What California Residents Need to Know About Obama Care (the Affordable Care Act or ACA)

ADVERTISEMENT - LegalConsumer.com does not review or endorse advertisers or their products.


Obamacare > What You Need to Know About Obamacare > California


state map

What California Residents Need to Know About Obamacare

Welcome to the fastest way to find out about Obamacare in California.

Here, you'll find clear and accurate information about Obamacare, including:

  • whether or not you must get health insurance
  • what the available plans cover
  • how much coverage will cost
  • how to sign up for a plan, and
  • how to get help if you need it.

To begin, keep in mind these key points about Obamacare in California:

1. You are legally required to have health insurance, unless you qualify for an exemption.

The Affordable Care Act requires you to enroll in a health insurance plan unless you qualify for an exemption from the law. You must report whether you have coverage -- or whether you are exempt -- when you file your taxes in April.

To learn whether your current health plan satisfies the requirements of Obamacare or to find out whether you qualify for an exemption, see Do I Need to Get Obamacare in California?

2. Open enrollment for 2017 runs from November 1, 2016 to January 31, 2017 -- but current Covered California members can start early.

For 2017 health plans, open enrollment runs from November 1, 2016 through January 31, 2017. During that time, California residents may use the website Covered California to choose their health insurance plan, apply for cost-saving subsidies, and get other help they need.

To get coverage beginning January 1, you must enroll by December 15.

If you are currently uninsured, you can use the state marketplace to compare plans and enroll in a plan that meets your needs. 

If you already have health insurance, you will be automatically re-enrolled in your existing plan if it is still available. But even if you can continue in the plan you have now, open enrollment provides an opportunity to review your coverage, compare plans, and switch to a new one if you find a better option. 

Those with existing plans purchased through Covered California can get a jump on open enrollment. You can shop for a new plan and re-enroll beginning October 3, 2016. Just log in to your Covered California account to get started.

To learn more about enrollment, see How Do I Sign Up for Obamacare in California?

3. You can shop for affordable health care plans at Covered California.

Residents of California use the website Covered California to choose their health insurance plan, apply for cost-saving subsidies, and get other help they need.

If you are currently uninsured, you can use the state marketplace to compare plans and enroll in a plan that meets your needs. 

If you already have health insurance, you want to keep your current plan -- or you can use Covered California to shop for a new one.

To learn more about enrollment, see How Do I Sign Up for Obamacare in California?

4. You may qualify for subsidies that will save you money.

Many people who sign up for insurance at the California exchange will be eligible for cost savings. Savings are available in the form of tax credits to help you lower your premiums or reduce your out-of-pocket costs for care.

If your income is very low, you may qualify for free or low-cost coverage through Medicaid in California.

For more information, see Ways to Save Money on Obamacare in California.

For an overview of how much health care plans cost under Obamacare, see How Much Does Obamacare Cost in California?



You may also be interested in:

ADVERTISEMENT - LegalConsumer.com does not review or endorse advertisers or their products.