The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Baraga County, Michigan.
(For rates for small business owners, click here.)
Obamacare Providers in Baraga County for 2015
Baraga County is in “Rating Area 16” of Michigan. Currently, there are 5 providers offering 32 plans to Rating Area 16. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Blue Cross Blue Shield of Michigan |
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Plan (PPO): Blue Cross® Premier Value |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $176.11 | $300.12 | $594.88 | $297.44 | $381.46 | $106.71 |
Plan (PPO): Blue Cross® Premier Bronze |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $231.41 | $394.37 | $781.66 | $390.83 | $501.24 | $140.21 |
Plan (PPO): Blue Cross® Premier Silver |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $303.19 | $516.69 | $1024.14 | $512.07 | $656.72 | $183.71 |
Plan (PPO): Blue Cross® Premier Gold |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $366.02 | $623.78 | $1236.38 | $618.19 | $792.82 | $221.78 |
Plan (PPO): Blue Cross® Silver with Dental and Vision, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $323.00 | $550.46 | $1091.06 | $545.53 | $699.64 | $195.71 |
Plan (PPO): Blue Cross® Gold with Dental and Vision, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $386.29 | $658.32 | $1304.84 | $652.42 | $836.72 | $234.06 |
Plan (PPO): Blue Cross® Premier Bronze Extra |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $242.99 | $414.10 | $820.78 | $410.39 | $526.32 | $147.23 |
Plan (PPO): Blue Cross® Premier Silver Extra |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $312.37 | $532.34 | $1055.14 | $527.57 | $676.60 | $189.27 |
Plan (PPO): Blue Cross® Premier Gold Extra |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $387.53 | $660.43 | $1309.02 | $654.51 | $839.40 | $234.81 |
Plan (PPO): Blue Cross® Premier Platinum Extra with Dental and Vision |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $499.80 | $851.76 | $1688.26 | $844.13 | $1082.58 | $302.84 |
Plan (PPO): Blue Cross® Silver Extra with Dental and Vision, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $334.61 | $570.23 | $1130.24 | $565.12 | $724.76 | $202.74 |
Plan (PPO): Blue Cross® Gold Extra with Dental and Vision, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $410.28 | $699.20 | $1385.88 | $692.94 | $888.68 | $248.60 |
Consumers Mutual Insurance of Michigan |
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Plan (PPO): Consumers Mutual Premier - Low Deductible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $315.08 | $536.95 | $1064.26 | $532.13 | $682.46 | $190.90 |
Plan (PPO): Consumers Mutual Premier - No Deductible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $338.84 | $577.44 | $1144.52 | $572.26 | $733.92 | $205.30 |
Plan (PPO): Consumers Mutual Choice - Medium Deductible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $260.08 | $443.21 | $878.48 | $439.24 | $563.32 | $157.58 |
Plan (PPO): Consumers Mutual Choice - Low Deductible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $293.83 | $500.74 | $992.50 | $496.25 | $636.42 | $178.04 |
Plan (PPO): Consumers Mutual Basic - High Deductible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $225.90 | $384.98 | $763.06 | $381.53 | $489.30 | $136.88 |
Plan (PPO): Consumers Mutual Choice - HSA |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $287.16 | $489.38 | $969.98 | $484.99 | $622.00 | $173.99 |
Plan (PPO): Consumers Mutual Basic - HSA |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $255.89 | $436.09 | $864.38 | $432.19 | $554.28 | $155.05 |
Plan (PPO): Consumers Mutual Basic - Low Deductible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $252.14 | $429.70 | $851.72 | $425.86 | $546.16 | $152.78 |
Plan (PPO): Consumers Mutual Basic - Integrated Deductible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $252.99 | $431.14 | $854.56 | $427.28 | $547.98 | $153.29 |
Plan (PPO): CO-Options® Premier Gold, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $330.83 | $563.80 | $1117.48 | $558.74 | $716.58 | $200.45 |
Plan (PPO): CO-Options® Choice Silver, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $293.83 | $500.74 | $992.48 | $496.24 | $636.42 | $178.03 |
Plan (PPO): CO-Options® Basic Bronze, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $252.15 | $429.71 | $851.70 | $425.85 | $546.14 | $152.78 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Baraga County here.