The health insurance rates listed below are for calendar year 2014. We will post 2015 rates when they become available in the fall -- look for them before open enrollment begins on November 15. For now, you can click here to get a rough idea of how rates are trending in your state.
2014 Rates - CLICK HERE FOR 2015 RATES
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Monroe County, Illinois.
(For rates for small business owners, click here.)
Lowest Rates for Individual Obamacare Insurance Plans
Click your age to see the lowest rates for an individual plan in your area. To find rates for all plans and providers, see the tables below.
21, 22, 23, 24, 25, 26, 27, 28, 29 .. 30, 31, 32, 33, 34, 35, 36, 37, 38, 39 .. 40, 41, 42, 43, 44, 45, 46, 47, 48, 49 .. 50, 51, 52, 53, 54, 55, 56, 57, 58, 59 .. 60, 61, 62, 63, 64 and older
Projected Obamacare Rates for an Individual, Age 21, in Waterloo, Illinois
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Lowest Catatrophic Plan = $91.38/mo
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Lowest Bronze Plan = $133.63/mo
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Lowest Silver Plan = $176.95/mo
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Second Lowest Silver Plan* = $201.89/mo
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Lowest Gold Plan = $194.37/mo
*If you are eligible for a cost-saving tax credit, it will be based on the price of the second-lowest cost silver plan in your area. In addition, to take advantage of cost-sharing subsidies, you must purchase a silver plan. For more information, see Ways to Save Money on Obamacare in Illinois.
Providers in Monroe County
Monroe County is in “Rating Area 12” of Illinois. Currently, there are 4 providers offering 44 plans to Rating Area 12. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Adult individual = age 27
- Adult individual = age 50
- Family = 2 adults age 30, 2 children
- Family single parent = 1 adult age 30, 2 children
- Couple = 2 adults age 40, no children
- Child = 1 child any age
Coventry Health Care |
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Plan (PPO): Gold $10 Copay PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $257.68 | $439.13 | $870.40 | $591.33 | $628.46 | $156.13 |
Plan (PPO): Silver $15 Copay PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $234.71 | $399.98 | $792.80 | $538.61 | $572.42 | $142.21 |
Plan (PPO): Bronze $15 Copay PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $189.04 | $322.16 | $638.54 | $433.81 | $461.04 | $114.54 |
Plan (PPO): Bronze Deductible Only PPO HSA Eligible Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $177.68 | $302.81 | $600.18 | $407.75 | $433.36 | $107.66 |
Plan (PPO): Catastrophic 100% PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $121.51 | $207.07 | $410.42 | $278.83 | $296.34 | $73.62 |
Plan (PPO): Gold $5 Copay PPO Carelink from Coventry |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $203.70 | $347.15 | $688.08 | $467.47 | $496.82 | $123.43 |
Plan (PPO): Silver $10 Copay PPO Carelink from Coventry |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $185.44 | $316.03 | $626.40 | $425.56 | $452.28 | $112.36 |
Plan (PPO): Bronze $10 Copay PPO Carelink from Coventry |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $149.45 | $254.70 | $504.84 | $342.98 | $364.50 | $90.56 |
Plan (PPO): Bronze Deductible Only PPO HSA Eligible Carelink from Coventry |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $140.05 | $238.67 | $473.08 | $321.40 | $341.58 | $84.86 |
Plan (PPO): Catastrophic 100% PPO Carelink from Coventry |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $95.76 | $163.20 | $323.46 | $219.75 | $233.56 | $58.02 |
Blue Cross Blue Shield of Illinois |
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Plan (PPO): Blue PPO Gold 001 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $266.21 | $453.68 | $899.22 | $610.91 | $649.28 | $161.30 |
Plan (PPO): Blue PPO Gold 002 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $275.15 | $468.91 | $929.42 | $631.43 | $671.06 | $166.72 |
Plan (PPO): Blue PPO Silver 003 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $217.77 | $371.12 | $735.58 | $499.74 | $531.12 | $131.95 |
Plan (PPO): Blue PPO Silver 004 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $228.22 | $388.93 | $770.88 | $523.72 | $556.60 | $138.28 |
Plan (PPO): Blue PPO Bronze 005 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $169.34 | $288.58 | $571.98 | $388.59 | $413.00 | $102.60 |
Plan (PPO): Blue PPO Bronze 006 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $167.64 | $285.68 | $566.24 | $384.69 | $408.86 | $101.57 |
Plan (PPO): Blue Security PPO 010 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $163.97 | $279.44 | $553.86 | $376.28 | $399.92 | $99.35 |
Plan (PPO): Blue Cross Blue Shield Premier 1, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $288.66 | $491.94 | $975.04 | $662.42 | $704.02 | $174.90 |
Plan (PPO): Blue Cross Blue Shield Premier 2, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $285.84 | $487.13 | $965.54 | $655.97 | $697.14 | $173.20 |
Plan (PPO): Blue Cross Blue Shield Solution 3, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $219.97 | $374.88 | $743.06 | $504.82 | $536.50 | $133.29 |
Plan (PPO): Blue Cross Blue Shield Solution 4, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $211.58 | $360.58 | $714.70 | $485.55 | $516.04 | $128.20 |
Plan (PPO): Blue Cross Blue Shield Basic 5, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $176.12 | $300.14 | $594.90 | $404.16 | $429.54 | $106.71 |
Land of Lincoln Mutual Health Insurance Co. |
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Plan (PPO): Land of Lincoln National Preferred PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $271.57 | $462.80 | $917.32 | $623.21 | $662.34 | $164.55 |
Plan (PPO): Land of Lincoln National Preferred PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $247.08 | $421.07 | $834.60 | $567.01 | $602.62 | $149.71 |
Plan (PPO): Land of Lincoln National Preferred PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $190.52 | $324.68 | $643.56 | $437.22 | $464.66 | $115.44 |
Plan (PPO): Land of Lincoln National Confidence PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $278.78 | $475.09 | $941.68 | $639.76 | $679.92 | $168.92 |
Plan (PPO): Land of Lincoln National Confidence PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $242.63 | $413.49 | $819.60 | $556.82 | $591.76 | $147.02 |
Plan (PPO): Land of Lincoln National Complete PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $281.54 | $479.80 | $951.02 | $646.10 | $686.66 | $170.59 |
Plan (PPO): Land of Lincoln National Complete PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $257.38 | $438.62 | $869.38 | $590.64 | $627.72 | $155.95 |
Plan (PPO): Land of Lincoln National Complete PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $192.73 | $328.45 | $651.02 | $442.29 | $470.06 | $116.78 |
Plan (PPO): Land of Lincoln National Premier PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $295.19 | $503.06 | $997.10 | $677.41 | $719.94 | $178.86 |
Plan (PPO): Land of Lincoln National Premier PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $274.06 | $467.05 | $925.74 | $628.93 | $668.42 | $166.06 |
Plan (PPO): Land of Lincoln National Premier PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $180.18 | $307.07 | $608.64 | $413.50 | $439.46 | $109.18 |
Plan (PPO): Land of Lincoln National Elite PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $285.80 | $487.05 | $965.38 | $655.86 | $697.04 | $173.17 |
Plan (PPO): Land of Lincoln National Elite PPO Plan |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $265.65 | $452.71 | $897.32 | $609.62 | $647.90 | $160.96 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Monroe County here.