Obamacare 2020 Rates and Health Insurance Providers for Chester County , Pennsylvania
Obamacare > Rates > Pennsylvania > Chester County
Obamacare Rates and Providers for Other Years
Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from , the marketplace for Chester County, PA.
The health insurance rates listed below are for calendar year 2020.
Obamacare Providers, Plans and 2020 Rates for Chester County, Pennsylvania
Below, you’ll find a summary of the 22 plans for Chester County, Pennsylvania and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.
For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:
The table below shows premiums for the following profiles at various ages:
- Individuals
- Couples
- Couples with 1, 2, or 3 children
- Individuals with 1, 2, or 3 children
- A child alone
Each plan links to the insurance provider's website. You can find the following:
- Summary of plan benefits and costs
- Plan brochure
- Provider Directory where you can find out which doctors and hospitals in the West Chester, PA area accept this insurance coverage as within the plan's network.
Obamacare Rates and Providers for Other Years
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
2020 Obamacare Rates, Providers, and Plans for Chester County
ADVERTISEMENT
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Independence Blue Cross (QCC Ins. Co.)Local: 1-844-258-3463 | Toll Free: 1-844-258-3463 | TTY: 1-844-258-3463 |
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Gold |
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(PPO) Personal Choice PPO Gold
Annual Out of Pocket Expenses
Deductible: Individual:
$0
| Family:
$0 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$559.29 $634.79 $714.77 $998.89 $1,517.91 |
$1,118.58 $1,269.58 $1,429.54 $1,997.78 $3,035.82 |
$1,546.44 $1,697.44 $1,857.40 $2,425.64 |
$1,974.30 $2,125.30 $2,285.26 $2,853.50 |
$2,402.16 $2,553.16 $2,713.12 $3,281.36 |
$987.15 $1,062.65 $1,142.63 $1,426.75 |
$1,415.01 $1,490.51 $1,570.49 $1,854.61 |
$1,842.87 $1,918.37 $1,998.35 $2,282.47 |
$427.86 | ||||||||||
Silver |
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(PPO) Personal Choice PPO Silver
Annual Out of Pocket Expenses
Deductible: Individual:
$2,750
| Family:
$5,500 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$500.62 $568.20 $639.79 $894.11 $1,358.68 |
$1,001.24 $1,136.40 $1,279.58 $1,788.22 $2,717.36 |
$1,384.21 $1,519.37 $1,662.55 $2,171.19 |
$1,767.18 $1,902.34 $2,045.52 $2,554.16 |
$2,150.15 $2,285.31 $2,428.49 $2,937.13 |
$883.59 $951.17 $1,022.76 $1,277.08 |
$1,266.56 $1,334.14 $1,405.73 $1,660.05 |
$1,649.53 $1,717.11 $1,788.70 $2,043.02 |
$382.97 | ||||||||||
Expanded Bronze |
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(PPO) Personal Choice PPO Bronze
Annual Out of Pocket Expenses
Deductible: Individual:
$5,750
| Family:
$11,500 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$332.34 $377.21 $424.73 $593.56 $901.97 |
$664.68 $754.42 $849.46 $1,187.12 $1,803.94 |
$918.92 $1,008.66 $1,103.70 $1,441.36 |
$1,173.16 $1,262.90 $1,357.94 $1,695.60 |
$1,427.40 $1,517.14 $1,612.18 $1,949.84 |
$586.58 $631.45 $678.97 $847.80 |
$840.82 $885.69 $933.21 $1,102.04 |
$1,095.06 $1,139.93 $1,187.45 $1,356.28 |
$254.24 | ||||||||||
Catastrophic |
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(EPO) Personal Choice EPO Catastrophic
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$275.04 $312.17 $351.50 $491.22 $746.46 |
$550.08 $624.34 $703.00 $982.44 $1,492.92 |
$760.49 $834.75 $913.41 $1,192.85 |
$970.90 $1,045.16 $1,123.82 $1,403.26 |
$1,181.31 $1,255.57 $1,334.23 $1,613.67 |
$485.45 $522.58 $561.91 $701.63 |
$695.86 $732.99 $772.32 $912.04 |
$906.27 $943.40 $982.73 $1,122.45 |
$210.41 | ||||||||||
Silver |
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(EPO) Personal Choice EPO Silver Reserve
Annual Out of Pocket Expenses
Deductible: Individual:
$2,800
| Family:
$5,600 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$504.05 $572.10 $644.18 $900.23 $1,367.99 |
$1,008.10 $1,144.20 $1,288.36 $1,800.46 $2,735.98 |
$1,393.70 $1,529.80 $1,673.96 $2,186.06 |
$1,779.30 $1,915.40 $2,059.56 $2,571.66 |
$2,164.90 $2,301.00 $2,445.16 $2,957.26 |
$889.65 $957.70 $1,029.78 $1,285.83 |
$1,275.25 $1,343.30 $1,415.38 $1,671.43 |
$1,660.85 $1,728.90 $1,800.98 $2,057.03 |
$385.60 | ||||||||||
Platinum |
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(EPO) Personal Choice EPO Platinum
Annual Out of Pocket Expenses
Deductible: Individual:
$0
| Family:
$0 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$748.11 $849.10 $956.08 $1,336.12 $2,030.37 |
$1,496.22 $1,698.20 $1,912.16 $2,672.24 $4,060.74 |
$2,068.52 $2,270.50 $2,484.46 $3,244.54 |
$2,640.82 $2,842.80 $3,056.76 $3,816.84 |
$3,213.12 $3,415.10 $3,629.06 $4,389.14 |
$1,320.41 $1,421.40 $1,528.38 $1,908.42 |
$1,892.71 $1,993.70 $2,100.68 $2,480.72 |
$2,465.01 $2,566.00 $2,672.98 $3,053.02 |
$572.30 | ||||||||||
Expanded Bronze |
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(EPO) Personal Choice EPO Bronze Reserve
Annual Out of Pocket Expenses
Deductible: Individual:
$6,900
| Family:
$13,800 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$306.28 $347.63 $391.43 $547.02 $831.24 |
$612.56 $695.26 $782.86 $1,094.04 $1,662.48 |
$846.86 $929.56 $1,017.16 $1,328.34 |
$1,081.16 $1,163.86 $1,251.46 $1,562.64 |
$1,315.46 $1,398.16 $1,485.76 $1,796.94 |
$540.58 $581.93 $625.73 $781.32 |
$774.88 $816.23 $860.03 $1,015.62 |
$1,009.18 $1,050.53 $1,094.33 $1,249.92 |
$234.30 | ||||||||||
Bronze |
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(EPO) Personal Choice EPO Bronze Basic
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$281.60 $319.62 $359.88 $502.94 $764.26 |
$563.20 $639.24 $719.76 $1,005.88 $1,528.52 |
$778.62 $854.66 $935.18 $1,221.30 |
$994.04 $1,070.08 $1,150.60 $1,436.72 |
$1,209.46 $1,285.50 $1,366.02 $1,652.14 |
$497.02 $535.04 $575.30 $718.36 |
$712.44 $750.46 $790.72 $933.78 |
$927.86 $965.88 $1,006.14 $1,149.20 |
$215.42 | ||||||||||
ADVERTISEMENT
|
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Keystone Health Plan East, IncLocal: 1-844-258-3463 | Toll Free: 1-844-258-3463 | TTY: 1-844-258-3463 |
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Platinum |
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(HMO) Keystone HMO Platinum
Annual Out of Pocket Expenses
Deductible: Individual:
$0
| Family:
$0 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$674.03 $765.02 $861.41 $1,203.82 $1,829.32 |
$1,348.06 $1,530.04 $1,722.82 $2,407.64 $3,658.64 |
$1,863.69 $2,045.67 $2,238.45 $2,923.27 |
$2,379.32 $2,561.30 $2,754.08 $3,438.90 |
$2,894.95 $3,076.93 $3,269.71 $3,954.53 |
$1,189.66 $1,280.65 $1,377.04 $1,719.45 |
$1,705.29 $1,796.28 $1,892.67 $2,235.08 |
$2,220.92 $2,311.91 $2,408.30 $2,750.71 |
$515.63 | ||||||||||
Gold |
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(HMO) Keystone HMO Gold
Annual Out of Pocket Expenses
Deductible: Individual:
$0
| Family:
$0 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$508.22 $576.83 $649.51 $907.68 $1,379.31 |
$1,016.44 $1,153.66 $1,299.02 $1,815.36 $2,758.62 |
$1,405.23 $1,542.45 $1,687.81 $2,204.15 |
$1,794.02 $1,931.24 $2,076.60 $2,592.94 |
$2,182.81 $2,320.03 $2,465.39 $2,981.73 |
$897.01 $965.62 $1,038.30 $1,296.47 |
$1,285.80 $1,354.41 $1,427.09 $1,685.26 |
$1,674.59 $1,743.20 $1,815.88 $2,074.05 |
$388.79 | ||||||||||
Gold |
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(HMO) Keystone HMO Gold Proactive
Annual Out of Pocket Expenses
Deductible: Individual:
$0
| Family:
$0 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$428.62 $486.48 $547.78 $765.52 $1,163.27 |
$857.24 $972.96 $1,095.56 $1,531.04 $2,326.54 |
$1,185.13 $1,300.85 $1,423.45 $1,858.93 |
$1,513.02 $1,628.74 $1,751.34 $2,186.82 |
$1,840.91 $1,956.63 $2,079.23 $2,514.71 |
$756.51 $814.37 $875.67 $1,093.41 |
$1,084.40 $1,142.26 $1,203.56 $1,421.30 |
$1,412.29 $1,470.15 $1,531.45 $1,749.19 |
$327.89 | ||||||||||
Silver |
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(HMO) Keystone HMO Silver Proactive
Annual Out of Pocket Expenses
Deductible: Individual:
$0
| Family:
$0 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
||||||||||
21 30 40 50 60 |
$382.35 $433.97 $488.64 $682.88 $1,037.70 |
$764.70 $867.94 $977.28 $1,365.76 $2,075.40 |
$1,057.20 $1,160.44 $1,269.78 $1,658.26 |
$1,349.70 $1,452.94 $1,562.28 $1,950.76 |
$1,642.20 $1,745.44 $1,854.78 $2,243.26 |
$674.85 $726.47 $781.14 $975.38 |
$967.35 $1,018.97 $1,073.64 $1,267.88 |
$1,259.85 $1,311.47 $1,366.14 $1,560.38 |
$292.50 | ||||||||||
Silver |
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(HMO) Keystone HMO Silver Proactive Lite
Annual Out of Pocket Expenses
Deductible: Individual:
$2,000
| Family:
$4,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$363.23 $412.27 $464.21 $648.73 $985.81 |
$726.46 $824.54 $928.42 $1,297.46 $1,971.62 |
$1,004.33 $1,102.41 $1,206.29 $1,575.33 |
$1,282.20 $1,380.28 $1,484.16 $1,853.20 |
$1,560.07 $1,658.15 $1,762.03 $2,131.07 |
$641.10 $690.14 $742.08 $926.60 |
$918.97 $968.01 $1,019.95 $1,204.47 |
$1,196.84 $1,245.88 $1,297.82 $1,482.34 |
$277.87 | ||||||||||
ADVERTISEMENT
|
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Oscar Health Plan of Pennsylvania, Inc.Local: 1-855-672-2755 | Toll Free: 1-855-672-2755 |
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Bronze |
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(HMO) Oscar Simple Bronze
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$289.67 $328.77 $370.20 $517.35 $786.16 |
$579.34 $657.54 $740.40 $1,034.70 $1,572.32 |
$800.94 $879.14 $962.00 $1,256.30 |
$1,022.54 $1,100.74 $1,183.60 $1,477.90 |
$1,244.14 $1,322.34 $1,405.20 $1,699.50 |
$511.27 $550.37 $591.80 $738.95 |
$732.87 $771.97 $813.40 $960.55 |
$954.47 $993.57 $1,035.00 $1,182.15 |
$221.60 | ||||||||||
Expanded Bronze |
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(HMO) Oscar Classic Bronze
Annual Out of Pocket Expenses
Deductible: Individual:
$6,000
| Family:
$12,000 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$288.35 $327.28 $368.52 $515.00 $782.59 |
$576.70 $654.56 $737.04 $1,030.00 $1,565.18 |
$797.29 $875.15 $957.63 $1,250.59 |
$1,017.88 $1,095.74 $1,178.22 $1,471.18 |
$1,238.47 $1,316.33 $1,398.81 $1,691.77 |
$508.94 $547.87 $589.11 $735.59 |
$729.53 $768.46 $809.70 $956.18 |
$950.12 $989.05 $1,030.29 $1,176.77 |
$220.59 | ||||||||||
Expanded Bronze |
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(HMO) Oscar Saver Bronze
Annual Out of Pocket Expenses
Deductible: Individual:
$6,000
| Family:
$12,000 Monthly Premiums: |
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Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
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21 30 40 50 60 |
$301.59 $342.31 $385.44 $538.65 $818.53 |
$603.18 $684.62 $770.88 $1,077.30 $1,637.06 |
$833.90 $915.34 $1,001.60 $1,308.02 |
$1,064.62 $1,146.06 $1,232.32 $1,538.74 |
$1,295.34 $1,376.78 $1,463.04 $1,769.46 |
$532.31 $573.03 $616.16 $769.37 |
$763.03 $803.75 $846.88 $1,000.09 |
$993.75 $1,034.47 $1,077.60 $1,230.81 |
$230.72 | ||||||||||
Silver |
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(HMO) Oscar Classic Silver
Annual Out of Pocket Expenses
Deductible: Individual:
$6,500
| Family:
$13,000 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
||||||||||
21 30 40 50 60 |
$384.43 $436.33 $491.30 $686.59 $1,043.35 |
$768.86 $872.66 $982.60 $1,373.18 $2,086.70 |
$1,062.95 $1,166.75 $1,276.69 $1,667.27 |
$1,357.04 $1,460.84 $1,570.78 $1,961.36 |
$1,651.13 $1,754.93 $1,864.87 $2,255.45 |
$678.52 $730.42 $785.39 $980.68 |
$972.61 $1,024.51 $1,079.48 $1,274.77 |
$1,266.70 $1,318.60 $1,373.57 $1,568.86 |
$294.09 | ||||||||||
Silver |
|||||||||||||||||||
(HMO) Oscar Simple Silver
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
||||||||||
21 30 40 50 60 |
$417.71 $474.10 $533.83 $746.03 $1,133.67 |
$835.42 $948.20 $1,067.66 $1,492.06 $2,267.34 |
$1,154.97 $1,267.75 $1,387.21 $1,811.61 |
$1,474.52 $1,587.30 $1,706.76 $2,131.16 |
$1,794.07 $1,906.85 $2,026.31 $2,450.71 |
$737.26 $793.65 $853.38 $1,065.58 |
$1,056.81 $1,113.20 $1,172.93 $1,385.13 |
$1,376.36 $1,432.75 $1,492.48 $1,704.68 |
$319.55 | ||||||||||
Silver |
|||||||||||||||||||
(HMO) Oscar Saver Silver
Annual Out of Pocket Expenses
Deductible: Individual:
$3,000
| Family:
$6,000 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
||||||||||
21 30 40 50 60 |
$389.56 $442.15 $497.86 $695.76 $1,057.27 |
$779.12 $884.30 $995.72 $1,391.52 $2,114.54 |
$1,077.14 $1,182.32 $1,293.74 $1,689.54 |
$1,375.16 $1,480.34 $1,591.76 $1,987.56 |
$1,673.18 $1,778.36 $1,889.78 $2,285.58 |
$687.58 $740.17 $795.88 $993.78 |
$985.60 $1,038.19 $1,093.90 $1,291.80 |
$1,283.62 $1,336.21 $1,391.92 $1,589.82 |
$298.02 | ||||||||||
Silver |
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(HMO) Oscar Classic Silver Next
Annual Out of Pocket Expenses
Deductible: Individual:
$7,000
| Family:
$14,000 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
||||||||||
21 30 40 50 60 |
$360.38 $409.03 $460.56 $643.63 $978.06 |
$720.76 $818.06 $921.12 $1,287.26 $1,956.12 |
$996.45 $1,093.75 $1,196.81 $1,562.95 |
$1,272.14 $1,369.44 $1,472.50 $1,838.64 |
$1,547.83 $1,645.13 $1,748.19 $2,114.33 |
$636.07 $684.72 $736.25 $919.32 |
$911.76 $960.41 $1,011.94 $1,195.01 |
$1,187.45 $1,236.10 $1,287.63 $1,470.70 |
$275.69 | ||||||||||
Catastrophic |
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(HMO) Oscar Simple Secure
Annual Out of Pocket Expenses
Deductible: Individual:
$8,150
| Family:
$16,300 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
||||||||||
21 30 40 50 60 |
$238.42 $270.61 $304.70 $425.82 $647.07 |
$476.84 $541.22 $609.40 $851.64 $1,294.14 |
$659.23 $723.61 $791.79 $1,034.03 |
$841.62 $906.00 $974.18 $1,216.42 |
$1,024.01 $1,088.39 $1,156.57 $1,398.81 |
$420.81 $453.00 $487.09 $608.21 |
$603.20 $635.39 $669.48 $790.60 |
$785.59 $817.78 $851.87 $972.99 |
$182.39 | ||||||||||
Gold |
|||||||||||||||||||
(HMO) Oscar Classic Gold
Annual Out of Pocket Expenses
Deductible: Individual:
$1,700
| Family:
$3,400 Monthly Premiums: |
|||||||||||||||||||
Age | Individual |
Couple |
Couple 1 Child |
Couple 2 Chidren |
Couple 3+ Children |
Individual 1 Child |
Individual 2 Children |
Individual 3+ Children |
Child 0-14 |
||||||||||
21 30 40 50 60 |
$430.50 $488.61 $550.17 $768.87 $1,168.37 |
$861.00 $977.22 $1,100.34 $1,537.74 $2,336.74 |
$1,190.33 $1,306.55 $1,429.67 $1,867.07 |
$1,519.66 $1,635.88 $1,759.00 $2,196.40 |
$1,848.99 $1,965.21 $2,088.33 $2,525.73 |
$759.83 $817.94 $879.50 $1,098.20 |
$1,089.16 $1,147.27 $1,208.83 $1,427.53 |
$1,418.49 $1,476.60 $1,538.16 $1,756.86 |
$329.33 |
‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Chester County here.
Chester County is in “Rating Area 8” of Pennsylvania.
Currently, there are 22 plans offered in Rating Area 8.
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Obamacare Rates and Providers for Other Years
2014 | 2015 | 2016| 2017 | 2018 | 2019
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Using a Broker to Help You Sign Up
Ways to Save Money on Health Insurance in Pennsylvania
There are three primary ways to reduce the cost of health plans under the Affordable Care Act in Pennsylvania.
- You may be able to lower the cost of monthly premiums when you sign up for a private health insurance plan. Your subsidies will come in the form of a federal tax credit. This article is updated to cover the tax credits available under the American Rescue Plan Act of 2021 and extended under the Inflation Reduction Act through 2025.
- You may be able to reduce your out-of-pocket costs -- including copayments, deductibles, and coinsurance -- with cost-sharing subsidies paid for by insurers.
- You may qualify for free or low-cost coverage through Medicaid in Pennsylvania, or your children may be able to obtain coverage through the Children’s Health Insurance Program (CHIP).
Each of these forms of assistance depends on your income and family size.
Many people who apply for coverage at the Pennsylvania exchange will be eligible for some form of financial assistance. Read on to learn more about each option.
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