,78
$563,84
$634,88
$887,24
$1 348,26
$686,80
$753,86
$824,90
$1 077,26
$876,82
$943,88
$1 014,92
$1 267,28
$1 066,84
$1 133,90
$1 204,94
$1 457,30
$190,02
Toc - Plan #21 Blue Cross and Blue Shield of NC
Catastrophic

(POS) Blue Home Catastrophic (local network with Novant Health)

Annual Out of Pocket Expenses
Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$179,56
$203,80
$229,48
$320,69
$487,33
$316,92
$341,16
$366,84
$458,05
$454,28
$478,52
$504,20
$595,41
$591,64
$615,88
$641,56
$732,77
$137,36
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$359,12
$407,60
$458,96
$641,38
$974,66
$496,48
$544,96
$596,32
$778,74
$633,84
$682,32
$733,68
$916,10
$771,20
$819,68
$871,04
$1 053,46
$137,36

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Bright Health

Local: 1-855-521-9349 | Toll Free: 1-855-521-9349

Toc - Plan #22 Bright Health
Gold

(HMO) Gold 2500

Annual Out of Pocket Expenses
Individual Family
$2,500 $5,000 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$412,49
$468,18
$527,17
$736,71
$1 119,51
$728,05
$783,74
$842,73
$1 052,27
$1 043,61
$1 099,30
$1 158,29
$1 367,83
$1 359,17
$1 414,86
$1 473,85
$1 683,39
$315,56
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$824,98
$936,36
$1 054,34
$1 473,42
$2 239,02
$1 140,54
$1 251,92
$1 369,90
$1 788,98
$1 456,10
$1 567,48
$1 685,46
$2 104,54
$1 771,66
$1 883,04
$2 001,02
$2 420,10
$315,56
Toc - Plan #23 Bright Health
Silver

(HMO) Silver 5000

Annual Out of Pocket Expenses
Individual Family
$5,000 $10,000 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$330,67
$375,31
$422,60
$590,58
$897,44
$583,63
$628,27
$675,56
$843,54
$836,59
$881,23
$928,52
$1 096,50
$1 089,55
$1 134,19
$1 181,48
$1 349,46
$252,96
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$661,34
$750,62
$845,20
$1 181,16
$1 794,88
$914,30
$1 003,58
$1 098,16
$1 434,12
$1 167,26
$1 256,54
$1 351,12
$1 687,08
$1 420,22
$1 509,50
$1 604,08
$1 940,04
$252,96
Toc - Plan #24 Bright Health
Silver

(HMO) Silver 3000

Annual Out of Pocket Expenses
Individual Family
$3,000 $6,000 Annual Deductible
$7,500 $15,000 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$332,91
$377,85
$425,46
$594,57
$903,51
$587,58
$632,52
$680,13
$849,24
$842,25
$887,19
$934,80
$1 103,91
$1 096,92
$1 141,86
$1 189,47
$1 358,58
$254,67
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$665,82
$755,70
$850,92
$1 189,14
$1 807,02
$920,49
$1 010,37
$1 105,59
$1 443,81
$1 175,16
$1 265,04
$1 360,26
$1 698,48
$1 429,83
$1 519,71
$1 614,93
$1 953,15
$254,67
Toc - Plan #25 Bright Health
Silver

(HMO) Silver $0 Deductible

Annual Out of Pocket Expenses
Individual Family
$0 $0 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$335,86
$381,20
$429,23
$599,84
$911,52
$592,79
$638,13
$686,16
$856,77
$849,72
$895,06
$943,09
$1 113,70
$1 106,65
$1 151,99
$1 200,02
$1 370,63
$256,93
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$671,72
$762,40
$858,46
$1 199,68
$1 823,04
$928,65
$1 019,33
$1 115,39
$1 456,61
$1 185,58
$1 276,26
$1 372,32
$1 713,54
$1 442,51
$1 533,19
$1 629,25
$1 970,47
$256,93
Toc - Plan #26 Bright Health
Expanded Bronze

(HMO) Bronze 8550

Annual Out of Pocket Expenses
Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$234,30
$265,93
$299,43
$418,46
$635,89
$413,54
$445,17
$478,67
$597,70
$592,78
$624,41
$657,91
$776,94
$772,02
$803,65
$837,15
$956,18
$179,24
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$468,60
$531,86
$598,86
$836,92
$1 271,78
$647,84
$711,10
$778,10
$1 016,16
$827,08
$890,34
$957,34
$1 195,40
$1 006,32
$1 069,58
$1 136,58
$1 374,64
$179,24
Toc - Plan #27 Bright Health
Expanded Bronze

(HMO) Bronze 6400

Annual Out of Pocket Expenses
Individual Family
$6,400 $12,800 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$242,90
$275,69
$310,42
$433,81
$659,22
$428,72
$461,51
$496,24
$619,63
$614,54
$647,33
$682,06
$805,45
$800,36
$833,15
$867,88
$991,27
$185,82
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$485,80
$551,38
$620,84
$867,62
$1 318,44
$671,62
$737,20
$806,66
$1 053,44
$857,44
$923,02
$992,48
$1 239,26
$1 043,26
$1 108,84
$1 178,30
$1 425,08
$185,82
Toc - Plan #28 Bright Health
Expanded Bronze

(HMO) Bronze 7000 HSA

Annual Out of Pocket Expenses
Individual Family
$7,000 $14,000 Annual Deductible
$7,000 $14,000 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$278,29
$315,86
$355,65
$497,02
$755,27
$491,18
$528,75
$568,54
$709,91
$704,07
$741,64
$781,43
$922,80
$916,96
$954,53
$994,32
$1 135,69
$212,89
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$556,58
$631,72
$711,30
$994,04
$1 510,54
$769,47
$844,61
$924,19
$1 206,93
$982,36
$1 057,50
$1 137,08
$1 419,82
$1 195,25
$1 270,39
$1 349,97
$1 632,71
$212,89
Toc - Plan #29 Bright Health
Catastrophic

(HMO) Catastrophic 3 $0 PCP Visits

Annual Out of Pocket Expenses
Individual Family
$8,550 $17,100 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$159,23
$180,73
$203,50
$284,39
$432,16
$281,04
$302,54
$325,31
$406,20
$402,85
$424,35
$447,12
$528,01
$524,66
$546,16
$568,93
$649,82
$121,81
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$318,46
$361,46
$407,00
$568,78
$864,32
$440,27
$483,27
$528,81
$690,59
$562,08
$605,08
$650,62
$812,40
$683,89
$726,89
$772,43
$934,21
$121,81
Toc - Plan #30 Bright Health
Expanded Bronze

(HMO) Bronze $0 Medical Deductible

Annual Out of Pocket Expenses
Individual Family
$0 $0 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$267,68
$303,81
$342,09
$478,07
$726,48
$472,45
$508,58
$546,86
$682,84
$677,22
$713,35
$751,63
$887,61
$881,99
$918,12
$956,40
$1 092,38
$204,77
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$535,36
$607,62
$684,18
$956,14
$1 452,96
$740,13
$812,39
$888,95
$1 160,91
$944,90
$1 017,16
$1 093,72
$1 365,68
$1 149,67
$1 221,93
$1 298,49
$1 570,45
$204,77
Toc - Plan #31 Bright Health
Silver

(HMO) Silver $0 Primary Care

Annual Out of Pocket Expenses
Individual Family
$6,700 $13,400 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$331,97
$376,79
$424,26
$592,90
$900,97
$585,93
$630,75
$678,22
$846,86
$839,89
$884,71
$932,18
$1 100,82
$1 093,85
$1 138,67
$1 186,14
$1 354,78
$253,96
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$663,94
$753,58
$848,52
$1 185,80
$1 801,94
$917,90
$1 007,54
$1 102,48
$1 439,76
$1 171,86
$1 261,50
$1 356,44
$1 693,72
$1 425,82
$1 515,46
$1 610,40
$1 947,68
$253,96
Toc - Plan #32 Bright Health
Expanded Bronze

(HMO) Bronze $0 Primary Care

Annual Out of Pocket Expenses
Individual Family
$7,200 $14,400 Annual Deductible
$8,550 $17,100 Maximum Out of Pocket Per Year
Monthly Premiums:
Age Individual
Individual
1 Child
Individual
2 Children
Individual
3+ Children
Child
0-14
21
30
40
50
60
$244,00
$276,94
$311,83
$435,79
$662,22
$430,66
$463,60
$498,49
$622,45
$617,32
$650,26
$685,15
$809,11
$803,98
$836,92
$871,81
$995,77
$186,66
Age Couple
Couple
1 Child
Couple
2 Chidren
Couple
3+ Children
Child
0-14
21
30
40
50
60
$488,00
$553,88
$623,66
$871,58
$1 324,44
$674,66
$740,54
$810,32
$1 058,24
$861,32
$927,20
$996,98
$1 244,90
$1 047,98
$1 113,86
$1 183,64
$1 431,56
$186,66

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Mecklenburg County here.

Mecklenburg County is in “Rating Area 4” of North Carolina.

Currently, there are 32 plans offered in Rating Area 4.

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2022 Obamacare Rates for Mecklenburg County

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