What Hawaii Residents Need to Know About Obamacare
Welcome to the fastest way to find out about Obamacare in Hawaii.
Here, you'll find clear and accurate information about Obamacare, including:
- whether or not you must get health insurance
- what the available plans cover
- how much coverage will cost
- how to sign up for a plan, and
- how to get help if you need it.
To begin, keep in mind these key points about Obamacare in Hawaii:
1. You are legally required to have health insurance, unless you qualify for an exemption.
The Affordable Care Act requires you to enroll in a health insurance plan unless you qualify for an exemption from the law. You must report whether you have coverage -- or whether you are exempt -- when you file your taxes in April.
To learn whether your current health plan satisfies the requirements of Obamacare or to find out whether you qualify for an exemption, see Do I Need to Get Obamacare in Hawaii?
2. Open enrollment for 2017 health insurance plans runs from November 1, 2016 to January 31, 2017.
For 2017 health plans, open enrollment runs from November 1, 2016 through January 31, 2017. During that time, residents of Hawaii may use the website HealthCare.gov to choose their health insurance plan, apply for cost-saving subsidies, and get other help they need.
To get coverage beginning January 1, you must enroll by December 15.
If you are currently uninsured, you can use the state marketplace to compare plans and enroll in a plan that meets your needs.
If you already have health insurance, you will be automatically re-enrolled in your existing plan if it is still available. Even if you can continue in the plan you have now, however, open enrollment provides an opportunity to review your coverage, compare plans, and switch to a new one if you find a better option.
To learn more about enrollment, see How Do I Sign Up for Obamacare in Hawaii?
3. You may qualify for subsidies that will save you money.
Many people who sign up for insurance at HealthCare.gov exchange will be eligible for cost savings. Savings are available in the form of tax credits to help you lower your premiums or reduce your out-of-pocket costs for care.
If your income is very low, you may qualify for free or low-cost coverage through Medicaid in Hawaii.
For more information, see Ways to Save Money on Obamacare in Hawaii.
For an overview of how much health care plans cost under Obamacare, see How Much Does Obamacare Cost in Hawaii?
4. Hawaii Health Connector Has Closed
Hawaii's former state-run health exchange, Hawaii Health Connector, closed for good in December 2015. The federal health insurance exchange, HealthCare.gov, now handles all outreach and enrollment for the state of Hawaii.
You may also be interested in:
Learn the five factors that determine what Hawaii residents will pay for health insurance under the Affordable Care Act (Obamacare).
Learn which Hawaii residents must have health coverage under the Affordable Care Act (ACA or Obamacare) and find out about the penalty you'll pay if you don't have a qualifying health plan.
Learn where Hawaii residents should go to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.