The health insurance rates listed below are for calendar year 2014. We will post 2015 rates when they become available in the fall -- look for them before open enrollment begins on November 15. For now, you can click here to get a rough idea of how rates are trending in your state.
2014 Rates - CLICK HERE FOR 2015 RATES
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Pittsburgh, PA.
(For rates for small business owners, click here.)
Lowest Rates for Individual Obamacare Insurance Plans
Click your age to see the lowest rates for an individual plan in your area. To find rates for all plans and providers, see the tables below.
21, 22, 23, 24, 25, 26, 27, 28, 29 .. 30, 31, 32, 33, 34, 35, 36, 37, 38, 39 .. 40, 41, 42, 43, 44, 45, 46, 47, 48, 49 .. 50, 51, 52, 53, 54, 55, 56, 57, 58, 59 .. 60, 61, 62, 63, 64 and older
Projected Obamacare Rates for an Individual, Age 21, in Pittsburgh, Pennsylvania
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Lowest Catatrophic Plan = $98.94/mo
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Lowest Bronze Plan = $113.73/mo
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Lowest Silver Plan = $127.70/mo
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Second Lowest Silver Plan* = $133.00/mo
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Lowest Gold Plan = $161.26/mo
*If you are eligible for a cost-saving tax credit, it will be based on the price of the second-lowest cost silver plan in your area. In addition, to take advantage of cost-sharing subsidies, you must purchase a silver plan. For more information, see Ways to Save Money on Obamacare in Pennsylvania.
Providers in Allegheny County
Allegheny County is in “Rating Area 4” of Pennsylvania. Currently, there are 4 providers offering 41 plans to Rating Area 4. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Adult individual = age 27
- Adult individual = age 50
- Family = 2 adults age 30, 2 children
- Family single parent = 1 adult age 30, 2 children
- Couple = 2 adults age 40, no children
- Child = 1 child any age
UPMC Health Plan |
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Plan (PPO): UPMC Advantage Premium Bronze |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $236.07 | $402.31 | $797.42 | $541.75 | $575.76 | $143.04 |
Plan (PPO): UPMC Advantage Premium Silver |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $284.37 | $484.61 | $960.54 | $652.57 | $693.54 | $172.30 |
Plan (PPO): UPMC Advantage Premium Gold |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $313.34 | $533.99 | $1,058.42 | $719.07 | $764.22 | $189.86 |
Plan (PPO): UPMC Advantage Premium Savings Silver |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $282.82 | $481.98 | $955.34 | $649.04 | $689.78 | $171.37 |
Plan (PPO): UPMC Advantage Premium Savings Gold |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $320.68 | $546.50 | $1,083.22 | $735.92 | $782.12 | $194.31 |
Highmark Health Services |
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Plan (PPO): Major Events Blue PPO 6350 a Community Blue plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $103.69 | $176.71 | $350.26 | $237.96 | $252.90 | $62.83 |
Plan (PPO): Shared Cost Blue PPO 5500 a Community Blue Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $119.19 | $203.13 | $402.62 | $273.53 | $290.70 | $72.22 |
Plan (PPO): Shared Cost Blue PPO 2650 a Community Blue Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $139.38 | $237.53 | $470.80 | $319.85 | $339.94 | $84.45 |
Plan (PPO): Shared Cost Blue PPO 1200 a Community Blue Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $169.00 | $288.01 | $570.86 | $387.83 | $412.18 | $102.40 |
Plan (PPO): Health Savings Blue PPO 2750 a Community Blue Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $133.83 | $228.07 | $452.06 | $307.12 | $326.40 | $81.09 |
UPMC Health Plan |
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Plan (HMO): UPMC Advantage Value Silver |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $252.56 | $430.40 | $853.10 | $579.58 | $615.96 | $153.03 |
Plan (HMO): UPMC Advantage Enhanced Bronze |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $210.35 | $358.47 | $710.54 | $482.73 | $513.02 | $127.46 |
Plan (HMO): UPMC Advantage Enhanced Silver |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $253.24 | $431.57 | $855.40 | $581.14 | $617.64 | $153.44 |
Plan (HMO): UPMC Advantage Enhanced Gold |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $278.98 | $475.43 | $942.34 | $640.21 | $680.40 | $169.04 |
Plan (HMO): UPMC Advantage Goals Gold |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $286.18 | $487.71 | $966.70 | $656.76 | $697.98 | $173.41 |
Plan (HMO): UPMC Advantage Secure |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $190.60 | $324.81 | $643.82 | $437.40 | $464.86 | $115.49 |
Plan (HMO): UPMC Advantage Value Silver Select |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $236.18 | $402.49 | $797.78 | $542.00 | $576.02 | $143.11 |
Plan (HMO): UPMC Advantage Enhanced Bronze Select |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $196.80 | $335.38 | $664.74 | $451.61 | $479.98 | $119.24 |
Plan (HMO): UPMC Advantage Enhanced Silver Select |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $236.82 | $403.59 | $799.96 | $543.48 | $577.60 | $143.50 |
Plan (HMO): UPMC Advantage Enhanced Gold |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $260.83 | $444.51 | $881.06 | $598.57 | $636.16 | $158.04 |
Plan (HMO): UPMC Advantage Goals Gold Select |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $267.56 | $455.98 | $903.78 | $614.01 | $652.56 | $162.12 |
Plan (HMO): UPMC Advantage Secure Select |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $178.61 | $304.39 | $603.34 | $409.90 | $435.62 | $108.23 |
Plan (HMO): UPMC Advantage Value Gold Select |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $268.52 | $457.60 | $907.02 | $616.21 | $654.90 | $162.70 |
Plan (HMO): UPMC Advantage Value Gold |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $287.21 | $489.46 | $970.16 | $659.11 | $700.48 | $174.03 |
Highmark Health Insurance Company |
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Plan (PPO): Blue Cross Blue Shield Shared Cost 3200, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $193.43 | $329.64 | $653.38 | $443.89 | $471.76 | $117.20 |
Plan (PPO): Blue Cross Blue Shield Shared Cost 1500, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $233.46 | $397.87 | $788.60 | $535.76 | $569.40 | $141.46 |
Plan (PPO): Shared Cost Blue PPO 5500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $165.93 | $282.78 | $560.50 | $380.79 | $404.70 | $100.54 |
Plan (PPO): Shared Cost Blue PPO 3200 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $193.43 | $329.64 | $653.38 | $443.89 | $471.76 | $117.20 |
Plan (PPO): Shared Cost Blue PPO 1500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $233.46 | $397.87 | $788.60 | $535.76 | $569.40 | $141.46 |
Plan (PPO): Health Savings Blue PPO 3400 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $158.02 | $269.30 | $533.78 | $362.64 | $385.42 | $95.75 |
Plan (PPO): Health Savings Blue PPO 2500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $197.06 | $335.83 | $665.64 | $452.22 | $480.62 | $119.40 |
Plan (PPO): Health Savings Blue PPO 1300 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $238.32 | $406.15 | $805.02 | $546.91 | $581.26 | $144.40 |
Plan (PPO): Comprehensive Care Blue PPO 1500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $196.87 | $335.50 | $664.98 | $451.77 | $480.14 | $119.28 |
Plan (PPO): Comprehensive Care Blue PPO 500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Platinum | $283.96 | $483.92 | $959.16 | $651.63 | $692.54 | $172.05 |
HealthAmericaOne |
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Plan (HMO): Gold $5 Copay HMO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $265.42 | $452.33 | $896.56 | $609.10 | $647.34 | $160.82 |
Plan (HMO): Silver $10 Copay HMO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $220.68 | $376.09 | $745.44 | $506.44 | $538.24 | $133.72 |
Plan (HMO): Bronze $10 Copay HMO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $185.09 | $315.44 | $625.22 | $424.76 | $451.44 | $112.15 |
Plan (HMO): Bronze Deductible Only HMO HSA Eligible |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $171.57 | $292.38 | $579.52 | $393.71 | $418.44 | $103.95 |
Plan (HMO): Catastrophic 100% HMO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $115.73 | $197.22 | $390.90 | $265.57 | $282.24 | $70.12 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Allegheny County here.