Tips for Dealing With Student Loan Debt in California
Welcome to the fastest way to find out about managing student loan debt in California.
Here, you'll find clear and accurate information about paying off your student loans, including how to:
- find basic information about your loans
- choose the best repayment plan
- reduce or postpone your student loan payments
- cancel your loans, if you qualify
- get out of default
- get help with student loan problems, including filing a student loan complaint
- and more
To begin, keep in mind these basic tips for dealing with your debt:
Know Your Loans
You can't manage your student loan debt unless you understand what you owe and how to pay. Make sure you know the balance on each of your loans, when payments are due, and where to send them. (If your lender offers an electronic payment option, sign up for it if you can. Your payments will never be late, and you may also qualify for a reduced interest rate.)
If you don't know the basic terms of your student loans, contact your loan servicer. And if you're not sure who that is -- some borrowers have multiple loan servicers -- see Tips for Finding and Working With Your Loan Servicer.