The health insurance rates listed below are for calendar year 2015.
2015 Rates and Providers (click here for 2014)
This page gives you an overview of the rates for individual and family health insurance plans available from HealthCare.gov, the marketplace for Mercer County, West Virginia.
(For rates for small business owners, click here.)
Obamacare Providers in Mercer County for 2015
Mercer County is in “Rating Area 4” of West Virginia. Currently, there are 1 providers offering 13 plans to Rating Area 4. † Below, you’ll find a summary of plans and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options. For detailed information, including deductible amounts, annual limits on out-of-pocket costs, and possible subsidies, you must complete an application at HealthCare.gov or contact the provider directly.
The table below shows premiums for the following scenarios:
- Age 21: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 27: Individual
- Age 30: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 40: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 50: Individual, Couple, Couple+1Child,Invid+Child,Couple+2Kids,Indiv+2Kids,Couple+3orMoreKids,Indiv+3orMoreKids
- Age 60: Individual, Couple
Highmark Blue Cross Blue Shield West Virginia |
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Plan (PPO): Blue Cross Blue Shield Shared Cost 1500, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $313.95 | $535.03 | $1060.48 | $530.24 | $680.02 | $190.23 |
Plan (PPO): Blue Cross Blue Shield Shared Cost 4750, a Multi-State Plan |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $257.78 | $439.30 | $870.74 | $435.37 | $558.36 | $156.19 |
Plan (PPO): Major Events Blue PPO 6600 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Catastrophic | $199.75 | $340.41 | $674.72 | $337.36 | $432.66 | $121.03 |
Plan (PPO): Shared Cost Blue PPO 5000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $226.88 | $386.65 | $766.38 | $383.19 | $491.44 | $137.47 |
Plan (PPO): Shared Cost Blue PPO 4750 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $257.78 | $439.30 | $870.74 | $435.37 | $558.36 | $156.19 |
Plan (PPO): Shared Cost Blue PPO 500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $325.17 | $554.16 | $1098.40 | $549.20 | $704.34 | $197.03 |
Plan (PPO): Shared Cost Blue PPO 1000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $321.85 | $548.50 | $1087.16 | $543.58 | $697.14 | $195.01 |
Plan (PPO): Shared Cost Blue PPO 1500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $313.95 | $535.03 | $1060.48 | $530.24 | $680.02 | $190.23 |
Plan (PPO): Shared Cost Blue PPO 2500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $269.67 | $459.57 | $910.92 | $455.46 | $584.12 | $163.40 |
Plan (PPO): Health Savings Blue PPO 3000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $218.29 | $372.01 | $737.34 | $368.67 | $472.82 | $132.26 |
Plan (PPO): Health Savings Blue PPO 2500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $272.71 | $464.75 | $921.18 | $460.59 | $590.70 | $165.24 |
Plan (PPO): Health Savings Blue PPO 1300 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $329.80 | $562.04 | $1114.00 | $557.00 | $714.34 | $199.83 |
Plan (PPO): Comprehensive Care Blue PPO 4000 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Bronze | $221.02 | $376.67 | $746.58 | $373.29 | $478.74 | $133.92 |
Plan (PPO): Comprehensive Care Blue PPO 1500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Silver | $273.25 | $465.66 | $922.98 | $461.49 | $591.86 | $165.56 |
Plan (PPO): Balance Blue PPO 500 |
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| Metal level | Age 27 | Age 50 | Couple Age 30 w 2 Kids | Single Parent Age 30 w1 Kid, Age 30 | Couple 30 | Child |
| Gold | $330.58 | $563.38 | $1116.64 | $558.32 | $716.04 | $200.30 |
†Source: Our summary of lowest costs and numbers of providers is based on a government report released September 25, 2013. For more detailed information about specific plans and providers, see HealthCare.gov.
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Mercer County here.