The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Sanborn County, South Dakota.
(For rates for small business owners, click here.)
Obamacare Providers in Sanborn County for 2015
Sanborn County is in “Rating Area 4” of South Dakota. Currently, there are 3 providers offering 35 plans to Rating Area 4. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Sanford Health Plan |
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Plan (HMO): Sanford Simplicity-$1,500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $308.44 | $525.65 | $1041.88 | $520.94 | $668.10 | $186.89 |
Plan (HMO): Sanford Simplicity-$2,500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $261.73 | $446.05 | $884.10 | $442.05 | $566.92 | $158.59 |
Plan (HMO): Sanford Simplicity-$5,000 HDHP |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $198.74 | $338.69 | $671.32 | $335.66 | $430.48 | $120.42 |
Plan (HMO): Sanford Simplicity-$6,660 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $168.13 | $286.52 | $567.90 | $283.95 | $364.16 | $101.87 |
Plan (HMO): Sanford Simplicity-$5,000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $233.11 | $397.27 | $787.42 | $393.71 | $504.92 | $141.25 |
Plan (HMO): Sanford Simplicity-$3,500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $257.76 | $439.28 | $870.68 | $435.34 | $558.32 | $156.18 |
Plan (HMO): Sanford True-$5,000 Sanford Network |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $215.62 | $367.46 | $728.34 | $364.17 | $467.04 | $130.65 |
Plan (HMO): Sanford True-$3,500 Sanford Network |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $238.28 | $406.08 | $804.88 | $402.44 | $516.12 | $144.38 |
Plan (HMO): Sanford True-$5,000 HDHP Sanford Network |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $183.63 | $312.94 | $620.26 | $310.13 | $397.74 | $111.26 |
Avera Health Plans |
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Plan (PPO): Avera MyPlan $1,500 / 20% Coinsurance |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $310.62 | $529.35 | $1049.22 | $524.61 | $672.80 | $188.21 |
Plan (PPO): Avera MyPlan $1,500 / 20% Coinsurance, Pediatric Dental |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $316.17 | $538.82 | $1067.98 | $533.99 | $684.84 | $191.57 |
Plan (PPO): Avera MyPlan $2,500 / $6,350 Out-of-Pocket |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $254.76 | $434.15 | $860.52 | $430.26 | $551.80 | $154.36 |
Plan (PPO): Avera MyPlan $2,500 / $6,350 Out-of-Pocket, Pediatric Dental |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $259.43 | $442.11 | $876.30 | $438.15 | $561.92 | $157.19 |
Plan (PPO): Avera MyPlan $3,500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $241.09 | $410.87 | $814.38 | $407.19 | $522.22 | $146.08 |
Plan (PPO): Avera MyPlan $5,000 / 30% Coinsurance |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $207.88 | $354.26 | $702.16 | $351.08 | $450.26 | $125.95 |
Plan (PPO): Avera MyPlan $2,500 / $5,500 Out-of-Pocket |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $265.14 | $451.85 | $895.60 | $447.80 | $574.30 | $160.65 |
Plan (PPO): Avera MyPlan $2,500 / $5,500 Out-of-Pocket, Pediatric Dental |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $269.80 | $459.79 | $911.36 | $455.68 | $584.40 | $163.48 |
Plan (PPO): Avera MyPlan $250 / 10% Coinsurance |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Platinum | $369.04 | $628.91 | $1246.56 | $623.28 | $799.34 | $223.61 |
Plan (PPO): Avera MyPlan $6,600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $177.03 | $301.69 | $597.96 | $298.98 | $383.44 | $107.26 |
Plan (PPO): Avera MyPlan $2,000 / 30% Coinsurance |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $269.29 | $458.93 | $909.64 | $454.82 | $583.30 | $163.17 |
Plan (PPO): Avera MyPlan $3,000 / 30% Coinsurance |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $252.11 | $429.64 | $851.58 | $425.79 | $546.06 | $152.76 |
Plan (PPO): Avera MyPlan $3,000 / 30% Coinsurance, Pediatric Dental |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $256.77 | $437.58 | $867.32 | $433.66 | $556.16 | $155.58 |
Plan (PPO): Avera MyPlan $5,000 / 30% Coinsurance, Pediatric Dental |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $213.45 | $363.77 | $721.02 | $360.51 | $462.34 | $129.34 |
Plan (PPO): Avera MyPlan $6,200 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $204.06 | $347.76 | $689.28 | $344.64 | $442.00 | $123.64 |
DAKOTACARE |
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Plan (HMO): Dakota Universal 1000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $317.03 | $540.28 | $1070.88 | $535.44 | $686.70 | $192.09 |
Plan (HMO): Dakota Universal 3000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $241.47 | $411.51 | $815.66 | $407.83 | $523.04 | $146.31 |
Plan (HMO): Dakota Universal 4000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $232.78 | $396.71 | $786.32 | $393.16 | $504.22 | $141.05 |
Plan (HMO): Dakota Core 1000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $289.57 | $493.49 | $978.14 | $489.07 | $627.22 | $175.46 |
Plan (HMO): Dakota Core 2500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $221.93 | $378.22 | $749.66 | $374.83 | $480.72 | $134.47 |
Plan (HMO): Dakota Core 4000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $211.39 | $360.25 | $714.06 | $357.03 | $457.88 | $128.09 |
Plan (HMO): Dakota Reserve 2000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $294.33 | $501.60 | $994.20 | $497.10 | $637.52 | $178.34 |
Plan (HMO): Dakota Reserve 3000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $230.93 | $393.55 | $780.04 | $390.02 | $500.20 | $139.92 |
Plan (HMO): Dakota Reserve 6000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $183.45 | $312.64 | $619.68 | $309.84 | $397.36 | $111.16 |
Plan (HMO): Dakota Signature Plus 1000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $316.66 | $539.66 | $1069.64 | $534.82 | $685.90 | $191.87 |
Plan (HMO): Dakota Signature Plus 3000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $236.50 | $403.05 | $798.88 | $399.44 | $512.28 | $143.30 |
Plan (HMO): Dakota Signature 1000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $303.86 | $517.83 | $1026.38 | $513.19 | $658.16 | $184.11 |
Plan (HMO): Dakota Signature 3000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $232.17 | $395.67 | $784.26 | $392.13 | $502.90 | $140.68 |
Plan (HMO): Dakota Signature 5000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $194.94 | $332.21 | $658.48 | $329.24 | $422.24 | $118.12 |
Plan (HMO): Dakota Basic 3000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $297.27 | $506.60 | $1004.12 | $502.06 | $643.88 | $180.12 |
Plan (HMO): Dakota Basic 6600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $227.21 | $387.20 | $767.48 | $383.74 | $492.14 | $137.67 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Sanborn County here.