Obamacare 2020 Rates and Health Insurance Providers for Chester County , Pennsylvania


Obamacare > Rates > Pennsylvania > Chester County

Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |

Obamacare is also known as the Affordable Care Act. This page gives you an overview of the rates for individual and family health insurance plans available from , the marketplace for Chester County, PA.

The health insurance rates listed below are for calendar year 2020.

Obamacare Providers, Plans and 2020 Rates for Chester County, Pennsylvania

Below, you’ll find a summary of the 22 plans for Chester County, Pennsylvania and rates for each of these providers.‡ This chart is designed to give you a preview of your health insurance options.

For detailed information on available subsidies to make your coverage affordable, you must take one of the following actions:

  • Contact a licensed health insurance agent
  • Complete an application at
  • Contact the provider directly

The table below shows premiums for the following profiles at various ages:

  • Individuals
  • Couples
  • Couples with 1, 2, or 3 children
  • Individuals with 1, 2, or 3 children
  • A child alone

Each plan links to the insurance provider's website. You can find the following:

  • Summary of plan benefits and costs
  • Plan brochure
  • Provider Directory where you can find out which doctors and hospitals in the West Chester, PA area accept this insurance coverage as within the plan's network.
Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |

2020 Obamacare Rates, Providers, and Plans for Chester County

ADVERTISEMENT

Independence Blue Cross (QCC Ins. Co.)

Local: 1-844-258-3463 | Toll Free: 1-844-258-3463 | TTY: 1-844-258-3463
 

Gold

(PPO) Personal Choice PPO Gold

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $0 $0
Maximum Out of Pocket Per Year $7,000 $14,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$559.29
$634.79
$714.77
$998.89
$1,517.91 		$1,118.58
$1,269.58
$1,429.54
$1,997.78
$3,035.82 		$1,546.44
$1,697.44
$1,857.40
$2,425.64 		$1,974.30
$2,125.30
$2,285.26
$2,853.50 		$2,402.16
$2,553.16
$2,713.12
$3,281.36 		$987.15
$1,062.65
$1,142.63
$1,426.75 		$1,415.01
$1,490.51
$1,570.49
$1,854.61 		$1,842.87
$1,918.37
$1,998.35
$2,282.47 		$427.86
 

Silver

(PPO) Personal Choice PPO Silver

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,750 $5,500
Maximum Out of Pocket Per Year $7,500 $15,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$500.62
$568.20
$639.79
$894.11
$1,358.68 		$1,001.24
$1,136.40
$1,279.58
$1,788.22
$2,717.36 		$1,384.21
$1,519.37
$1,662.55
$2,171.19 		$1,767.18
$1,902.34
$2,045.52
$2,554.16 		$2,150.15
$2,285.31
$2,428.49
$2,937.13 		$883.59
$951.17
$1,022.76
$1,277.08 		$1,266.56
$1,334.14
$1,405.73
$1,660.05 		$1,649.53
$1,717.11
$1,788.70
$2,043.02 		$382.97
 

Expanded Bronze

(PPO) Personal Choice PPO Bronze

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $5,750 $11,500
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$332.34
$377.21
$424.73
$593.56
$901.97 		$664.68
$754.42
$849.46
$1,187.12
$1,803.94 		$918.92
$1,008.66
$1,103.70
$1,441.36 		$1,173.16
$1,262.90
$1,357.94
$1,695.60 		$1,427.40
$1,517.14
$1,612.18
$1,949.84 		$586.58
$631.45
$678.97
$847.80 		$840.82
$885.69
$933.21
$1,102.04 		$1,095.06
$1,139.93
$1,187.45
$1,356.28 		$254.24
 

Catastrophic

(EPO) Personal Choice EPO Catastrophic

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$275.04
$312.17
$351.50
$491.22
$746.46 		$550.08
$624.34
$703.00
$982.44
$1,492.92 		$760.49
$834.75
$913.41
$1,192.85 		$970.90
$1,045.16
$1,123.82
$1,403.26 		$1,181.31
$1,255.57
$1,334.23
$1,613.67 		$485.45
$522.58
$561.91
$701.63 		$695.86
$732.99
$772.32
$912.04 		$906.27
$943.40
$982.73
$1,122.45 		$210.41
 

Silver

(EPO) Personal Choice EPO Silver Reserve

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,800 $5,600
Maximum Out of Pocket Per Year $6,900 $13,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$504.05
$572.10
$644.18
$900.23
$1,367.99 		$1,008.10
$1,144.20
$1,288.36
$1,800.46
$2,735.98 		$1,393.70
$1,529.80
$1,673.96
$2,186.06 		$1,779.30
$1,915.40
$2,059.56
$2,571.66 		$2,164.90
$2,301.00
$2,445.16
$2,957.26 		$889.65
$957.70
$1,029.78
$1,285.83 		$1,275.25
$1,343.30
$1,415.38
$1,671.43 		$1,660.85
$1,728.90
$1,800.98
$2,057.03 		$385.60
 

Platinum

(EPO) Personal Choice EPO Platinum

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $0 $0
Maximum Out of Pocket Per Year $5,000 $10,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$748.11
$849.10
$956.08
$1,336.12
$2,030.37 		$1,496.22
$1,698.20
$1,912.16
$2,672.24
$4,060.74 		$2,068.52
$2,270.50
$2,484.46
$3,244.54 		$2,640.82
$2,842.80
$3,056.76
$3,816.84 		$3,213.12
$3,415.10
$3,629.06
$4,389.14 		$1,320.41
$1,421.40
$1,528.38
$1,908.42 		$1,892.71
$1,993.70
$2,100.68
$2,480.72 		$2,465.01
$2,566.00
$2,672.98
$3,053.02 		$572.30
 

Expanded Bronze

(EPO) Personal Choice EPO Bronze Reserve

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,900 $13,800
Maximum Out of Pocket Per Year $6,900 $13,800
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$306.28
$347.63
$391.43
$547.02
$831.24 		$612.56
$695.26
$782.86
$1,094.04
$1,662.48 		$846.86
$929.56
$1,017.16
$1,328.34 		$1,081.16
$1,163.86
$1,251.46
$1,562.64 		$1,315.46
$1,398.16
$1,485.76
$1,796.94 		$540.58
$581.93
$625.73
$781.32 		$774.88
$816.23
$860.03
$1,015.62 		$1,009.18
$1,050.53
$1,094.33
$1,249.92 		$234.30
 

Bronze

(EPO) Personal Choice EPO Bronze Basic

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$281.60
$319.62
$359.88
$502.94
$764.26 		$563.20
$639.24
$719.76
$1,005.88
$1,528.52 		$778.62
$854.66
$935.18
$1,221.30 		$994.04
$1,070.08
$1,150.60
$1,436.72 		$1,209.46
$1,285.50
$1,366.02
$1,652.14 		$497.02
$535.04
$575.30
$718.36 		$712.44
$750.46
$790.72
$933.78 		$927.86
$965.88
$1,006.14
$1,149.20 		$215.42
ADVERTISEMENT

Keystone Health Plan East, Inc

Local: 1-844-258-3463 | Toll Free: 1-844-258-3463 | TTY: 1-844-258-3463
 

Platinum

(HMO) Keystone HMO Platinum

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $0 $0
Maximum Out of Pocket Per Year $5,000 $10,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$674.03
$765.02
$861.41
$1,203.82
$1,829.32 		$1,348.06
$1,530.04
$1,722.82
$2,407.64
$3,658.64 		$1,863.69
$2,045.67
$2,238.45
$2,923.27 		$2,379.32
$2,561.30
$2,754.08
$3,438.90 		$2,894.95
$3,076.93
$3,269.71
$3,954.53 		$1,189.66
$1,280.65
$1,377.04
$1,719.45 		$1,705.29
$1,796.28
$1,892.67
$2,235.08 		$2,220.92
$2,311.91
$2,408.30
$2,750.71 		$515.63
 

Gold

(HMO) Keystone HMO Gold

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $0 $0
Maximum Out of Pocket Per Year $7,000 $14,000
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$508.22
$576.83
$649.51
$907.68
$1,379.31 		$1,016.44
$1,153.66
$1,299.02
$1,815.36
$2,758.62 		$1,405.23
$1,542.45
$1,687.81
$2,204.15 		$1,794.02
$1,931.24
$2,076.60
$2,592.94 		$2,182.81
$2,320.03
$2,465.39
$2,981.73 		$897.01
$965.62
$1,038.30
$1,296.47 		$1,285.80
$1,354.41
$1,427.09
$1,685.26 		$1,674.59
$1,743.20
$1,815.88
$2,074.05 		$388.79
 

Gold

(HMO) Keystone HMO Gold Proactive

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $0 $0
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$428.62
$486.48
$547.78
$765.52
$1,163.27 		$857.24
$972.96
$1,095.56
$1,531.04
$2,326.54 		$1,185.13
$1,300.85
$1,423.45
$1,858.93 		$1,513.02
$1,628.74
$1,751.34
$2,186.82 		$1,840.91
$1,956.63
$2,079.23
$2,514.71 		$756.51
$814.37
$875.67
$1,093.41 		$1,084.40
$1,142.26
$1,203.56
$1,421.30 		$1,412.29
$1,470.15
$1,531.45
$1,749.19 		$327.89
 

Silver

(HMO) Keystone HMO Silver Proactive

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $0 $0
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$382.35
$433.97
$488.64
$682.88
$1,037.70 		$764.70
$867.94
$977.28
$1,365.76
$2,075.40 		$1,057.20
$1,160.44
$1,269.78
$1,658.26 		$1,349.70
$1,452.94
$1,562.28
$1,950.76 		$1,642.20
$1,745.44
$1,854.78
$2,243.26 		$674.85
$726.47
$781.14
$975.38 		$967.35
$1,018.97
$1,073.64
$1,267.88 		$1,259.85
$1,311.47
$1,366.14
$1,560.38 		$292.50
 

Silver

(HMO) Keystone HMO Silver Proactive Lite

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $2,000 $4,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$363.23
$412.27
$464.21
$648.73
$985.81 		$726.46
$824.54
$928.42
$1,297.46
$1,971.62 		$1,004.33
$1,102.41
$1,206.29
$1,575.33 		$1,282.20
$1,380.28
$1,484.16
$1,853.20 		$1,560.07
$1,658.15
$1,762.03
$2,131.07 		$641.10
$690.14
$742.08
$926.60 		$918.97
$968.01
$1,019.95
$1,204.47 		$1,196.84
$1,245.88
$1,297.82
$1,482.34 		$277.87
ADVERTISEMENT

Oscar Health Plan of Pennsylvania, Inc.

Local: 1-855-672-2755 | Toll Free: 1-855-672-2755

 

Bronze

(HMO) Oscar Simple Bronze

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$289.67
$328.77
$370.20
$517.35
$786.16 		$579.34
$657.54
$740.40
$1,034.70
$1,572.32 		$800.94
$879.14
$962.00
$1,256.30 		$1,022.54
$1,100.74
$1,183.60
$1,477.90 		$1,244.14
$1,322.34
$1,405.20
$1,699.50 		$511.27
$550.37
$591.80
$738.95 		$732.87
$771.97
$813.40
$960.55 		$954.47
$993.57
$1,035.00
$1,182.15 		$221.60
 

Expanded Bronze

(HMO) Oscar Classic Bronze

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,000 $12,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$288.35
$327.28
$368.52
$515.00
$782.59 		$576.70
$654.56
$737.04
$1,030.00
$1,565.18 		$797.29
$875.15
$957.63
$1,250.59 		$1,017.88
$1,095.74
$1,178.22
$1,471.18 		$1,238.47
$1,316.33
$1,398.81
$1,691.77 		$508.94
$547.87
$589.11
$735.59 		$729.53
$768.46
$809.70
$956.18 		$950.12
$989.05
$1,030.29
$1,176.77 		$220.59
 

Expanded Bronze

(HMO) Oscar Saver Bronze

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,000 $12,000
Maximum Out of Pocket Per Year $6,750 $13,500
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$301.59
$342.31
$385.44
$538.65
$818.53 		$603.18
$684.62
$770.88
$1,077.30
$1,637.06 		$833.90
$915.34
$1,001.60
$1,308.02 		$1,064.62
$1,146.06
$1,232.32
$1,538.74 		$1,295.34
$1,376.78
$1,463.04
$1,769.46 		$532.31
$573.03
$616.16
$769.37 		$763.03
$803.75
$846.88
$1,000.09 		$993.75
$1,034.47
$1,077.60
$1,230.81 		$230.72
 

Silver

(HMO) Oscar Classic Silver

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $6,500 $13,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$384.43
$436.33
$491.30
$686.59
$1,043.35 		$768.86
$872.66
$982.60
$1,373.18
$2,086.70 		$1,062.95
$1,166.75
$1,276.69
$1,667.27 		$1,357.04
$1,460.84
$1,570.78
$1,961.36 		$1,651.13
$1,754.93
$1,864.87
$2,255.45 		$678.52
$730.42
$785.39
$980.68 		$972.61
$1,024.51
$1,079.48
$1,274.77 		$1,266.70
$1,318.60
$1,373.57
$1,568.86 		$294.09
 

Silver

(HMO) Oscar Simple Silver

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$417.71
$474.10
$533.83
$746.03
$1,133.67 		$835.42
$948.20
$1,067.66
$1,492.06
$2,267.34 		$1,154.97
$1,267.75
$1,387.21
$1,811.61 		$1,474.52
$1,587.30
$1,706.76
$2,131.16 		$1,794.07
$1,906.85
$2,026.31
$2,450.71 		$737.26
$793.65
$853.38
$1,065.58 		$1,056.81
$1,113.20
$1,172.93
$1,385.13 		$1,376.36
$1,432.75
$1,492.48
$1,704.68 		$319.55
 

Silver

(HMO) Oscar Saver Silver

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $3,000 $6,000
Maximum Out of Pocket Per Year $6,650 $13,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$389.56
$442.15
$497.86
$695.76
$1,057.27 		$779.12
$884.30
$995.72
$1,391.52
$2,114.54 		$1,077.14
$1,182.32
$1,293.74
$1,689.54 		$1,375.16
$1,480.34
$1,591.76
$1,987.56 		$1,673.18
$1,778.36
$1,889.78
$2,285.58 		$687.58
$740.17
$795.88
$993.78 		$985.60
$1,038.19
$1,093.90
$1,291.80 		$1,283.62
$1,336.21
$1,391.92
$1,589.82 		$298.02
 

Silver

(HMO) Oscar Classic Silver Next

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $7,000 $14,000
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$360.38
$409.03
$460.56
$643.63
$978.06 		$720.76
$818.06
$921.12
$1,287.26
$1,956.12 		$996.45
$1,093.75
$1,196.81
$1,562.95 		$1,272.14
$1,369.44
$1,472.50
$1,838.64 		$1,547.83
$1,645.13
$1,748.19
$2,114.33 		$636.07
$684.72
$736.25
$919.32 		$911.76
$960.41
$1,011.94
$1,195.01 		$1,187.45
$1,236.10
$1,287.63
$1,470.70 		$275.69
 

Catastrophic

(HMO) Oscar Simple Secure

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $8,150 $16,300
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$238.42
$270.61
$304.70
$425.82
$647.07 		$476.84
$541.22
$609.40
$851.64
$1,294.14 		$659.23
$723.61
$791.79
$1,034.03 		$841.62
$906.00
$974.18
$1,216.42 		$1,024.01
$1,088.39
$1,156.57
$1,398.81 		$420.81
$453.00
$487.09
$608.21 		$603.20
$635.39
$669.48
$790.60 		$785.59
$817.78
$851.87
$972.99 		$182.39
 

Gold

(HMO) Oscar Classic Gold

Annual Out of Pocket Expenses
Individual Family
Annual Deductible $1,700 $3,400
Maximum Out of Pocket Per Year $8,150 $16,300
Monthly Premiums:
Age Individual
 Couple
Couple
1 Child
 Couple
2 Chidren
 Couple
3+ Children
 Individual
1 Child
 Individual
2 Children
 Individual
3+ Children
 Child
0-14
21
30
40
50
60 		$430.50
$488.61
$550.17
$768.87
$1,168.37 		$861.00
$977.22
$1,100.34
$1,537.74
$2,336.74 		$1,190.33
$1,306.55
$1,429.67
$1,867.07 		$1,519.66
$1,635.88
$1,759.00
$2,196.40 		$1,848.99
$1,965.21
$2,088.33
$2,525.73 		$759.83
$817.94
$879.50
$1,098.20 		$1,089.16
$1,147.27
$1,208.83
$1,427.53 		$1,418.49
$1,476.60
$1,538.16
$1,756.86 		$329.33

‡Source: HealthCare.gov has released sample rates for all counties in the 36 states served by HealthCare.gov. We have integrated that data into our tables and provide you that information for Chester County here.

Chester County is in “Rating Area 8” of Pennsylvania.

Currently, there are 22 plans offered in Rating Area 8.


Obamacare Rates and Providers for Other Years

2014 | 2015 | 2016| 2017 | 2018 | 2019

You may also be interested in:

Ways to Save Money on Health Insurance in Pennsylvania

There are three primary ways to reduce the cost of health plans under the Affordable Care Act in Pennsylvania.

  • You may be able to lower the cost of monthly premiums when you sign up for a private health insurance plan. Your subsidies will come in the form of a federal tax credit. This article is updated to cover the tax credits available under the American Rescue Plan Act of 2021 and extended under the Inflation Reduction Act through 2025.
  • You may be able to reduce your out-of-pocket costs -- including copayments, deductibles, and coinsurance -- with cost-sharing subsidies paid for by insurers.
  • You may qualify for free or low-cost coverage through Medicaid in Pennsylvania, or your children may be able to obtain coverage through the Children’s Health Insurance Program (CHIP).

Each of these forms of assistance depends on your income and family size.

Many people who apply for coverage at the Pennsylvania exchange will be eligible for some form of financial assistance. Read on to learn more about each option.

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