If you want some help choosing among your health care options under the Affordable Care Act (Obamacare) or if you just need a hand completing an application, help is available. If your state has its own health insurance exchange, you can call or email for free help. You can also get free, in-person guidance from trained enrollment counselors who are certified to help folks with Obamacare.

You can also seek help from a licensed insurance agent or broker. They can help you:

• figure out whether you qualify for subsidies
• help you compare plans and explain confusing features or terms
• recommend plans for you, and
• walk you through the application process.

You won’t have to pay agents or brokers, who are usually paid by the insurance companies whose policies they sell.

All states have certified brokers and agents available to help individuals and businesses sign up for new plans. For details on what's available to you, select your state from the list on this page.

You may also be interested in:

• What New York Residents Need to Know About Obamacare for 2022

  Essential facts about the Affordable Care Act (ACA or Obamacare) in your state, including whether you must get health insurance, how much it costs, and how you can save money.

• How To Sign Up for Obamacare in State

  Where to go in your state to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.

• What to Do If You're Frustrated or Fed Up With NY State of Health

  Many people have turned to social media to vent and seek solutions -- an insurance agent or broker may also be a big help.