Bankruptcy Court Information For Zapata County, TX

You are viewing information for Zapata County, TX

Residents of Zapata County, Texas file bankruptcy in Texas Southern District Bankruptcy Court

4 courthouses serve the Texas Southern District Bankruptcy Court.

Three Kinds of Information You Will Need from the Court

(Note: Court websites change often and links go out of date. If a link does not work, go to the home page for the court and look for the materials from there.)

Official Website of the
Texas Southern District Bankruptcy Court

Official Court Website

* Home page

What you'll find there

You'll need to file your papers with one of the courthouses that serve the Texas Southern District Bankruptcy Court.

Pre-COVID, you had to go to court, in person, at least once to meet with the bankruptcy trustee for your 341 hearing. During the Coronavirus pandemic, those meetings were typically done by phone or zoom. A few courts may still allow that.

Where To Start

Before you file, there are three kinds of information you'll need to get from the court's website:

1. Info on Filing Without an Attorney

Court "Pro Se" Info

Information specific to your district

You'll need information specifically about your particular court's procedures.

Fortunately, the Texas Southern District Bankruptcy Court offers information specifically designed for people filing without an attorney. Virtually all courts link to the generic national information mentioned above. The Texas Southern District Bankruptcy Court offers specific guidance about local procedures.

General information about how to file

If you're new to the bankruptcy process, the website of the US Courts Adminstrative Office now offers a basic orentation page for those filing bankruptcy without an attorney. The information inlcudes a Bankruptcy Basics video in English Spanish and Creole. The half hour video is split into chapters so you can go back and review parts that went by too fast the first time.

2. Local Rules

Local Rules - TXS

Each court has its own rules about filing procedure, how to list creditor's names and addresses, and they tend to be fussy about it.

You must comply with the details of the process, such as filing dates, filing procedures, fees, and a myriad of other bureaucratic wonderfulness. Depending on how poorly they're written, your court's local rules probably won't make much sense to you. Don't worry. You may not be affected by most of the rules.

However, you will need to follow the rules about filing procedure and how to format the creditors' "mailing matrix" (a list of creditor's names and addresses).

Your court publishes plain-English instructions for those filing without a lawyer in the Texas Southern District Bankruptcy Court . Use that first, rather than trying to read the actual rules.

How to File for BankruptcyChapters 6 and 7 of How to File for Chapter 7 Bankruptcy offer more information on what to look for in local rules and how to ask the court clerk for the information you need as you prepare your paperwork and fill in yourforms.

3. Court Forms

Local Forms

Bankruptcy is a forms-intensive process, kind of like doing a long tax return.

The main forms you use in bankruptcy are federal forms, used nationwide in all bankruptcy courts.

Your bankruptcy court may have additional local forms for the Texas Southern District Bankruptcy Court for dealing with things like the list of creditors.

Other information from the court

Most courts link to a downloadable U.S. Courts publication called "Bankruptcy Basics." This offers a decent overview of Chapter 7 and Chapter 13 bankruptcy -- but has no information about how to actually file or fill in the mountain of forms.

Now most courts also link to a helpful YouTube video created by the Federal Courts that explains the bankruptcy process.

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Courthouses of the Texas Southern District Bankruptcy Court

Zapata County is served by the Federal Courthouse at Laredo, TX
1300 Matamoros St Laredo, TX 78042. (956) 723-3542


Court Website info

Bob Casey United States Courthouse
515 Rusk Avenue
Houston, TX 77002

Serving Counties:

Austin, Brazos, Colorado, Fayette, Fort Bend, Grimes, Harris, Madison, Montgomery, San Jacinto, Walker, Waller, Wharton

Maps: Google - Yahoo

Corpus Christi

Court Website info

United States Courthouse
1133 N. Shoreline Blvd.
Corpus Christi, TX 78401

Serving Counties:

Aransas, Bee, Brooks, Duval, Jim Wells, Kenedy, Kleberg, Live Oak, Nueces, and San Patricio

Maps: Google - Yahoo


Court Website info

Old Laredo Courthouse 1300 Matamoros Laredo, TX 78042

Serving Counties:

Jim Hogg, LaSalle, McMullen, Webb, and Zapata

Maps: Google - Yahoo


Court Website info


United States Post Office and Courthouse
601 Rosenberg, Room 411
Galveston, TX 77550


Serving Counties:

Brazoria, Chambers, Galveston, Matagorda

Maps: Google - Yahoo

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Texas Southern District Bankruptcy Court List of Private Trustees by Chapter

Source: The U.S Trustee Program - Texas List of Private Trustees by Chapter



Note: The individuals listed are private parties, not government employees.





Diane S. Carter 
60 North Central Expressway, 
Suite 101 
Plano, TX 75074 
Phone: (972)422-8377 


Michelle H. Chow 
P.O. BOX 601389 
Dallas, TX 75360 -1389 
Phone: (214)521-6627 
Fax: (214)320-2966 


Christopher J. Moser 
2001 Bryan Street, Suite 1800 
Dallas, TX 75201 
Phone: (214)880-1805 


Linda S. Payne 
11700 Preston Road 
Suite 660-667 
Dallas, TX 75230 
Phone: (214) 558-7796 


Mark A. Weisbart 
10501 N. Central Expy., suite 106 
Dallas, TX 75231 
Phone: (972) 755-7100 


Stephen Joseph Zayler 
123 E. Lufkin Avenue 
Lufkin, TX 75901 
Phone: (936)634-1020 



Shawn K. Brown 
P.O. Box 93749 
Southlake, TX 76092 
Phone: (817) 348-0777 


Anne E. Burns 
900 Jackson Street 
Suite 570, Founders Square 
Dallas, TX 75202 
Phone: (214) 573-7343 


James W. Cunningham 
6412 Sondra Drive 
Dallas, TX 75214 
Phone: (214)827-9112 


Marilyn D. Garner 
2007 East Lamar Boulevard, Suite 200 
Arlington, TX 76006 
Phone: (817) 505-1499 
Fax: (817) 549-7200 


Areya Holder Aurzada 
901 Main Street 
Suite 5309 
Dallas, TX 75202 
Phone: (972) 438-8800 
Fax: (972) 438-8825 


Myrtle L. McDonald 
3305 66th Street, Suite 3 
Lubbock, TX 79413 
Phone: (806)792-0056 
Fax: (806)589-0790 


Jeffrey H. Mims 
900 Jackson St., Suite 560 
Dallas, TX 75202 
Phone: (214) 210-2913 


Harvey L. Morton 
P.O. Box 10305 
Lubbock, TX 79408 
Phone: (806)762-0570 


R. Newhouse 
401 Century Pkwy 
Unit 715 
Allen, TX 75013 
Phone: (469) 777-6560 


Laurie Dahl Rea 
777 Main Street, Suite 1550 
Fort Worth, TX 76102 
Phone: (817) 877-4224 


Diane G. Reed 
501 N. College Street 
Waxahachie, TX 75165 
Phone: (972) 938-7334 


Kent D. Ries 
4211 I-40 West, Suite 101 
Amarillo, TX 79106 
Phone: (806)242-7437 


Scott M. Seidel 
6505 West Park Boulevard, #357 
Suite 306 
Dallas, TX 75093 
Phone: (214) 234-2503 


Daniel J. Sherman 
509 N. Montclair Avenue 
Dallas, TX 75208 
Phone: (214)942-5502 


John D. Spicer 
P.O. Box 820009 
North Richland Hills, TX 76182 
Phone: (214) 573-7331 
Fax: (214) 573-7399 


Behrooz P. Vida 
3000 Central Drive 
Bedford, TX 76021 
Phone: (817) 358-9977 


Robert Yaquinto, Jr. 
509 N. Montclair Avenue 
Dallas, TX 75208 
Phone: (214)942-5502 



Allison Davison Byman 
7924 Broadway, Suite 104 
Pearland, TX 77581 
Phone: (281) 884-9269 


Catherine S. Curtis 
P. O. Box 720788 
McAllen, TX 78504 
Phone: (956) 467-1000 
Fax: (956) 331-2815 


Eva S. Engelhart 
7700 San Felipe, Suite 550 
Houston, TX 77063 
Phone: (713) 626-1200 
Fax: (713) 623-6014 


Christopher R. Murray 
602 Sawyer Street, Suite 400 
Houston, TX 77007 
Phone: (832) 529-3027 


Janet S. Northrup 
Total Plaza 
1201 Louisiana, 28th Floor 
Houston, TX 77002 
Phone: (713) 328-8233 
Fax: (713) 351-0333 


Ronald J. Sommers 
2800 Post Oak Blvd., 61st Floor 
Houston, TX 77056 
Phone: (713)960-0303 
Fax: (713)892-4800 


Randy W. Williams 
7924 Broadway, Suite 104 
Pearland, TX 77581 
Phone: (281) 884-9262 



Ronald E. Ingalls 
P.O. Box 2867 
Fredericksburg, TX 78624 -1927 
Phone: (830) 321-0878 
Fax: (830) 321-0913 


J. Patrick Lowe 
2402 East Main Street 
Uvalde, TX 78801 
Phone: (830) 407-5115 


Randolph N. Osherow 
342 W. Woodlawn, Suite 100 
San Antonio, TX 78212 -3314 
Phone: (210)738-3001 
Fax: (210)737-6312 


Jose C. Rodriguez 
342 Woodlawn, Suite 103 
San Antonio, TX 78212 
Phone: (210)738-8881 
Fax: (210)738-8882 


Ron Satija 
P.O. Box 660208 
Austin, TX 78766 
Phone: (512) 900-8223 
Fax: (512) 900-8224 


James E. Studensky 
3912 W. Waco Drive 
Waco, TX 76710 
Phone: (254) 776-9630 
Fax: (254) 296-0190 


Johnny W. Thomas, Jr. 
1153 E. Commerce 
San Antonio, TX 78205 
Phone: (210)226-5888 

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What's all this about "CM/ECF"?

If you visit any bankruptcy court website, you will see prominent notices about mandatory "CM/ECF" which stands for "Case Management/Electronic Case Files." If you are representing yourself (filing without a lawyer), don't worry about this -- it applies only to lawyers (although most sites fail to mention that important fact).

If you're a lawyer, you must file your client's bankruptcy forms electronically and receive training on how to do it. Electronic filing simply means filing your forms as PDF (Acrobat) files via the internet or CD-ROM. Creating PDF files does not require special software. Any software that can print can also produce PDF files with the proper software add-ons. There are some specialized attorneys' bankruptcy software that will produce PDFs from data you enter.

Most downloadable official forms these days are PDFs with fillable fields and most computers can "print" a filled-in form to a PDF file. (See the Free Bankruptcy Forms page for more info)

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Courts that offer "eSR" - Electronic Self Representation

See below for our list of courts that allow debtors to electroncially file.

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Dealing with "legalese"

Bankruptcy court websites have come a long way towards plain English?

Courts should serve all taxpayers, not just lawyers. Filing requirements should be clear and accessible to everyone. After all, everyone must follow the law, so why not make the rules clear and in plain English?

Unfortunately, not all courts provide clear, simple instructions for filing bankruptcy forms. It takes some effort to translate legalese into plain English, and some courts just don't bother.

However, some courts do an admirable job of providing information to help non-attorneys find relevant information. They lay out clear timelines of essential procedures and explain requirements in a clear, easy to follow manner.

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Courts That Do a Good Job Of Helping Debtors Who Don't Have An Attorney

In our first review of 90 bankruptcy court websites nationwide in 2007, found only a handful court websites that provided clear, well-organized filing information for those who don't speak legalese.

A few courts, however, showed what could be done if all courts would bother to take the time to help the general public, and so we created a "Hall of Fame" of good government, to show what could be done by a court with taxpayer's money and a little extra effort, organizaion, and plain English. All bankruptcy courts should follow their example.

In subsequent reviews, many court websites showed significant improvement from 2007 to 2009.

However, as of August 2022, although in general court websites are much better, there is still a wide gap between the best and worst ones when it comes to serving the unrepresented debtor.

If your court's website isn't helpful, check out one of these sites....

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Bankruptcy courts that do a good job of explaining procedures to non-lawyers and / or offer eSR (electronic Self Representation)

Here are the best of the best. Court websites can and do change -- hopefully for the better, but not always.

Note: Links go directly to the court's info for non-lawyers, rather than the court home page.

Note: As you will see if you look at several of these, most of the information you find is general and applies regardless of which court you're filing in.

However, some procedures are "local" and deadlines and forms can vary from court to court.

Always confirm that you are complying with your own court's local rules and procedures.

Massachusetts District Bankruptcy Court

Lots of warnings about filing without a lawyer, but also lots of good, helpful information about how to avoid screwing up. Reviewed May 2009. Updated March 2012

main website     info for non-lawyers

Oklahoma Western District Bankruptcy Court

New interface is a bit too clever by half. Important info is buried in the menu called "Court" Click the "No Attorney" link. Once you get past that, it's pretty good. Pop up menus work very slowly and may not work on all browsers. On some browsers you may not even see the menus at all! Has a dedicated pro se counter. (May 2009) Update: Court should make website work with all browsers. Important information is missed if the home page menus don't work right. But downloadble PDF guides are good, but were written in 2007. March 2012.

main website     info for non-lawyers

Texas Eastern District Bankruptcy Court

Now features a special menu just for those filing without an attorney. Offers clearly organized guidance as to what to do when. (May 2009) Update. Still excellent. Could be a model for other courts. March 2012.

main website     info for non-lawyers