Bankruptcy Court Information For Covington, KY

Covington, Kentucky 41011

Residents of Kenton County, Kentucky file bankruptcy in Kentucky Eastern District Bankruptcy Court

6 courthouses serve the Kentucky Eastern District Bankruptcy Court.

Three Kinds of Information You Will Need from the Court

(Note: Court websites change often and links go out of date. If a link does not work, go to the home page for the court and look for the materials from there.)

Official Website of the
Kentucky Eastern District Bankruptcy Court

Official Court Website

* Home page

What you'll find there

You'll need to file your papers with one of the courthouses that serve the Kentucky Eastern District Bankruptcy Court.

Pre-COVID, you had to go to court, in person, at least once to meet with the bankruptcy trustee for your 341 hearing. During the Coronavirus pandemic, those meetings were typically done by phone or zoom. A few courts may still allow that.

Where To Start

Before you file, there are three kinds of information you'll need to get from the court's website:

1. Info on Filing Without an Attorney

Court "Pro Se" Info

Information specific to your district

You'll need information specifically about your particular court's procedures.

Fortunately, the Kentucky Eastern District Bankruptcy Court offers information specifically designed for people filing without an attorney. Virtually all courts link to the generic national information mentioned above. The Kentucky Eastern District Bankruptcy Court offers specific guidance about local procedures.

General information about how to file

If you're new to the bankruptcy process, the website of the US Courts Adminstrative Office now offers a basic orentation page for those filing bankruptcy without an attorney. The information inlcudes a Bankruptcy Basics video in English Spanish and Creole. The half hour video is split into chapters so you can go back and review parts that went by too fast the first time.

2. Local Rules

Local Rules - KYE

Each court has its own rules about filing procedure, how to list creditor's names and addresses, and they tend to be fussy about it.

You must comply with the details of the process, such as filing dates, filing procedures, fees, and a myriad of other bureaucratic wonderfulness. Depending on how poorly they're written, your court's local rules probably won't make much sense to you. Don't worry. You may not be affected by most of the rules.

However, you will need to follow the rules about filing procedure and how to format the creditors' "mailing matrix" (a list of creditor's names and addresses).

Your court publishes plain-English instructions for those filing without a lawyer in the Kentucky Eastern District Bankruptcy Court . Use that first, rather than trying to read the actual rules.

How to File for BankruptcyChapters 6 and 7 of How to File for Chapter 7 Bankruptcy offer more information on what to look for in local rules and how to ask the court clerk for the information you need as you prepare your paperwork and fill in yourforms.

3. Court Forms

Local Forms

Bankruptcy is a forms-intensive process, kind of like doing a long tax return.

The main forms you use in bankruptcy are federal forms, used nationwide in all bankruptcy courts.

Your bankruptcy court may have additional local forms for the Kentucky Eastern District Bankruptcy Court for dealing with things like the list of creditors.

Other information from the court

Most courts link to a downloadable U.S. Courts publication called "Bankruptcy Basics." This offers a decent overview of Chapter 7 and Chapter 13 bankruptcy -- but has no information about how to actually file or fill in the mountain of forms.

Now most courts also link to a helpful YouTube video created by the Federal Courts that explains the bankruptcy process.

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Courthouses of the Kentucky Eastern District Bankruptcy Court

Kenton County is served by the Federal Courthouse at Covington, KY
35 W 5th St Rm 306, Covington, KY 41011.


Court Website info

U.S. Bankruptcy Courtroom, 2d Floor, Federal Bldg. & U.S. Courthouse Greenup Avenue and 15th St. Ashland, KY 41101

Maps: Google - Yahoo


Court Website info

U.S. Bankruptcy Courtroom 35 W 5th St, Rm 306, Covington, KY 41011

Maps: Google - Yahoo


Court Website info

Second Floor Courtroom, old U.S. Courthouse, 300 South Main Street London, KY, 40741 NOTE: 341 meetings and initial confirmation hearings for this division are heard in Corbin

Maps: Google - Yahoo


Court Website info

U.S. Bankruptcy Courtroom John C. Watts Federal Bldg. 330 West Broadway Frankfort, KY 40601

Maps: Google - Yahoo


Court Website info

U.S. Bankruptcy Courtroom A (2nd floor) and B (3rd floor), 100 East Vine St. Lexington, KY 40507 (Clerk's office is on the 2nd floor)

Maps: Google - Yahoo


Court Website info

U.S. Bankruptcy Courtroom, 608 BB & T Bank Bldg., 334 Main St., Pikeville, KY 41501

Maps: Google - Yahoo

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Kentucky Eastern District Bankruptcy Court List of Private Trustees by Chapter

Source: The U.S Trustee Program - Kentucky List of Private Trustees by Chapter



Note: The individuals listed are private parties, not government employees.





Michael L. Baker
P.O. Box 175710
Covington, KY 41012
Phone: (859) 426-1300


J. Clair Edwards
P.O. Box 1779
Somerset, KY 42502
Phone: (859) 225-1745


L. Craig Kendrick
8459 US 42
Suite F, #311
Florence, KY 41042
Phone: (859) 371-4321


James D. Lyon
P.O. Box 34188
Lexington, KY 40588
Phone: (859) 397-9316


Mark T. Miller
300 1/2 West Maple Street
Nicholasville, KY 40356
Phone: (859)887-1087


Lori A. Schlarman
P.O. Box 17275
Ft. Mitchell, KY 41017
Phone: (859) 586-1526


James R. Westenhoefer
212 South Third Street
Richmond, KY 40475
Phone: (859) 624-0145



Jerry A. Burns
1945 Scottsville, Road
B-2 PMB 348
Bowling Green, KY 42104
Phone: (270) 796-9090


Mark H. Flener
1143 Fairway Street, Suite 101
Bowling Green, KY 42102 -0008

P.O. Box 8
Bowling Green, KY 42102 -0008
Phone: (270)783-8400


Robert W. Keats
150 South Third Street
P.O. Box 221377
Louisville, KY 40252 -1377
Phone: (502)587-8787


William W. Lawrence
300 Republic Plaza Building
200 S. Seventh Street
Louisville, KY 40202
Phone: (502) 581-9042


Maurice R. Little
1917 Versnick Way
Madisonville, KY 42431
Phone: (270) 821-0110


W. Stephen Reisz
Suite 1400, 401 West Main St.
Louisville, KY 40202
Phone: (502) 584-1000
Fax: (502) 584-2318


Michael E. Wheatley
2 Anchorage Pointe
Louisville, KY 40223
Phone: (502) 744-6484