Washington State Penalties for Defaulting on a Student Loan

Washington Student Loans

Washington Student Loan Default

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Washington Student Loan Default

Anyone who defaults on a student loan faces serious consequences, such as wage garnishment, a ruined credit report, and sometimes even a lawsuit. Washington residents risk state penalties, as well.  

  • Your state professional license may be suspended or revoked. (See, for example, the rule affecting lawyers at RCW § 2.48.165.)
  • Your school may withhold your transcripts or other academic records.

To learn about wage garnishment laws and restrictions in Washington, see the Wage Garnishment page at Nolo.com.

For help avoiding default, see What If I Can't Pay My Student Loans?

For information about rehabilitating defaulted loans, see How to Get Out of Student Loan Default.


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