State Affordable Care Act Agents and Brokers

A licensed insurance agent or broker can help you compare plans, figure out whether you qualify for subsidies, and apply for coverage in your state.

Using an Insurance Agent or Broker to Sign Up for Obamacare


If you want some help choosing among your health care options under Obamacare, or could just use a hand completing an application, help is available. If your state has its own health insurance exchange, you can call or email for free help. You can also get free, in-person guidance from “navigators,” people who have special training in helping folks with Obamacare.

You can also seek help from a licensed insurance agent or broker. They can help you:

  • figure out whether you qualify for subsidies
  • help you compare plans and explain confusing features or terms
  • recommend plans for you, and
  • walk you through the application process.

You won’t have to pay agents or brokers, who are usually paid by the insurance companies whose policies they sell.

All states have certified brokers and agents available to help individuals and businesses sign up for new plans. For details on what's available to you, select your state from the list on this page.

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