How To Sign Up for Obamacare in Utah
To sign up for a health plan under the Affordable Care Act you can go directly to the online health insurance marketplace for Utah -- or you can get help in person or over the phone.
For 2020 health plans, Utah open enrollment ended on December 18, 2019. However, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period; see What Happens If I Missed the Enrollment Deadline for 2020?
Where's the Utah Health Care Exchange?
You can find the Utah health insurance exchange for Utah residents at HealthCare.gov. This is where you can learn about the various health insurance options available to you under Obamacare. If you see a plan you like, you'll be guided through the enrollment process online.
Getting In-Person Help with Enrollment
In Utah, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free assistance from a trained navigator (sometimes called a "certified counselor" in Utah) or from a licensed health insurance agent or broker.
Navigators and certified counselors aren’t allowed to recommend a plan for you. Rather, they can explain your options, answer your questions, and help you apply for the plan you choose.
Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government-trained navigators and counselors, they are allowed to suggest the best plan for you.
Find a navigator. In Utah, we recommend you begin with Take Care Utah. This nonprofit organization strives to help Utah residents understand their options for affordable health care coverage. Take Care Utah can connect you with a local enrollment specialist who will answer your questions and help you apply for a plan. All services are free of charge.
To reach Take Care Utah, go to www.takecareutah.org or call 2-1-1 (inside Utah). From there, you can type or say your ZIP Code to find the nearest enrollment assistants.
You can also search for an in-person helper using the Find Local Help page at HealthCare.gov. There, you enter your city and state or zip code to get a list of helpers available in your area.
Talk to a licensed broker. To directly connect with a Utah insurance broker who can help you evaluate insurance plans and choose a plan that's appropriate for your situation, call 800-943-6832. (We receive advertising income from the licensed brokers who offer their services through this telephone number.)
Getting Help by Phone
If you have questions about Obamacare and want to talk with a support representative, here are your options.
Individuals and families. You can get telephone support from HealthCare.gov by calling 1-800-318-2596.
Small businesses or insurance agents. If you have a business with 50 or fewer employees, or if you are an insurance agent or broker, you can get help from Avenue H by calling 1-855-850-2834.
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