Searchable Sitemap (Table of Contents) For Your Zipcode Law

Law by Zip Code - (LBZ)
Topics
Legal Topics For Your Zip Code
[CITY=New York, NY]
Searchable Table of Contents of Every Topic
New! Browse All Legal Topics - Sitemap For Your Zip Code
- 936 - CITY - - 2021-05-18 - 2022-04-08 22:14:03 - Select Author
Our new searchable site map makes it easy to find the information you're looking for! All topics in one searchable list.
[CITY=New York, NY]
How Do I File Bankruptcy in My County?
New York Bankruptcy Exemptions & 2023 Means Test Updates
- 3 - CITY - - 2022-12-11 - 2023-02-03 19:46:12 - Select Author
How to file, where to get free forms, how to get help, what property can you keep, and a means test calculator for your county. Means Test amounts updated twice a year, in April and November 2023.
[CITY=New York, NY]
Unemployment law information for your ZIP Code.
New York Unemployment - Eligibility, Amounts, Benefits, Local Unemployment Office
- 748 - CITY - - 2020-10-07 - 2023-02-03 17:15:49 - Select Author
Unemployment law information for your ZIP Code.
[ST=NY]
Wages, Tips, Time Off, Minimum Wage Rules For Your Zip Code
State Wage & Hour Law, Minimum Wage, Time Off, etc.
- 948 - ST - - 2021-08-02 - 2023-02-03 17:11:07 - Select Author
Learn about your rights as an employee: Minimum wage, time off, meal and rest breaks, family leave and more.
[ST=NY]
Probate and Inheritance Laws for Your State
Inheritance Law, Probate and Estate Taxes
- 749 - ST - - 2020-08-11 - 2023-01-22 19:18:58 - Select Author
State probate and inheritance laws, small estate affidavits, how probate works in your state, State intestacy rules, executors duties.
[FIPS=36061]
(New York County)
How to use use family court in your county to get child custody
Child Custody Law & Procedure
- 770 - FIPS - - 2020-08-11 - 2023-01-22 19:10:55 - Select Author
How to use the family court in your county to handle child custody disputes.
[ST=NY]
Child Custody
Child Custody Law in your state
- 773 - ST - - 2020-10-07 - 2023-01-22 19:11:03 - Select Author
How to deal with child custody disputes in your state
[ST=NY]
Can I get Obamacare in My State?
New York Obamacare - 2023 Enrollment
- 4 - ST - - 2021-10-26 - 2023-02-06 18:00:54 - Select Author
How to sign up for Obamacare in your state and whether you’re eligible for a subsidy.
[CITY=New York, NY]
How Do I Find and Use a Lawyer in My State?
Lawyers For Your Zip Code
- 771 - CITY - - 2020-08-14 - 2023-01-22 19:15:11 - Select Author
How to find and use various kinds of lawyers in your state, from personal injury, to divorce, to criminal law, to business matters, and how to work with a lawyer to get the most for your money.
[US]
What we're up to at LegalConsumer.com
What's New at LegalConsumer.com
- 1046 - US - draft - 2022-10-09 - 2023-02-05 20:45:09 - 3
Look here for the latest information about changes and updates to this website.
About
Company Information
[US]
Who we are
About LegalConsumer.com
- 9 - US - - 2020-06-22 - 2023-01-22 19:18:17 - Select Author
What we do here, and why we do it.
[US]

Contact
- 11 - US - - 2020-10-19 - 2023-01-22 19:18:22 - Select Author
[US]
The Best of What's Out There
Your Portal to the Best Consumer Law Info and Resources on the Web
- 769 - US - draft - 2023-01-22 - 2023-01-22 19:10:45 - 3
[US]

Terms of Use / Disclaimer
- 784 - US - - 2020-06-30 - 2023-01-22 19:11:09 - Select Author
[US]
How We Pay the Bills
How can this site be free?
- 754 - US - - 2021-08-01 - 2023-01-22 19:11:25 - Select Author
How LegalConsumer.com keeps the lights on.
[US]

Our History
- 13 - US - draft - 2022-07-22 - 2023-01-22 19:11:31 - 14
[US]
The States, Cities, and Counties We Reach
Who Uses LegalConsumer.com?
- 962 - US - draft - 2021-09-26 - 2023-01-22 19:16:01 - 14
Consumers turn to LegalConsumer.com for information about law in all parts of the country, in all 50 states, and thousands of counties and cities each month.
Privacy
Privacy
[US]

Privacy Policy
- 10 - US - - 2020-06-29 - 2023-01-22 19:14:32 - Select Author
Advertising
Advertising
[]
Advertising with LegalConsumer.com
Lead Generation with LegalConsumer.com
- 14 - - draft - 2021-11-02 - 2021-11-02 16:59:49 - Select Author
Welcome Attorneys serving your zip code! We can help you find qualified potential clients who are in need of the services you offer.
[US]

Terms and Conditions - Martindale / Nolo Attorney Network
- 731 - US - draft - 2020-08-04 - 2023-02-03 17:08:16 - Select Author
Lawyers by Zip Code - (LYZ)
Personal Injury
Personal Injury
[CITY=New York, NY]

How to Find a Personal Injury Lawyer in
- 3 - CITY - - 2020-08-13 - 2023-01-11 19:43:02 - 14
If you're injured in an accident, a good personal injury lawyer can help you get compensation for your claims.
[CITY=New York, NY]
When to Hire a Personal Injury Attorney
Ten Ways a State Personal Injury Lawyer Can Help You
- 7 - CITY - - 2020-08-13 - 2023-01-11 21:19:07 - 14
An experienced personal injury lawyer, familiar with State law, can help you determine whether you have a good case and the best way to get the compensation you deserve.
DUI
DUI
[CITY=New York, NY]

How to Find a DUI or DWI Lawyer in
- 2 - CITY - - 2021-10-27 - 2023-02-07 00:04:35 - 14
If you're charged with DUI, get a good DUI lawyer as soon as you can.
[]
Talk to a Drunk Driving Attorney as ASAP After an Incident
Get a Free DUI Case Evaluation
- 1018 - - - 2022-03-09 - 2022-03-09 21:21:07 - 14
DUI is a serious charge and you should have a lawyer handle your case. Use this form to connect with a local lawyer
Criminal Defense
Criminal Defense
[CITY=New York, NY]
Find a Good Criminal Lawyer in State
How to Find a Criminal Defense Lawyer in
- 25 - CITY - - 2020-08-13 - 2022-07-23 17:56:10 - 14
If you are facing criminal charges, you’ll want the help of a good criminal defense lawyer.
[US]
Do I Need a Criminal Defense Attorney?
Ten Ways a Criminal Defense Lawyer Can Help You
- 12 - US - - 2020-08-13 - 2023-01-17 05:20:29 - 14
You have the legal right to represent yourself in a criminal proceeding, but it’s rarely wise to do so.
Buisiness
Business
[US]
When to Hire a Business Law Attorney
Ten Ways a Business Lawyer Can Help You
- 11 - US - - 2021-10-27 - 2023-01-17 05:23:14 - 14
Small business owners can handle many legal tasks on their own, but there are times when an experienced business lawyer can be a great asset.
[CITY=New York, NY]
Find a Good Business Lawyer in State
How to Find a Business Lawyer in
- 24 - CITY - - 2022-03-09 - 2023-01-22 20:04:02 - 14
An experienced business lawyer can make sure you get high-quality results without wasting time or money.
Employment
Employment
[CITY=New York, NY]
Find a Good Employment Attorney in State
How to Find an Employment Lawyer in
- 29 - CITY - - 2021-01-08 - 2023-01-17 05:22:59 - 14
A good employment lawyer can help you resolve workplace disputes effectively and efficiently.
[US]
Do I Need an Employment Law Attorney?
Ten Ways an Employment Lawyer Can Help You
- 15 - US - - 2021-01-08 - 2023-01-17 05:20:41 - 14
It's not unusual to encounter turbulence at work, but some situations are so serious that you'll want an employment lawyer on your side.
Intellectual Property
Intellectual Property
[ST=NY]
Find a Good Intellectual Property Attorney
How to Find an Intellectual Property Lawyer in
- 28 - ST - - 2021-01-08 - 2023-01-22 20:03:22 - 14
A good intellectual property lawyer can help you protect your copyright, trademark, and patent interests.
[US]
Do I Need an Intellectual Property Attorney?
Ten Ways an Intellectual Property Lawyer Can Help You
- 18 - US - - 2021-01-08 - 2023-01-17 05:21:23 - 14
From copyrights to patents, trademarks to trade secrets to licensing agreements, a good intellectual property lawyer can help you protect your work.
Real Estate
Real Estate
[ST=NY]
Do I Need a Real Estate Attorney?
Ten Ways a Real Estate Lawyer Can Help You
- 19 - ST - - 2022-07-23 - 2023-01-22 20:02:29 - Select Author (AR, CO, DC, FL, IN, IA, KS, KY, LA, MD, MI, MN, MO, MT, NE, ND, OH, OK, PA, SD, TN, VA, WI, WY)
A qualified real estate lawyer will know the best way to handle your transaction, considering the property, the economy, your goals, and more.
[CITY=New York, NY]
Find a Good Real Estate Attorney in State
How to Find a Real Estate Lawyer in
- 27 - CITY - - 2022-03-09 - 2023-01-17 05:22:32 - 14
A real estate lawyer can help you protect your interests when leasing, buying, or selling property.
[ST=NY]
Do I need a real estate attorney?
Ten Ways a State Real Estate Lawyer Can Help You
- 20 - ST - - 2021-03-15 - 2023-01-18 01:09:26 - 14 (HI, IL)
[ST=NY]
Do I Need a Real Estate Attorney?
Ten Ways a State Real Estate Lawyer Can Help You
- 16 - ST - - 2020-08-13 - 2023-01-18 01:09:01 - 14 (AK, AZ, CA, ID, NV, NM, OR, TX, UT, WA)
A qualified real estate lawyer will know the best way to handle your transaction, considering the property, the economy, your goals, and more.
[ST=NY]
Do I need a real estate attorney?
Ten Ways a State Real Estate Lawyer Can Help You
- 21 - ST - - 2022-04-16 - 2023-01-18 01:09:12 - 14 (AL, CT, DE, GA, MA, ME, MS, NH, NY, RI, NC, SC, VT, WV)
A qualified real estate lawyer will know the best way to handle your transaction, considering the property, the economy, your goals, and more.
Bankruptcy
Bankruptcy
[US]
When to Hire a Bankruptcy Attorney
Ten Ways a Bankruptcy Lawyer Can Help You
- 6 - US - - 2021-02-01 - 2023-01-17 05:24:37 - 3
You aren't required to use a bankruptcy lawyer to file for bankruptcy, but a good lawyer's help can be invaluable.
[CITY=New York, NY]

How Do I Find a Bankruptcy Lawyer in My Zip Code
- 5 - CITY - - 2020-08-31 - 2023-01-17 05:19:36 - 3
Bankruptcy law is a specialty, and a good bankruptcy lawyer can make a big difference in the results you get.
Divorce
Divorce
[CITY=New York, NY]

How to Find a Divorce Lawyer in
- 30 - CITY - - 2021-03-15 - 2023-01-17 05:22:41 - 14
Divorce law is a specialty, and a good divorce lawyer can make a big difference in the results you get.
[CITY=New York, NY]
Find a Good Family Law Attorney in State
How to Find a Family Lawyer in
- 32 - CITY - - 2022-03-10 - 2023-01-17 05:22:12 - 14
Resources to help you find a qualified family lawyer to help with adoption, guardianship, conservatorship, domestic disputes, paternity questions, and more.
[US]
When to Hire a Divorce Attorney
Ten Ways a Divorce Lawyer Can Help You
- 8 - US - - 2022-03-09 - 2023-01-17 05:20:53 - 14
A good divorce lawyer can guide the way, taking into account the financial circumstances of your marriage, whether you have children, and how contentious your divorce is likely to be.
[US]
What Does a Family Law Attorney Do?
Ten Ways a Family Lawyer Can Help You
- 9 - US - - 2020-08-13 - 2023-01-17 05:21:08 - Select Author
In addition to divorce, family lawyers handle a wide variety of issues affecting spouses, partners, and kids -- from adoption to paternity, from guardianship to domestic disputes.
Estate & Probate
Estate Planning & Probate
[CITY=New York, NY]
Find a Good Estate Planning Attorney in State
How to Find an Estate Planning Lawyer in
- 22 - CITY - - 2020-08-13 - 2023-01-22 20:03:10 - 14
An experienced estate planning lawyer can be a big help. Here's how to find a good one.
[CITY=New York, NY]

How to Find an Inheritance & Probate Lawyer in
- 23 - CITY - - 2021-01-08 - 2023-01-22 20:03:15 - 14
Try these five recommended ways to find a good local probate lawyer.
[US]
When to Hire an Estate Planning Attorney
Ten Ways an Estate Planning Lawyer Can Help You
- 10 - US - - 2020-08-13 - 2023-01-22 20:03:43 - 14
If you have substantial assets, fear family disagreements, or simply feel more confident placing your affairs into the hands of an experienced professional, it makes good sense to hire an estate planning lawyer.
[US]
What does a probate lawyer do?
Ten Ways an Inheritance & Probate Lawyer Can Help You
- 31 - US - - 2021-01-08 - 2023-01-22 20:03:49 - 14
A probate lawyer can shepherd an estate through probate from start to finish or help you with discrete tasks as needed.
Immigration
Immigration
[CITY=New York, NY]

How to Find an Immigration Lawyer in
- 26 - CITY - - 2022-03-09 - 2023-01-22 20:03:04 - 14
Know the best ways to find a qualified immigration and naturalization lawyer.
[US]
Do I Need an Immigration Attorney?
Ten Ways an Immigration Lawyer Can Help You
- 13 - US - - 2020-08-13 - 2023-01-22 20:03:38 - 14
Immigration has always been complicated; these days it’s even more fraught with uncertainty and anxiety. A good immigration lawyer make the process easier.
Find
How to Find a Lawyer
[CITY=New York, NY]

How to Find a Lawyer in
- 1 - CITY - - 2022-04-16 - 2023-01-17 05:18:53 - 14
How to find the kind of lawyer you need in County
Wage & Hour by Zip Code - (WHZ)
Wages
Your Rights to Wages
[CITY=New York, NY]
State and Local Minimum Wage Rules
Minimum Wage For Your Zip Code
- 976 - CITY - - 2021-10-20 - 2022-10-31 14:22:09 - Select Author
Find out whether the minimum wage in your state or your county is higher than the Federal minimum wage.
[ST=NY]
Understanding the Minimum Wage and Overtime Law in State
What You Need to Know About State Minimum Wage, Overtime, and Other Wage Claims
- 2 - ST - - 2020-06-22 - 2023-01-18 19:16:24 - 11
Learn about State wage and hour laws, including minimum wage, tips, paycheck laws, and more.
[ST=NY]
Wage Payments in State
Am I Entitled to Minimum Wage in State?
- 3 - ST - - 2023-01-31 - 2023-02-03 18:30:12 - 10
When, how, and how much you are paid depend on federal and state law.
[ST=NY]
Minimum Wage in State
Current Minimum Wage in State
- 9 - ST - - 2020-06-24 - 2023-01-22 17:40:12 - 11
The minimum wage in your state may be set by state or federal law.
[ST=NY]
Tips, Tip Credits, Tip Pooling, and More
What Are My Rights to Tips in State?
- 4 - ST - - 2021-10-06 - 2023-01-18 01:03:06 - 10 (AK,CA,MN,MT,NV,OR,WA)
Learn about tip sharing, service charges, and more.
[ST=NY]
Tips, Tip Credits, Tip Pooling, and More
What Are My Rights to Tips in State?
- 5 - ST - ST - 2021-10-06 - 2023-01-22 17:41:54 - 10 (AL,AZ,AR,CO,CT,DE,DC,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MS,MO,NE,NH,NJ,NM,NY,NC,ND,OH,OK,PA,RI,SC,SD,TN,TX,UT,VT,VA,WV,WI,WY)
Although tips belong to employees, your employer can pay you a lower minimum wage if you receive tips.
[ST=NY]
Minimum Wage Basics
What Is the Minimum Wage in State?
- 8 - ST - - 2020-06-22 - 2023-01-22 17:40:25 - 10
You are entitled to the highest minimum wage that applies where you work, whether it is set by federal, state, or local law.
[US]
Calculate Your Hourly Wage
How Do I Calculate My Hourly Wage?
- 13 - US - - 2020-06-22 - 2023-01-22 17:50:00 - 11
You must know your actual hourly wage to figure out if you are being paid fairly.
[US]
Tip Credit Basics
What Is a Tip Credit?
- 17 - US - - 2020-06-25 - 2023-01-22 17:46:02 - 10
If you earn tips, your employer may be allowed to pay you less than the minimum wage.
[ST=NY]
Tip Pool Basics
Are Tip Pools Legal?
- 12 - ST - - 2021-10-06 - 2023-01-22 17:46:07 - 10
Learn whether your employer can require you to share tips with other workers.
[ST=NY]
When Is Your Final Paycheck Due -- and What Should it Include?
Your Final Paycheck Rights in State
- 782 - ST - - 2020-06-22 - 2023-02-07 17:57:16 - 10
Learn what should be included in your final paycheck -- and when you are entitled to receive it.
Hours and Time Off
Work Hours and Time Off
[ST=NY]
Overtime Rules in State
Am I Entitled to Overtime Pay in State?
- 6 - ST - - 2020-06-22 - 2023-01-30 18:41:55 - 11
Your entitlement to overtime pay depends on state and federal law.
[ST=NY]
Meal and Rest Breaks in State
Does My State Employer Have to Give Me Breaks From Work?
- 1 - ST - - 2020-06-23 - 2023-01-18 01:10:38 - 10 (AK,AL,AR,AZ,CT,DE,FL,GA,DC,HI,IA,ID,IN,KS,LA,MA,MD,ME,MI,MO,MS,TX,MT,NE,ND,NC,NH,NJ,NY,NM,OH,OK,PA,RI,SC,SD,TN,UT,VA,VT,WI,WV,WY)
Your entitlement to meal and rest breaks depends on state law.
[ST=NY]
Meal and Rest Breaks in State
Does My State Employer Have to Give Me Breaks From Work?
- 40 - ST - - 2020-06-23 - 2023-01-18 01:10:23 - 10 (CA,CO,IL,KY,MN,NV,OR,WA)
Your entitlement to meal and rest breaks depends on state law.
[ST=NY]
Paid Time Off in Your State
Am I Entitled to Paid Sick Leave, Family Leave, or Vacation Time in State?
- 25 - ST - - 2021-01-11 - 2023-01-22 17:45:23 - 10
Some states require employers to offer paid sick leave or other paid time off.
[ST=NY]
Overtime Basics
Who Earns Overtime in State?
- 11 - ST - - 2020-06-22 - 2023-01-22 17:45:57 - 11
You are entitled to overtime pay unless you are exempt under the federal Fair Labor Standards Act or your state's law.
[ST=NY]
Work Break Basics
Am I Entitled to Breaks?
- 18 - ST - - 2020-06-25 - 2023-01-22 17:46:13 - 10
Learn whether your employer must give you meal and rest breaks.
Classification
Job Classification
[US]
Independent Contractor Versus Employee in State
Am I an Employee or an Independent Contractor?
- 10 - US - - 2020-06-23 - 2023-01-22 17:47:41 - 11
Independent contractor status is determined by state or federal law.
[US]
Is Your Unpaid Internship Legal?
Intern or Employee: Should I Be Getting Paid?
- 21 - US - - 2020-06-23 - 2023-02-07 17:57:36 - 10
Find out when your employer can treat you as an unpaid intern.
Enforcement
Wage and Hour Enforcement
[ST=NY]
Enforcing Your Wage and Hour Rights
What Can I Do If I Am Owed Pay in State?
- 7 - ST - - 2020-06-23 - 2023-01-22 17:45:30 - 10
Find out how to enforce your right to minimum wage, overtime, tips, meal and rest breaks, and more.
[ST=NY]
Enforce Your Wage Rights
How Can I Enforce My Wage and Hour Rights?
- 19 - ST - - 2020-06-25 - 2023-01-22 17:46:21 - 10
Learn how to fight back against wage theft.
[US]
Wage Claim Procedures
What Is a Wage Claim?
- 32 - US - - 2020-06-25 - 2023-01-22 17:46:25 - 10
Most states have an administrative process for claiming unpaid wages.
[CITY=New York, NY]

Minimum Wage and Wage Claims
- 37 - CITY - - 2021-09-17 - 2023-01-22 17:47:07 - 10
[US]
Proving a Wage Claim
Checklist: Information and Documents You Will Need to File a Wage Claim
- 14 - US - - 2020-06-23 - 2023-01-22 17:47:31 - 11
To prove wage theft, you must provide documents and evidence that you were underpaid.
Lawyers
Wage and Hour Lawyers
[US]
Why You Need an Employment Attorney for Your Wage and Hour Case
How an Employment Lawyer Can Help You
- 29 - US - - 2020-06-23 - 2023-01-22 17:45:35 - 10
If you have a wage and hour case, an employment attorney can help in many ways.
[US]
Wage and Hour Lawyers
Do I Need a Lawyer for My Overtime or Wage Case?
- 34 - US - - 2020-06-25 - 2023-01-22 17:46:29 - 10
In most wage and hour cases, you will want to consult with an employment lawyer.
[US]
Learn About Contingency Fee Agreements in Wage and Hour Cases
How Do Wage and Hour Lawyers Charge?
- 31 - US - - 2020-06-25 - 2023-01-22 17:46:34 - 10
You may not have to pay your lawyer fees unless you win your case.
[US]
Learn About Class Action Cases
What Is a Class Action Lawsuit?
- 35 - US - - 2020-06-25 - 2023-01-22 17:46:42 - 10
In a class action case, a group of employees sue their employer together.
[ST=NY]
Wage and Hour Attorneys in State
How Can I Find a Wage and Hour Lawyer in State?
- 16 - ST - - 2020-06-24 - 2023-01-22 17:47:54 - 11
Ways to find a wage and hour attorney in State.
[US]
Learn About Wage and Hour Attorney Fees
What Will It Cost to Hire a Wage and Hour Lawyer?
- 30 - US - - 2020-06-22 - 2023-01-22 17:48:11 - 10
In most employment cases, you don't pay fees unless -- and until -- you win.
Unemployment by Zip Code - (UBZ)
How to Apply
How to Apply for Unemployment
[ST=NY]
Learn About State Unemployment Benefits and Rules
What You Need to Know About Unemployment Benefits in State
- 955 - ST - - 2022-09-06 - 2023-01-22 18:26:57 - 10
Each state has its own rules on eligibility, benefits amounts, applying for benefits, and more.
[CITY=New York, NY]
Applying for Unemployment Compensation in Your State
How Do I Apply for Unemployment Benefits in ?
- 6 - CITY - - 2022-08-17 - 2022-08-31 17:29:58 - 11
Learn how to apply for unemployment benefits in your state, what information you'll need to complete the application, and what steps to take after you apply.
[ST=NY]

Checklist: Information You'll Need to File for Unemployment
- 4 - ST - - 2021-05-04 - 2023-01-22 18:29:57 - 10
Find out what you will need on hand to apply for unemployment benefits in State and where to go for a complete list.
[ST=NY]
Continuing Unemployment Insurance Payments in State
What Do I Have to Do to Keep Receiving Unemployment Benefits in State?
- 20 - ST - - 2022-08-10 - 2022-08-15 10:12:01 - 11
Learn the requirements for continuing to receive unemployment benefits in State and how and where to apply for weekly unemployment benefits.
FAQ
Unemployment FAQ
[ST=NY]
Unemployment Basics in State
State Unemployment FAQ
- 793 - ST - - 2021-05-04 - 2023-01-22 18:28:06 - Select Author
Find answers to common questions about unemployment benefits in State.
Eligibility
Unemployment Benefits Eligibility & Amounts
[ST=NY]
Eligibility Rules for Collecting Unemployment in State
Am I Eligible for Unemployment Benefits in State?
- 17 - ST - - 2021-03-11 - 2022-10-12 15:46:38 - 10
To qualify for unemployment benefits in State, you must meet a minimum earnings requirement and you must be unemployed through no fault of your own.
[ST=NY]
How the New York Department of Labor: Unemployment Division Calculates Your Weekly Unemployment Benefit Amount
How Much Will I Collect in Unemployment Benefits in State?
- 18 - ST - - 2021-03-11 - 2023-01-19 02:06:52 - 10
Learn the formula State uses to calculate your unemployment benefits, as well as the minimum and maximum amounts you can collect.
[ST=NY]
Duration of Unemployment Compensation in State
How Long Will My Unemployment Benefits Last in State?
- 19 - ST - - 2020-12-28 - 2023-01-22 18:27:52 - 10
Find out how many weeks of unemployment benefits are available in State; pandemic emergency unemployment compensation is covered, too.
[ST=NY]
Weekly Unemployment Benefit Limits in State
Current Minimum and Maximum Benefit Amounts in State
- 10 - ST - - 2021-03-11 - 2023-01-22 18:30:14 - 10
Find out the weekly unemployment benefit limits in State.
Local Resources
Local Unemployment Office
[CITY=New York, NY]

Unemployment Office
- 792 - CITY - - 2021-06-25 - 2022-10-31 14:23:36 - Select Author
Find the nearest unemployment offices in your county, and how to reach them
Coronavirus
Coronavirus Unemployment Updates
[ST=NY]
Coronavirus and Unemployment Benefits in State: What You Need to Know
Coronavirus Unemployment Benefits No Longer Available
- 8 - ST - - 2021-09-06 - 2023-01-22 18:27:19 - 10
What you should know about collecting unemployment if you are out of work due to COVID-19.
[ST=NY]
Coronavirus and Unemployment Benefits in State FAQ
COVID-19 and Unemployment Benefits in State FAQ
- 45 - ST - - 2021-03-11 - 2022-10-17 16:23:28 - 10
Get answers to common questions about unemployment for those who have lost work due to COVID-19.
Problems
Handling Unemployment Problems
[ST=NY]

Can I Collect Unemployment Benefits in State If I Was Wrongfully Terminated?
- 36 - ST - - 2020-12-13 - 2023-01-22 18:27:08 - 11
If you were fired for illegal reasons, you may be eligible for unemployment benefits.
[ST=NY]
How to Appeal if Your Unemployment Claim is Denied in State
Can I Appeal a Denial of Unemployment Benefits in State?
- 21 - ST - - 2022-08-08 - 2023-01-22 18:30:24 - 11
Find out how to appeal if your unemployment benefits claim is denied by the New York Department of Labor: Unemployment Division.
Lawyers
Working With a Lawyer
[ST=NY]
How to Decide If You Need to Hire an Attorney to Claim Unemployment Benefits in State
Do I Need a Lawyer to Get Unemployment Benefits in State?
- 22 - ST - - 2022-10-18 - 2023-01-22 18:27:26 - 10
Find out how and when to consider hiring a lawyer to help with your unemployment claim.
[ST=NY]
How Unemployment Lawyers Charge for Their Services in State
Paying an Unemployment Lawyer in State
- 37 - ST - - 2022-10-18 - 2023-01-22 18:27:36 - 10
Learn about costs in an unemployment claim or appeal in State.
[ST=NY]
Unemployment Attorneys in State
How Can I Find an Unemployment Lawyer in State?
- 30 - ST - - 2022-10-19 - 2023-01-22 18:30:30 - 10
Use these resources to find an unemployment attorney in State.
Child Custody by Zip Code - (CCZ)
Basics
Your State's Child Custody Basics
[ST=NY]
How to Win Child Custody in Your State
What State Residents Need To Know About How to Get Custody of a Child
- 1 - ST - - 2022-03-02 - 2023-01-22 22:52:21 - 14
Know the basics of how to get custody of a child in your state, from the best interests of the child to child custody mediation and going to family court.
[ST=NY]
How Do Judges Decide Who Gets Custody of a Child in Your State?
How State Courts Make Child Custody Decisions
- 2 - ST - - 2021-09-23 - 2023-01-22 22:55:43 - 14
Understand the common factors your state’s judges use when making child custody decisions.
[ST=NY]
How to Make a Parenting Agreement in your state
Get New York Parenting Plan and Agreement Help
- 12 - ST - - 2021-09-02 - 2023-01-19 02:03:54 - 14 (AL, AR, LA, MS, WY)
Here are the best ways to get help creating a child custody and visitation agreement in your state.
[ST=NY]
Get Help With a Parenting Agreement in your state
Get New York Parenting Plan and Agreement Help
- 15 - ST - - 2021-09-02 - 2023-01-19 02:05:01 - 14 (AK, AZ, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI)
Here are the best ways to get help creating a child custody and visitation agreement in your state.
FAQ
Child Custody FAQ
[ST=NY]
How Does 50/50 Child Custody Work in State?
How Does Child Custody Work in State?
- 7 - ST - - 2022-03-02 - 2023-01-22 22:52:37 - 14
Know how joint physical custody and joint legal custody work in State so you can create the best parenting plan for your family.
[US]
Child Support State by State
Can You Change Child Support Payment Amounts By Moving to a Different State?
- 23 - US - - 2020-06-23 - 2023-01-22 22:53:02 - 14
Child support payment amounts may vary wildly from state to state. But you can't just move to change your payment.
[US]
Types of Child Custody: Physical vs. Legal Custody
What Is Physical vs. Legal Custody of a Child?
- 9 - US - - 2020-08-04 - 2023-01-22 22:53:29 - 14
Physical and legal custody are two essential parts of every child custody decision.
[US]
Types of Child Custody: Joint vs. Sole Custody
What Is Joint vs. Sole Custody of a Child?
- 10 - US - - 2020-08-04 - 2023-01-22 22:53:34 - 14
Who gets to make decisions affecting the children depends on whether you have joint or sole custody.
[US]
Types of Child Custody: Split Custody
What Is Split Custody?
- 11 - US - - 2020-08-06 - 2023-01-22 22:53:39 - 14
Family Court Judges rarely allow parents to split up the kids.
Find Your Family Court
County Family Court
[FIPS=36061]
(New York County)
How To Use Your Local Family Court, In your county
Family Court
- 983 - FIPS - - 2021-10-27 - 2022-07-26 11:10:13 - Select Author
Family Court matters for are generally handled at the county level, at a county courthouse location for your county.
Enforcement
Child Support Enforcement
[CITY=New York, NY]
Will Police Enforce a Child Custody or Visitation Order in State?
How to Enforce a Child Custody Order in State
- 5 - CITY - - 2020-06-23 - 2023-01-19 01:38:33 - 14
Answers to common questions about State custody enforcement, including whether police will enforce a custody order.
Taxes
Taxes
[US]
Who Claims a Child on Taxes After Divorce or Separation?
Who Claims a Child on Taxes After a Custody Case?
- 22 - US - - 2022-03-07 - 2023-01-22 22:52:48 - 14
The IRS usually gives the most tax benefits to the custodial parent. But there are ways to change the default rule.
Lawyers
Working With a Lawyer
[ST=NY]
How to Get Free Child Custody Help in Your State
How to Find a State Child Custody Lawyer
- 3 - ST - - 2020-07-16 - 2023-01-22 22:53:52 - 14
Don't face a child custody fight alone. Get tips for hiring a good custody lawyer in your state or find free or low-cost help with your case.
Inheritance by Zip Code - (IHZ)
Basics
Inheritance Law Basics
[ST=NY]
What residents need to know about Inheritance Law
What State Residents Need to Know About Inheritance Law
- 28 - ST - - 2020-09-14 - 2023-02-03 21:03:37 - 14
Here is an overview of how this site works and what articles you'll find most useful. It can be confusing to sort out the process, the taxes, and the issues that arise after someone's death. This site will help.
[ST=NY]
What residents need to know about how children inherit property
Who Manages Property Inherited by Children in State?
- 9 - ST - - 2020-09-14 - 2023-01-30 17:13:23 - 14
Children can't inherit more than a small amount of property directly. Find out how State allows you to handle a minor's inheritance.
[ST=NY]
What residents need to know about inheriting life insurance
How to Inherit Life Insurance in State
- 22 - ST - - 2020-09-14 - 2023-01-30 17:13:32 - 14
Learn how to find and claim proceeds under life insurance policies.
[US]

How to Inherit Retirement Assets in State
- 23 - US - - 2020-09-14 - 2023-02-02 05:02:49 - 14
Inheriting retirement assets can be tricky. Learn about how these assets are taxed and what your withdrawal options are.
[ST=NY]

How to Inherit Joint Tenancy Property in State
- 25 - ST - - 2020-09-14 - 2023-01-30 17:14:50 - 14
Joint tenants automatically inherit an asset when the other joint tenant dies. Learn more about how joint tenancy assets are distributed.
[ST=NY]

State Inheritance Law FAQ
- 932 - ST - - 2021-05-04 - 2023-01-22 18:01:12 - Select Author
[ST=NY]

How to Inherit Payable on Death Accounts in State
- 24 - ST - - 2023-01-22 - 2023-01-30 17:13:34 - 14
Payable on death accounts transfer directly to named beneficiaries and avoid probate. Learn more about how to use payable on death accounts to avoid probate.
FAQ
FAQ
[US]
What residents need to know about Wills
What Is a Will?
- 10 - US - - 2020-09-14 - 2023-01-30 17:15:03 - 14
A Will is the most basic estate planning document. Find out more about Wills.
[US]
What residents need to know about living trusts
What is a Living Trust?
- 11 - US - - 2020-09-14 - 2023-01-30 17:13:25 - 14
A living trust avoids the necessity of probate before an estate can be distributed. Learn more about living trusts.
[US]

Executor, Trustee: What's the Difference?
- 13 - US - - 2020-09-14 - 2023-01-30 17:15:01 - 14
Executors and Trustees settle estates. Learn more about what each job entails and what responsibilities each requires.
[ST=NY]

How to Order Certified Copies of a Death Certificate
- 14 - ST - - 2020-09-14 - 2023-01-30 17:13:27 - 14
After someone dies, you'll need multiple copies of a certified death certificate to get things done. Find out how to order one in State.
[US]

What's the Difference between Real and Personal Property?
- 27 - US - - 2020-09-14 - 2023-01-30 17:13:36 - 14
When people die, they own different kinds of property. Learn more about the difference between "real" and "personal" property.
[US]

What States Recognize Common Law Marriages?
- 42 - US - - 2020-09-14 - 2023-01-30 17:14:37 - 14
Read this article to find out which states recognize common law marriages.
Probate
Probate
[FIPS=36061]
(New York County)
Probate filing fees, phone numbers, addresses of your local probate court
Probate Court
- 941 - FIPS - - 2021-08-06 - 2023-01-22 17:57:11 - Select Author
Information about how to handle probate matters with your county probate court.
[ST=NY]
Intestate Succession in State
Who Inherits When Your Spouse or Parent Dies Without a Will in your state?
- 39 - ST - - 2020-09-14 - 2023-01-30 17:13:42 - 14
Each state has rules, called the laws of intestacy, that determine how to divide property when a spouse dies without a Will. Read this article to find out who inherits if a spouse or parent dies without a Will in State.
[ST=NY]
How Does Probate Work in My State?
How Probate Works in State
- 20 - ST - - 2020-07-18 - 2023-01-30 17:14:54 - 14
Each state has its own rules about probate. Find out how they do it in State.
[ST=NY]
What residents need to know about small estates
How to Handle a Small Estate in State
- 7 - ST - - 2020-09-14 - 2023-01-30 17:14:26 - 14
Small estates don't have to go through probate to be distributed. Find out what State's limit is for this small estates procedure.
Estate Tax
Taxes
[ST=NY]
State Inheritance Taxes
Does State Collect Estate or Inheritance Tax?
- 4 - ST - - 2023-01-24 - 2023-02-05 19:56:19 - 14
Only a few states collect their own estate or inheritance tax. Find out if State collects either (or both) taxes on the estate after someone has died.
[US]

What State Residents Need To Know About Federal Capital Gains Taxes
- 34 - US - - 2020-09-14 - 2023-01-30 17:14:43 - 14
When beneficiaries inherit assets, those assets generally receive what's called a "step up"in basis. Understand how this saves beneficiaries taxes on appreciated assets.
[US]

What's New for 2023 for Federal and State Estate, Inheritance, and Gift Tax Law
- 38 - US - - 2023-01-14 - 2023-01-30 17:14:41 - 14
Find out what's changed in 2023 for inheritance law.
[ST=NY]
What residents need to know about getting a tax identification number
How to Get a Tax ID Number for a Trust or Estate in State
- 19 - ST - - 2023-02-03 - 2023-02-03 20:47:01 - 14
In order to settle an estate or a trust, you'll need to get a tax identification number for it. Find out how to do it.
[ST=NY]

What State residents need to know about state capital gains taxes
- 35 - ST - - 2020-09-01 - 2023-01-30 17:13:47 - 14
Some states collect their own capital gains taxes. Learn how it works in State.
[ST=NY]

What Taxes Need to Be Filed After Someone Dies?
- 15 - ST - - 2020-09-14 - 2023-01-30 17:14:58 - 14
There are several different taxes that need to be filed after there's been a death. Learn more about which taxes to file and how to file them.
[US]

Special Options for Surviving Spouses Who Inherit Retirement Accounts
- 21 - US - - 2021-10-01 - 2023-01-30 17:14:31 - 14
Surviving spouses don't have to go through probate, usually. Learn more about probate alternatives for surviving spouses.
Obamacare by Zip Code - (OBZ)
Basics
Obamacare Basics for Your State
[ST=NY]
Affordable Care Act Facts 2023
What State Residents Need to Know About Obamacare for 2023
- 8 - ST - - 2023-02-03 - 2023-02-03 18:42:11 - 14
Essential facts about the Affordable Care Act (ACA or Obamacare) in your state, including whether you must get health insurance, how much it costs, and how you can save money.
[ST=NY]
Can I Get Medicaid Under the Affordable Care Act (Obamacare) in State?
State Medicaid Expansion: Do I Qualify for Medicaid Under the ACA?
- 39 - ST - - 2020-11-01 - 2023-01-22 05:08:12 - 14
Not all states have expanded Medicaid coverage under the Affordable Care Act. Learn where your state stands.
[US]
What Does the Affordable Care Act Do?
What is Obamacare and the Affordable Care Act?
- 1 - US - - 2020-11-01 - 2023-01-22 05:10:38 - 14
Obamacare is another name for the federal Affordable Care Act (ACA) which was signed into law by President Barack Obama in 2010.
[US]
Essential Benefits Under the Affordable Care Act
What do Obamacare health insurance plans cover?
- 47 - US - - 2022-10-13 - 2023-01-22 05:11:25 - 14
All ACA health insurance plans must include certain "essential benefits."
[ST=NY]
State Obamacare Coverage Rules 2023
Do I Have to Get Health Insurance in State in 2023?
- 5 - ST - - 2022-10-03 - 2022-11-08 14:56:56 - 14
Learn whether you must have health coverage under the Affordable Care Act (Obamacare) in your state.
Rates
Obamacare Rates for County
[FIPS=36061]
(New York County)
Obamacare Rates
2023 Obamacare Rates
- 827 - FIPS - - 2022-10-29 - 2023-01-22 05:11:48 - Select Author
Obamacare Rates for all Counties served by the Federal Exchange
[ST=NY]
State Affordable Care Act Costs
How Much Does Obamacare Insurance Cost in State?
- 2 - ST - - 2020-11-01 - 2023-01-18 01:04:49 - 14 (CA, CO, CT, DC, ID, KY, MA, MD, MN, NM, NY, RI, VT, WA)
Learn the five factors that determine what residents of your state will pay for health insurance under the Affordable Care Act
[ST=NY]
State Affordable Care Act Costs
How Much Does Obamacare Cost in State?
- 75 - ST - - 2022-11-01 - 2023-01-18 01:02:46 - 14 (AK, AL, AR, AZ, DE, FL, GA, HI, IA, IL, IN, KS, LA, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI, WV, WY)
Learn the five factors that determine what residents of your state will pay for health insurance under the Affordable Care Act.
[ST=NY]
Obamacare Tax Penalty Information 2023
How Much Is the Obamacare Tax Penalty in State for 2023?
- 74 - ST - - 2022-10-26 - 2023-01-22 05:12:24 - 14
The Affordable Care Act (Obamacare) tax penalty has been set to zero, but some states have enacted their own health insurance requirements.
How to Enroll
Obamacare Enrollment
[ST=NY]
State Affordable Care Act (Obamacare) Enrollment 2023
How To Sign Up for Obamacare in State for 2023
- 9 - ST - - 2023-01-19 - 2023-01-26 03:56:04 - 14
Where to go in your state to get health plans under the Affordable Care Act (Obamacare) and how to get help with the application process.
[ST=NY]
New York Obamacare (Affordable Care Act) Paper Applications
Can I Use a Paper Application to Get Obamacare?
- 7 - ST - - 2020-07-10 - 2023-01-22 05:12:50 - 14
If you want to apply for Obamacare (the Affordable Care Act) using a paper application, you can. Here's how to find the forms for your state.
[ST=NY]
Get In-Person Help With Obamacare
Where can I get in-person help with my application?
- 78 - ST - - 2020-07-20 - 2023-01-22 05:13:06 - 14
You can get free sign-up help from a trained enrollment counselor or certified insurance broker in your state.
[US]
Documents You Need to Apply for Obamacare
Information & Documents to Have on Hand
- 11 - US - - 2020-11-01 - 2023-01-22 05:44:18 - 14
Gather this information before you apply for health coverage under the Affordable Care Act.
[ST=NY]
State Affordable Care Act Agents and Brokers
How an Insurance Agent or Broker Can Help You Sign Up for Obamacare in State
- 19 - ST - - 2020-08-06 - 2023-01-22 05:44:35 - 14
A licensed insurance agent or broker can help you compare plans, figure out whether you qualify for subsidies, and apply for coverage in your state.
[ST=NY]
New York Special Enrollment Rules for Obamacare
What Happens If I Missed the New York Obamacare Enrollment Deadline for 2023?
- 85 - ST - - 2022-01-17 - 2023-02-03 18:41:43 - 14
If you miss the Affordable Care Act (Obamacare) deadline in your state, you may still be able to get covered.
Financial Help
Obamacare Financial Assistance
[ST=NY]
Spot State Health Insurance Scams & Report them to the State Insurance Commissioner
New York Obamacare Scams: What They Are, How to Avoid Them & Where to Report Them
- 25 - ST - - 2020-12-13 - 2023-01-22 05:53:42 - 14
Scammers are trying to take advantage of consumers confused by health insurance rules. Here's how to spot con artists, protect yourself, and report scammers to the New York Department of Finanancial Services.
[ST=NY]
State Affordable Care Act (Obamacare) Subsidies
Ways to Save Money on Obamacare in State
- 46 - ST - - 2020-03-16 - 2023-01-22 05:54:58 - 14
Three ways your state residents can reduce the costs of health care coverage under the Affordable Care Act (Obamacare).
Life Situations
Obamacare for Different Life Situations
[ST=NY]
Affordable Care Act Facts for the Self-Employed
Obamacare for Self-Employed New York Residents
- 33 - ST - - 2020-08-06 - 2023-01-23 03:24:38 - 14
What sole proprietors and independent contractors in your state should know about health insurance under the Affordable Care Act (Obamacare).
[ST=NY]
Domestic Partners and the Affordable Care Act
What Domestic Partners Need to Know About Applying for Health Insurance Under Obamacare
- 82 - ST - - 2020-09-28 - 2023-01-23 03:23:18 - 14
If you're a registered domestic partner or have entered into a civil union, how you apply for coverage under the Affordable Care Act (Obamacare) depends on your state’s law.
[US]
Seniors and the Affordable Care Act
Obamacare and Seniors
- 42 - US - - 2020-09-28 - 2023-01-22 05:57:14 - 14
For seniors, coverage options under the Affordable Care Act depend on whether or not you're covered by Medicare.
[ST=NY]
Affordable Care Act Facts for the Unemployed
How Obamacare Can Help Unemployed New York Residents
- 53 - ST - - 2021-03-17 - 2023-01-23 03:22:49 - 14
Learn what the Affordable Care Act (Obamacare) means for unemployed residents of your state, including new options for health insurance coverage.
[US]
Affordable Care Act (Obamacare) Facts for Students
Obamacare and Students
- 32 - US - - 2020-12-13 - 2023-01-22 05:57:27 - 14
Four ways students who need health insurance can get covered under the Affordable Care Act (Obamacare).
Using Your Plan
Using Your Obamacare Health Insurance Plan
[US]
Affordable Care Act Free Preventive Benefits
Understanding Obamacare's Preventive Health Care Benefits
- 88 - US - - 2020-08-06 - 2023-01-23 04:11:14 - 14
Know which services -- including a colonoscopy, mammogram, vaccinations, and many more -- you can get for free under the Affordable Care Act (Obamacare).
[ST=NY]
Which Life Events to Report
When Are You Legally Required to Report “Life Changes” to the State Health Insurance Exchange?
- 84 - ST - - 2020-11-02 - 2023-01-23 03:57:56 - 14
If you get married, change jobs, or move to a new state, you might have to share your big news with your state’s health insurance exchange.
[US]
What Snowbirds Need to Know About the Affordable Care Act
What if I live in more than one state?
- 3 - US - - 2020-07-29 - 2023-01-22 05:57:57 - 14
When you have homes in two different states, it may be tricky to decide if you need one health plan or two.
[US]
Tips for Dealing With the State Health Insurance Exchange
What to Do If You're Frustrated or Fed Up With NY State of Health
- 99 - US - - 2020-12-13 - 2023-01-22 05:16:21 - 14
Many people have turned to social media to vent and seek solutions -- an insurance agent or broker may also be a big help.
News
Obamacare News
[US]
The Latest News About the Affordable Care Act
Recent Obamacare News
- 974 - US - - 2022-02-15 - 2022-02-26 18:04:08 - 14
What we're reading at ObamacareByZipcode
[ST=NY]
Affordable Care Act News from NY State of Health
News From the State Health Insurance Exchange
- 69 - ST - - 2020-12-12 - 2022-02-26 18:04:27 - 14
The latest tweets from your state’s health insurance exchange.
Student Loans by Zip Code - (SLZ)
FAQ
Student Loan FAQ
[US]
Common Questions About Student Loans
Student Loan FAQ
- 985 - US - - 2021-11-08 - 2023-01-22 17:33:49 - Select Author
Your top questions answered.
[US]

What's the difference between federal and private student loans?
- 21 - US - - 2021-09-02 - 2022-12-17 19:19:55 - 14
Student loans from the federal government are generally better than ones from other lenders. Most federal loans come with lower, fixed interest rates and more flexible repayment options.
[US]

What's the difference between Direct Loans, Stafford Loans, and FFEL Loans?
- 24 - US - - 2021-09-02 - 2023-01-22 17:34:13 - 14
It can be confusing to keep track of different kinds of student loans; here are key differences.
[US]
How qualifying for a Pell Grant can reduce your student loan payments later
What is a Pell Grant?
- 1040 - US - - 2022-08-24 - 2023-01-22 17:34:17 - 14
A Pell Grant is not a loan, but eligibility may qualify you for loan forgiveness options for your federal loans
[US]

What is a PLUS Loan?
- 26 - US - - 2021-09-02 - 2023-01-22 17:34:22 - 14
These student loans are available to students' parents or graduate students.
[US]

What is a Perkins Loan?
- 49 - US - - 2021-11-08 - 2023-01-22 18:41:52 - 2
These loans are federal student loans for low-income undergraduate or graduate students.
[US]

What if I don't know what kind of loan I have?
- 23 - US - - 2021-11-08 - 2023-01-22 17:34:26 - 2
How to find out whether your student loan is federal or private -- a key factor that affects terms and repayment options.
[US]

What is student loan deferment?
- 27 - US - - 2021-11-08 - 2023-01-22 17:34:31 - 2
You may be able to temporarily delay repaying student loans with a deferment.
[US]

What is student loan forbearance?
- 28 - US - - 2021-11-08 - 2023-01-22 17:34:35 - 2
A student loan forbearance lets you postpone or reduce federal student loan repayments for a certain period of time.
[US]

What is student loan default?
- 37 - US - - 2021-11-08 - 2023-01-22 17:34:39 - 2
If you fall behind on your student loan payments, your loan will go into default -- and you will face serious financial consequences.
[US]

Can student loan debt ruin your credit report?
- 29 - US - - 2021-11-08 - 2023-01-22 17:34:42 - 2
If you skip payments or default on a student loan, you can seriously damage your credit.
[US]

How do I file a student loan complaint?
- 6 - US - - 2021-09-02 - 2023-01-22 17:34:52 - 14
Here's how to get help if your lender or loan servicer is giving you trouble.
[US]

Glossary of Student Loan Terms
- 44 - US - - 2021-09-02 - 2023-01-22 17:34:56 - 14
You may run into lots of unfamiliar terms when you're dealing with your student loan. Here are explanations.
[US]

About This Website
- 31 - US - - 2021-09-02 - 2023-01-22 17:35:09 - 14
Basics
Student Loan Basics
[ST=NY]

Tips for Dealing With Student Loan Debt in State
- 1 - ST - - 2022-08-27 - 2022-10-11 22:52:21 - 14
Know the basics of your student loans, including how and when you must repay them, and how you can get help if you run into trouble with repayment.
[US]
Student Loan Newsfeed
What We're Reading about Student Loans
- 986 - US - - 2021-11-08 - 2022-04-08 22:16:37 - 3
The latest news we're reading about student loans.
Payments
Student Loan Payment Options
[US]

How Do I Lower My Student Loan Payments?
- 14 - US - - 2022-10-11 - 2022-11-21 23:17:42 - 14
There are many options for relief from student loan debt, depending on what kind of loans you have, when you took them out, and your current financial situation.
[US]
Student Loan Deferment and Forebearance Options
How Do I Postpone My Student Loan Payments?
- 10 - US - - 2022-08-25 - 2022-12-19 02:01:39 - 14
Student loans have been in forbearance, pausing interest and payments, since March of 2020. That ends as of Sept 1 2023. You may be able to put off paying your student loans with a deferment or forbearance for other reasosns.
[US]

Student Loans That Qualify for Income-Based Repayment Plans
- 45 - US - - 2021-09-02 - 2022-11-19 18:45:41 - 14
If you have certain kinds of student loans, you may qualify for a repayment plan that sets payment amounts based on your current income.
Forgiveness
Student Loan Forgiveness and Cancellation
[US]
New Debt Forgiveness Options For Student Loan Borrowers
Federal Government Student Loan Forgiveness Portal Is Temporarily Closed. Here's what you need to know
- 1041 - US - - 2022-12-06 - 2023-01-22 17:32:01 - 3
Huge relief for low income borrowers: Loan forgiveness of $20,000 if you revived a Pell grant in college, Income Based Repayment options now only require 5% of income.
[US]
Student Loans in Chapter 7 or Chapter 13 Bankruptcy
Can I Discharge My Student Loans in Bankruptcy?
- 3 - US - - 2021-01-04 - 2023-01-22 17:32:18 - 14
Getting rid of student loans in bankruptcy is difficult -- but not always impossible. To succeed, you must convince the court that repaying your student loans would cause you "undue hardship."
[ST=NY]
How to Discharge or Cancel Your Student Loans
Can I Get Forgiveness or Cancellation of My Student Loans in State?
- 2 - ST - - 2021-09-02 - 2022-12-17 19:17:26 - 14 (AZ, AR, CA, CT, FL, GA, IN, KY, LA, MD, NE, NV, NH, NY, NC, OH, OR, TN, TX, VA, WA)
Under certain circumstances, you can get your student loans wiped out. Your options depend on what kind of loans you have and when you took them out.
[ST=NY]
How to Discharge or Cancel Your Student Loans
Can I Get Forgiveness or Cancellation of My Student Loans in State?
- 8 - ST - - 2022-12-05 - 2022-12-05 16:52:31 - 14 (AL, AK, CO, DC, DE, HI, ID, IL, IA, KS, ME, MA, MI, MN, MS, MO, MT, NJ, NM, ND, OK, PA, RI, SC, SD, UT, VT, WV, WI, WY)
Under certain circumstances, you can get your student loans wiped out. Your options depend on what kind of loans you have and when you took them out.
[US]
Can I Have My Student Loan Forgiven?
Student Loan Forgiveness Progams
- 4 - US - - 2020-07-13 - 2023-01-18 16:16:30 - 14
Did you work full time in a public service job for at least 10 years? Did you make payments on your direct student loan for that entire time? If so, you may be able to get ALL of your remaining student loan debt cancelled once you've made your 120th qualifying payment.
Default
Student Loan Default
[US]
What If I Can't Pay My Student Loans?
Avoiding Student Loan Default
- 7 - US - - 2020-12-23 - 2021-09-02 23:51:59 - 14
Tips on managing your student loan repayment --and avoiding the serious consequences of defaulting on your loans.
[US]
Student Loan Default Consequences and Penalties
What Happens If I Default on My Student Loans?
- 16 - US - - 2020-12-23 - 2023-01-22 17:32:41 - 14
Defaulting on a student loan can have serious and long-lasting consequences. Avoid it if at all possible.
[US]

How to Get Out of Student Loan Default
- 18 - US - - 2020-12-23 - 2021-09-02 23:52:38 - 14
What to do if you've defaulted on student loans, whether federal or private.
[ST=NY]
State Penalties for Defaulting on Your Student Loans
New York Student Loan Default Penalties
- 17 - ST - - 2020-10-11 - 2021-09-02 23:57:24 - 14
The consequences of defaulting on a student loan are serious and long-lasting -- and may depend on where you live. Here is information for your state.
Problems
Student Loan Problems
[ST=NY]

How to Get Help With Student Loan Problems
- 5 - ST - - 2021-09-02 - 2022-12-17 19:10:53 - 14
If you run into hassles with your student loan -- lost payments, harassment from bill collectors, or other serious annoyances -- here are some ways to deal with them.
[US]

Avoiding Student Loan Scams and Pitfalls
- 12 - US - - 2021-09-02 - 2022-03-27 16:02:19 - 14
Don't get taken in by scammers out to profit from borrowers who don't know how the student loan system works.
[ST=NY]
Private and Federal Student Loan Collection Methods
Unfair Student Loan Collection Practices: How to Fight Back
- 32 - ST - - 2021-09-02 - 2022-03-27 16:03:50 - 14
When you default on a student loan, you may be subject to a wide range of collection tactics -- from phone calls and letters to the loss of your tax refund or some of your wages. Know what's legal and what's not.
[ST=NY]

Student Loan Lawsuits: What to Do If You Get Sued
- 39 - ST - - 2021-09-02 - 2021-09-02 23:58:04 - 14
If you find yourself facing a student loan lawsuit, don't panic -- but don't ignore it, either. Here are a few things you should do.
Help
Getting Help With Student Your Student Loan
[ST=NY]
State Student Loan Bankruptcy Lawyers
How to Find a Student Loan Lawyer in State
- 11 - ST - - 2020-12-23 - 2022-10-25 04:33:37 - 14
Tips on finding an experienced student loan lawyer in your state.
[US]

Tips for Finding and Working With Your Loan Servicer
- 13 - US - - 2021-09-02 - 2021-09-02 23:57:55 - 14
To make changes or resolve problems with a student loan, you must work with the loan "servicer." Sometimes, though, it's difficult to know who the servicer is. Here are tips on finding that information and getting results.
Bankruptcy by Zip Code - (BKZ)
Basics
Bankruptcy Basics
[US]

Top 10 Bankruptcy Myths
- 1039 - US - draft - 2022-08-17 - 2023-01-30 02:58:30 - 28
[US]
Sh*t Happens... That's Why There's Bankruptcy
LegalConsumer.com's Guide to 2023 Post-Pandemic Bankruptcy Planning
- 838 - US - draft - 2022-08-15 - 2023-01-17 05:26:46 - 3
Most Americans are just one catastrophic event away from financial ruin. Sometimes a life event (i.e. "shit") happens to us.... And it can overwhelm us with debt. But, fortunately, that doesn't mean your life is ruined forever. In fact, that's exactly why bankruptcy law was created! — for the “honest but unfortunate debtor.”
[US]
Timing Your Bankruptcy
Timing Your Bankruptcy: When's The Right Time To File?
- 967 - US - draft - 2022-01-20 - 2023-01-19 00:38:26 - 3
Where will you be in 5 years if you don't file bankruptcy now? If your financial situation will better, and if the problems that are dogging you now are likely to pass without too much disruption in your life, then maybe bankruptcy isn't the right answer. But if you are going to be in the same place, or worse, then you should take a hard look at bankruptcy now.
[ST=NY]
An Overview of Chapter 7 Bankruptcy
How Chapter 7 Bankruptcy Works in your state
- 122 - ST - - 2020-07-16 - 2023-01-18 03:59:26 - 3
How Chapter 7 bankruptcy can help you cancel your debts, protect your exempt property, and stop bill collectors.
[ST=NY]
An Overview of Chapter 13 Bankruptcy
How Chapter 13 Bankruptcy Works in State
- 123 - ST - - 2020-06-23 - 2023-01-18 03:21:45 - 3
You can use Chapter 13 bankruptcy to get out from under the burden of your debts, protect important property, and stop bill collectors.
[US]
Is Bankruptcy Right for You?
Do I have Options in My State Other Than Filing for Bankruptcy?
- 120 - US - - 2020-07-14 - 2023-01-18 03:54:55 - 3
If your creditors will negotiate, if bankruptcy can't cancel most of your debts, or if you're truly broke, bankruptcy may not be the best solution for you. Here's how to decide.
[US]
The automatic stay is a key feature of bankruptcy
What is the Automatic Stay?
- 1065 - US - - 2023-01-02 - 2023-01-18 03:55:04 - 3
Bankruptcy's ability to stop collection efforts is one of its main attractions to debtors stressed by harassment from bill collectors. But creditors may be able to get the stay lifted if they can show that it is necessary to do so in order to protect their interests.
[US]
A to Z Bankruptcy Terms
Glossary of Important Bankruptcy Terms
- 140 - US - - 2020-07-27 - 2023-01-18 03:55:22 - 3
From Adversary proceeding to Wage garnishment
[US]

Bankruptcy Basics Videos
- 1038 - US - - 2022-08-15 - 2023-01-18 06:13:39 - 28
The Federal Court system offers a series of videos (produced in 2010) on how the bankruptcy process works.
How to File
How To File Bankruptcy
[CITY=New York, NY]
Ten Steps to Discharging Your Debts in Bankruptcy
How To File for for Chapter 7 or Chapter 13 Bankruptcy in My Zip Code:
Step-By-Step
- 119 - CITY - - 2020-06-23 - 2023-01-18 04:58:32 - 3
Steps for filing bankruptcy in your state, from learning whether you qualify, to completing and filing bankruptcy forms, to discharging your debts and getting on with your life.
[ST=NY]
State Bankruptcy Costs
How Much Does It Cost to File for Bankruptcy in My State?
- 124 - ST - - 2020-07-16 - 2023-01-18 04:58:48 - 3
Tips for keeping bankruptcy costs down, from court filing fees to mandatory counseling costs to getting legal help.
[FIPS=36061]
(New York County)
Find Federal Bankruptcy Courts Serving your county
Where Do I File for Bankruptcy in My Zip Code?
- 125 - FIPS - - 2020-07-16 - 2023-01-18 04:58:59 - 3
Most people file for bankruptcy in the federal district court closest to where they've lived for the past six months.
[US]
What is a "bankruptcy trustee" and what do they do?
Working With the Bankruptcy Trustee
- 957 - US - - 2021-09-30 - 2023-01-18 04:59:25 - Select Author
Filing for Chapter 7 bankruptcy means that you'll be dealing with a "bankruptcy trustee" who will be assigned to handle your case. The trustee's job is to gather all non-exempt property you own into the "bankruptcy estate" to determine what (if anything) can be sold and the proceeds distributed to your unsecured creditors. In most cases, there's nothing left — "no-asset" cases make up more than 90% of consumer chapter 7 cases — but the trustee will be looking.
[FIPS=36061]
(New York County)
How to get help from your local court
Getting help from your local court to file bankruptcy without an attorney
- 1020 - FIPS - - 2022-03-12 - 2023-01-18 04:53:23 - 3
You may be surprised to learn that every federal bankruptcy court has a special section just for people filing bankruptcy without an attorney. Learn how to use this information if you are thinking about filing for bankruptcy.
[US]
You Can File Bankruptcy without a lawyer
Do I need a lawyer to file for bankruptcy?
- 137 - US - - 2020-07-17 - 2023-01-18 19:44:59 - 3
The law does not require to have a lawyer, and if your case is simple and you have few assets, you can successfully file a Chapter 7 bankruptcy yourself. Chapter 13? Not so much. And if you have property to lose, or you're not great with details, getting a lawyers help can be a good idea, no matter what kind of bankruptcy you're filing. Also a lawyer may find ways to help that you haven't' thought of
[US]
The Creditors Meeting - What You Need to Know
What is a 341 hearing (creditors meeting)?
- 132 - US - - 2020-10-02 - 2023-01-19 06:01:46 - 3
Everyone who files for bankruptcy must attend a 341 hearing, which is also called a "creditors meeting." The meeting is conducted by the bankruptcy trustee assigned to your case. During the Coronavirus, it. can be done by phone.
[FIPS=36061]
(New York County)
What Court Do I Use to File Bankruptcy?
Where do I file for bankruptcy in ?
- 138 - FIPS - - 2020-07-17 - 2023-01-22 06:01:51 - 3
Bankruptcy is federal law and you file in the local Federal District Bankruptcy Court. Find out yours.
[US]
You must take approved "Credit Counseling" class before you file
Do I have to get credit counseling before I file for bankruptcy?
- 126 - US - - 2020-07-27 - 2023-01-18 04:48:01 - 3
Yes. You must complete a credit counseling course before you file your bankruptcy petition. Fortunately, it's easy and can be done online. And your case cannot be completed (i.e. you can't get your "discharge order" from the judge until you take a "Debtor Education" course.
Courts
New York Southern District Bankruptcy Court Info
[FIPS=36061]
(New York County)

Information about the New York Southern District Bankruptcy Court
- 9 - FIPS - - 2020-07-27 - 2023-01-17 05:29:30 - 3
[FIPS=36061]
(New York County)
Your Questions about Bankruptcy Court
Bankruptcy Court FAQ
- 877 - FIPS - - 2021-04-27 - 2023-01-17 05:35:18 - Select Author
What you need to know about how to get information you need bankruptcy court and what you're likely to encounter on court websites
[US]

What is CM/ECF?
- 12 - US - - 2021-04-27 - 2023-01-17 05:35:08 - 3
[FIPS=36061]
(New York County)
Electronic Filing for Self Represented Debtors (eSR)
Can I file electronically (eSR) in New York Southern District Bankruptcy Court? Am I Required To?
- 11 - FIPS - - 2021-04-27 - 2023-01-17 05:34:56 - 3
Can you file online? In some courts, yes, most no. But there are other options that can allow you to file electronically if your case is simple.
[US]

What does “pro se” mean?
- 13 - US - - 2021-04-27 - 2023-01-17 05:34:43 - 3
[US]

Will the court staff explain the filing procedure to me?
- 14 - US - - 2020-10-24 - 2023-01-17 05:34:37 - 3
[US]

What is a 341 Hearing?
- 15 - US - - 2020-12-21 - 2023-01-18 19:55:55 - 3
[US]

Glossary of Important Terms You're Likely to find in Court Websites
- 16 - US - - 2021-04-27 - 2023-01-18 20:21:04 - 3
[US]

What does “pro bono” mean
- 17 - US - - 2021-04-27 - 2023-01-17 05:34:09 - 3
Forms
Bankruptcy Forms
[FIPS=36061]
(New York County)
Forms You'll Need To File Bankruptcy
Table of Free State Bankruptcy Forms
- 3 - FIPS - - 2020-10-16 - 2023-01-18 04:39:05 - 3
All forms for bankruptcy can be dowloaded for free. Here's what you'll need and where to find them.
[US]
Gathering Records Before You File
What Forms and Paperwork Do I Need To Gather Before I File Bankruptcy?
- 956 - US - draft - 2021-09-07 - 2023-01-18 04:59:17 - 3
For some people, the biggest challenge in filing bankruptcy is gathering all the financial paperwork and forms that the bankruptcy court requires, that document your income, expenses, and debts.
[FIPS=36061]
(New York County)
Required Forms
Required Forms & Fees for the New York Southern District Bankruptcy Court
- 51 - FIPS - - 2020-08-04 - 2023-01-18 05:00:09 - 3
Where to find the local forms required by your bankruptcy court.
[US]
Bankruptcy Court Forms
Basic Forms You Will Need In Any Court
- 58 - US - - 2022-01-16 - 2023-01-19 00:51:11 - 3
Here are links to the basic forms you need to complete to file your case.
[FIPS=36061]
(New York County)
Local Forms
Local Forms Required by the New York Southern District Bankruptcy Court
- 53 - FIPS - - 2022-01-16 - 2023-01-18 05:00:38 - 3
In addition to federal forms. Some courts have their own local forms that you must use. Here's where to find them.
[US]
Free Bankruptcy Forms
Free PDF Downloadable Bankruptcy Forms
- 52 - US - - 2020-08-04 - 2023-01-19 00:36:41 - 3
An edited list of the main federal forms for use in all courts.
[US]

Getting Help With Forms & Filing
- 54 - US - - 2020-08-04 - 2023-01-19 00:42:36 - 3
[US]

Free PDF Downloadable Bankruptcy Forms
- 57 - US - - 2020-07-26 - 2023-01-18 05:01:27 - 3
[US]

Basic Forms You Will Need in Any Court
- 55 - US - - 2023-01-17 - 2023-01-19 00:45:19 - 3
[FIPS=36061]
(New York County)

Local Forms Required by the New York Southern District Bankruptcy Court
- 60 - FIPS - - 2023-01-17 - 2023-01-18 05:01:42 - 3
[US]

Getting help with forms and filing
- 59 - US - - 2020-10-20 - 2023-01-19 00:55:26 - 3
[]
Forms questions
Bankruptcy Forms FAQ
- 880 - - - 2021-04-27 - 2021-04-28 06:57:38 - Select Author
Your questions about bankruptcy forms
[US]
Free bankruptcy forms
Can I get free bankruptcy forms?
- 135 - US - - 2020-07-17 - 2023-01-18 04:47:42 - 3
The US government makes PDF bankruptcy forms available for free. We'll tell you which ones you need and links to download them.
Bankruptcy Forms FAQ
Bankruptcy Forms FAQ
[]

Where can I get bankruptcy forms for free?
- 31 - - - 2021-04-27 - 2023-01-19 00:10:44 - 3
[FIPS=36061]
(New York County)

Does the court supply instructions with the bankruptcy forms?
- 32 - FIPS - - 2021-04-27 - 2023-01-19 00:13:23 - 3
[US]

What is PDF?
- 33 - US - - 2021-04-27 - 2023-01-18 04:53:56 - 3
[US]

What are “fillable” PDF forms?
- 34 - US - - 2022-10-12 - 2023-01-19 00:33:35 - 3
[US]

Glossary of Bankruptcy Terminology
- 38 - US - - 2020-10-18 - 2023-01-18 04:54:32 - 3
[US]

How can I get copies of my filed tax returns?
- 39 - US - - 2021-04-27 - 2023-01-19 01:04:40 - 3
Selected Forms
Specific Forms
[US]

Official Form 101, Voluntary Petition for Individuals Filing for Bankruptcy
- 63 - US - - 2021-12-13 - 2023-01-18 05:02:53 - 28
[US]

Official form 101A, Initial Statement About an Eviction Judgment Against You (individuals)
- 64 - US - - 2021-12-13 - 2023-01-18 05:03:00 - 28
[US]

Official form 101B Statement About Payment of an Eviction Judgment Against You (individuals)
- 65 - US - - 2021-12-13 - 2023-01-18 05:05:06 - 28
[US]

Official Form 103A, Application for Individuals to Pay the Filing Fee in Installments
- 67 - US - - 2021-12-13 - 2023-01-18 05:05:23 - 28
[US]

Official form 103B, Application to Have the Chapter 7 Filing Fee Waived
- 68 - US - - 2021-12-13 - 2023-01-18 05:06:26 - 28
[US]

Official form 1040, Adversary Proceeding Cover Sheet
- 95 - US - - 2021-12-13 - 2023-01-18 05:06:38 - 28
[US]

Instructions For Bankruptcy Form 106 A/B, Schedule A/B: Property (individuals)
- 72 - US - - 2023-01-17 - 2023-01-18 05:06:45 - 3
[US]

Official form 106 E/F, Schedule E/F: Creditors Who Have Unsecured Claims (individuals)
- 75 - US - - 2021-12-13 - 2023-01-18 05:06:53 - 28
[US]

Official Form 106C, Schedule C: The Property You Claim as Exempt (individuals)
- 73 - US - - 2021-12-13 - 2023-01-18 05:07:00 - 28
[US]

Official form 106D, Schedule D: Creditors Who Hold Claims Secured By Property (individuals)
- 74 - US - - 2021-12-13 - 2023-01-19 01:09:40 - 28
[US]

Official form 106G, Schedule G: Executory Contracts and Unexpired Leases (individuals)
- 76 - US - - 2021-12-13 - 2023-01-18 05:07:29 - 28
[US]

Official form 106H, Schedule H: Your Codebtors (individuals)
- 77 - US - - 2021-12-13 - 2023-01-18 05:07:50 - 28
[US]

Official form 106I, Schedule I: Your Income (individuals)
- 78 - US - - 2021-12-13 - 2023-01-18 05:07:57 - 28
[US]

Official form 106J, Schedule J: Your Expenses (individuals)
- 79 - US - - 2021-12-13 - 2023-01-18 05:08:09 - 28
[US]

Official form 106J2, Schedule J-2: Expenses for Separate Household of Debtor 2 (individuals)
- 80 - US - - 2021-12-13 - 2023-01-18 05:08:15 - 28
[US]

Official form 106, Declaration About an Individual Debtor’s Schedules
- 70 - US - - 2021-12-13 - 2023-01-18 05:08:22 - 28
[US]

Official form 106, A Summary of Your Assets and Liabilities and Certain Statistical Information (individuals)
- 71 - US - - 2021-12-13 - 2023-01-18 05:08:29 - 28
[US]

Official form 107, Your Statement of Financial Affairs for Individuals Filing for Bankruptcy (individuals)
- 81 - US - - 2021-12-13 - 2023-01-18 05:08:36 - 28
[US]

Offical form 108, Statement of Intention for Individuals Filing Under Chapter 7
- 82 - US - - 2021-12-13 - 2023-01-18 05:08:47 - 28
[US]

Official form 119, Bankruptcy Petition Preparer’s Notice, Declaration and Signature
- 83 - US - - 2021-12-13 - 2023-01-18 05:08:55 - 28
[US]

Official form 121, Your Statement About Your Social Security Numbers
- 84 - US - - 2021-12-13 - 2023-01-19 01:09:52 - 28
[US]
Help For Bankruptcy Form 122A-1, Chapter 7 Statement of Your Current Monthly Income
Official form 122A-1, Chapter 7 Statement of Your Current Monthly Income
- 85 - US - - 2021-11-24 - 2023-01-18 05:13:27 - 28
Official help and committee notes for Official Form 122A-1
[US]

Official form 122A-1 Supp, Statement of Exemption from Presumption of Abuse Under §707(b)(2)
- 86 - US - - 2021-12-13 - 2023-01-18 05:13:12 - 28
[US]

Official form 122C-1, Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period
- 88 - US - - 2023-01-17 - 2023-01-19 01:12:00 - 28
[US]

Official form 122C-2, Chapter 13 Calculation of Your Disposable Income
- 89 - US - - 2021-12-13 - 2023-01-19 02:30:26 - 28
[US]

Official form 2400A/B Alt, Reaffirmation Agreement
- 91 - US - - 2021-12-13 - 2023-01-18 05:11:07 - 28
[US]

Official form 2400A, Reaffirmation Documents
- 90 - US - - 2021-12-13 - 2023-01-18 05:11:00 - 28
[US]

Official form 2400B, Motion for Approval of Reaffirmation Agreement
- 92 - US - - 2021-12-13 - 2023-01-18 05:10:55 - 28
[US]

Official form 2400C, Order on Reaffirmation Agreement
- 94 - US - - 2021-12-13 - 2023-01-18 05:10:49 - 28
[US]

Official form 2400C ALT, Order on Reaffirmation Agreement (Alt.)
- 93 - US - - 2021-12-13 - 2023-01-18 05:10:42 - 28
[US]

Official Instructions For Form 122A-2, Chapter 7 Means Test Calculation
- 87 - US - - 2022-07-30 - 2023-01-18 04:50:23 - 3
Income
Means Test Calculator
Income & Expenses
[ST=NY]
What Kind of Bankruptcy Do I Qualify For?
Is My Income Low Enough To Qualify for Chapter 7 Bankruptcy?
Means Test Standards for Your State and County
- 121 - ST - - 2020-06-23 - 2023-01-17 05:28:01 - 3
A mathematical formula—called the means test—determines whether you qualify for Chapter 7 Bankruptcy in your state. The means test first looks to see if your average income for the past six months is below the median income in your state. And if it is, then it looks at whether would have enough "disposable income" to fund a five-year Chapter 13 debt repayment plan—after allowing for monthly expenses for food, housing, clothing, transportation and medical care, based in part on county-by-county expense standards for your county that the IRS uses in their nationwide tax-collections efforts.
[FIPS=36061]
(New York County)

Means Test Calculator for Your County, For Cases Filed on or after November 1, 2022
- 798 - FIPS - - 2020-11-27 - 2023-01-22 06:04:54 - 3
The Means Test Calculator is an automated version of the official three-part test form. Just choose your zip code, and the calculator applies the relevant state median income and county living standards, based on the number of persons in your household, your marital status and what county you live in.
[US]
What is the means test, and do I need to worry about it?
Means Test FAQ
- 883 - US - - 2021-04-30 - 2023-01-22 06:05:10 - Select Author
The bankruptcy means test was added to US bankruptcy law in 2005 as part of the credt-card-industry sponsored bankruptcy law to weed out so-called "bankruptcy-abusers" -- hence the language about a "presumption of abuse" (just to make you feel extra ashamed for exercising your right to bankruptcy!).
[US]
What the U.S. Trustee Thinks About Each Line of the Means Test
Line by Line Help for the Bankruptcy Means Test
- 927 - US - - 2021-04-30 - 2023-01-18 20:20:45 - 14
The official position of the U.S. Trustee's office of how to interpret issues arising in each line of the means test.
[FIPS=36061]
(New York County)

Income and Expense Standards - Your County, Your State - For Bankruptcy Means Test - For Cases Filed On or After November 1, 2022
- 712 - FIPS - - 2022-10-26 - 2023-01-18 08:14:14 - 3
[ST=NY]
Is Your Household Income Below your state’s Median?
State Median Income For Bankruptcy Means Test - For Cases on or after November 1, 2022
- 713 - ST - - 2022-10-26 - 2023-01-19 00:48:34 - 3
The means test initially looks to see if your household income is above or below median for a household your size in your state.
MT FAQ
Means Test FAQ
[US]
What is the Bankruptcy Means Test
What Is the Means Test?
- 40 - US - - 2020-07-27 - 2023-01-18 04:49:42 - 3
The 2005 Bankruptcy Law (BAPCPA) created the means test, ostensibly to prevent people from abusing bankruptcy. The means test mans you can't file for Chapter 7 bankruptcy if your income is above the median income for your state, or your allowed expenses leave enough disposable income to fund pay some of your debts over 5 years. In fact, most people who file for Chapter 7 bankruptcy have no trouble passing the means test.
[US]
US Trustees office positions on the Means Test
Line by Line Means Test Positions of the U.S. Trustee 4/23/2010
- 49 - US - - 2020-08-25 - 2023-01-19 00:44:30 - 3
This summarizes the opinion of the United States Trustee Program (USTP) on issues that arise under each line of the means test. These statements are not the last word on the law. They're just how the trustees office interprets the law.
[US]
Can I skip the Means Test?
Do I Need to Complete the Means Test?
- 41 - US - - 2020-08-25 - 2023-01-18 04:50:03 - 3
You can't skip the means test, but it may be very quick, if your income is below the median income for your state.
[US]

Other Noteworthy Calculators on the Web
- 45 - US - Draft - 2020-08-06 - 2023-01-18 04:50:09 - 3
[US]

How Long Does The Means Test Take?
- 42 - US - - 2022-07-30 - 2023-01-18 04:50:16 - 3
The means test can be completed very quickly if your average income for the past six months is below the state median. It takes a bit longer if your income is above the state median. But it can easily be completed in under an hour, regardless.
[US]
How many people in your household, for Means Test purposes.
How is “Household Size” Defined in the Bankruptcy Median Income Test?
- 43 - US - - 2020-08-25 - 2023-01-19 01:05:39 - 3
How many people are in your "household?" The issue can be tricky if you have roomates, or children who only live with you part time. Courts have ruled on lots of issues arising under this question.
[US]
Household income and Contributions of Roomates
Contributions of Roommates or Domestic Partners to Household Income
- 44 - US - - 2020-08-25 - 2023-01-19 01:06:14 - 3
Household income includes payments from roommate, partner, parent, or relative, regardless of whether living with you. Here's the details
[US]

Median Income Test Notes
- 820 - US - - 2020-09-23 - 2023-01-18 19:46:12 - 3
[US]
You Still Be Barred from Filing Chapter 7 Even if You Pass The Means Test
If I Pass the Means Test, Can I still be barred from filing bankruptcy?
- 46 - US - - 2020-08-26 - 2023-01-19 01:06:54 - 3
A judge can still bar you from filing Chapter 7 bankruptcy if the "totality of the circumstances" under707(b)(3) make it appear you are "abusing" the process.
[US]
Special Circumstances may allow you to file Chapter 7 Even If You Fail the Means Test
If I fail the Means Test, can a judge allow me to file anyway?
- 47 - US - - 2020-08-26 - 2023-01-18 04:51:04 - 3
If you fail the means test you can still claim "special circumstances." Possible "special circumstances" are job loss or pay cut, a serious medical condition, or unusually high child care expenses. You must be able to produce proof of your expenses and that your expenses are reasonable -- and that you have no reasonable alternative.
[US]
Priority Claims
What are “priority claims”?
- 48 - US - - 2020-08-25 - 2023-01-19 01:09:05 - 3
Priority claims are debts that must be paid before all other debts. They include alimony, child support, wages you owe to workers, and unpaid taxes.
MT Line by Line
Means Test- Line by Line
[US]

Form B 122A-1, Line 1, Filing Status
- 889 - US - - 2021-04-30 - 2023-01-18 01:13:31 - Select Author
[US]

Form B 122A-1, Line 2, Gross wages, salary, tips, bonuses, overtime, commissions.
- 890 - US - - 2021-04-30 - 2023-01-22 16:17:47 - Select Author
[US]

Form B 122A-1, Line 4, Any amounts paid by another person or entity, on a regular basis, for the household expenses of the debtor or the debtor's dependents, including child or spousal support.
- 894 - US - - 2021-04-30 - 2023-01-22 16:18:12 - Select Author
[US]

Form B 122A-1, Lines 5 & 6, Business and real property income and expenses.
- 891 - US - - 2021-04-30 - 2023-01-18 06:05:48 - Select Author
[US]

Form B 122A-1, Line 7, Interest, dividends, and royalties
- 892 - US - - 2021-04-30 - 2023-01-18 06:05:55 - Select Author
[US]

Form B 122A-1, Line 8,Unemployment compensation.
- 895 - US - - 2021-04-30 - 2023-01-18 06:06:02 - Select Author
[US]

Form B 122A-1, Line 9, Pension and retirement income.
- 893 - US - - 2021-04-30 - 2023-01-18 06:06:07 - Select Author
[US]

Form B 122A-1, Line 10, Income from all other sources.
- 897 - US - - 2021-04-30 - 2023-01-18 06:06:13 - Select Author
[US]

Form B 122A-1, Line 13, Applicable median family income.
- 898 - US - - 2021-04-30 - 2023-01-18 06:06:18 - Select Author
[US]

Form B 122A-1Supp, Line 1, Declaration of Non-Consumer Debts
- 886 - US - - 2021-04-30 - 2023-01-18 06:06:24 - Select Author
[US]

Form B 122A-1Supp, Line 2, Declaration of Disabled Veterans
- 884 - US - - 2021-04-30 - 2023-01-18 06:06:29 - Select Author
[US]

Form B 122A-1Supp, Line 3, Declaration of Reservists and National Guard Exclusion
- 887 - US - - 2021-04-30 - 2023-01-18 06:06:35 - Select Author
[US]

Form B 122A-2, Line 3, Marital adjustment.
- 899 - US - - 2021-04-30 - 2023-01-18 06:06:42 - Select Author
[US]

Form B 122A-2, Line 6, National Standards: food, apparel and services, housekeeping supplies, personal care, and miscellaneous.
- 900 - US - - 2021-04-30 - 2023-01-18 06:06:48 - Select Author
[US]

Form B 122A-2, Line 7, National Standards: health care.
- 901 - US - - 2021-04-30 - 2023-01-18 06:06:55 - Select Author
[US]

Form B 122A-2, Line 8, Local Standards: housing and utilities; non-mortgage expenses.
- 902 - US - - 2021-04-30 - 2023-01-18 06:07:01 - Select Author
[US]

Form B 122A-2, Line 9, Local Standards: housing and utilities, mortgage/rent expense.
- 903 - US - - 2021-04-30 - 2023-01-18 06:07:08 - Select Author
[US]

Form B 122A-2, Lines 11, 12, 13, 14, 15, Local Standards: transportation, vehicle operation/public transportation expense.
- 905 - US - - 2021-04-30 - 2023-01-18 06:07:23 - Select Author
[US]

Form B 122A-2, Line 13, Local Standards: transportation ownership/lease expenses.
- 908 - US - - 2021-04-30 - 2023-01-18 06:07:29 - Select Author
[US]

Form B 122A-2, Line 15, Local Standards: transportation, additional public transportation expense.
- 907 - US - - 2021-04-30 - 2023-01-18 06:07:34 - Select Author
[US]

Form B 122A-2, Line 16, Other Necessary Expenses: taxes.
- 909 - US - - 2021-04-30 - 2023-01-22 16:18:33 - Select Author
[US]

Form B 122A-2, Line 17, Other Necessary Expenses: involuntary deductions for employment.
- 910 - US - - 2021-04-30 - 2023-01-18 06:07:47 - Select Author
[US]

Form B 122A-2, Line 19, Other Necessary Expenses: court-ordered payments.
- 913 - US - - 2021-04-30 - 2023-01-18 06:07:57 - Select Author
[US]

Form B 122A-2, Line 20, Other Necessary Expenses: education for employment or for a physically or mentally challenged child.
- 914 - US - - 2021-04-30 - 2023-01-18 06:08:05 - Select Author
[US]

Form B 122A-2, Line 22, Other Necessary Expenses: health care.
- 916 - US - - 2021-04-30 - 2023-01-18 06:08:15 - Select Author
[US]

Form B 122A-2, Line 23, Other Necessary Expenses: telecommunication services.
- 917 - US - - 2021-04-30 - 2023-01-18 06:08:21 - Select Author
[US]

Form B 122A-2, Line 25, Health Insurance, Disability Insurance, and Health Savings Account Expenses.
- 918 - US - - 2021-04-30 - 2023-01-18 06:08:26 - Select Author
[US]

Form B 122A-2, Line 26, Continued contributions to the care of household or family members.
- 919 - US - - 2021-04-30 - 2023-01-18 06:08:31 - Select Author
[US]

Form B 122A-2, Line 27, Protection against family violence.
- 920 - US - - 2021-04-30 - 2023-01-18 06:08:37 - Select Author
[US]

Form B 122A-2, Line 28, Home energy costs.
- 921 - US - - 2021-04-30 - 2023-01-18 06:08:42 - Select Author
[US]

Form B 122A-2, Line 29, Education expenses for dependent children under 18.
- 912 - US - - 2021-04-30 - 2023-01-18 06:08:47 - Select Author
[US]

Form B 122A-2, Line 29, Education expenses for dependent children under 18.
- 922 - US - - 2021-04-30 - 2023-01-18 06:08:57 - Select Author
[US]

Form B 122A-2, Line 30, Additional food and clothing expense.
- 906 - US - - 2021-04-30 - 2023-01-18 06:09:15 - Select Author
[US]

Form B 122A-2, Line 31, Continued charitable contributions.
- 896 - US - - 2021-04-30 - 2023-01-18 06:09:24 - Select Author
[US]

Form B 122A-2, Line 33, Future payments on secured claims.
- 888 - US - - 2021-04-30 - 2023-01-18 06:09:34 - Select Author
[US]

Form B 122A-2, Line 34, Other payments on secured claims.
- 923 - US - - 2021-04-30 - 2023-01-18 06:09:40 - Select Author
[US]

Form B 122A-2, Line 35, Payments on prepetition priority claims.
- 924 - US - - 2021-04-30 - 2023-01-18 06:09:46 - Select Author
[US]

Form B 122A-2, Line 36, Chapter 13 administrative expenses.
- 925 - US - - 2021-04-30 - 2023-01-22 16:18:53 - 28
[US]

Form B 122A-2, Line 43, Other Expenses.
- 926 - US - - 2021-04-30 - 2023-01-22 16:19:07 - 28
Debts
Debts & Dischargeability
[US]
Powered by Documate.org, our new tool helps you figure out your chances of prevailing on an undue hardship claim
Free Online Student Loan Undue Hardship Affidavit For §523(a)(8) Discharge
- 1064 - US - - 2022-12-31 - 2023-02-03 23:14:25 - 3
It is now easier than ever to get rid of student loans in bankruptcy, thanks to a new guidance and affidavit offered by the Department of education for those seeking student loan discharge for undue hardship. Use this new tool to fill in the form and analyze whether you have a chance to succeed in an undue hardship claim.
[US]
What Bankruptcy Can and Can't Do For You
What Debt Can Be Wiped Out In Bankruptcy?
- 989 - US - - 2021-11-23 - 2022-01-15 18:33:31 - 3
Bankruptcy can eliminate some kinds of debts, like credit card debt and medical debt, but not others, like child support and (in most cases) student loans. And liens associated with "purchase money secured debts", where you have pledged collateral for a loan, also are not affected by a bankruptcy, so you can still lose the collateral to the lien-holder.
[US]
What Bankruptcy Can't Do
What Debts Will I Still Have To Pay After My Bankruptcy?
- 994 - US - - 2021-11-24 - 2022-11-22 16:42:42 - 3
Some kinds of debts pass unscathed through bankruptcy, including child support, debts incurred through fraud or other bad acts, most student loan debt, more.
[US]
Child Support
How Will Bankruptcy Affect My Child Support Obligations?
- 991 - US - - 2021-11-23 - 2023-01-19 05:36:54 - 3
By law, child support obligations generally cannot be avoided in a bankruptcy. They pass pretty much intact.
[US]
Old Taxes debts can be discharged
Can I Get My Tax Debts Wiped Out In Bankruptcy?
- 995 - US - - 2021-12-24 - 2022-01-05 02:28:11 - 3
If you filed tax returns but didn't pay, and the taxes are more than three years old, you may be in luck.
[US]
Co-Signers Will Still Owe Your Discharged Debt
How Will Bankruptcy Affect Someone Who Cosigned One Of My Debts?
- 996 - US - - 2021-11-24 - 2021-12-28 18:56:00 - 3
Co-signers will still owe the full amount of the debt, even if you you get your personal liability discharged in Chapter 7 bankruptcy.
[US]
Unsecured debts vs Secured Debts. Why it matters
Secured debt vs. unsecured debt: What's the difference?
- 133 - US - - 2020-07-16 - 2023-01-18 04:55:03 - 3
Bankruptcy helps you get rid of unsecured debt. It does not eliminate secured debts, where you have pledged collateral for a loan, such as a car loan or a mortgage. When you file bankruptcy you must declare what you intend to do about your secured debts.
[US]
Medical Debt and Bankruptcy
Medical Debt: What Bankruptcy Can Do About it
- 788 - US - - 2022-10-24 - 2023-01-22 06:06:30 - 3
Medical debts are perhaps the most common reason people choose the "fresh start" option that bankruptcy gives them. Illness or injury, combined with loss of income can produce exactly kind of financial stresses that bankruptcy is designed to cure. Rather than be saddled with a lifetime of debt, bankruptcy can eliminate it, and give you a fresh start. Every state ranks differently. Find out how your state ranks.
[US]
How to find student loan case law that can help you.
Best Sources of Student Loan Undue Hardship Case Law
- 1055 - US - - 2022-11-21 - 2023-01-18 06:13:04 - 3
If you decide to challenge your student loan as dischargeable to due unto hardship, it's good take time to read other undue hardship cases you get a sense of what's required in order to prevail.
[US]
The affidavit you'll have to fill out if you're discharging your student loans
Student Loans §523(a)( 8 ) Undue Hardship Discharge Affidavit
- 1058 - US - - 2022-12-19 - 2023-01-18 06:13:10 - 3
If you decide to file an adversary proceeding to discharge under §523(a)(8) your student loans based on undue hardship, you'll have to fill out this affidavit from the Department of education. The Department will use this to determine if they stipulate that you are entitled to a discharge.
[US]
Section 523(a)(8) Student Loan Hardship Discharges In Bankruptcy
Can I Get My Student Loans Discharged or Reduced for Undue Hardship In Bankruptcy?
- 992 - US - - 2022-11-24 - 2023-01-23 05:34:50 - 3
Discharging student loans in bankruptcy has always been more difficult than discharging other types of unsecured debt like credit cards. You have to prove “undue hardship.” But that got a bit easier as of November 2022 thanks to new Justice Department guidelines, telling their lawyers not to challenge debtors seeking undue hardship discharges if they meet certain criteria.
[US]
To Reaffirm? Or Not to Reaffirm? That is the Question
What is a Reaffirmation Agreement?
- 988 - US - - 2021-11-23 - 2022-03-27 15:53:27 - 3
A "reaffirmation agreement" says that your personal liability for a debt goes unaffected by your bankruptcy. But because that's what bankruptcy is for, they should only be signed on rare occasions.
Property
Property, Exemptions & Liens
[ST=NY]
An Overview of How Exemptions Work in your state
How Exemptions Work In your state
- 1001 - ST - draft - 2022-01-18 - 2023-01-18 04:30:04 - 3
A capsule summary of exemption law in your state
[ST=NY]
State Exemptions - By Category
State Bankruptcy Exemptions - All Categories
- 4 - ST - - 2020-07-17 - 2022-10-14 01:39:58 - 3
A detailed listing of state and federal exemption laws, with statutory citations.
[ST=NY]
Adjustments of Exemption Amounts for Inflation
Is My State Adjusting Its Bankruptcy Exemptions for Inflation in 2023?
- 822 - ST - - 2023-01-17 - 2023-01-18 18:15:03 - 3
The Federal Government adjusts Federal exemption amounts every three years. Does your state adjust exemption amounts?
[ST=NY]
What Exemptions have changed in my state?
State Exemption Updates
- 106 - ST - - 2022-03-31 - 2023-01-18 04:56:01 - 3
If there's changes in your state’s exemptions, here's where you'll find out about them.
[ST=NY]
Does your state allow you to use federal exemptions?
Can I Use the Federal Bankruptcy Exemptions in My State?
- 839 - ST - - 2021-01-26 - 2023-01-17 05:30:54 - 3
Federal bankruptcy law has its own list of exemptions 11 U.S.C. § 522, but some states require you to use only the state law exemptions instead, while other states offer a choice of the state or federal exemptions. Find out what your state does.
[]
Your Questions About Bankruptcy Exemptions
Bankruptcy Exemptions FAQ
- 878 - - - 2021-04-27 - 2022-01-18 14:57:32 - 3
Your questions about bankruptcy exemptions, answered.
[ST=NY]
What Happens to Your Property In Chapter 7 Bankruptcy
What Happens to My Property If I File For Chapter 7 Bankruptcy In My State?
- 997 - ST - - 2021-12-20 - 2023-01-18 04:56:10 - 3
It's important to have a good understanding of what will happen to your property if you file for Chapter 7 bankruptcy.
[US]
Transferring assets before bankruptcy.
Can I Give Property Away To Friends Or Relatives To Avoid Losing It In Bankruptcy?
- 990 - US - - 2021-11-23 - 2022-01-18 14:55:06 - 3
The short answer is “no.” Such transfers in the years before bankruptcy can be undone by the trustee. And if the court thinks you’re tying to hide assets they can deny your discharge.
[US]
Deciding what to do about secured property. Surrender, Redeem, Reaffirm, Ride Through?
Can I Keep Property That I've I Pledged as Collateral For a Debt?
- 987 - US - - 2021-11-23 - 2023-01-17 05:31:18 - 3
When you file, you'll be asked by the court to decide what you want to do about property you've pledged as collateral, and then you have 45 days to act on it. Your options include surrendering the property, "redeeming" the property by essentially buying it outright at it's current (reduced) market value, or "reaffirming" the debt via a contractual agreement to retain your personal liability and keep making payments, or in some cases, "ride through" - that is, keep making payments on the secured debt even though your personal liability has been wiped out.
[ST=NY]
Car or truck exemptions amounts for your state and other factors
Can I Keep My Car or Truck If I File For Chapter 7 Bankruptcy in ?
- 963 - ST - - 2021-09-27 - 2022-12-21 08:05:46 - 3
The answer is, it depends.. on a lot of things: Do you lease or own? If you own the car and are making payments on it, how much of the equity in the car is protected by exemptions allowed in your state? Most people who file for bankruptcy can end up keeping their car, or at least some kind of vehicle that can get them to work and back, but the answer depend on your particular circumstances.
[ST=NY]
Factors Involved in Keeping Your House In Bankruptcy
What Will Happen to My House If I File For Bankruptcy in My State?
- 998 - ST - - 2021-11-28 - 2023-01-17 05:31:35 - 3
Whether you can keep your house depends on several things, your mortgage, your state's homestead exemption, and foreclosure rules in your state.
[ST=NY]
Can I Keep My Home in Bankruptcy?
State Homestead Exemption
- 721 - ST - - 2021-01-03 - 2023-01-19 01:00:24 - 3
How much of your home equity is protected if you file for bankruptcy in your state?
[ST=NY]
Evictions and Bankruptcy
Can Bankruptcy Stop An Eviction in My State?
(Not permanently, but bankruptcy can get rid of back rent debt accumulated during the pandemic)
- 795 - ST - - 2020-07-24 - 2023-01-18 19:45:23 - 3
Can bankruptcy help stop an eviction? Well, it can delay it, for an extra month or two, in some cases, in some states, if you file early enough in the eviction process. Bankruptcy can, however be a great solution to the problem of "back rent debt" accumulated during the pandemic.
Exemptions
Exemptions By Category
[US]
Table of Federal Bankruptcy Exemptions Under §522(d)
Table of Federal Bankruptcy Exemptions Under §522(d)
- 959 - US - - 2021-09-17 - 2023-01-17 05:30:40 - 3
Federal Bankruptcy Exemptions can be used in 20 states and the District of Columbia
[ST=NY]

Does My State Recognize Tenancy by the Entirety?
- 844 - ST - - 2021-03-09 - 2023-01-17 05:32:03 - 3
[ST=NY]
Life insurance, annuities, speical trusts
State Insurance Exemptions - Life, Disability, Survivors Benefits
- 842 - ST - - 2021-03-09 - 2023-01-17 05:32:28 - 3
Most states have exemptions for life insurance but it's important to figure out what part of the insurance is exempt. Also disability and survivors benefits are often exempt
[ST=NY]

New York Motor Vehicle Exemption & Other Personal Property Exemptions
- 722 - ST - - 2020-12-30 - 2023-01-17 05:32:35 - 3
How much equity in your car or truck can you protect if you file for bankruptcy in your state?
[ST=NY]
Bankruptcy Lets You Keep Your Retirement Nest Egg
State Pension and Retirement Exemptions
Will I Lose My Retirement Savings If I File For Bankruptcy?
- 845 - ST - - 2021-03-09 - 2023-01-17 05:32:46 - 3
Retirement accounts that are recognized by the IRS are exempt by law in bankruptcy up to over a million dollars. State law may provide additional protection for specific kinds of pensions, under state law.
[ST=NY]

Public Benefits Exemptions for State
- 841 - ST - - 2021-03-08 - 2023-01-17 05:32:57 - 3
[ST=NY]

Are My Monthly 2021 Child Tax Credit (CTC) Payments Exempt From Creditors in My State?
- 946 - ST - - 2021-09-09 - 2023-01-17 05:33:19 - 3
The federal government Child Tax Credit (CTC) payments are subject to attachment by creditors unless protected by a state exemption.
[ST=NY]
Tools of Trade Exemptions
State Tools of Trade Exemptions
- 817 - ST - - 2020-08-27 - 2023-01-17 05:33:34 - 3
Most states allow an exemption for "tools of trade or profession"... this can include tools, books, even vehicles. Sometimes can be an alternative to the motor vehicle exemption.
[ST=NY]
What Bankruptcy can do about wage garnishment
State Wage Garnishment Exemption
- 723 - ST - - 2020-08-26 - 2023-01-18 01:14:22 - 3
Wages are protected by federal non bankruptcy law, and by state wage garnishment laws, which are generally more generous than the Federal wage garnishment protection. There are typically exceptions to this exemption for things like child support, and other priority debts.
[ST=NY]

State WildCard Exemption
- 843 - ST - - 2021-03-09 - 2023-01-18 01:14:15 - Select Author
Almost every state has an exemption for "any property" which is sometimes called the "wildcard" or "grubsteak" exemption. Generally this exemption is useful because it can be combined with other exemptions to fully protect equity that might otherwise go unprotected.
[ST=NY]

State Miscellaneous Exemptions
- 846 - ST - - 2021-03-09 - 2023-01-18 01:14:09 - Select Author
[US]

Table of Federal “Non-Bankruptcy” Exemptions
- 960 - US - - 2021-09-17 - 2023-01-18 01:19:38 - Select Author
Some exemptions exist under Federal law, wholly separate from the bankruptcy code, and protect such assets from the reach of creditors regardless of whether bankruptcy is at issue. These exemptions can only be claimed if you are using state exemptions, (regardless of whether a state has 'opted out' of the federal bankruptcy exemptions under § 522(d)).
BK Exemptions FAQ
Bankruptcy Exemptions FAQ
[US]
Most Chapter 7 Bankruptcies are "No Asset" cases
What Is A “No Asset” Bankruptcy?
- 993 - US - - 2021-12-26 - 2023-01-17 05:27:12 - 3
It doesn't mean you have nothing. It just means that the property you do own is either pledged as collateral to a secured creditor , and/or whatever equity you have is protected by bankruptcy exemptions — and therefore there are "no assets" available to pay unsecured creditors.
[US]
Protecting Your Assets in Bankruptcy: Property Exemptions
What are Bankruptcy Exemptions?
- 23 - US - - 2020-08-26 - 2023-01-18 01:19:45 - 3
Every state has laws that designate certain types of property (your home, some personal possessions, tools of your trade) that are off-limits to "unsecured" creditors. Some states give you the option of using the Federal bankruptcy exemptions.
[US]
Which State Exemptions Must You Use?
Which State's Exemptions Must You Use?
- 24 - US - - 2020-08-26 - 2023-01-18 04:51:40 - 3
If you have lived in your state for two years prior to filing, use your state's exemptions. If you've lived in your state for less than two years, the rules are more complicated...
[US]
Exceptions to Exemptions
Common Exceptions to Exemptions:
- 25 - US - - 2020-08-26 - 2023-01-18 04:52:02 - 3
Many states exemption laws do not protect property from certain kinds of creditors claims, such as child support, taxes, and claims of secured creditors.
[US]
Generous protections for retirement accounts.
Special Rules for Retirement Accounts
- 26 - US - - 2020-08-01 - 2023-01-18 23:37:53 - 3
You may be surprised to learn that you can protect over 1million dollars of assets in retirement accounts when you file for bankruptcy.
[ST=NY]

Other Listings of State Exemptions on the Internet
- 28 - ST - - 2021-01-08 - 2023-01-19 00:03:02 - 3
[US]
Eliminating Liens in Bankruptcy
Can I eliminate judicial liens on exempt property?
- 29 - US - - 2020-08-26 - 2023-01-19 00:05:04 - 3
If there is a judicial lien on your property as a result of a court judgment against you, you may have the right to remove it if it "impairs" an exemption on the property. You must intitiate a special procedure called an "adversary proceeding." You may need a lawyer's help to do this, and you need to make ask your bankruptcy lawyer if they charge extra fees for doing this.
[US]

Exemptions & “Secured Debts”
- 113 - US - - 2020-09-22 - 2023-01-18 04:52:42 - 3
[US]

Dealing with Secured Auto Loans in Bankruptcy
- 30 - US - - 2021-04-27 - 2023-01-19 00:09:43 - 3
[ST=NY]

Updates & Errata
- 111 - ST - - 2020-09-22 - 2023-01-18 04:53:04 - 3
[US]
What are those citations about?
Citations to Exemptions
- 115 - US - - 2020-09-22 - 2023-01-18 19:43:52 - 3
What do I do with those citations? Do I need them?
[US]
If you're going to use this information you agree to this:
Conditions of use & common sense advice before you use exemption information
- 114 - US - - 2020-09-22 - 2023-01-17 23:45:36 - 3
By using these exemptions listing you agree to these disclaimers. it's up to you to make sure this info is accurate, up to date, and applies to you.
Lawyers
Bankruptcy Lawyers & Other Help
[FIPS=36061]
(New York County)
Getting help for your bankruptcy
Bankruptcy Lawyers
- 942 - FIPS - - 2021-06-25 - 2023-01-22 16:22:39 - Select Author
How to find a bankruptcy lawyer serving
[CITY=New York, NY]
Get help if you need it!
Connect With an Attorney Serving Your City
- 803 - CITY - CTA - 2020-08-07 - 2023-01-18 04:41:25 - Select Author
LegalConsumer has helped thousands of people like you connect with bankruptcy attorneys who can help them.
[CITY=New York, NY]

How to Find a Bankruptcy Lawyer Serving
- 127 - CITY - - 2021-06-25 - 2023-01-22 17:38:38 - 14
[FIPS=36061]
(New York County)

Directories of Bankruptcy Attorneys
- 129 - FIPS - - 2021-03-27 - 2023-01-22 16:39:24 - 3
[US]

Ten Ways a Bankruptcy Lawyer Can Help You
- 128 - US - - 2021-03-27 - 2023-01-18 06:59:25 - 3
Here are ten ways that a bankruptcy lawyer can help guide you through the bankruptcy process to make sure you take maximum advantage of what the law offers debtors.
[US]

What Should I Expect From a Bankruptcy Lawyer
- 130 - US - draft - 2021-06-25 - 2023-01-22 16:38:39 - 3
[US]
Rules for Bankruptcy Petition Preparers
Should You Use a Bankruptcy Petition Preparer (BPP)?
- 131 - US - - 2021-06-25 - 2023-01-22 16:38:45 - 3
If you need clerical help -- not legal help -- a bankruptcy petition preparer can produce your bankruptcy court forms for a reasonable fee.
[US]

What is UpSolve, And How Does It Work?
- 716 - US - - 2020-07-27 - 2022-02-04 23:02:44 - 3
[CITY=New York, NY]
Find Local Bankruptcy Lawyers
Directories of New York, State Bankruptcy Attorneys
- 141 - CITY - - 2020-07-14 - 2023-01-18 06:15:38 - 3
BK Lawyers FAQ
Lawyers FAQ
[US]

Do I Need a Lawyer?
- 18 - US - - 2023-01-17 - 2023-01-19 02:28:39 - 3
[US]

What should I expect from a lawyer?
- 19 - US - - 2023-01-17 - 2023-01-18 20:22:57 - 3
[US]

What is a “BPP” (Bankruptcy Petition Preparer)?
- 20 - US - - 2021-04-03 - 2023-01-18 20:24:05 - 3
[US]

What is Credit Counseling?
- 21 - US - - 2023-01-17 - 2023-01-18 20:25:53 - 3
[US]

What is “debt consolidation”
- 22 - US - - 2022-10-12 - 2023-01-18 04:49:30 - 3
COVID-19
Bankruptcy & the Coronavirus Recession
[US]
What is changed in bankruptcy laws under the CARES act?
CARES Act Changes to the Bankruptcy Code
- 704 - US - - 2020-08-02 - 2022-03-30 18:35:27 - 3
Congress made a few important changes to the bankruptcy laws. Here’s a summary of what’s changed.
[US]
CARES Act Bankruptcy Changes to Bankruptcy Means Test Forms
CAREs Act Changes to Official Means TestForms 122A-1, 122B, and 122C-1
- 701 - US - - 2020-08-25 - 2023-01-22 16:14:26 - 3
The CARES Act made an important change to the means test form to indicate that payments under the CARES act are NOT included in determining median income. This could be a great boon to those thinking of filing.
[US]
CARES act benefits excluded from current income under 28 USC § 101(10)(b)
Do I have to declare my CARES Act benefits as current income?
- 702 - US - - 2021-12-03 - 2023-01-18 04:56:53 - 3
[]

Laid Off Due to the Coronavirus (COVID-19)? Bankruptcy Can Help.
- 738 - - draft - 2020-09-07 - 2020-09-07 20:04:59 - 3
A financial plan for people impacted by coronavirus layoffs.
[]

Why Most Small Businesses Won't File for Chapter 7 During the Coronavirus Pandemic
- 734 - - draft - - 2020-07-17 12:55:05 - 3
Small business owners often benefit more from filing for Chapter 7 personally. Learn why.
[US]
Is It Time to Think About Bankruptcy?
Should Bankruptcy Be Part of Your 2023 Post-COVID-19-Forbearance Financial Plan?
- 715 - US - - 2021-12-01 - 2023-01-02 22:14:47 - 3
Consumer bankruptcy filing reached a 34-year low in 2020. It remained low in 2021 and 2022 because forbearance and stimulus programs prevented regular collection efforts, like wage garnishment and foreclosure, which usually prompt people to recognize how dire their situation is — prompting them to file. Will 2023 be the year you need bankruptcy to help protect your assets like your IRA and your home? Whether or not you're ready to file, the time to start asset protection planning with a bankruptcy attorney IS NOW, to avoid common mistakes, like giving away assets you would be entitled to keep in bankruptcy in the year to 18 months before filing.
[]
Collection Actions Barred During the Coronavirus Shutdown
State Collection Moratoriums During the Coronavirus Shutdowns
- 732 - - draft - - 2020-07-17 12:55:03 - 3
Many states and counties have passed temporary legislation about what collection activity can take place during the shutdown. Here's where to find the latest info in your state.
[]
What's the Right Small Business Bankruptcy Option During the Coronavirus Outbreak?
Bankruptcy Options for Small Businesses Affected by COVID-19
- 733 - - draft - - 2020-07-17 12:55:04 - 3
Learn how filing for bankruptcy under Chapter 7, 11, 12, or 13 can help a small business owner during the coronavirus outbreak. Learn whether the new subchapter V of chapter 11 can help you.
[]

Can I File for Bankruptcy If I Can't Leave the House Due to Coronavirus?
- 735 - - draft - 2020-12-28 - 2020-12-28 16:35:43 - 3
Find out how to file for bankruptcy while observing quarantine and social distancing rules during the COVID-19 outbreak.
[US]
Resources and Strategies For Keeping Your Home During the COVID-19 Crisis
Best Mortgage forbearance and COVID-19 Resources on the Internet
- 724 - US - - 2021-12-10 - 2023-01-19 01:01:13 - 3
We've gathered links to best information on the web on the subject of COVID-19 legislation and resources that can help you keep your home during this economic crisis. We've gathered the best stuff all into the one article. -- Bookmark this page. We will revise it as we find new sources
[US]
What We're Reading About Bankruptcy and the Coronavirus
Selected Articles about Bankruptcy and the Coronavirus
- 101 - US - - 2020-06-22 - 2023-01-19 01:23:46 - 3
The best of what's out there on the web about how to use bankruptcy law to protect your assets during the Covid-19 recession.
[US]
Am I protected by the CDC Eviction Ban?
CDC Extends Eviction Ban Through October 3, 2021, But Supreme Court Overturns It
- 819 - US - - 2021-08-03 - 2023-01-18 01:17:28 - 3
Find out how the CDC eviction ban works in your state. We're tracking down the latest tools and information on the internet or you to use.
News
Bankruptcy News
[US]
What we're reading about bankruptcy, debt and credit
What We're Reading About Debt & Bankruptcy
- 720 - US - - 2020-07-27 - 2022-09-15 11:34:21 - 3
What We're Reading about Bankruptcy, Debt and Credit. Timely, useful articles, from reliable sources.
[US]
Bankruptcy News Trackers
Daily News Sources on Bankruptcy
- 98 - US - - 2020-09-21 - 2023-01-22 16:35:02 - 3
Where to read up on news about about debt, credit, and bankruptcy. These sources report frequently on issues of debt, credit, consumer finance, and student loans.
[US]

Credit Card news & Info
- 100 - US - - 2020-07-27 - 2023-01-22 16:35:41 - 3
[US]
Economic Statistics Related to Bankruptcy
Bankruptcy & Economic Statistics
- 102 - US - - 2020-07-27 - 2023-01-22 16:35:53 - 3
Economic Statistics that relate to bankruptcy, such as savings rates, default rates, and outstanding consumer debt, secured and unsecured, like credit card debt, student loan debt, and auto loans.
[US]

Politics & Legislation
- 103 - US - draft - 2020-07-27 - 2023-01-22 16:37:04 - 3
[US]
Videos on Bankruptcy
Other Free Audio/Video About the Debt & Credit Industry
- 99 - US - - 2020-07-27 - 2023-01-22 16:36:06 - 3
Good videos and audio information about bankruptcy, for those who listen better than they read...
[US]
Consumer News from Local TV and Radio
Consumer News From Local News Affiliates
- 1009 - US - - 2022-02-14 - 2023-01-22 16:37:51 - 3
Many local news stations have consumer reporters who keep up to date on the latest benefits and other laws that affect consumers.
[US]

What We're Reading: November 2018
- 97 - US - draft - 2023-01-22 - 2023-01-22 16:36:13 - 3
[US]
What We're Tweeting
Tweets by @meanstest
- 108 - US - - 2020-09-21 - 2023-01-22 16:36:33 - 3
What we're Tweeting, in our twitter accounts @meanstest (for bankruptcy) and @lawbyzip
[US]
What we're Blogging
LegalConsumer Bankruptcy Blog
- 801 - US - - 2020-07-30 - 2023-01-22 16:36:42 - Select Author
The latest from our blog on bankruptcy news and legislation that affects consumers.
[US]

Congressional Committees on Bankruptcy and Credit Issues
- 104 - US - draft - 2020-07-30 - 2023-01-22 16:36:56 - 3
Democracy by Zip Code - (DBZ)
Voting
Voting
[ST=NY]

2022 Voter information Guide for your state
- 1054 - ST - - 2022-11-03 - 2023-01-22 20:05:07 - 14
[ST=NY]
How to Vote in Your State
How to Vote in Your State
- 19 - ST - - 2022-10-17 - 2023-02-07 20:43:32 - 3
Find out how to confirm your voter registration and register to vote wherever you are.
[ST=NY]
Can I Vote? Check if your voter registration has been purged.
How to Confirm or Update Your Voter Registration in State
- 57 - ST - - 2022-11-03 - 2022-11-03 22:23:16 - 3
If you've moved or haven’t voted in a while, your state can cancel your voter registration. Here's how to update your registration so you can vote.
[ST=NY]
Ifyou're not tracking your ballot, you should!
Was My Vote Counted? How to Track Your Vote in Your State
- 825 - ST - - 2021-11-02 - 2022-11-11 08:20:09 - 3
Many states offer online ballot tracking systems, others require contacting election officials. in either case, it's a good idea to confirm that your vote was actually counted.
[ST=NY]
State Poll Observer and Vote Challenge Laws
What Are the Laws About Poll Observers and Vote Challenges in My State?
- 799 - ST - - 2020-07-28 - 2023-01-22 20:07:42 - 3
With the upcoming election, there has been much discussion about voter fraud and how much security there is in our vote. Here is the law for your state regarding challenging votes, and having observers at the polls.
[FIPS=36061]
(New York County)
Democracy Toolkit: What do you vote for?
What's On the ballot in the next election?
- 1051 - FIPS - - 2022-10-29 - 2023-01-22 20:08:27 - 3
Use these internet tools to find what's on your local ballot, at all levels of government, and how to register.
[ST=NY]
How Redistricting Works in your state
Is My State Gerrymandered? Who Draws The Voting Districts in My State?
- 964 - ST - - 2022-11-02 - 2023-01-22 20:08:50 - 3
As of 2022 midterm elections approach, here's how redistricting is going. From “cracking” to “packing” we help you understand the tools of gerrymandering and the extent to which it happens in your state.
[CITY=New York, NY]

How to Be an Effective Advocate in New York, State
- 43 - CITY - draft - 2020-08-04 - 2023-01-22 20:09:55 - Select Author
Former congressional staffers and others have written helpful guides to help you influence pending legislation.
[]
How Republicans Are Aiming To Take the 2022 and 2024 Elections
New Voting Restrictions Enacted in 2020, 2021, 2022
- 1000 - - draft - 2022-01-10 - 2022-01-15 01:04:05 - 3
Across the nation, Republicans in state legislatures are passing laws that restrict access to voting, while appointing political hacks to supervise elections and giving them the power to reject the vote count if it's not to their liking.
[]
Citizenship has never been directly tied to the right to vote…
Can non-citizens vote? Yes in some local elections.
- 1003 - - draft - 2022-01-28 - 2022-08-04 15:05:11 - 3
Recently, in New York City, and major cities, some non-citizens have been given the right to vote in certain kinds of purely local elections, involving school boards, and the like. This just so happens to be an issue I studied for a law review article that I never finished when I went to the University of Michigan law school. I still have a garage full of citations about this issue and so I thought I’d write an article to share them.
Elected Reps
Your Elected Representatives for
[ST=NY]

State Legislator List
- 44 - ST - - 2022-04-25 - 2023-01-22 20:05:14 - 14
Here's how to find a list of your state legislators.
[CITY=New York, NY]

Elected Representatives
- 879 - CITY - - 2022-01-31 - 2023-01-22 20:05:51 - 14
[FIPS=36061]
(New York County)

How to Call Your Congressional Representative in
- 16 - FIPS - - 2023-01-22 - 2023-01-22 20:07:09 - Select Author
Here's how to call your elected officials to let them know how you feel about the issues of the day.
[ST=NY]

Why You Need To Know About State Special Districts
- 4 - ST - draft - 2020-08-14 - 2023-01-22 20:07:27 - Select Author
Did you know State is carved up for things like power, resource management, watershed management, regional transportation, and so on? Learn about special districts.
[ST=NY]

Who Are Your State Representatives in your state’s Legislature?
- 45 - ST - - 2022-04-26 - 2023-01-22 20:10:08 - Select Author
Just like Washington D.C., your state government has a legislature, too. Here's how to find the people who represent you in State.
Local Govt.
Local Government Offices & Meeting Agendas
[US]
Sites That Build Government Websites
Democracy Toolkit: How To Monitor Your Local Government
- 58 - US - draft - 2020-08-04 - 2023-01-22 20:05:23 - Select Author
There are a variety of companies that specialize in making digital government work better for all of us
[FIPS=36061]
(New York County)

County Government
- 950 - FIPS - - 2022-01-31 - 2023-01-22 20:05:27 - Select Author
[FIPS=36061]
(New York County)
Who Runs Your Police Force?
Who Runs the Police Force & Sheriff’s Office in Your City, Your State, and Your County?
- 778 - FIPS - - 2020-06-27 - 2023-01-22 20:06:26 - 3
Who is in charge of the police? The Sherrif? Who sets policies and training and oversight of the various police and sheriffs we encounter every day? Who should I vote for if i care about such things?
[CITY=New York, NY]
What residents need to know about Government
How to Run For Office and Be Politically Engaged in State, County, and New York
- 28 - CITY - - 2021-08-22 - 2023-01-22 20:07:18 - 3
An overview of our mission with guidelines for using this website to participate in democracy.
[US]

What is a city council? A county commission? A board of supervisors? And why should I care?
- 14 - US - - 2021-05-05 - 2023-01-22 20:08:45 - Select Author
Local governing bodies may go by different names, but they have one function in common: to be the people's eyes and ears in government.
Agencies
Government Agencies and Offices
[CITY=New York, NY]
What residents need to know about who governs what aspects of their lives
Who Governs What in State, County, and New York: An A to Z Guide
- 20 - CITY - draft - 2020-07-28 - 2023-01-22 20:07:32 - Select Author
You can participate in many levels of government: local, county, state, and federal.
[ST=NY]
How Can I Report Scams to Authorities?
How to Report Consumer Fraud in State
- 31 - ST - - 2020-07-30 - 2023-01-22 20:07:47 - Select Author
You have an important role to play in enforcing State consumer protection laws, by reporting it when you experience it.
[US]
What agencies to contact about your issue
Federal Agencies by Topic
- 22 - US - - 2023-01-22 - 2023-01-22 20:10:00 - Select Author
Learn how to find the right agency to deal with your issue.
Civics
Basic Civics
[]
Hope for democracy?
Organizations Working to Preserve Democracy and Democratic Values
- 1035 - - draft - 2022-10-14 - 2022-10-19 01:17:32 - 3
Despite the news being dominated by “influencers”, we rarely hear about those ordinary Americans who are tying to foster real, positive change. Here's the folks we've noticed.
[US]
Your State’s Data, and Why The Census Matters
State Demographics From the U.S. Census Bureau
- 961 - US - draft - 2021-09-24 - 2023-01-22 20:08:05 - Select Author
The census is the implementation of the idea of democracy. It’s an essential statistical exercise to
[US]

List of Senators who voted to disenfranchise voters by denying the certified result fo the 2020 election
- 821 - US - - 2020-09-24 - 2021-10-31 01:41:29 - Select Author
[US]
What Does "Democracy" Mean, Legally Speaking
What is Democracy?
- 10 - US - - 2020-07-05 - 2023-01-22 20:08:33 - 3
Democracy is our most basic governmental idea. It is the secular, Enlightenment era exiperiment that our founding fathers embarked upon, that the power of government should derive from "the consent of the governed" as opposed to "the devine right"from "God" that Kings had always asserted as their source of legitimate authority
[US]

What is representative government?
- 11 - US - - 2021-05-05 - 2023-01-22 20:08:36 - Select Author
Learn the difference between straight democracy and representative government -- and where you fit in.
[US]

Who makes laws and regulations?
- 12 - US - - 2021-05-05 - 2023-01-22 20:08:41 - Select Author
You've heard the old joke about laws and sausages -- that you don't want to know how they're made? If you disagree, here's what you should know.
[US]

Laws vs regulations: What's the difference?
- 13 - US - draft - 2020-07-28 - 2023-01-22 20:08:55 - 14
Laws and regulations may lead to similar results, but they differ in important ways.
[FIPS=36061]
(New York County)

How to Run for Office in
- 3 - FIPS - - 2022-01-21 - 2023-01-22 20:10:05 - Select Author
Learn about how to file your candidacy for a local or county office.
Issues
Issues & Interest Groups
[US]
Regulation of Reproductive Rights in your state
Government Control Over Personal Choices About About Sex and Marriage
- 999 - US - draft - 2022-04-19 - 2023-01-22 20:05:39 - 3
The modern Republican Party, since the mid 1970s has been obsessed with having government, not individuals, control private decisions about sex. The right wing has tirelessly fought to make sure that the government, not individuals, should be able to regulate pregnancy, sexual preferences. They think that the government can force a raped woman to have the child of their rapist. Perverted Republican legislators are hellbent on requiring rape and incest victims to have their rapist's babies.
[US]
Organizations that track Personal Finance Legislation
Personal Finance -- Legislation
- 56 - US - - 2022-01-27 - 2022-10-18 23:18:49 - Select Author
Organizations that track Personal Finance
[US]
Organizations That Track Civil Rights legislation
Civil Rights -- Legislation Tracking Organizations
- 50 - US - - 2023-01-22 - 2023-01-22 20:06:06 - Select Author
Organizations that track Civil Rights legislation.
[US]
Organizations That Track Consumer Protection Legislation
Consumer Protection -- Legislation, Organizations
- 51 - US - - 2023-01-22 - 2023-01-22 20:06:10 - Select Author
Organizations that track Consumer Protection legislation.
[US]

Government & Democracy -- Legislation, Organizations, Issues
- 53 - US - - 2022-01-27 - 2022-03-27 16:23:47 - Select Author
[US]

Health Care -- Legislation, Organizations, Issues
- 54 - US - - 2021-04-11 - 2023-01-22 20:06:14 - Select Author
Find legal information in your zip code for health care issues including access, death, women's, children's, men's, and healthcare for seniors.
[US]

Sharing Economy -- Legislation, Organizations, Issues
- 55 - US - - 2022-01-27 - 2022-03-27 16:26:30 - Select Author
[FIPS=36061]
(New York County)
Activist Organizations in State and County
Activist Organizations in State and County
- 7 - FIPS - - 2023-01-22 - 2023-01-22 20:07:00 - Select Author
Democracy depends on powerful advocates. Here is a list of progressive causes and the organizations that fight for them.
[US]
Organizations that track legislation on children’s health issues
Children's Health Issues - Organizations and Interest Groups
- 853 - US - - 2021-04-10 - 2022-01-28 04:25:38 - 14
The welfare and rights of children affect their health in terms of food and shelter but also mental health, and their choices and civil rights regarding the medical choices and treatments affecting them
News
Democracy News
[US]
Who’s writing your news?
Local Media and the Importance of Community Radio
- 1023 - US - draft - 2022-04-14 - 2023-01-22 20:05:44 - 3
Sinclair media and other right-wing companies have made a business of buying up local tv and radio stations, depriving Americans of a true local voice in community affairs. Learn how you can start a community radio station.
[US]
The 2022 Midterm Elections Are Democracy At A Turning Point
Will Democracy Survive As Trumpism Take Over the GOP?
- 1025 - US - - 2022-09-22 - 2023-01-22 20:07:53 - 3
Republicans are caving to the fever dreams of the wanna-be autocrat Donald J Trump, and abandoning their oath to defend democracy. The 2022 elections may well determine the future of democracy in America. Could it lead to a second U.S. Civil War between the states? Possibly.
[US]

Why the Census Matters: The Foundation of Democracy
- 809 - US - draft - 2020-08-12 - 2023-01-22 20:08:01 - Select Author
Donald Trump tried to sabotage the 2020 Census. Find out who was undercounted and why the census matters.
[US]
What We’re Reading
What We're Reading About Democracy and Voting
- 800 - US - - 2021-10-29 - 2022-09-15 11:35:33 - 3
News articles about democracy, voting, and the constitution.
[ST=NY]
Where to Find Trustworthy Consumer News for your state
Reliable Sources of Fact-Based News for Consumers
- 47 - ST - - 2020-07-01 - 2023-01-22 20:09:27 - Select Author
Our favorite reliable sources of fact-driven, quality news reporting on issues of interest to consumers.
[US]

Democracy By ZipCode on Twitter
- 1005 - US - - 2022-02-07 - 2023-01-22 20:09:18 - 14
[US]

DemocracyByZipCode Facebook Feed
- 49 - US - - 2020-07-21 - 2023-01-22 20:09:34 - Select Author
[US]
Purges Will Deprive 16 Million of Their Vote in 2020
Purges Will Deprive 16.7 Million of their Right To Vote in 2020
- 60 - US - - 2020-06-26 - 2023-01-22 20:10:47 - Select Author
Greg Palast, voter suppression expert, says the data shows that 16 million people will have their votes purged, unless they keep their registration confirmed.
About
About This Website
[US]

Standing on the Shoulders of Giants
- 46 - US - draft - 2020-08-14 - 2023-01-22 20:05:19 - Select Author
This site is a portal to the great work of others who are helping to make democracy work like it's supposed to -- with an engaged citizenry.
[]
Democracy Matters
Welcome to Democracy by Zip Code
- 61 - SU - - 2022-05-04 - 2023-01-22 20:11:02 - 3
This site is dedicated to the preservation of democracy against the assault of authoritarians and the enablers that support them.

Law by Zip Code - (LBZ)

Topics Legal Topics For Your Zip Code

About Company Information

Privacy Privacy

Advertising Advertising

Lawyers by Zip Code - (LYZ)

Personal Injury Personal Injury

DUI DUI

Criminal Defense Criminal Defense

Buisiness Business

Employment Employment

Intellectual Property Intellectual Property

Real Estate Real Estate

Bankruptcy Bankruptcy

Divorce Divorce

Estate & Probate Estate Planning & Probate

Immigration Immigration

Find How to Find a Lawyer

Wage & Hour by Zip Code - (WHZ)

Wages Your Rights to Wages

Hours and Time Off Work Hours and Time Off

Classification Job Classification

Enforcement Wage and Hour Enforcement

Lawyers Wage and Hour Lawyers

Unemploy­ment by Zip Code - (UBZ)

How to Apply How to Apply for Unemployment

FAQ Unemployment FAQ

Eligibility Unemployment Benefits Eligibility & Amounts

Local Resources Local Unemployment Office

Coronavirus Coronavirus Unemployment Updates

Problems Handling Unemployment Problems

Lawyers Working With a Lawyer

Child Custody by Zip Code - (CCZ)

Basics Your State's Child Custody Basics

FAQ Child Custody FAQ

Find Your Family Court County Family Court

Enforcement Child Support Enforcement

Taxes Taxes

Lawyers Working With a Lawyer

Inheritance by Zip Code - (IHZ)

Basics Inheritance Law Basics

FAQ FAQ

Probate Probate

Estate Tax Taxes

Obamacare by Zip Code - (OBZ)

Basics Obamacare Basics for Your State

Rates Obamacare Rates for County

How to Enroll Obamacare Enrollment

Financial Help Obamacare Financial Assistance

Life Situations Obamacare for Different Life Situations

Using Your Plan Using Your Obamacare Health Insurance Plan

News Obamacare News

Student Loans by Zip Code - (SLZ)

FAQ Student Loan FAQ

Basics Student Loan Basics

Payments Student Loan Payment Options

Forgiveness Student Loan Forgiveness and Cancellation

Default Student Loan Default

Problems Student Loan Problems

Help Getting Help With Student Your Student Loan

Bankruptcy by Zip Code - (BKZ)

Basics Bankruptcy Basics

How to File How To File Bankruptcy

Courts New York Southern District Bankruptcy Court Info

Forms Bankruptcy Forms

Bankruptcy Forms FAQ Bankruptcy Forms FAQ

Selected Forms Specific Forms

Income Means Test Calculator Income & Expenses

MT FAQ Means Test FAQ

MT Line by Line Means Test- Line by Line

Debts Debts & Dischargeability

Property Property, Exemptions & Liens

Exemptions Exemptions By Category

BK Exemptions FAQ Bankruptcy Exemptions FAQ

Lawyers Bankruptcy Lawyers & Other Help

BK Lawyers FAQ Lawyers FAQ

COVID-19 Bankruptcy & the Coronavirus Recession

News Bankruptcy News

Democracy by Zip Code - (DBZ)

Voting Voting

Topics
Legal Topics For Your Zip Code

About
Company Information

Privacy
Privacy

Advertising
Advertising

Personal Injury
Personal Injury

DUI
DUI

Criminal Defense
Criminal Defense

Buisiness
Business

Employment
Employment

Intellectual Property
Intellectual Property

Real Estate
Real Estate

Bankruptcy
Bankruptcy

Divorce
Divorce

Estate & Probate
Estate Planning & Probate

Immigration
Immigration

Find
How to Find a Lawyer

Wages
Your Rights to Wages

Hours and Time Off
Work Hours and Time Off

Classification
Job Classification

Enforcement
Wage and Hour Enforcement

Lawyers
Wage and Hour Lawyers

Unemployment by Zip Code - (UBZ)

How to Apply
How to Apply for Unemployment

FAQ
Unemployment FAQ

Eligibility
Unemployment Benefits Eligibility & Amounts

Local Resources
Local Unemployment Office

Coronavirus
Coronavirus Unemployment Updates

Problems
Handling Unemployment Problems

Lawyers
Working With a Lawyer

Basics
Your State's Child Custody Basics

FAQ
Child Custody FAQ

Find Your Family Court
County Family Court

Enforcement
Child Support Enforcement

Taxes
Taxes

Lawyers
Working With a Lawyer

Basics
Inheritance Law Basics

FAQ
FAQ

Probate
Probate

Estate Tax
Taxes

Basics
Obamacare Basics for Your State

Rates
Obamacare Rates for County

How to Enroll
Obamacare Enrollment

Financial Help
Obamacare Financial Assistance

Life Situations
Obamacare for Different Life Situations

Using Your Plan
Using Your Obamacare Health Insurance Plan

News
Obamacare News

FAQ
Student Loan FAQ

Basics
Student Loan Basics

Payments
Student Loan Payment Options

Forgiveness
Student Loan Forgiveness and Cancellation

Default
Student Loan Default

Problems
Student Loan Problems

Help
Getting Help With Student Your Student Loan

Basics
Bankruptcy Basics

How to File
How To File Bankruptcy

Courts
New York Southern District Bankruptcy Court Info

Forms
Bankruptcy Forms

Bankruptcy Forms FAQ
Bankruptcy Forms FAQ

Selected Forms
Specific Forms

Income
Means Test Calculator
Income & Expenses

MT FAQ
Means Test FAQ

MT Line by Line
Means Test- Line by Line

Debts
Debts & Dischargeability

Property
Property, Exemptions & Liens

Exemptions
Exemptions By Category

BK Exemptions FAQ
Bankruptcy Exemptions FAQ

Lawyers
Bankruptcy Lawyers & Other Help

BK Lawyers FAQ
Lawyers FAQ

COVID-19
Bankruptcy & the Coronavirus Recession

News
Bankruptcy News

Voting
Voting

Elected Reps
Your Elected Representatives for

Local Govt.
Local Government Offices & Meeting Agendas

Agencies
Government Agencies and Offices

Civics
Basic Civics

Issues
Issues & Interest Groups

News
Democracy News

About
About This Website