,
Law by Zip Code

New
What's New

• What's New at LegalConsumer

Topics
Legal Topics For ,

• BANKRUPTCY: Exemptions & 2024 Means Test Calculator for
• UNEMPLOYMENT: Eligibility, Amounts, Benefits, Local Unemployment Office For ,
• WAGE & HOUR LAW: Minimum Wage, Tips, Time Off, Overtime Rules
• INHERITANCE LAW: , Inheritance Law, Probate and Estate Taxes
• CHILD CUSTODY: , Child Custody Law & Procedure
• OBAMACARE: Health Insurance - 2024 Enrollment
• LAWYERS: Find a Lawyer For ,
• SITEMAP: For ,

About
Company Information

• About LegalConsumer.com
• Contact
• Terms of Use / Disclaimer
• How can this site be free?
• Privacy Policy

,
Inheritance Law by Zip Code

FAQ
Basics

• What Residents Need to Know About Inheritance Law
• Who Manages Property Inherited by Children in ?
• Executor, Trustee: What's the Difference?
• How to Order Certified Copies of a Death Certificate
• What is a Custodial Account?

Avoid Probate
Assets that Bypass Probate

• Transfer on Death Deeds (TODDs): Are They Allowed in ?
• 8 Ways to Legally Avoid Probate In
• How to Inherit Life Insurance in
• How to Inherit Retirement Assets in
• Special Options for Surviving Spouses Who Inherit Retirement Accounts
• How to Inherit Joint Tenancy Property in
• Forms for Avoiding Probate in
• How to Inherit Payable on Death (TOD) Accounts in
• What is a Living Trust?
• The Different Varieties of Life Insurance

Probate
Probate Procedure

• How Probate Courts Work
• How Probate Works in
• How to Probate a Small Estate in

Taxes
Death & Taxes

• Does Collect Estate or Inheritance Tax?
• How to Get a Tax ID Number for a Trust or Estate in
• What Residents Need To Know About Federal Capital Gains Taxes
• What residents need to know about state capital gains taxes
• What Taxes Need to Be Filed After Someone Dies?
• What's New for 2023 for Federal and State Estate, Inheritance, and Gift Tax Law

Intestate
Wills & Intestacy

• Who Inherits When Your Spouse or Parent Dies Without a Will in ?
• What Is a Will?

Debts
Debts

• What Rights Do Creditors Have?
• What is Homestead and Exempt Property and What's a Family Allowance?

Lawyers
Getting Help

• How to Find an Inheritance & Probate Lawyer in ,
• Ten Ways an Inheritance & Probate Lawyer Can Help You
• How To Use ChatGPT (and Other AI Tools) to Navigate the Probate Process in
• Do I Need to Hire a Probate or Trust Attorney in

,
Wage & Hour by Zip Code

Wages
Your Rights to Wages

• Minimum Wage For ,
• What You Need to Know About Minimum Wage, Overtime, and Other Wage Claims
• Am I Entitled to Minimum Wage in ?
• What is Current Minimum Wage in ?
• Your Final Paycheck Rights in
• What Is the Minimum Wage in ?
• How Do I Calculate My Hourly Wage?

Tips
Tips

• What Are My Rights to Tips in ?
• What Are My Rights to Tips in ?
• What Is a Tip Credit?
• Are Tip Pools Legal?

Hours and Time Off
Work Hours and Time Off

• Does My Employer Have to Give Me Breaks From Work?
• Does My Employer Have to Give Me Breaks From Work?
• Am I Entitled to Paid Sick Leave, Family Leave, or Vacation Time in ?
• Am I Entitled to Breaks?

Overtime
Job Classification & Overtime

• Am I Entitled to Overtime Pay in ?
• Intern or Employee: Should I Be Getting Paid?
• Who Earns Overtime in ?
• Do I Need a Lawyer for My Overtime or Wage Case?
• Finding a Wage and Hour Lawyer for Your Overtime, Minimum Wage, or Unpaid Wage Case 
in ,
• Do Overtime Rules Apply to Me?

Enforcement
Wage and Hour Enforcement

• Checklist: Information and Documents You Will Need to File a Wage Claim
• What Can I Do If I Am Owed Pay in ?
• How Can I Enforce My Wage and Hour Rights?
• What Is a Wage Claim?
• , Minimum Wage and Wage Claims

Lawyers
Wage and Hour Lawyers

• How Can I Find a Wage and Hour Lawyer in ?
• How an Employment Lawyer Can Help You
• What Will It Cost to Hire a Wage and Hour Lawyer?
• How Do Wage and Hour Lawyers Charge?
• What Is a Class Action Lawsuit?

,
Unemploy­ment by Zip Code

How to Apply
How to Apply for Unemployment

• What You Need to Know About Unemployment Benefits in
• How Do I Apply for Unemployment Benefits in , ?
• What Do I Have to Do to Keep Receiving Unemployment Benefits in ?
• Checklist: Information You'll Need to File for Unemployment

FAQ
Unemployment FAQ

• Unemployment FAQ

Eligibility
Unemployment Benefits Eligibility & Amounts

• Am I Eligible for Unemployment Benefits in ?
• Current Minimum and Maximum Benefit Amounts in
• How Much Will I Collect in Unemployment Benefits in ?
• How Long Will My Unemployment Benefits Last in ?

Local Resources
Local Unemployment Office

• , Unemployment Office

Coronavirus
Coronavirus Unemployment Updates

• Are Coronavirus Unemployment Benefits Available?
• COVID-19 and Unemployment Benefits in FAQ
• Coronavirus Unemployment Benefits No Longer Available

Problems
Handling Unemployment Problems

• Can I Collect Unemployment Benefits in If I Was Wrongfully Terminated?
• Can I Appeal a Denial of Unemployment Benefits in ?

Lawyers
Working With a Lawyer

• How Can I Find an Unemployment Lawyer in ?
• Do I Need a Lawyer to Get Unemployment Benefits in ?
• Paying an Unemployment Lawyer in

,
Child Custody by Zip Code

FAQ
Child Custody FAQ

• What , Residents Need To Know About How to Get Custody of a Child
• Can You Change Child Support Payment Amounts By Moving to a Different State?
• What Is Physical vs. Legal Custody of a Child?
• What Is Joint vs. Sole Custody of a Child?
• What Is Split Custody?

Parenting Plans
's Parenting Plans

• How Courts Make Child Custody Decisions
• How Does Child Custody Work in ?
• Get Parenting Plan and Agreement Help
• Get Parenting Plan and Agreement Help

Find Your Family Court
Family Court

• , Family Court

Enforcement
Child Support Enforcement

• How to Enforce a Child Custody Order in

Taxes
Taxes

• Who Claims a Child on Taxes After a Custody Case?

Lawyers
Working With a Lawyer

• How to Find a Child Custody Lawyer

,
Obamacare by Zip Code

Brokers
Using a Broker

• How an Insurance Agent or Broker Can Help You Sign Up for Obamacare in

Basics
Obamacare Basics for

• What Residents Need to Know About Obamacare for 2024
• Medicaid Expansion: Do I Qualify for Medicaid Under the ACA?
• What is Obamacare and the Affordable Care Act?
• What do Obamacare health insurance plans cover?

Required?
Is Obamacare Required in My State?

• Do I Have to Get Health Insurance in in 2024?

Tax Penalty
Tax Penalty

• How Much Is the Obamacare Tax Penalty in for 2024?

How to Enroll
Obamacare Enrollment

• How To Sign Up for Obamacare in for 2024
• Can I Use a Paper Application to Get Obamacare?
• Where can I get in-person help with my application?
• Information & Documents to Have on Hand
• What Happens If I Missed the Obamacare Enrollment Deadline for 2023?

Rates
Obamacare Rates for

• , 2024 Obamacare Rates
• How Much Does Obamacare Insurance Cost in ?
• How Much Does Obamacare Cost in ?

Financial Help
Obamacare Financial Assistance

• Obamacare Scams: What They Are, How to Avoid Them & Where to Report Them
• Ways to Save Money on Health Insurance in

Life Situations
Obamacare for Different Life Situations

• Obamacare for Self-Employed Residents
• What Domestic Partners Need to Know About Applying for Health Insurance Under Obamacare
• Obamacare and Seniors
• How Obamacare Can Help Unemployed Residents
• Obamacare and Students

Using Your Plan
Using Your Obamacare Health Insurance Plan

• Understanding Obamacare's Preventive Health Care Benefits
• When Are You Legally Required to Report “Life Changes” to the Health Insurance Exchange?
• What if I live in more than one state?
• What to Do If You're Frustrated or Fed Up With Pennie

News
Obamacare News

• Recent Obamacare News
• News From the Health Insurance Exchange

,
Student Loans by Zip Code

Basics
Student Loan Basics

• Eight Things To Know About Dealing With Student Loan Debt in
• What We're Reading about Student Loans

Payments
Student Loan Payment Options

• How Do I Lower My Student Loan Payments?
• How Do I Postpone My Student Loan Payments?
• Student Loans That Qualify for Income-Based Repayment Plans

Forgiveness
Student Loan Forgiveness and Cancellation

• Can I Discharge My Student Loans in Bankruptcy?
• Can I Get Forgiveness or Cancellation of My Student Loans in ?
• Student Loan Forgiveness Progams

Default
Student Loan Default

• Avoiding Student Loan Default
• What Happens If I Default on My Student Loans?
• How to Get Out of Student Loan Default
• Student Loan Default Penalties

FAQ
Student Loan FAQ

• Student Loan FAQ
• Glossary of Student Loan Terms
• What's the difference between federal and private student loans?
• What's the difference between Direct Loans, Stafford Loans, and FFEL Loans?
• What is a Pell Grant?
• What is a PLUS Loan?
• What is a Perkins Loan?
• What if I don't know what kind of loan I have?
• What is student loan deferment?
• What is student loan forbearance?
• What is student loan default?
• Can student loan debt ruin your credit report?
• How do I file a student loan complaint?
• About This Website

Problems
Student Loan Problems

• How to Get Help With Student Loan Problems
• Avoiding Student Loan Scams and Pitfalls
• Unfair Student Loan Collection Practices: How to Fight Back
• Student Loan Lawsuits: What to Do If You Get Sued

Help
Getting Help With Student Your Student Loan

• How to Find a Student Loan Lawyer in
• Tips for Finding and Working With Your Loan Servicer

,
Bankruptcy by Zip Code

Consumer Protection
Consumer Protection Laws

• Your 3 Day Right to Cancel Contracts for Home Improvement, Home Solicitation Contracts, and Refinancing Contracts

Basics
Bankruptcy Basics

• How to use ChatGPT (and Other AI Tools) to Navigate the Bankruptcy Process in
• How Chapter 7 Bankruptcy Works in
• How Chapter 13 Bankruptcy Works in
• Alternatives to Bankruptcy
• What is the Automatic Stay?
• Bankruptcy Basics Videos

How to File
How To File Bankruptcy

• Bankruptcy FAQ
• How To File for for Chapter 7 or Chapter 13 Bankruptcy in , :
  Step-By-Step
• How Much Does It Cost to File for Bankruptcy in ?
• Where Do I File for Bankruptcy in , ?
• Working With the Bankruptcy Trustee

Courts
Info

• Information about the
• Bankruptcy Court FAQ
• Getting help from your local court to file bankruptcy without an attorney

Forms
Bankruptcy Forms

• Table of Free Bankruptcy Forms
• Bankruptcy Forms FAQ
• Can I get free bankruptcy forms?

Means Test
Means Test Calculator
Income & Expenses

• Means Test Calculator for , For Cases Filed on or after April 1, 2024
• Means Test FAQ
• Line by Line Help for the Bankruptcy Means Test

Debts
Debts & Dischargeability

• Can an Employer Garnish My Wages in ?
• What Debt Can Be Wiped Out In Bankruptcy?
• What Debts Will I Still Have To Pay After My Bankruptcy?
• How Will Bankruptcy Affect My Child Support Obligations?
• Can I Get My Tax Debts Wiped Out In Bankruptcy?
• How Will Bankruptcy Affect Someone Who Cosigned One Of My Debts?
• Secured debt vs. unsecured debt: What's the difference?
• Medical Debt: What Bankruptcy Can Do About it
• What is a Reaffirmation Agreement?

Student Loans
Student Loans

• Best Sources of Student Loan Undue Hardship Case Law
• How to Request an “Undue Hardship” Discharge of a Student Loan in Bankruptcy and Complete the New Required Affidavit Online
• Student Loans §523(a)( 8 ) Undue Hardship Discharge Affidavit
• Can I Get My Student Loans Discharged or Reduced for Undue Hardship In Bankruptcy?
• Student Loan Bankruptcy Discharge Affidavit For Undue Hardship §523(a)(8) - Free Online

Exemptions
Property, Exemptions & Liens

• Can Bankruptcy Prevent Foreclosure in ?
• Bankruptcy Exemptions - All Categories
• Is Adjusting Its Bankruptcy Exemptions for Inflation in 2023?
• Can I Use the Federal Bankruptcy Exemptions in ?
• What Happens to My Property If I File For Chapter 7 Bankruptcy In ?
• Can I Give Property Away To Friends Or Relatives To Avoid Losing It In Bankruptcy?
• Can I Keep Property That I've I Pledged as Collateral For a Debt?
• Can I Keep My Car or Truck If I File For Chapter 7 Bankruptcy in , ?
• What Will Happen to My Home If I File For Bankruptcy in ?
• Homestead Exemption
• Can Bankruptcy Stop An Eviction in ?
• Bankruptcy Exemptions FAQ
• Exemption Updates

Exemptions
Exemptions By Category

• Table of Federal Bankruptcy Exemptions Under §522(d)
• Does Recognize Tenancy by the Entirety?
• Insurance Exemptions - Life, Disability, Survivors Benefits
• Motor Vehicle Exemption & Other Personal Property Exemptions
• Pension and Retirement Exemptions
  Will I Lose My Retirement Savings If I File For Bankruptcy?
• Public Benefits Exemptions for
• Are Child Tax Credit (CTC) Payments Exempt From Creditors in ?
• Tools of Trade Exemptions
• Wage Garnishment Exemption
• WildCard Exemption
• Miscellaneous Exemptions
• Table of Federal “Non-Bankruptcy” Exemptions

BK Exemptions FAQ
Bankruptcy Exemptions FAQ

• Citations to Exemptions

Lawyers
Bankruptcy Lawyers & Other Help

• , Bankruptcy Lawyers
• Connect With an Attorney Serving
• Should You Use a Bankruptcy Petition Preparer (BPP)?
• What is UpSolve, And How Does It Work?
• Bankruptcy Lawyers FAQ
• Directories of , Bankruptcy Attorneys

News
Bankruptcy News

• Daily News Sources on Bankruptcy
• Bankruptcy & Economic Statistics
• Other Free Audio/Video About the Debt & Credit Industry
• What We're Reading About Debt & Bankruptcy
• Consumer News From Local News Affiliates
• LegalConsumer Bankruptcy Blog
• Credit Card news & Info
• Politics & Legislation
• Congressional Committees on Bankruptcy and Credit Issues

,
Lawyers by Zip Code

Personal Injury
Personal Injury

• How to Find a Personal Injury Lawyer in ,
• Ten Ways a Personal Injury Lawyer Can Help You

DUI
DUI

• How to Find a DUI or DWI Lawyer in ,
• Get a Free DUI Case Evaluation

Criminal Defense
Criminal Defense

• How to Find a Criminal Defense Lawyer in ,
• Ten Ways a Criminal Defense Lawyer Can Help You

Buisiness
Business

• How to Find a Business Lawyer in ,
• Ten Ways a Business Lawyer Can Help You

Employment
Employment

• How to Find an Employment Lawyer in ,
• Ten Ways an Employment Lawyer Can Help You

Intellectual Property
Intellectual Property

• How to Find an Intellectual Property Lawyer in ,
• Ten Ways an Intellectual Property Lawyer Can Help You

Real Estate
Real Estate

• Ten Ways a Real Estate Lawyer Can Help You
• How to Find a Real Estate Lawyer in ,
• Ten Ways a Real Estate Lawyer Can Help You
• Ten Ways a Real Estate Lawyer Can Help You
• Ten Ways a Real Estate Lawyer Can Help You

Bankruptcy
Bankruptcy

• Ten Ways a Bankruptcy Lawyer Can Help You
• How Do I Find a Bankruptcy Lawyer in ,

Divorce
Divorce

• How to Find a Divorce Lawyer in ,
• How to Find a Family Lawyer in ,
• Ten Ways a Divorce Lawyer Can Help You
• Ten Ways a Family Lawyer Can Help You

Estate Probate
Estate Planning Probate

• How to Find an Estate Planning Lawyer in ,
• Ten Ways an Estate Planning Lawyer Can Help You

Immigration
Immigration

• How to Find an Immigration Lawyer in ,
• Ten Ways an Immigration Lawyer Can Help You

Find
How to Find a Lawyer

• How to Find a Lawyer in ,

,
Access to Justice (A2J) Using AI & Other Online Tools by Zip Code

Basics
Chat GPT Basics

• Access to Justice In
• What is ChatGPT
• Is ChatGPT Safe To Use For Legal Research?
• How To Check Your ChatGPT Responses
• News about ChatGPT and Access to Justice

Prompts
Suggested Prompts

• 5 Tips For Using Generative AI To Research Local Law and Procedure
• Researching Student Loan Hardship Cases Using Google Bard
• AI Prompts for Bankruptcy and Debt Collection Law & Procedure In ,
• ChatGPT Prompts for Probate and Property Transfer Procedures When Someone Dies in
• Prompts Matter: How to Write Good ChatGPT Prompts For Legal Research

Advanced
Advanced Techniques

• 5 Best Free Online Legal Research Tools for Self-Represented Consumers
• Videos That Explain How To Use ChatGPT for Consumer Legal Research

,
Democracy by Zip Code

Voting
Voting

• How to Vote in
• How to Confirm or Update Your Voter Registration in
• Was My Vote Counted? How to Track Your Vote in
• What Are the Laws About Poll Observers and Vote Challenges in ?
• What's On the , ballot in the next election?
• Is Gerrymandered? Who Draws The Voting Districts in ?
• Purges Will Deprive 16.7 Million of their Right To Vote in 2020

Elected Reps
Your Elected Representatives for ,

• Legislator List
• , Elected Representatives
• How to Call Your Congressional Representative in ,
• Did My Representative Vote to Overturn the 2020 Election?
• Who Are Your State Representatives in ’s Legislature?

Local Govt.
Local Government Offices & Meeting Agendas

• Government
• Who Runs the Police Force & Sheriff’s Office in , , and ?
• How to Run For Office and Be Politically Engaged in , , and
• What is a city council? A county commission? A board of supervisors? And why should I care?

Agencies
Government Agencies and Offices

• Who Governs What in , , and : An A to Z Guide
• Government Agencies Promoting & Tracking Economic Development
• Federal Agencies by Topic
• How to Report Consumer Fraud in

Civics
Basic Civics

• What is Democracy?
• What is representative government?
• Who makes laws and regulations?
• How to Run for Office in ,

Issues
Issues & Interest Groups

• Personal Finance -- Legislation
• Civil Rights -- Legislation Tracking Organizations
• Consumer Protection -- Legislation, Organizations
• Government & Democracy -- Legislation, Organizations, Issues
• Health Care -- Legislation, Organizations, Issues
• Sharing Economy -- Legislation, Organizations, Issues
• Organizations That Track Issues in and
• What is Christian Nationalism?
• Groups That Track Legislation on Specific Issues
• Children's Health Issues - Organizations and Interest Groups

News
Democracy News

• Local Media and the Importance of Community Radio
• Reliable Sources of Fact-Based News for Consumers
• What We're Reading About Democracy and Voting

About
About This Website

• Welcome to Democracy by Zip Code