How To Sign Up for Obamacare in Maryland

 

Where to go in Maryland to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.

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For 2024 health insurance plans, Maryland open enrollment runs from November 1, 2023 through January 15, 2024. If you enroll by December 15, your coverage will begin on January 1, 2024.

Once the open enrollment period has ended, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or significant income, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Miss the Enrollment Deadline?)

To get covered, you can go directly to the online health insurance marketplace for Maryland. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.

Where's the Maryland Health Care Exchange?

You can find the health insurance exchange for Maryland at Maryland Health Connection. This is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, you'll be guided through the enrollment process online. 

Getting Personalized Help with Enrollment

In Maryland, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free help from a certified application counselor or a licensed insurance agent or broker. 

An application counselor can explain your options, answer your questions, and help you apply for your chosen plan, but they can't recommend a specific one for you. 

To find a Maryland certified application counselor, go to the Find Help page at Maryland Health Connection. From there, you can choose the kind of assistance you want and enter your location to find helpers near you.

Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained assistants, they are allowed to suggest the best plan for you.

To directly connect with a Maryland insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)

Getting Help by Phone

If you want answers over the phone, call the toll-free number for Maryland Health Connection at 855-642-8572. If you are hearing impaired, please call the TTY line: 855-642-8573.

Telephone support is available Monday-Friday from 8 AM to 6 PM. Currently, the support center is closed on Saturday and Sunday, but they may add more hours during open enrollment.

Help for Small Businesses

If you run a business with 50 or fewer employees, you can get help from the Maryland SHOP (Small Business Health Care Options Program).

Connect on Social Media

You can find Maryland Health Connection on FacebookTwitter, or YouTube.


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Jurisdictional relevance: ST

There are versions of this article for each State.



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