Texas Student Loan Default

 

The consequences of defaulting on a student loan are serious and long-lasting -- and may depend on where you live. Here is information for your state.

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Anyone who defaults on a student loan faces serious consequences, such as wage garnishment, a ruined credit report, and sometimes even a lawsuit. Texas residents risk state penalties, as well.  

  • You may lose your Texas professional license.
  • Any Texas lottery winnings may be seized.
  • The Texas State Comptroller may withhold reimbursements (warrants) owed to you.
  • Your school may withhold your transcripts or other academic records.

To learn about wage garnishment laws and restrictions in Texas, see the Wage Garnishment page at Nolo.com.

For help avoiding default, see What If I Can't Pay My Student Loans?

For information about rehabilitating defaulted loans, see How to Get Out of Student Loan Default.


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Jurisdictional relevance: ST

There are versions of this article for each State.