For 2022 health plans, Georgia open enrollment has ended. However, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or income due to the COVID-19 crisis or for any other reason, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Missed the Enrollment Deadline for 2022?)
To get covered, you can go directly to the online health insurance marketplace for Georgia. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.
Where's the Georgia Health Care Exchange?
In Georgia, you may have heard that you can no longer buy health insurance through Healthcare.gov, but that's not true. While the Trump administration approved a plan to close Healthcare.gov to Georgians, that decision would not take effect until 2023 and will likely change before then. Georgia residents can still use Healthcare.gov to compare plans, sign up for coverage, and get financial assistance.
Getting Personalized Help with Enrollment
In Georgia, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get assistance from a trained enrollment assister or from a licensed health insurance broker or agent. Both are free.
A certified enrollment assister can explain your options, answer your questions, and help you apply for the plan you choose -- but they can't recommend a specific plan for you.
To find an assister in your area, go to Find Local Help at HealthCare.gov. There, you can enter your zip code to get a list of helpers near you.
Licensed health insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained assisters and counselors, brokers and agents are allowed to suggest the best plan for you. Being allowed to "cut to the chase" this way can help make the process more efficient for you and take less time.
To directly connect with a Georgia insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)
Talk to HealthCare.gov. If you just want information, not advice, about your Obamacare options, you can talk with a telephone support representative at HealthCare.gov.
Individuals and families. The toll-free number to call for help is 1-800-318-2596. If you're hearing impaired, please use the TTY line: 1-855-889-4325.
Small businesses or insurance agents. If you have a business with 50 or fewer employees, or if you are an insurance agent or broker, you can get help by calling 1-800-706-7893 (TTY: 1-888-201-6445).