How Do I Sign Up for Obamacare in Utah?
To sign up for a health plan under the Affordable Care Act, you must submit an application to the health insurance exchange for Utah. If you're not ready to enroll right now, you can get more information online, over the phone, or in person.
Where's the Utah Health Care Exchange?
You can find the Utah health insurance exchange for individuals and families at HealthCare.gov. (Small employers who want to provide coverage to employees should go to Utah's small business marketplace at Avenue H.) This is where you can learn about the various health insurance options available to you under Obamacare. If you see a plan you like, you'll be guided through the enrollment process online. If you prefer to apply with a paper application, call the HealthCare.gov customer service center or contact an in-person helper using the information just below.
You might not see any mention of Obamacare or the Affordable Care Act when you visit the exchange website, but rest assured you’ve landed in the right place. The exchange was established solely for the purpose of informing consumers about the Affordable Care Act and providing plans under the law.
Getting In-Person Help with Enrollment
In Utah, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free assistance from a trained “navigator” or certified application counselor.
According to the U.S. Department of Health and Human Services, navigators “provide unbiased information to consumers about health insurance, the new Health Insurance Marketplace, qualified health plans, and public programs including Medicaid and the Children’s Health Insurance Program.”
Navigators and certified counselors aren’t allowed to recommend a plan for you. Rather, they can explain your options, answer your questions, and help you apply for the plan you choose.
Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained navigators and counselors, they are allowed to suggest the best plan for you.
To find a navigator or certified application counselor in Utah, we recommend you begin with Take Care Utah. This nonprofit organization strives to help Utah residents understand their options for affordable health care coverage. Take Care Utah can connect you with a local enrollment specialist who will answer your questions and help you apply for a plan. All services are free of charge.
To reach Take Care Utah, go to www.takecareutah.org or call 2-1-1 (inside Utah). From there, you can type or say your ZIP Code to find the nearest enrollment assistants.
You can also search for an in-person helper using the Find Local Help page at HealthCare.gov. There, you enter your city and state or zip code to get a list of helpers available in your area.
Getting Help by Phone
If you have questions about Obamacare and want to talk with a support representative, here are your options.
Individuals and families. You can get telephone support from HealthCare.gov by calling 1-800-318-2596. Representatives are available 24/7.
Small businesses or insurance agents. If you have a business with 50 or fewer employees, or if you are an insurance agent or broker, you can get help from Avenue H by calling 1-855-850-2834. Representatives are available Monday through Friday, from 9 a.m. to 5 p.m. Eastern Time.
Get The Latest News
You may also be interested in:
Learn important facts about the Obamacare open enrollment period for 2017.
Learn which Utah residents must have health coverage under the Affordable Care Act (ACA or Obamacare) and find out about the penalty you'll pay if you don't have a qualifying health plan.
A licensed insurance agent or broker can help you compare plans, figure out whether you qualify for subsidies, and apply for coverage in Utah.