How To Sign Up for Obamacare in Rhode Island

 

Where to go in Rhode Island to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.

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For 2024 health plans, Rhode Island open enrollment begins on November 1, 2023 and runs through January 31, 2024. If you enroll by December 15, your coverage will begin on January 1, 2024.

Once open enrollment has ended, you may still be able to purchase health insurance if you qualify for a special enrollment period. For example, if you’ve recently lost your job or income due to the COVID-19 crisis or for any other reason, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Miss the Enrollment Deadline?)

To get covered, you can go directly to the online health insurance marketplace for Rhode Island. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.

Where's the Rhode Island Health Care Exchange?

You can find the health insurance exchange for Rhode Island at Health Source RI. This is where you can learn about the various health insurance options available to you under Obamacare. If you see a plan you like, you'll be guided through the enrollment process online. 

Getting Personalized Help with Enrollment

In Rhode Island, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free help from an enrollment assistant or from a licensed health care agent or broker.

An enrollment assistant can explain your options, answer your questions, and help you apply for your chosen plan, but they can’t legally recommend a specific one for you.

To find a Rhode Island certified enrollment assistant, use Search for a Navigator at Health Source RI. From there, you can enter your location to find helpers near you.

Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained assistants, they are allowed to suggest the best plan for you.

To directly connect with a Rhode Island insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)

Getting Help by Phone

If you want general answers over the phone, call the toll-free number for Health Source RI at 855-840-4774.

Help for Small Businesses

If you run a business with 50 or fewer employees, you can get help from the Rhode Island SHOP (Small Business Health Care Options Program).

Connect on Social Media

You can find Health Source RI on FacebookTwitter, or YouTube.


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Jurisdictional relevance: ST

There are versions of this article for each State.



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