Who is exempt from Obama Care (Affordable Care Act or ACA)?

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Am I exempt from Obamacare?

Under Obamacare, most people who don't have health insurance will be required to pay a tax penalty. But you may not have to pay if you qualify for one or more of the following exemptions:

  • You are uninsured for fewer than three months of the year.
  • You prove that you can’t afford coverage -- that is, premiums for the least-expensive policy cost more than 8% of your earnings.
  • You don’t have to file a federal income tax return because your income is too low.
  • You are a member of a federally recognized Indian tribe.
  • You are a member of a health care sharing ministry.
  • You are a member of a recognized religion that objects to health insurance.
  • You are in the United States illegally.
  • You are incarcerated.

You may be eligible for an exemption under other circumstances, as well -- for example, if you can show that obtaining coverage would subject you to serious financial hardship.

To learn more, see Do I Have to Get Obamacare in Washington?



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