The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Saint Lucie County, Florida.
(For rates for small business owners, click here.)
Obamacare Providers in Saint Lucie County for 2015
Saint Lucie County is in “Rating Area 59” of Florida. Currently, there are 3 providers offering 62 plans to Rating Area 59. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Florida Blue (BlueCross BlueShield FL) |
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Plan (EPO): BlueOptions Everyday Health 1423 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $329.20 | $561.02 | $1112.00 | $556.00 | $713.06 | $199.47 |
Plan (EPO): BlueOptions Essential (HSA) 1419 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $257.74 | $439.25 | $870.62 | $435.31 | $558.28 | $156.17 |
Plan (EPO): BlueOptions Everyday Health 1431 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $315.12 | $537.02 | $1064.42 | $532.21 | $682.56 | $190.93 |
Plan (EPO): BlueOptions Everyday Health 1418 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $365.16 | $622.31 | $1233.48 | $616.74 | $790.96 | $221.26 |
Plan (EPO): BlueOptions Everyday Health Premier 1418V |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $399.26 | $680.42 | $1348.66 | $674.33 | $864.82 | $241.92 |
Plan (EPO): BlueOptions Everyday Health 1416 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $276.41 | $471.05 | $933.66 | $466.83 | $598.70 | $167.48 |
Plan (EPO): BlueOptions All Copay 1424 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $380.99 | $649.28 | $1286.94 | $643.47 | $825.24 | $230.85 |
Plan (EPO): BlueOptions Everyday Health 1410 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $286.01 | $487.42 | $966.12 | $483.06 | $619.52 | $173.30 |
Plan (EPO): BlueOptions All Copay 1505 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $361.99 | $616.90 | $1222.74 | $611.37 | $784.08 | $219.33 |
Florida Blue HMO (a BlueCross BlueShield FL company) |
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Plan (HMO): BlueCare Everyday Health 1490 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $316.26 | $538.97 | $1068.28 | $534.14 | $685.02 | $191.63 |
Plan (HMO): BlueCare Essential (HSA) 1486 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $247.20 | $421.28 | $835.00 | $417.50 | $535.44 | $149.78 |
Plan (HMO): BlueCare Everyday Health 1498 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $302.21 | $515.02 | $1020.82 | $510.41 | $654.60 | $183.11 |
Plan (HMO): BlueCare Everyday Health 1485 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $347.73 | $592.60 | $1174.60 | $587.30 | $753.20 | $210.70 |
Plan (HMO): BlueCare Everyday Health 1483 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $273.55 | $466.18 | $924.02 | $462.01 | $592.52 | $165.75 |
Plan (HMO): BlueCare All Copay 1491 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $362.23 | $617.31 | $1223.56 | $611.78 | $784.60 | $219.48 |
Plan (HMO): BlueCare Everyday Health 1477 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $275.10 | $468.83 | $929.26 | $464.63 | $595.88 | $166.69 |
Plan (HMO): BlueCare All Copay 1565 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $343.28 | $585.01 | $1159.54 | $579.77 | $743.54 | $208.00 |
Cigna Healthcare |
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Plan (PPO): myCigna Health Savings 6100 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $260.49 | $443.93 | $879.88 | $439.94 | $564.22 | $157.83 |
Plan (PPO): myCigna Health Savings 3400 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $320.58 | $546.33 | $1082.86 | $541.43 | $694.38 | $194.24 |
Plan (PPO): myCigna Health Flex 1500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $313.44 | $534.17 | $1058.76 | $529.38 | $678.92 | $189.92 |
Plan (PPO): myCigna Health Flex 2750 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $310.43 | $529.04 | $1048.58 | $524.29 | $672.40 | $188.09 |
Plan (PPO): myCigna Health Flex 5000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $313.23 | $533.80 | $1058.04 | $529.02 | $678.46 | $189.79 |
Plan (PPO): myCigna Copay Assure Silver |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $341.16 | $581.41 | $1152.40 | $576.20 | $738.98 | $206.71 |
Plan (PPO): myCigna Health Flex 1000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $362.65 | $618.03 | $1224.96 | $612.48 | $785.50 | $219.73 |
Plan (PPO): myCigna Copay Assure Gold |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $375.50 | $639.92 | $1268.38 | $634.19 | $813.34 | $227.52 |
Plan (PPO): myCigna Health Flex 5000 Bronze |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $271.18 | $462.14 | $916.00 | $458.00 | $587.38 | $164.31 |
Assurant Health |
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Plan (PPO): Assurant Health Bronze Plan 001 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $273.50 | $466.09 | $923.84 | $461.92 | $592.40 | $165.72 |
Plan (PPO): Assurant Health Silver Plan 001 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $325.61 | $554.91 | $1099.86 | $549.93 | $705.28 | $197.29 |
Plan (PPO): Assurant Health Bronze Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $283.12 | $482.49 | $956.34 | $478.17 | $613.24 | $171.55 |
Plan (PPO): Assurant Health Silver Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $331.91 | $565.64 | $1121.16 | $560.58 | $718.94 | $201.11 |
Plan (PPO): Assurant Health Gold Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $399.62 | $681.04 | $1349.88 | $674.94 | $865.60 | $242.14 |
Plan (PPO): Assurant Health Platinum Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $456.38 | $777.77 | $1541.60 | $770.80 | $988.54 | $276.53 |
UnitedHealthcare |
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Plan (HMO): United Healthcare Platinum Compass 250 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $280.93 | $478.76 | $948.94 | $474.47 | $608.50 | $170.22 |
Plan (HMO): United Healthcare Gold Compass 1500-3 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $254.02 | $432.91 | $858.06 | $429.03 | $550.22 | $153.92 |
Plan (HMO): United Healthcare Gold Compass H.S.A. 1300 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $248.82 | $424.03 | $840.46 | $420.23 | $538.94 | $150.76 |
Plan (HMO): United Healthcare Silver Compass 4000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $234.50 | $399.64 | $792.12 | $396.06 | $507.94 | $142.09 |
Plan (HMO): United Healthcare Silver Compass H.S.A. 3600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $216.94 | $369.70 | $732.80 | $366.40 | $469.90 | $131.45 |
Plan (HMO): United Healthcare Bronze Compass 4200 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $193.28 | $329.39 | $652.88 | $326.44 | $418.66 | $117.11 |
Plan (HMO): United Healthcare Bronze Compass H.S.A. 6275 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $178.97 | $305.00 | $604.52 | $302.26 | $387.64 | $108.44 |
Plan (HMO): United Healthcare Catastrophic Compass 6600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $173.33 | $295.39 | $585.48 | $292.74 | $375.44 | $105.02 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Saint Lucie County here.