Under the Affordable Care Act (Obamacare), you may be able to reduce your health insurance costs through:
- immediately available subsidies in the form of tax credits that lower your monthly premiums, including new assistance available under the American Rescue Plan Act, signed by President Biden on March 11, 2021
- cost-sharing subsidies to reduce your out-of-pocket costs, or
- if your income is very low, by qualifying for Medicaid.
Many people who apply for coverage using their state's health care exchange will be eligible for financial assistance. Choose your state from the list on this page to learn more about your options.
You may also be interested in:
Learn the five factors that determine what residents of your state will pay for health insurance under the Affordable Care Act.
Where to go in your state to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.
A licensed insurance agent or broker can help you compare plans, figure out whether you qualify for subsidies, and apply for coverage in your state.