LegalConsumer.com - Law by Zip Code :: Descanso, California Table of Contents

Consumer Law for Descanso, California

Bankruptcy
Student Loans
Obamacare
Unemployment Law
Wage and Hour Law
Child Custody
Inheritance Law / Probate
Democracy

Bankruptcy

Descanso, CA Bankruptcy

Start your bankruptcy research here. You'll find links to all the information for Descanso, California.
- Descanso, CA Bankruptcy Lawyers
  
  How to find a bankruptcy lawyer in Descanso, CA, and direct links to listings of bankruptcy attorneys serving San Diego County.
- San Diego County Means Test Calculator
  
  Every county has its own expense standards, which are applied in the Bankruptcy Means Test, also known as Form 22A. You must complete the means test before you can file Chapter 7 Bankruptcy. The LegalConsumer.com Means Test Calculator has helped more than a million people get a rough idea of how they will fare in the means test. Click here to use the Means Test Calculator for San Diego County.
- California Southern District Bankruptcy Court Info
  
  Each bankruptcy court has its own website and local forms. We provide direct links to essential court information that you'll need before you file, including the California Southern District Bankruptcy Court's instructions for filing without an attorney, local forms, and local rules.
  - San Diego County Bankruptcy Court
    
    Find out which federal court district you should file in, and which courthouse to contact.
- California Bankruptcy Law (California Exemptions)
  
  Section 522 of the federal bankruptcy law provides a list of "exemptions" (property you can keep), but each state has exemptions of its own. Many states let you only use the state exemptions. Here you'll find the exemptions applicable in California, including the California Homesetad Exemption, and California exmptions for pensions, personal property, wage garnishment, and "wild card" exemption.
- Bankruptcy Forms for the California Southern District Bankruptcy Court
  
  Free, downloadable bankruptcy forms for use in the California Southern District Bankruptcy Court
  - San Diego County Bankruptcy Forms
    
    Free downloadable bankruptcy forms for use in San Diego County.
- California Southern District Bankruptcy Court Credit Counseling
  
  Before you can file bankruptcy, you must go through court-approved credit counseling. Here, find a list of credit counseling agencies that have been approved for pre-bankruptcy counseling in the California Southern District Bankruptcy Court.

Student Loans

California Student Loans

Student loans now make up the largest single source of consumer debt. It is important to know your rights as a student loan debtor, or as a potential student borrower.

Our articles go over:
... depending on the kind of loan you have.

Health Insurance (Obamacare)

California Obamacare Information

Consumers want to know what the Affordable Care Act (Obamacare) has to offer in terms of competitive insurance rates and the all-important subsidies and tax credits you may qualify for. Our state-specific articles tell you how to sign up in California, how to qualify for California subsidies to make your insurance affordable, and whom you need to contact, in California, to mantain health insurance coverage if your life situation changes.

Unemployment Benefits

California Unemployment Benefits Home

Have you recently lost your job? If so, you may qualify for unemployment benefits: money paid by California to those who are temporarily out of work.

This site provides clear, accurate information on collecting unemployment benefits in California, including eligibility, how to apply, how much you'll get, what you'll have to do to keep collecting benefits, and what to do if your application is denied.
- Descanso, California Unemployment Benefits Info
  
  Each state has its own unemployment agency, procedures, forms, and regulations for filing for unemployment benefits. California's unemployment agency has its own website and online guide. We provide the essential links to this website and guide, and describe the information you need to apply for unemployment benefits.
- Descanso, California Unemployment Benefits Resources
  
  Applying for unemployment benefits in California is a multi-step process. We give you step-by-step information about how and where to apply, as well as the various ways you can apply for unemployment benefits in California.
- California Unemployment Benefit Amounts & Eligibility
  
  To qualify for unemployment benefits, you must meet two basic requirements. First, you must have earned at least a minimum amount, set by California law, in the time before you lost your job. Second, you must be out of work through no fault of your own. If you are found eligible, California law also determines how much you will get per week, based on your prior earnings.
- Handling Unemployment Problems
  
  If you are found ineligible for benefits, you can file an appeal. You'll need to meet the procedural requirements and deadlines set by California. This might be a good time to consult with an experienced California unemployment lawyer.
- San Diego County Job Centers
  
  Local job centers -- sometimes called One-Stop Career Centers or American Job Centers --can help you with cover letters, resumes, and job search efforts. You may be required to register with a job center as part of your ongoing obligation to look for work while collecting benefits.

Wage and Hour Law

California Information on Your Wage and Hour Rights

Does your employer owe you wages? If so, you need to know what you can do in California to get the money you are owed.

This site provides clear, accurate information on wage and hour rights in California, including minimum wage, overtime, breaks from work, paycheck rules, and more.
- Descanso, California Overtime Rights
  
  Federal and state laws determine your rights to overtime. The Fair Labor Standards Act (FLSA) requires most employers to pay employees one-and-a-half times their regular hourly wage for every hour worked over 40 in a week. But not every employee is entitled to overtime. And some states have different rules.
- Descanso, California Rights to Pay
  
  Federal and California laws determine the minimum wage, your rights to tips, when you get your final paycheck, and much more.
- Handling Wage and Hour Problems
  
  If you have a wage and hour claim against your employer, you need to know what to do. Most states have a procedure for filing an administrative wage claim. If that doesn't work, it might be a good time to consult with an experienced California unemployment lawyer.

Child Custody Law

California Child Custody Laws

Learn how to to navigate California child custody laws and procedures.

This site provides clear, accurate information on child custody rights in California, including how courts make decisions, basic concepts such as physical vs. legal custody, and more.

Inheritance Law

California Inheritance Law

Here, you can learn:
- how probate works in California
- how to transfer or take care of property that has been left by loved ones
- how to find local property records, etc. that you may need to clear title to property you are inheriting
- whether or not you will be taxed on what you inherit and how to file taxes if necessary
- San Diego County Probate Court

Health Care Law/ Living Wills & Advance Directives

California Health Care Law

If you must make decisions about the health care of a loved one, it is important to have their wishes in writing and in the proper legal form. Each state has rules about the format for these documents. Here you'll find a thorough discussion of what you need to know in California before you make a Living Will, Advance Directive, Durable Power of Attorney for Health Care, DNR, POLST or MOLST forms.