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Automatically apply the Wood County expense standards, and Ohio income standards to your means test calculation.

Specific Forms - (Selected Forms)
Qualifying for Chapter 7
To qualify for Chapter 7 bankruptcy, you must pass the means test, which compares your household income to the median income in Ohio for a household your size.

Do I qualify for bankruptcy?

Updated: 2020-07-14 by

To qualify for Chapter 7 bankruptcy, you must show that either:

  • your income is below Ohio’s median income for your family size, or
  • your income and expenses, calculated together, leave you unable to pay your debts. This is determined under a complex formula called the bankruptcy means test.

If you don't qualify for Chapter 7, you may still qualify to file under Chapter 13. To qualify for chapter 13, your debt must be under the limit set by the bankruptcy code and you must be current on your tax filings for the last four years.

For details, see How Chapter 7 Bankruptcy Works or How Chapter 13 Bankruptcy Works.

 

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Automatically apply the Wood County expense standards, and Ohio income standards to your means test calculation.

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