Am I exempt from Obamacare?
Under Obamacare, most people who don't have health insurance will be required to pay a tax penalty. But you may not have to pay if you qualify for one or more of the following exemptions:
- You are uninsured for fewer than three months of the year.
- You prove that you can’t afford coverage -- that is, premiums for the least-expensive policy cost more than 8% of your earnings.
- You don’t have to file a federal income tax return because your income is too low.
- You qualify for Medicaid under the new income limits established by the Affordable Care Act but, because Pennsylvania has not expanded Medicaid eligibility, you cannot take advantage of these rules.
- You are a member of a federally recognized Indian tribe.
- You are a member of a health care sharing ministry.
- You are a member of a recognized religion that objects to health insurance.
- You are in the United States illegally.
- You are incarcerated.
You may be eligible for an exemption under other circumstances, as well -- for example, if you can show that obtaining coverage would subject you to serious financial hardship.
To learn more, see Do I Have to Get Obamacare in Pennsylvania?