Obamacare 2020 Rates and Health Insurance Providers for Union County , North Carolina


Obamacare > Rates > North Carolina > Union County

Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |

Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from , the marketplace for Union County, NC.

The health insurance rates listed below are for calendar year 2020.

Obamacare Providers, Plans and 2020 Rates for Union County, North Carolina

Below, you’ll find a summary of the 22 plans for Union County, North Carolina and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.

For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

  • Contact a licensed health insurance agent
  • Complete an application at
  • Contact the provider directly

The table below shows premiums for the following profiles at various ages:

  • Individuals
  • Couples
  • Couples with 1, 2, or 3 children
  • Individuals with 1, 2, or 3 children
  • A child alone

Each plan links to the insurance provider's website. You can find the following:

  • Summary of plan benefits and costs
  • Plan brochure
  • Provider Directory where you can find out which doctors and hospitals in the Monroe, NC area accept this insurance coverage as within the plan's network.
Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |

2020 Obamacare Rates, Providers, and Plans for Union County

ADVERTISEMENT

Blue Cross and Blue Shield of NC

Local: 1-800-324-4973 | Toll Free: 1-800-324-4973

 

Bronze

(POS) Blue Value Bronze 8150 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$233.13
$264.60
$297.94
$416.37
$632.71 		$466.26
$529.20
$595.88
$832.74
$1,265.42 		$644.60
$707.54
$774.22
$1,011.08 		$822.94
$885.88
$952.56
$1,189.42 		$1,001.28
$1,064.22
$1,130.90
$1,367.76 		$411.47
$442.94
$476.28
$594.71 		$589.81
$621.28
$654.62
$773.05 		$768.15
$799.62
$832.96
$951.39 		$178.34
 

Catastrophic

(POS) Blue Value Catastrophic (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$161.51
$183.31
$206.41
$288.46
$438.34 		$323.02
$366.62
$412.82
$576.92
$876.68 		$446.58
$490.18
$536.38
$700.48 		$570.14
$613.74
$659.94
$824.04 		$693.70
$737.30
$783.50
$947.60 		$285.07
$306.87
$329.97
$412.02 		$408.63
$430.43
$453.53
$535.58 		$532.19
$553.99
$577.09
$659.14 		$123.56
 

Gold

(POS) Blue Value Gold 3000 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,000 $6,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$354.49
$402.35
$453.04
$633.12
$962.09 		$708.98
$804.70
$906.08
$1,266.24
$1,924.18 		$980.16
$1,075.88
$1,177.26
$1,537.42 		$1,251.34
$1,347.06
$1,448.44
$1,808.60 		$1,522.52
$1,618.24
$1,719.62
$2,079.78 		$625.67
$673.53
$724.22
$904.30 		$896.85
$944.71
$995.40
$1,175.48 		$1,168.03
$1,215.89
$1,266.58
$1,446.66 		$271.18
 

Silver

(POS) Blue Value Silver 4500 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,500 $9,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$356.72
$404.88
$455.89
$637.10
$968.14 		$713.44
$809.76
$911.78
$1,274.20
$1,936.28 		$986.33
$1,082.65
$1,184.67
$1,547.09 		$1,259.22
$1,355.54
$1,457.56
$1,819.98 		$1,532.11
$1,628.43
$1,730.45
$2,092.87 		$629.61
$677.77
$728.78
$909.99 		$902.50
$950.66
$1,001.67
$1,182.88 		$1,175.39
$1,223.55
$1,274.56
$1,455.77 		$272.89
 

Silver

(POS) Blue Value Silver 7500 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,500 $15,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$334.67
$379.85
$427.71
$597.72
$908.29 		$669.34
$759.70
$855.42
$1,195.44
$1,816.58 		$925.36
$1,015.72
$1,111.44
$1,451.46 		$1,181.38
$1,271.74
$1,367.46
$1,707.48 		$1,437.40
$1,527.76
$1,623.48
$1,963.50 		$590.69
$635.87
$683.73
$853.74 		$846.71
$891.89
$939.75
$1,109.76 		$1,102.73
$1,147.91
$1,195.77
$1,365.78 		$256.02
 

Expanded Bronze

(POS) Blue Value Bronze 7500 (limited network)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,500 $15,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$246.09
$279.31
$314.50
$439.52
$667.89 		$492.18
$558.62
$629.00
$879.04
$1,335.78 		$680.44
$746.88
$817.26
$1,067.30 		$868.70
$935.14
$1,005.52
$1,255.56 		$1,056.96
$1,123.40
$1,193.78
$1,443.82 		$434.35
$467.57
$502.76
$627.78 		$622.61
$655.83
$691.02
$816.04 		$810.87
$844.09
$879.28
$1,004.30 		$188.26
 

Expanded Bronze

(POS) Blue Value Bronze 6900 (limited network, HSA eligible)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,900 $13,800
Maximum Out of Pocket Per Year $6,900 $13,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$240.14
$272.56
$306.90
$428.89
$651.74 		$480.28
$545.12
$613.80
$857.78
$1,303.48 		$663.99
$728.83
$797.51
$1,041.49 		$847.70
$912.54
$981.22
$1,225.20 		$1,031.41
$1,096.25
$1,164.93
$1,408.91 		$423.85
$456.27
$490.61
$612.60 		$607.56
$639.98
$674.32
$796.31 		$791.27
$823.69
$858.03
$980.02 		$183.71
 

Gold

(POS) Blue Local Gold 3000 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,000 $6,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$439.75
$499.12
$562.00
$785.39
$1,193.48 		$879.50
$998.24
$1,124.00
$1,570.78
$2,386.96 		$1,215.91
$1,334.65
$1,460.41
$1,907.19 		$1,552.32
$1,671.06
$1,796.82
$2,243.60 		$1,888.73
$2,007.47
$2,133.23
$2,580.01 		$776.16
$835.53
$898.41
$1,121.80 		$1,112.57
$1,171.94
$1,234.82
$1,458.21 		$1,448.98
$1,508.35
$1,571.23
$1,794.62 		$336.41
 

Silver

(POS) Blue Local Silver 4500 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,500 $9,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$447.69
$508.13
$572.15
$799.57
$1,215.03 		$895.38
$1,016.26
$1,144.30
$1,599.14
$2,430.06 		$1,237.86
$1,358.74
$1,486.78
$1,941.62 		$1,580.34
$1,701.22
$1,829.26
$2,284.10 		$1,922.82
$2,043.70
$2,171.74
$2,626.58 		$790.17
$850.61
$914.63
$1,142.05 		$1,132.65
$1,193.09
$1,257.11
$1,484.53 		$1,475.13
$1,535.57
$1,599.59
$1,827.01 		$342.48
 

Silver

(POS) Blue Local Silver 7500 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,500 $15,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$418.12
$474.57
$534.36
$746.76
$1,134.78 		$836.24
$949.14
$1,068.72
$1,493.52
$2,269.56 		$1,156.10
$1,269.00
$1,388.58
$1,813.38 		$1,475.96
$1,588.86
$1,708.44
$2,133.24 		$1,795.82
$1,908.72
$2,028.30
$2,453.10 		$737.98
$794.43
$854.22
$1,066.62 		$1,057.84
$1,114.29
$1,174.08
$1,386.48 		$1,377.70
$1,434.15
$1,493.94
$1,706.34 		$319.86
 

Expanded Bronze

(POS) Blue Local Bronze 6900 (local network with Atrium Health, HSA eligible)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,900 $13,800
Maximum Out of Pocket Per Year $6,900 $13,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$302.11
$342.89
$386.10
$539.57
$819.93 		$604.22
$685.78
$772.20
$1,079.14
$1,639.86 		$835.33
$916.89
$1,003.31
$1,310.25 		$1,066.44
$1,148.00
$1,234.42
$1,541.36 		$1,297.55
$1,379.11
$1,465.53
$1,772.47 		$533.22
$574.00
$617.21
$770.68 		$764.33
$805.11
$848.32
$1,001.79 		$995.44
$1,036.22
$1,079.43
$1,232.90 		$231.11
 

Expanded Bronze

(POS) Blue Local Bronze 7500 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,500 $15,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$307.15
$348.62
$392.54
$548.57
$833.61 		$614.30
$697.24
$785.08
$1,097.14
$1,667.22 		$849.27
$932.21
$1,020.05
$1,332.11 		$1,084.24
$1,167.18
$1,255.02
$1,567.08 		$1,319.21
$1,402.15
$1,489.99
$1,802.05 		$542.12
$583.59
$627.51
$783.54 		$777.09
$818.56
$862.48
$1,018.51 		$1,012.06
$1,053.53
$1,097.45
$1,253.48 		$234.97
 

Bronze

(POS) Blue Local Bronze 8150 (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$293.46
$333.08
$375.04
$524.12
$796.45 		$586.92
$666.16
$750.08
$1,048.24
$1,592.90 		$811.42
$890.66
$974.58
$1,272.74 		$1,035.92
$1,115.16
$1,199.08
$1,497.24 		$1,260.42
$1,339.66
$1,423.58
$1,721.74 		$517.96
$557.58
$599.54
$748.62 		$742.46
$782.08
$824.04
$973.12 		$966.96
$1,006.58
$1,048.54
$1,197.62 		$224.50
 

Catastrophic

(POS) Blue Local Catastrophic (local network with Atrium Health)

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$199.95
$226.94
$255.54
$357.11
$542.66 		$399.90
$453.88
$511.08
$714.22
$1,085.32 		$552.86
$606.84
$664.04
$867.18 		$705.82
$759.80
$817.00
$1,020.14 		$858.78
$912.76
$969.96
$1,173.10 		$352.91
$379.90
$408.50
$510.07 		$505.87
$532.86
$561.46
$663.03 		$658.83
$685.82
$714.42
$815.99 		$152.96
ADVERTISEMENT

Bright Health Company of North Carolina

Local: 1-855-521-9349 | Toll Free: 1-855-521-9349

 

Gold

(HMO) Gold 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,700 $5,400
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$454.65
$516.03
$581.04
$812.00
$1,233.91 		$909.30
$1,032.06
$1,162.08
$1,624.00
$2,467.82 		$1,257.11
$1,379.87
$1,509.89
$1,971.81 		$1,604.92
$1,727.68
$1,857.70
$2,319.62 		$1,952.73
$2,075.49
$2,205.51
$2,667.43 		$802.46
$863.84
$928.85
$1,159.81 		$1,150.27
$1,211.65
$1,276.66
$1,507.62 		$1,498.08
$1,559.46
$1,624.47
$1,855.43 		$347.81
 

Silver

(HMO) Silver 4

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,700 $9,400
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$317.23
$360.05
$405.41
$566.57
$860.95 		$634.46
$720.10
$810.82
$1,133.14
$1,721.90 		$877.14
$962.78
$1,053.50
$1,375.82 		$1,119.82
$1,205.46
$1,296.18
$1,618.50 		$1,362.50
$1,448.14
$1,538.86
$1,861.18 		$559.91
$602.73
$648.09
$809.25 		$802.59
$845.41
$890.77
$1,051.93 		$1,045.27
$1,088.09
$1,133.45
$1,294.61 		$242.68
 

Silver

(HMO) Silver 5

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $4,000 $8,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$320.43
$363.68
$409.50
$572.28
$869.64 		$640.86
$727.36
$819.00
$1,144.56
$1,739.28 		$885.99
$972.49
$1,064.13
$1,389.69 		$1,131.12
$1,217.62
$1,309.26
$1,634.82 		$1,376.25
$1,462.75
$1,554.39
$1,879.95 		$565.56
$608.81
$654.63
$817.41 		$810.69
$853.94
$899.76
$1,062.54 		$1,055.82
$1,099.07
$1,144.89
$1,307.67 		$245.13
 

Silver

(HMO) Silver 6

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,500 $13,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$321.47
$364.86
$410.83
$574.14
$872.46 		$642.94
$729.72
$821.66
$1,148.28
$1,744.92 		$888.86
$975.64
$1,067.58
$1,394.20 		$1,134.78
$1,221.56
$1,313.50
$1,640.12 		$1,380.70
$1,467.48
$1,559.42
$1,886.04 		$567.39
$610.78
$656.75
$820.06 		$813.31
$856.70
$902.67
$1,065.98 		$1,059.23
$1,102.62
$1,148.59
$1,311.90 		$245.92
 

Bronze

(HMO) Bronze 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$244.26
$277.23
$312.16
$436.24
$662.91 		$488.52
$554.46
$624.32
$872.48
$1,325.82 		$675.38
$741.32
$811.18
$1,059.34 		$862.24
$928.18
$998.04
$1,246.20 		$1,049.10
$1,115.04
$1,184.90
$1,433.06 		$431.12
$464.09
$499.02
$623.10 		$617.98
$650.95
$685.88
$809.96 		$804.84
$837.81
$872.74
$996.82 		$186.86
 

Expanded Bronze

(HMO) Bronze Premier 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,000 $10,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$259.51
$294.55
$331.66
$463.49
$704.32 		$519.02
$589.10
$663.32
$926.98
$1,408.64 		$717.55
$787.63
$861.85
$1,125.51 		$916.08
$986.16
$1,060.38
$1,324.04 		$1,114.61
$1,184.69
$1,258.91
$1,522.57 		$458.04
$493.08
$530.19
$662.02 		$656.57
$691.61
$728.72
$860.55 		$855.10
$890.14
$927.25
$1,059.08 		$198.53
 

Expanded Bronze

(HMO) Bronze HSA 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,850 $13,700
Maximum Out of Pocket Per Year $6,850 $13,700
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$302.39
$343.21
$386.45
$540.06
$820.68 		$604.78
$686.42
$772.90
$1,080.12
$1,641.36 		$836.11
$917.75
$1,004.23
$1,311.45 		$1,067.44
$1,149.08
$1,235.56
$1,542.78 		$1,298.77
$1,380.41
$1,466.89
$1,774.11 		$533.72
$574.54
$617.78
$771.39 		$765.05
$805.87
$849.11
$1,002.72 		$996.38
$1,037.20
$1,080.44
$1,234.05 		$231.33
 

Catastrophic

(HMO) Catastrophic 2

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$152.99
$173.65
$195.53
$273.25
$415.22 		$305.98
$347.30
$391.06
$546.50
$830.44 		$423.02
$464.34
$508.10
$663.54 		$540.06
$581.38
$625.14
$780.58 		$657.10
$698.42
$742.18
$897.62 		$270.03
$290.69
$312.57
$390.29 		$387.07
$407.73
$429.61
$507.33 		$504.11
$524.77
$546.65
$624.37 		$117.04

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Union County here.

Union County is in “Rating Area 4” of North Carolina.

Currently, there are 22 plans offered in Rating Area 4.


Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016| 2017 | 2018 | 2019

You may also be interested in:

Ways to Save Money on Health Insurance in North Carolina

There are three primary ways to reduce the cost of health plans under the Affordable Care Act in North Carolina.

  • You may be able to lower the cost of monthly premiums when you sign up for a private health insurance plan. Your subsidies will come in the form of a federal tax credit. This article is updated to cover the tax credits available under the American Rescue Plan Act of 2021 and extended under the Inflation Reduction Act through 2025.
  • You may be able to reduce your out-of-pocket costs -- including copayments, deductibles, and coinsurance -- with cost-sharing subsidies paid for by insurers.
  • You may qualify for free or low-cost coverage through Medicaid in North Carolina, or your children may be able to obtain coverage through the Children’s Health Insurance Program (CHIP).

Each of these forms of assistance depends on your income and family size.

Many people who apply for coverage at the North Carolina exchange will be eligible for some form of financial assistance. Read on to learn more about each option.

more...  

What's New

 

Speak with a Health Insurance Expert 800-943-6832Ads by +HealthNetwork Speak with a Health Insurance Expert 800-943-6832Ads by +HealthNetwork