Updated: 2020-11-01 by
The Affordable Care Act (Obamacare) expanded Medicaid eligibility to include more people who couldn’t otherwise obtain health insurance. As written, the ACA would extend Medicaid to all adults with incomes at or below 138% of the federal poverty level. (For a single person in Mississippi in 2020, that’s $17,609. For a family of four, it’s $36,156.)
However, the U.S. Supreme Court later ruled that it was up to individual states to decide whether to expand Medicaid. As of August 2020, 12 states have not expanded their programs.
Mississippi Has Not Expanded Medicaid
Because Mississippi has not yet expanded Medicaid eligibility, you may have fewer options for health coverage than people in states where Medicaid is more inclusive.
The Medicaid Coverage Gap
The Affordable Care Act assumed that Medicaid would be expanded to cover all Americans with incomes at or below 138% of the federal poverty level. And it created health plan subsidies for people with incomes between 100% - 400% of the poverty level.
That means Mississippi residents with incomes below the poverty level may fall into a coverage gap where they can get neither Medicaid nor ACA subsidies.
Find Out What Health Plans and Programs You Qualify For
To learn whether you're eligible for Medicaid in Mississippi, contact the Mississippi Medicaid office.
You can also find out whether you qualify when you apply for health insurance at Healthcare.gov. If you don’t meet Mississippi’s Medicaid requirements, Healthcare.gov will show you the private health insurance plans available to you. You may still be eligible for significant cost-saving subsidies based on your income and family size.
For more information, see Ways to Save Money on Obamacare in Mississippi.
You may also be interested in:
Where to go in Mississippi to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.
Learn whether you must have health coverage under the Affordable Care Act (Obamacare) in Mississippi.
Essential facts about the Affordable Care Act (ACA or Obamacare) in Mississippi, including whether you must get health insurance, how much it will cost, and how you can save money.