Start your bankruptcy research here. You'll find links to all the information for Houston, Texas.
Every county has its own expense standards, which are applied in the Bankruptcy Means Test, also known as Form 22A. You must complete the means test before you can file Chapter 7 Bankruptcy. The LegalConsumer.com Means Test Calculator has helped more than a million people get a rough idea of how they will fare in the means test. Click here to select your Texas county or city to begin the means test.
Find a local Texas bankruptcy attorney who can help you with your case.
Pick your Texas county or city to find the bankruptcy court district that serves you.
Section 522 of the federal bankruptcy law provides a list of "exemptions" (property you can keep), but each state has exemptions of its own. Many states let you only use the state exemptions. Here you'll find the exemptions applicable in Texas, including the Texas Homesetad Exemption, and Texas exmptions for pensions, personal property, wage garnishment, and "wild card" exemption.
Click to selct your Texas city or county to get free, downloadable bankruptcy forms for your court district.
Before you can file bankruptcy, you must go through court-approved credit counseling. Here, find a list of credit counseling agencies that have been approved for pre-bankruptcy counseling in the Texas Southern District Bankruptcy Court.
Student loans now make up the largest single source of consumer debt. It is important to know your rights as a student loan debtor, or as a potential student borrower.
Our articles go over:
... depending on the kind of loan you have.
Consumers want to know what the Affordable Care Act (Obamacare) has to offer in terms of competitive insurance rates and the all-important subsidies and tax credits you may qualify for. Our state-specific articles tell you how to sign up in Texas, how to qualify for Texas subsidies to make your insurance affordable, and whom you need to contact, in Texas, to mantain health insurance coverage if your life situation changes.
Select your County, City or Enter Your Zip Code to see Obamacare Rate Information
Have you recently lost your job? If so, you may qualify for unemployment benefits: money paid by Texas to those who are temporarily out of work.
This site provides clear, accurate information on collecting unemployment benefits in Texas, including eligibility, how to apply, how much you'll get, what you'll have to do to keep collecting benefits, and what to do if your application is denied.
Each state has its own unemployment agency, procedures, forms, and regulations for filing for unemployment benefits. Texas's unemployment agency has its own website and online guide. We provide the essential links to this website and guide, and describe the information you need to apply for unemployment benefits.
Applying for unemployment benefits in Texas is a multi-step process. We give you step-by-step information about how and where to apply, as well as the various ways you can apply for unemployment benefits in Texas.
To qualify for unemployment benefits, you must meet two basic requirements. First, you must have earned at least a minimum amount, set by Texas law, in the time before you lost your job. Second, you must be out of work through no fault of your own. If you are found eligible, Texas law also determines how much you will get per week, based on your prior earnings.
If you are found ineligible for benefits, you can file an appeal. You'll need to meet the procedural requirements and deadlines set by Texas. This might be a good time to consult with an experienced Texas unemployment lawyer.
Local job centers -- sometimes called One-Stop Career Centers or American Job Centers --can help you with cover letters, resumes, and job search efforts. You may be required to register with a job center as part of your ongoing obligation to look for work while collecting benefits.
Does your employer owe you wages? If so, you need to know what you can do in Texas to get the money you are owed.
This site provides clear, accurate information on wage and hour rights in Texas, including minimum wage, overtime, breaks from work, paycheck rules, and more.
Federal and state laws determine your rights to overtime. The Fair Labor Standards Act (FLSA) requires most employers to pay employees one-and-a-half times their regular hourly wage for every hour worked over 40 in a week. But not every employee is entitled to overtime. And some states have different rules.
Federal and Texas laws determine the minimum wage, your rights to tips, when you get your final paycheck, and much more.
If you have a wage and hour claim against your employer, you need to know what to do. Most states have a procedure for filing an administrative wage claim. If that doesn't work, it might be a good time to consult with an experienced Texas unemployment lawyer.
Learn how to to navigate Texas child custody laws and procedures.
This site provides clear, accurate information on child custody rights in Texas, including how courts make decisions, basic concepts such as physical vs. legal custody, and more.
Here, you can learn:
If you must make decisions about the health care of a loved one, it is important to have their wishes in writing and in the proper legal form. Each state has rules about the format for these documents. Here you'll find a thorough discussion of what you need to know in Texas before you make a Living Will, Advance Directive, Durable Power of Attorney for Health Care, DNR, POLST or MOLST forms.
Contact your Elected Representatives at all levels of goverment.