The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Iredell County, North Carolina.
(For rates for small business owners, click here.)
Obamacare Providers in Iredell County for 2015
Iredell County is in “Rating Area 2” of North Carolina. Currently, there are 2 providers offering 19 plans to Rating Area 2. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Blue Cross and Blue Shield of NC |
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Plan (PPO): Blue Advantage 500 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $433.67 | $739.06 | $1464.88 | $732.44 | $939.34 | $262.77 |
Plan (PPO): Blue Advantage 1000 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $388.30 | $661.75 | $1311.64 | $655.82 | $841.08 | $235.28 |
Plan (PPO): Blue Advantage 2800 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $313.22 | $533.78 | $1058.00 | $529.00 | $678.44 | $189.78 |
Plan (PPO): Blue Advantage 3500 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $315.13 | $537.05 | $1064.46 | $532.23 | $682.58 | $190.94 |
Plan (PPO): Blue Advantage S 5000 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $309.96 | $528.23 | $1047.00 | $523.50 | $671.38 | $187.81 |
Plan (PPO): Blue Advantage G 0 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $385.15 | $656.37 | $1300.98 | $650.49 | $834.24 | $233.37 |
Plan (PPO): Blue Advantage 2700 (broad network, HSA eligible) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $256.03 | $436.32 | $864.82 | $432.41 | $554.56 | $155.13 |
Plan (PPO): Blue Advantage 5500 (broad network, HSA eligible) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $237.52 | $404.78 | $802.32 | $401.16 | $514.48 | $143.92 |
Plan (PPO): Blue Advantage S 0 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $355.78 | $606.31 | $1201.76 | $600.88 | $770.62 | $215.57 |
Plan (PPO): Blue Advantage B 5000 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $257.08 | $438.12 | $868.40 | $434.20 | $556.86 | $155.77 |
Plan (PPO): Blue Advantage Catastrophic (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $188.35 | $320.98 | $636.20 | $318.10 | $407.96 | $114.12 |
Plan (PPO): Blue Advantage 3000 (broad network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $290.95 | $495.83 | $982.78 | $491.39 | $630.20 | $176.29 |
Plan (PPO): Blue Select 1000 (tiered network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $365.44 | $622.78 | $1234.38 | $617.19 | $791.54 | $221.42 |
Plan (PPO): Blue Select 3500 (tiered network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $295.54 | $503.65 | $998.28 | $499.14 | $640.14 | $179.07 |
Plan (PPO): Blue Select 5500 (tiered network) |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $247.99 | $422.62 | $837.68 | $418.84 | $537.16 | $150.26 |
UnitedHealthcare |
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Plan (HMO): UnitedHealthcare Platinum Compass 250 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $346.50 | $590.51 | $1170.44 | $585.22 | $750.54 | $209.95 |
Plan (HMO): UnitedHealthcare Gold Compass 1000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $308.13 | $525.12 | $1040.82 | $520.41 | $667.42 | $186.70 |
Plan (HMO): UnitedHealthcare Gold Compass HSA 1300 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $306.59 | $522.49 | $1035.62 | $517.81 | $664.08 | $185.77 |
Plan (HMO): UnitedHealthcare Silver Compass 2000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $283.57 | $483.26 | $957.86 | $478.93 | $614.22 | $171.82 |
Plan (HMO): UnitedHealthcare Silver Compass HSA 3600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $267.46 | $455.81 | $903.44 | $451.72 | $579.32 | $162.06 |
Plan (HMO): UnitedHealthcare Silver Compass 5000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $282.04 | $480.65 | $952.68 | $476.34 | $610.90 | $170.89 |
Plan (HMO): UnitedHealthcare Bronze Compass 4200 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $238.29 | $406.10 | $804.94 | $402.47 | $516.16 | $144.39 |
Plan (HMO): UnitedHealthcare Bronze Compass HSA 5000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $239.82 | $408.71 | $810.08 | $405.04 | $519.46 | $145.31 |
Plan (HMO): UnitedHealthcare Bronze Compass HSA 6275 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $220.65 | $376.02 | $745.30 | $372.65 | $477.92 | $133.69 |
Plan (HMO): UnitedHealthcare Catastrophic Compass 6600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $211.43 | $360.33 | $714.20 | $357.10 | $457.98 | $128.11 |
CoventryOne |
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Plan (POS): Coventry Bronze $20 Copay |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $223.10 | $380.20 | $753.60 | $376.80 | $483.24 | $135.18 |
Plan (POS): Coventry Bronze Deductible Only HSA Eligible |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $200.87 | $342.31 | $678.50 | $339.25 | $435.08 | $121.71 |
Plan (POS): Coventry Catastrophic 100% |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $141.75 | $241.57 | $478.82 | $239.41 | $307.04 | $85.89 |
Plan (POS): Coventry Gold $5 Copay |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $318.59 | $542.94 | $1076.16 | $538.08 | $690.08 | $193.04 |
Plan (POS): Coventry Silver $10 Copay |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $268.47 | $457.52 | $906.84 | $453.42 | $581.50 | $162.67 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Iredell County here.