Wage Exemptions -- State System
Illinois Law Wage Garnishment Limits
In Illinois, garnishment is limited to 15% of gross wages or the amount in excess of 45 times federal or state ($8.25/hour) minimum wage.
Illinois earned a "C" from NCLC because its garnishment law protect at least $350 per week.
Federal Non-Bankruptcy Law
(available only if using State System)
Federal "non-bankruptcy" law also offers exemption protection for wages.
Wage Garnishment — Federal System § 522 (no exemption)
No. 735 Ill. Comp. Stat. § 5/12-1201
The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if
- you haven't lived in any state longer than 180 days for a while,
- or
- if your state allows the Federal exemptions as a choice.
See also on LegalConsumer.com
From Elsewhere on the web:
- Wage Garnishment in Illinois (UpSolve.org): UpSolve features state specific articles on wage garnishment in each state.