The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Saint Louis County, Missouri.
(For rates for small business owners, click here.)
Obamacare Providers in Saint Louis County for 2015
Saint Louis County is in “Rating Area 6” of Missouri. Currently, there are 2 providers offering 23 plans to Rating Area 6. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
UnitedHealthcare |
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Plan (EPO): UnitedHealthcare Silver Compass HSA 2600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $232.60 | $396.40 | $785.70 | $392.85 | $503.82 | $140.94 |
Plan (EPO): UnitedHealthcare Silver Compass 2000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $239.12 | $407.50 | $807.70 | $403.85 | $517.94 | $144.88 |
Plan (EPO): UnitedHealthcare Silver Compass 3500-1 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $241.44 | $411.46 | $815.54 | $407.77 | $522.96 | $146.29 |
Plan (EPO): UnitedHealthcare Silver Compass 5000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $241.67 | $411.86 | $816.34 | $408.17 | $523.48 | $146.43 |
Plan (EPO): UnitedHealthcare Bronze Compass HSA 4900 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $198.18 | $337.73 | $669.42 | $334.71 | $429.26 | $120.08 |
Plan (EPO): UnitedHealthcare Bronze Compass 5500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $218.65 | $372.62 | $738.56 | $369.28 | $473.60 | $132.48 |
Plan (EPO): UnitedHealthcare Gold Compass 500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $259.58 | $442.38 | $876.84 | $438.42 | $562.26 | $157.29 |
Anthem Blue Cross and Blue Shield |
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Plan (PPO): Anthem Bronze Pathway X 5750 20 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $213.15 | $363.25 | $720.00 | $360.00 | $461.70 | $129.15 |
Plan (PPO): Anthem Bronze Pathway X 6050 25 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $204.74 | $348.91 | $691.56 | $345.78 | $443.46 | $124.05 |
Plan (PPO): Anthem Bronze Pathway X 0 for HSA |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $191.01 | $325.52 | $645.22 | $322.61 | $413.74 | $115.74 |
Plan (PPO): Anthem Bronze Pathway X 20 for HSA |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $198.61 | $338.46 | $670.86 | $335.43 | $430.18 | $120.34 |
Plan (PPO): Anthem Bronze Pathway X 4300 20 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $206.96 | $352.70 | $699.08 | $349.54 | $448.28 | $125.40 |
Plan (PPO): Anthem Silver Pathway X 3500 0 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $257.61 | $439.02 | $870.16 | $435.08 | $557.98 | $156.09 |
Plan (PPO): Anthem Silver Pathway X 1850 20 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $256.05 | $436.36 | $864.88 | $432.44 | $554.60 | $155.14 |
Plan (PPO): Anthem Silver Pathway X 2500 10 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $256.32 | $436.82 | $865.82 | $432.91 | $555.20 | $155.31 |
Plan (PPO): Anthem Silver Pathway X 10 for HSA |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $236.80 | $403.55 | $799.86 | $399.93 | $512.90 | $143.48 |
Plan (PPO): Anthem Catastrophic Pathway X 6600 0 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $192.21 | $327.57 | $649.28 | $324.64 | $416.34 | $116.47 |
Plan (PPO): Anthem Gold Pathway X 1100 10 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $291.47 | $496.72 | $984.56 | $492.28 | $631.34 | $176.61 |
Plan (PPO): Anthem Blue Cross and Blue Shield Silver DirectAccess, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $256.42 | $437.00 | $866.16 | $433.08 | $555.42 | $155.37 |
Plan (PPO): Anthem Blue Cross and Blue Shield Gold Direct Access, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $294.07 | $501.15 | $993.32 | $496.66 | $636.96 | $178.18 |
Coventry Health Care |
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Plan (PPO): Coventry Silver $15 Copay |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $270.77 | $461.45 | $914.62 | $457.31 | $586.50 | $164.06 |
Plan (PPO): Coventry Bronze $25 Copay |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $211.58 | $360.58 | $714.70 | $357.35 | $458.30 | $128.20 |
Plan (PPO): Coventry Bronze Deductible Only HSA Eligible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $214.38 | $365.34 | $724.16 | $362.08 | $464.36 | $129.90 |
Plan (PPO): Coventry Silver $10 Copay 2750 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $292.16 | $497.90 | $986.90 | $493.45 | $632.84 | $177.03 |
Plan (PPO): Coventry Gold $5 Copay Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $246.94 | $420.84 | $834.14 | $417.07 | $534.88 | $149.63 |
Plan (PPO): Coventry Silver $10 Copay Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $206.32 | $351.61 | $696.92 | $348.46 | $446.90 | $125.01 |
Plan (PPO): Coventry Bronze $20 Copay Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $162.73 | $277.33 | $549.68 | $274.84 | $352.48 | $98.60 |
Plan (PPO): Coventry Bronze Deductible Only HSA Eligible Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $163.51 | $278.65 | $552.30 | $276.15 | $354.16 | $99.07 |
Plan (PPO): Coventry Bronze $25 Copay FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $180.04 | $306.82 | $608.14 | $304.07 | $389.96 | $109.09 |
Plan (PPO): Coventry Bronze Deductible Only HSA Eligible FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $182.41 | $310.87 | $616.18 | $308.09 | $395.12 | $110.53 |
Plan (PPO): Coventry Gold $10 Copay FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $274.31 | $467.49 | $926.60 | $463.30 | $594.18 | $166.21 |
Plan (PPO): Coventry Silver $10 Copay 2750 FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $248.60 | $423.66 | $839.72 | $419.86 | $538.46 | $150.63 |
Plan (PPO): Coventry Silver $15 Copay FocusedCare HPN |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $230.40 | $392.65 | $778.26 | $389.13 | $499.06 | $139.60 |
Plan (PPO): Coventry Silver $5 Copay 2750 Carelink |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $226.35 | $385.74 | $764.58 | $382.29 | $490.28 | $137.15 |
Cigna Healthcare |
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Plan (PPO): myCigna Health Savings 6000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $204.34 | $348.25 | $690.24 | $345.12 | $442.62 | $123.81 |
Plan (PPO): myCigna Health Flex 5000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $210.05 | $357.96 | $709.50 | $354.75 | $454.96 | $127.27 |
Plan (PPO): myCigna Health Savings 3400 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $250.17 | $426.35 | $845.04 | $422.52 | $541.88 | $151.58 |
Plan (PPO): myCigna Health Flex 2000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $251.03 | $427.81 | $847.94 | $423.97 | $543.74 | $152.10 |
Plan (PPO): myCigna Health Flex 3000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $238.83 | $407.02 | $806.74 | $403.37 | $517.32 | $144.71 |
Plan (PPO): myCigna Copay Assure Silver |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $266.45 | $454.09 | $900.02 | $450.01 | $577.14 | $161.44 |
Plan (PPO): myCigna Health Flex 1000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $283.05 | $482.38 | $956.10 | $478.05 | $613.10 | $171.50 |
Plan (PPO): myCigna Copay Assure Gold |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $303.08 | $516.51 | $1023.76 | $511.88 | $656.48 | $183.64 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Saint Louis County here.