The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Monroe County, Illinois.
(For rates for small business owners, click here.)
Obamacare Providers in Monroe County for 2015
Monroe County is in “Rating Area 12” of Illinois. Currently, there are 4 providers offering 44 plans to Rating Area 12. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Coventry Health Care |
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Plan (PPO): Coventry Silver $15 Copay |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $248.98 | $424.32 | $841.02 | $420.51 | $539.30 | $150.86 |
Plan (PPO): Coventry Bronze $25 Copay |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $195.82 | $333.72 | $661.46 | $330.73 | $424.16 | $118.65 |
Plan (PPO): Coventry Bronze Deductible Only HSA Eligible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $200.54 | $341.75 | $677.38 | $338.69 | $434.36 | $121.51 |
Plan (PPO): Coventry Silver $10 Copay 2750 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $269.11 | $458.61 | $909.02 | $454.51 | $582.90 | $163.06 |
Plan (PPO): Coventry Gold $5 Copay Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $240.19 | $409.33 | $811.32 | $405.66 | $520.26 | $145.53 |
Plan (PPO): Coventry Silver $10 Copay Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $194.19 | $330.93 | $655.94 | $327.97 | $420.62 | $117.66 |
Plan (PPO): Coventry Bronze $20 Copay Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $151.20 | $257.67 | $510.72 | $255.36 | $327.50 | $91.61 |
Plan (PPO): Coventry Bronze Deductible Only HSA Eligible Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $154.83 | $263.87 | $523.02 | $261.51 | $335.38 | $93.82 |
Plan (PPO): Coventry Bronze $25 Copay FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $166.68 | $284.05 | $563.00 | $281.50 | $361.02 | $100.99 |
Plan (PPO): Coventry Bronze Deductible Only HSA Eligible FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $170.69 | $290.89 | $576.56 | $288.28 | $369.72 | $103.42 |
Plan (PPO): Coventry Gold $10 Copay FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $262.92 | $448.07 | $888.12 | $444.06 | $569.50 | $159.31 |
Plan (PPO): Coventry Silver $10 Copay 2750 FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $229.05 | $390.35 | $773.72 | $386.86 | $496.14 | $138.79 |
Plan (PPO): Coventry Silver $15 Copay FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $211.92 | $361.16 | $715.86 | $357.93 | $459.04 | $128.41 |
Plan (PPO): Coventry Silver $5 Copay 2750 Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $209.71 | $357.39 | $708.38 | $354.19 | $454.24 | $127.07 |
Blue Cross and Blue Shield of Illinois |
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Plan (PPO): Blue PPO Gold? 001 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $275.07 | $468.77 | $929.14 | $464.57 | $595.80 | $166.67 |
Plan (PPO): Blue PPO Gold? 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $284.96 | $485.63 | $962.56 | $481.28 | $617.24 | $172.66 |
Plan (PPO): Blue PPO Silver? 003 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $228.34 | $389.13 | $771.28 | $385.64 | $494.58 | $138.35 |
Plan (PPO): Blue PPO Silver? 004 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $240.64 | $410.09 | $812.84 | $406.42 | $521.22 | $145.81 |
Plan (PPO): Blue PPO Bronze? 005 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $193.97 | $330.57 | $655.22 | $327.61 | $420.16 | $117.53 |
Plan (PPO): Blue PPO Bronze? 006 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $188.14 | $320.63 | $635.52 | $317.76 | $407.52 | $114.00 |
Plan (PPO): Blue Security PPO? 010 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $176.27 | $300.40 | $595.44 | $297.72 | $381.82 | $106.81 |
Plan (PPO): Blue Cross Blue Shield Premier 1, a Multi-State Plan? |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $297.49 | $506.98 | $1004.86 | $502.43 | $644.36 | $180.25 |
Plan (PPO): Blue Cross Blue Shield Premier 2, a Multi-State Plan? |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $295.09 | $502.90 | $996.78 | $498.39 | $639.18 | $178.80 |
Plan (PPO): Blue Cross Blue Shield Solution 3, a Multi-State Plan? |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $230.90 | $393.50 | $779.96 | $389.98 | $500.14 | $139.91 |
Plan (PPO): Blue Cross Blue Shield Solution 4, a Multi-State Plan? |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $222.35 | $378.94 | $751.08 | $375.54 | $481.62 | $134.73 |
Plan (PPO): Blue Cross Blue Shield Basic 5, a Multi-State Plan? |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $196.16 | $334.30 | $662.62 | $331.31 | $424.90 | $118.86 |
Assurant Health |
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Plan (PPO): Assurant Health Bronze Plan 001 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $260.28 | $443.57 | $879.20 | $439.60 | $563.78 | $157.71 |
Plan (PPO): Assurant Health Silver Plan 001 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $309.76 | $527.89 | $1046.32 | $523.16 | $670.94 | $187.69 |
Plan (PPO): Assurant Health Bronze Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $269.43 | $459.16 | $910.10 | $455.05 | $583.60 | $163.25 |
Plan (PPO): Assurant Health Silver Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $315.73 | $538.07 | $1066.50 | $533.25 | $683.88 | $191.31 |
Plan (PPO): Assurant Health Gold Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $380.34 | $648.18 | $1284.72 | $642.36 | $823.82 | $230.45 |
Plan (PPO): Assurant Health Platinum Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $434.54 | $740.55 | $1467.84 | $733.92 | $941.24 | $263.30 |
Land of Lincoln Mutual Health Insurance Company |
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Plan (PPO): Land of Lincoln Preferred PPO Gold |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $243.06 | $414.23 | $821.04 | $410.52 | $526.48 | $147.28 |
Plan (PPO): Land of Lincoln Preferred PPO Silver |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $207.56 | $353.73 | $701.12 | $350.56 | $449.58 | $125.77 |
Plan (PPO): Land of Lincoln Preferred PPO Bronze |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $168.17 | $286.60 | $568.06 | $284.03 | $364.26 | $101.90 |
Plan (PPO): CO-OPtions Land of Lincoln National Elite Gold, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $249.79 | $425.69 | $843.76 | $421.88 | $541.06 | $151.35 |
Plan (PPO): CO-OPtions Land of Lincoln National Elite Silver, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $208.87 | $355.96 | $705.54 | $352.77 | $452.42 | $126.56 |
Plan (PPO): Land of Lincoln Freedom PPO Gold |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $249.27 | $424.81 | $842.00 | $421.00 | $539.92 | $151.04 |
Plan (PPO): Land of Lincoln Freedom PPO Silver |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $208.81 | $355.85 | $705.32 | $352.66 | $452.28 | $126.52 |
Plan (PPO): Land of Lincoln Freedom PPO Bronze |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $181.63 | $309.53 | $613.52 | $306.76 | $393.42 | $110.05 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Monroe County here.