How Do I Sign Up for Obamacare in California?
The easiest way to sign up for a health plan under the Affordable Care Act is to go to the online health insurance marketplace for California. If you're not ready to enroll right now, you can get more information online, over the phone, or in person.
Where's the California Health Care Exchange?
You can find the health insurance exchange for California at Covered California. This is where you can learn about the various health insurance options available to you under Obamacare. If you see a plan you like, you'll be guided through the enrollment process online. Or, if you prefer, you can download and complete a paper application.
You might not see any mention of Obamacare or the Affordable Care Act when you visit the exchange website, but rest assured you’ve landed in the right place. The exchange was established solely for the purpose of informing consumers about the Affordable Care Act and providing plans under the law.
Getting In-Person Help with Enrollment
In California, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free assistance from a certified enrollment counselor, certified insurance agent, or from a “navigator” at a local human services agency.
According to the U.S. Department of Health and Human Services, navigators “provide unbiased information to consumers about health insurance, the new Health Insurance Marketplace, qualified health plans, and public programs including Medicaid and the Children’s Health Insurance Program.”
Navigators and certified counselors aren’t allowed to recommend a plan for you. Rather, they can explain your options, answer your questions, and help you apply for the plan you choose. Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained navigators and counselors, they are allowed to suggest the best plan for you.
Getting Help Online or by Phone
If you want to get answers online or over the phone, Covered California offers the following options:
Online chat. Click here to initiate an online chat with a support representative.
Telephone support. The toll-free number for Covered California is 1-800-300-1506. If you are hearing impaired, please call the TTY line: 888-889-4500.
Service Center hours ar 8AM to 8PM Monday through Friday and 8AM to 6PM on Saturdays.
Keep Up to Date
You may also be interested in:
Learn important facts about the Obamacare open enrollment period for 2017.
Learn which California residents must have health coverage under the Affordable Care Act (ACA or Obamacare) and find out about the penalty you'll pay if you don't have a qualifying health plan.
A licensed insurance agent or broker can help you compare plans, figure out whether you qualify for subsidies, and apply for coverage in California.