Company Information
Website Information
Student loans from the federal government are generally better than ones from other lenders. Most federal loans come with lower, fixed interest rates and more flexible repayment options.
Here's how to get help if your lender or loan servicer is giving you trouble.
You may run into lots of unfamiliar terms when you're dealing with your student loan. Here are explanations.
It can be confusing to keep track of different kinds of student loans; here are key differences.
These student loans are available to students' parents or graduate students.
These loans are federal student loans for low-income undergraduate or graduate students.
How to find out whether your student loan is federal or private -- a key factor that affects terms and repayment options.
You may be able to temporarily delay repaying student loans with a deferment.
A student loan forbearance lets you postpone or reduce federal student loan repayments for a certain period of time.
If you fall behind on your student loan payments, your loan will go into default -- and you will face serious financial consequences.
If you skip payments or default on a student loan, you can seriously damage your credit.
Know the basics of your student loans, including how and when you must repay them, and how you can get help if you run into trouble with repayment.
There are many options for relief from student loan debt, depending on what kind of loans you have, when you took them out, and your current financial situation.
You may be able to put off paying your student loans with a deferment or forbearance.
If you have certain kinds of student loans, you may qualify for a repayment plan that sets payment amounts based on your current income.
Getting rid of student loans in bankruptcy is difficult -- but not always impossible. To succeed, you must convince the court that repaying your student loans would cause you "undue hardship."
Under certain circumstances, you can get your student loans wiped out. Your options depend on what kind of loans you have and when you took them out.
Under certain circumstances, you can get your student loans wiped out. Your options depend on what kind of loans you have and when you took them out.
Did you work full time in a public service job for at least 10 years? Did you make payments on your direct student loan for that entire time? If so, you may be able to get ALL of your remaining student loan debt cancelled once you've made your 120th qualifying payment.
Tips on managing your student loan repayment --and avoiding the serious consequences of defaulting on your loans.
Defaulting on a student loan can have serious and long-lasting consequences. Avoid it if at all possible.
What to do if you've defaulted on student loans, whether federal or private.
The consequences of defaulting on a student loan are serious and long-lasting -- and may depend on where you live. Here is information for your state.
If you run into hassles with your student loan -- lost payments, harassment from bill collectors, or other serious annoyances -- here are some ways to deal with them.
Don't get taken in by scammers out to profit from borrowers who don't know how the student loan system works.
When you default on a student loan, you may be subject to a wide range of collection tactics -- from phone calls and letters to the loss of your tax refund or some of your wages. Know what's legal and what's not.
If you find yourself facing a student loan lawsuit, don't panic -- but don't ignore it, either. Here are a few things you should do.
To make changes or resolve problems with a student loan, you must work with the loan "servicer." Sometimes, though, it's difficult to know who the servicer is. Here are tips on finding that information and getting results.
Select Your State