How To Sign Up for Obamacare in Georgia
To sign up for a health plan under the Affordable Care Act (Obamacare) you can go directly to the online health insurance marketplace for Georgia -- or you can get help in person or over the phone.
For 2020 health plans, Georgia open enrollment has ended. However, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. In particular, if you’ve recently lost your job or income due to the COVID-19 crisis or for any other reason, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Missed the Enrollment Deadline for 2020?)
Where's the Georgia Health Care Exchange?
You can find the health insurance exchange for Georgia at $EXCHANGE. This is where you can learn about the various health insurance options available to you under the Affordable Care Act. If you see a plan you like, you'll be guided through the enrollment process online.
Getting In-Person Help with Enrollment
In Georgia, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get assistance from a trained “navigator” or from a health insurance broker or agent. Both are free.
Navigators can explain your options, answer your questions, and help you apply for the plan you choose -- but they can't recommend a specific plan for you.
Licensed health insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained navigators and counselors, brokers and agents are allowed to suggest the best plan for you. Being allowed to "cut to the chase" this way can help make the process more efficient for you and take less time.
Find a helper. To find help in your area, go to Find Local Help at HealthCare.gov. There, you enter your city and state or zip code to get a list of navigators, insurance agents, and brokers near you.
Talk to a licensed broker. To directly connect with a Georgia insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)
Talk to HealthCare.gov. If you just want information, but not advice about your Obamacare options, you can talk with a telephone support representative at HealthCare.gov.
Individuals and families. The toll-free number to call for help is 1-800-318-2596. If you're hearing impaired, please use the TTY line: 1-855-889-4325.
Small businesses or insurance agents. If you have a business with 50 or fewer employees, or if you are an insurance agent or broker, you can get help by calling 1-800-706-7893 (TTY: 711).