Arizona Student Loan Default

 

The consequences of defaulting on a student loan are serious and long-lasting -- and may depend on where you live. Here is information for your state.

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Anyone who defaults on a student loan faces serious consequences, such as:

  • wage garnishment
  • loss of federal and state income tax returns
  • a ruined credit report, and
  • in extreme cases, a lawsuit. 

Arizona has the highest student loan default rate in the country but -- unlike many other states -- it doesn't impose state-specific penalties on those who default.

To learn about wage garnishment laws and restrictions in Arizona, see the Wage Garnishment page at Nolo.com.

For full details on the consequences of default, see What Happens If I Default on My Student Loans?

For help staying out of default, see What If I Can't Pay My Student Loans?

For information about rehabilitating defaulted loans, see How to Get Out of Student Loan Default.

 


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Jurisdictional relevance: ST

There are versions of this article for each State.