San Diego County, CA
Bankruptcy Law


How To File Bankruptcy In San Diego County, CA

Welcome! has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (November 1, 2022 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

Bankruptcy Means Test Calculator for San Diego County

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

California Bankruptcy Exemptions

How Bankruptcy Handles Certain Debts

How to File Bankruptcy in California

Bankruptcy Court Info for San Diego County, CA

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me

Note: This website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. Information is not advice. Consult with a bankruptcy lawyer for advice about how the law relates to your exact situation.


San Diego County Bankruptcy Means Test Calculator

Automatically apply the San Diego County expense standards, and California income standards to your means test calculation.

San Diego County Bankruptcy Court

Find where to file if you live in San Diego County.

California Bankruptcy Exemption Laws

Automatically apply the San Diego County expense standards, and California income standards to your means test calculation.


California Bankruptcy Law

Bankruptcy Basics - (Basics)
How To File Bankruptcy - (How to File)
California Southern District Bankruptcy Court Info - (Courts)
Bankruptcy Forms - (Forms)
Means Test Calculator
Income & Expenses - (Income)
Debts & Dischargeability - (Debts)
  • What Debt Can Be Wiped Out In Bankruptcy?

    Bankruptcy can eliminate some kinds of debts, like credit card debt and medical debt, but not others, like child support and (in most cases) student loans. And liens associated with "purchase money secured debts", where you have pledged collateral for a loan, also are not affected by a bankruptcy, so you can still lose the collateral to the lien-holder.
  • What Debts Will I Still Have To Pay After My Bankruptcy?

    Some kinds of debts pass unscathed through bankruptcy, including child support, debts incurred through fraud or other bad acts, most student loan debt, more.
  • How Will Bankruptcy Affect My Child Support Obligations?

    By law, child support obligations generally cannot be avoided in a bankruptcy. They pass pretty much intact.
  • Can I Get My Tax Debts Wiped Out In Bankruptcy?

    If you filed tax returns but didn't pay, and the taxes are more than three years old, you may be in luck.
  • How Will Bankruptcy Affect Someone Who Cosigned One Of My Debts?

    Co-signers will still owe the full amount of the debt, even if you you get your personal liability discharged in Chapter 7 bankruptcy.
  • Secured debt vs. unsecured debt: What's the difference?

    Bankruptcy helps you get rid of unsecured debt. It does not eliminate secured debts, where you have pledged collateral for a loan, such as a car loan or a mortgage. When you file bankruptcy you must declare what you intend to do about your secured debts.
  • Medical Debt: What Bankruptcy Can Do About it

    Medical debts are perhaps the most common reason people choose the "fresh start" option that bankruptcy gives them. Illness or injury, combined with loss of income can produce exactly kind of financial stresses that bankruptcy is designed to cure. Rather than be saddled with a lifetime of debt, bankruptcy can eliminate it, and give you a fresh start. Every state ranks differently. Find out how California ranks.
  • Best Sources of Student Loan Undue Hardship Case Law

    If you decide to challenge your student loan as dischargeable to due unto hardship, it's good take time to read other undue hardship cases you get a sense of what's required in order to prevail.
  • Student Loans §523(a)(8) Undue Hardship Discharge Affidavit

    If you decide to file an adversary proceeding to discharge under §523(a)(8) your student loans on the basis of undue hardship you'll have to fill out this affidavit from the department of education which make it you were stipulation that you are entitled to a discharge.
  • Can I Get My Student Loans Cancelled or Reduced In Bankruptcy?

    Yes, but it is more difficult than discharging other types of unsecured debt like credit cards. You have to prove “undue hardship,” which just got easier in November 2022 thanks to new Justice Department guidelines.
  • What is a Reaffirmation Agreement?

    A "reaffirmation agreement" says that your personal liability for a debt goes unaffected by your bankruptcy. But because that's what bankruptcy is for, they should only be signed on rare occasions.
Property, Exemptions & Liens - (Property)
Bankruptcy Lawyers & Other Help - (Lawyers)
Bankruptcy News - (News)