Using an Insurance Agent or Broker to Sign Up for Obamacare

A licensed insurance agent or broker can help you compare plans, figure out whether you qualify for subsidies, and apply for coverage in your state.

If you want some help choosing among your health care options under the Affordable Care Act (Obamacare) or if you just need a hand completing an application, help is available. If your state has its own health insurance exchange, you can call or email for free help. You can also get free, in-person guidance from trained enrollment counselors who are certified to help folks with Obamacare.

You can also seek help from a licensed insurance agent or broker. They can help you:

• figure out whether you qualify for subsidies
• help you compare plans and explain confusing features or terms
• recommend plans for you, and
• walk you through the application process.

You won’t have to pay agents or brokers, who are usually paid by the insurance companies whose policies they sell.

All states have certified brokers and agents available to help individuals and businesses sign up for new plans. For details on what's available to you, select your state from the list on this page.

You may also be interested in:

• What You Need to Know About Obamacare for 2021

  Essential facts about the Affordable Care Act (ACA or Obamacare) in your state, including whether you must get health insurance, how much it will cost, and how you can save money.

• How to Sign Up for Obamacare

  Where to go in your state to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.

• Frustrated, Fed Up, or Infuriated With Your Health Insurance Exchange?

  Many people have turned to social media to vent and seek solutions -- an insurance agent or broker may also be a big help.