The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Montgomery County, Pennsylvania.
(For rates for small business owners, click here.)
Obamacare Providers in Montgomery County for 2015
Montgomery County is in “Rating Area 8” of Pennsylvania. Currently, there are 5 providers offering 48 plans to Rating Area 8. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Assurant Health |
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Plan (PPO): Assurant Health Bronze Plan 001 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $282.35 | $481.18 | $953.74 | $476.87 | $611.58 | $171.08 |
Plan (PPO): Assurant Health Silver Plan 001 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $336.46 | $573.40 | $1136.52 | $568.26 | $728.78 | $203.87 |
Plan (PPO): Assurant Health Bronze Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $292.49 | $498.45 | $987.98 | $493.99 | $633.54 | $177.22 |
Plan (PPO): Assurant Health Silver Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $342.90 | $584.36 | $1158.26 | $579.13 | $742.72 | $207.77 |
Plan (PPO): Assurant Health Gold Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $412.88 | $703.63 | $1394.66 | $697.33 | $894.32 | $250.17 |
Plan (PPO): Assurant Health Platinum Plan 002 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $471.72 | $803.90 | $1593.38 | $796.69 | $1021.74 | $285.82 |
UnitedHealthcare |
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Plan (HMO): UnitedHealthcare Gold Compass 500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $235.35 | $401.08 | $794.98 | $397.49 | $509.78 | $142.60 |
Plan (HMO): UnitedHealthcare Silver Compass HSA 1600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $219.39 | $373.88 | $741.06 | $370.53 | $475.20 | $132.93 |
Plan (HMO): UnitedHealthcare Silver Compass 5000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $218.95 | $373.13 | $739.56 | $369.78 | $474.24 | $132.66 |
Plan (HMO): UnitedHealthcare Bronze Compass HSA 4900 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $179.35 | $305.66 | $605.82 | $302.91 | $388.48 | $108.67 |
Plan (HMO): UnitedHealthcare Bronze Compass 5500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $198.17 | $337.71 | $669.38 | $334.69 | $429.24 | $120.07 |
Independence Blue Cross |
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Plan (PPO): Personal Choice PPO Platinum |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $415.30 | $707.76 | $1402.84 | $701.42 | $899.56 | $251.64 |
Plan (PPO): Personal Choice PPO Gold |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $383.12 | $652.91 | $1294.12 | $647.06 | $829.84 | $232.14 |
Plan (PPO): Personal Choice PPO Silver |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $303.61 | $517.40 | $1025.54 | $512.77 | $657.62 | $183.96 |
Plan (PPO): Personal Choice PPO Bronze |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $246.30 | $419.75 | $831.98 | $415.99 | $533.50 | $149.24 |
Plan (PPO): Personal Choice PPO Bronze Reserve |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $222.74 | $379.60 | $752.38 | $376.19 | $482.46 | $134.96 |
Plan (PPO): Personal Choice Catastrophic |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $202.58 | $345.23 | $684.30 | $342.15 | $438.80 | $122.75 |
Plan (PPO): Personal Choice PPO Platinum Complete |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $450.64 | $767.98 | $1522.20 | $761.10 | $976.10 | $273.05 |
Plan (PPO): Personal Choice Bronze Basic |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $206.12 | $351.27 | $696.24 | $348.12 | $446.46 | $124.89 |
Plan (PPO): Blue Cross Gold, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $383.85 | $654.16 | $1296.60 | $648.30 | $831.44 | $232.58 |
Plan (PPO): Blue Cross Silver, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $305.53 | $520.69 | $1032.06 | $516.03 | $661.80 | $185.13 |
Plan (HMO): Keystone HMO Platinum |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $381.65 | $650.41 | $1289.16 | $644.58 | $826.66 | $231.25 |
Plan (HMO): Keystone HMO Gold |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $337.59 | $575.32 | $1140.34 | $570.17 | $731.24 | $204.55 |
Plan (HMO): Keystone HMO Silver |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $274.67 | $468.09 | $927.80 | $463.90 | $594.94 | $166.43 |
Plan (HMO): Keystone HMO Bronze |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $224.59 | $382.74 | $758.62 | $379.31 | $486.46 | $136.08 |
Plan (HMO): Keystone HMO Gold Proactive |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $292.33 | $498.19 | $987.46 | $493.73 | $633.20 | $177.13 |
Plan (HMO): Keystone HMO Silver Proactive |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $241.12 | $410.92 | $814.48 | $407.24 | $522.28 | $146.10 |
Aetna |
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Plan (POS): Aetna Bronze $20 Copay OAMC |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $219.73 | $374.47 | $742.22 | $371.11 | $475.94 | $133.14 |
Plan (POS): Aetna Bronze Deductible Only HSA Eligible OAMC |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $206.69 | $352.24 | $698.18 | $349.09 | $447.70 | $125.24 |
Plan (POS): Aetna Gold $5 Copay OAMC |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $315.37 | $537.45 | $1065.28 | $532.64 | $683.10 | $191.09 |
Plan (POS): Aetna Silver $10 Copay OAMC |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $273.08 | $465.39 | $922.44 | $461.22 | $591.50 | $165.47 |
Plan (POS): Aetna Silver $5 Copay 2750 OAMC |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $287.71 | $490.31 | $971.84 | $485.92 | $623.18 | $174.33 |
Plan (HMO): Aetna Bronze $15 Copay HMO Savings Plus |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $185.38 | $315.92 | $626.18 | $313.09 | $401.54 | $112.32 |
Plan (HMO): Aetna Bronze $20 Copay HMO |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $211.28 | $360.07 | $713.68 | $356.84 | $457.64 | $128.02 |
Plan (HMO): Aetna Bronze Deductible Only HSA Eligible HMO |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $198.88 | $338.93 | $671.78 | $335.89 | $430.78 | $120.50 |
Plan (HMO): Aetna Gold $0 Copay HMO Savings Plus |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $264.93 | $451.49 | $894.88 | $447.44 | $573.84 | $160.52 |
Plan (HMO): Aetna Gold $5 Copay HMO |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $304.70 | $519.27 | $1029.24 | $514.62 | $660.00 | $184.62 |
Plan (HMO): Aetna Silver $10 Copay HMO |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $263.10 | $448.38 | $888.72 | $444.36 | $569.88 | $159.42 |
Plan (HMO): Aetna Silver $10 Copay HMO Savings Plus |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $235.00 | $400.49 | $793.80 | $396.90 | $509.02 | $142.39 |
Plan (HMO): Aetna Silver $5 Copay 2500 HMO Savings Plus |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $250.70 | $427.24 | $846.82 | $423.41 | $543.02 | $151.90 |
Plan (HMO): Aetna Silver $5 Copay 2750 HMO |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $277.70 | $473.25 | $938.02 | $469.01 | $601.50 | $168.26 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Montgomery County here.