The health insurance rates listed below are for calendar year 2014. We will post 2015 rates when they become available in the fall -- look for them before open enrollment begins on November 15. For now, you can click here to get a rough idea of how rates are trending in your state.
2014 Rates - CLICK HERE FOR 2015 RATES
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Mellette County, South Dakota.
(For rates for small business owners, click here.)
Lowest Rates for Individual Obamacare Insurance Plans
Click your age to see the lowest rates for an individual plan in your area. To find rates for all plans and providers, see the tables below.
21, 22, 23, 24, 25, 26, 27, 28, 29 .. 30, 31, 32, 33, 34, 35, 36, 37, 38, 39 .. 40, 41, 42, 43, 44, 45, 46, 47, 48, 49 .. 50, 51, 52, 53, 54, 55, 56, 57, 58, 59 .. 60, 61, 62, 63, 64 and older
Projected Obamacare Rates for an Individual, Age 21, in White River, South Dakota
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Lowest Catatrophic Plan = $164.55/mo
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Lowest Bronze Plan = $187.20/mo
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Lowest Silver Plan = $237.96/mo
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Second Lowest Silver Plan* = $249.23/mo
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Lowest Gold Plan = $288.66/mo
*If you are eligible for a cost-saving tax credit, it will be based on the price of the second-lowest cost silver plan in your area. In addition, to take advantage of cost-sharing subsidies, you must purchase a silver plan. For more information, see Ways to Save Money on Obamacare in South Dakota.
Providers in Mellette County
Mellette County is in “Rating Area 1” of South Dakota. Currently, there are 3 providers offering 35 plans to Rating Area 1. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Adult individual = age 27
- Adult individual = age 50
- Family = 2 adults age 30, 2 children
- Family single parent = 1 adult age 30, 2 children
- Couple = 2 adults age 40, no children
- Child = 1 child any age
Sanford Health Plan |
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Plan (HMO): Simplicity $1,500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $303.89 | $517.89 | $1,026.50 | $697.38 | $741.18 | $184.13 |
Plan (HMO): Simplicity $2,500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $264.46 | $450.69 | $893.30 | $606.89 | $645.00 | $160.24 |
Plan (HMO): Simplicity $5,000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $196.19 | $334.34 | $662.68 | $450.21 | $478.48 | $118.87 |
Plan (HMO): Simplicity $6,350 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $172.45 | $293.88 | $582.50 | $395.74 | $420.58 | $104.49 |
Avera Health Plans |
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Plan (PPO): Avera MyPlan $1,500 / 20% Coinsurance |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $302.51 | $515.54 | $1,021.84 | $694.22 | $737.80 | $183.30 |
Plan (PPO): Avera MyPlan $1,500 / 20% Coinsurance, Pediatric Dental |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $311.12 | $530.21 | $1,050.92 | $713.97 | $758.80 | $188.51 |
Plan (PPO): Avera MyPlan $2,500 /$6,350 Out-of-Pocket |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $261.19 | $445.12 | $882.28 | $599.40 | $637.04 | $158.26 |
Plan (PPO): Avera MyPlan $2,500 /$6,350 Out-of-Pocket, Pediatric Dental |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $269.80 | $459.79 | $911.36 | $619.16 | $658.02 | $163.48 |
Plan (PPO): Avera MyPlan H.S.A. $3,500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $249.39 | $425.01 | $842.40 | $572.31 | $608.24 | $151.11 |
Plan (PPO): Avera MyPlan $5,000 / 30% Coinsurance |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $245.94 | $419.14 | $830.76 | $564.40 | $599.84 | $149.02 |
Plan (PPO): Avera MyPlan $2,500 / $5,500 Out-of-Pocket |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $267.10 | $455.18 | $902.22 | $612.95 | $651.42 | $161.84 |
Plan (PPO): Avera MyPlan $2,500 / $5,500 Out-of-Pocket, Pediatric Dental |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $275.70 | $469.85 | $931.28 | $632.69 | $672.42 | $167.05 |
Plan (PPO): Avera MyPlan $6,000 / 30% coinsurance |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $251.11 | $427.94 | $848.20 | $576.25 | $612.44 | $152.15 |
Plan (PPO): Avera MyPlan $1,500 / 30% Coinsurance |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $284.80 | $485.36 | $962.04 | $653.59 | $694.62 | $172.57 |
Plan (PPO): Avera MyPlan $250 / 10% Coinsurance |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Platinum | $348.50 | $593.92 | $1,177.18 | $799.75 | $849.98 | $211.16 |
Plan (PPO): Avera MyPlan $6,350 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $197.98 | $337.41 | $668.76 | $454.34 | $482.88 | $119.96 |
DAKOTACARE |
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Plan (HMO): Red 1000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $393.11 | $669.94 | $1,327.86 | $902.12 | $958.76 | $238.19 |
Plan (HMO): Red 1500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $388.10 | $661.39 | $1,310.92 | $890.61 | $946.54 | $235.15 |
Plan (HMO): Red 3000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $348.48 | $593.89 | $1,177.12 | $799.71 | $849.92 | $211.15 |
Plan (HMO): Red 6000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $319.40 | $544.32 | $1,078.90 | $732.98 | $779.00 | $193.53 |
Plan (HMO): Green 1000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $401.13 | $683.61 | $1,354.96 | $920.53 | $978.34 | $243.05 |
Plan (HMO): Green 1500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $398.12 | $678.48 | $1,344.80 | $913.63 | $971.00 | $241.23 |
Plan (HMO): Green 2000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $395.12 | $673.36 | $1,334.66 | $906.74 | $963.66 | $239.41 |
Plan (HMO): Green 5000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $362.52 | $617.81 | $1,224.56 | $831.94 | $884.16 | $219.66 |
Plan (HMO): Blue 1000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $392.11 | $668.23 | $1,324.48 | $899.82 | $956.32 | $237.58 |
Plan (HMO): Blue 1500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $380.57 | $648.57 | $1,285.54 | $873.37 | $928.20 | $230.60 |
Plan (HMO): Blue 2000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $376.56 | $641.74 | $1,271.98 | $864.16 | $918.42 | $228.17 |
Plan (HMO): Blue 4000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $339.46 | $578.50 | $1,146.64 | $779.00 | $827.92 | $205.68 |
Plan (HMO): Black 1250 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Gold | $401.13 | $683.61 | $1,354.96 | $920.53 | $978.34 | $243.05 |
Plan (HMO): Black 1500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $371.05 | $632.34 | $1,253.34 | $851.49 | $904.96 | $224.82 |
Plan (HMO): Black 2000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $357.01 | $608.41 | $1,205.94 | $819.29 | $870.72 | $216.32 |
Plan (HMO): Black 2500 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Silver | $363.53 | $619.52 | $1,227.94 | $834.24 | $886.62 | $220.27 |
Plan (HMO): Black 4000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $317.90 | $541.76 | $1,073.82 | $729.53 | $775.34 | $192.62 |
Plan (HMO): Black 5000 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Bronze | $311.38 | $530.65 | $1,051.80 | $714.57 | $759.44 | $188.67 |
Plan (HMO): Black 6350 |
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| Metal level | Age 27 | Age 50 | Family | Single Parent Family | Couple | Child |
| Catastrophic | $234.66 | $399.91 | $792.66 | $538.52 | $572.32 | $142.19 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Mellette County here.