Means Test Calculator Table of Contents (TOC)
The five lines required to make the means test lookups work
The calculator needs these five pieces of information to look up the relevant income and expense allowances for Colorado and Mesa County.* Click on the line number in brackets to jump to that line of the form.
- Marital/Filing Status: [] (Form 122A-1, Line 1)
- Household Size: [] (for median income) (Form 122A-1, Line 13)
- Number of Dependents: [] (for exepense allowances) (Form 122A-2, Line 5)
- Persons for whom you pay healthcare:
under 65: [] (Form 122A-2, Line 7)
65 and over: [] (Form 122A-2, Line 7) - Number of Vehicles you maintain: [] (Form 122A-2, Line 11)
Note: Values you have entered for each item are shown in [brackets]. If you notice stale data displayed here, make sure you Save your data (by clicking a "Save" button or hitting Enter while in a field) and then refresh the page.
* To change the county, just change the zip code at the top of the page. Or select the State and County from the drop down menus below the zip code box
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Form 122A-1
(Median Income Test)
- Part1: Calculate Your Current Income
- Filing Status (Married/Single filing Joint/Alone) (Line 1) []
- Income
- Wages (Line 2) [$0] [$0]
- Alimony (Line 3) [$0] [$0]
- Contributions from others (Line 4) [$0] [$0]
- Business or Farm Income (Line 5) [$0] [$0]
- Rental Income (Line 6) [$0] [$0]
- Investment Income (interest, dividends, royalties) (Line 7) [$0] [$0]
- Unemployment (Line 8) [$0] [$0]
- Pensions & Retirement Income (not SS) (Line 9) [$0] [$0]
- Other Income (Line 10) [, $0] [, $0] [, $0], [, $0] [, $0] [, $0]
- TOTAL INCOME (Line 11) [$0] [$0] [$0]
- Part 2: Determine Whether the Means Test Applies to You
- Your Annual Income (Line 12) [$0]
- Number of persons in your Household (Line 13) [0]
- Line 14 compares your total household income (Line 12) to the median income for a household of your size in your state, Colorado. (Line 13)
Form 122A-1Supp
(Exclusions for Non-Consumer Debtors, & some Veterans and National Guard Debtors)
- Part 1: Identify the Kind of Debts You Have
- Part 2: Determine Whether Military Service Provisions Apply to You
Form 122A-2
("Means Test" Disposable Income After Allowed Expense Deductions)
- Part 1: Determine Your Adjusted Income
- Part 2: Calculate Your Deductions from Your Income
- National Standards (Expense allowances)
- Local Standards (Expense allowances)
- Housing Maintenance Expenses (Line 8) [$0]
- Housing Ownership/Lease Expenses (Line 9) [$0]
- Transportation (Lines 11, 12, 13, 14)
- Number of Vehicles (Line 11) [0]
- Operation Allowance (Line13) [$0]
- Car/Truck Loan Payments (Line 13b, 13e)
- Monthly Allowance [$0], [$0]
- Actual Expense [$0], [$0] (also on Line 33)
- Transportation Deduction Total [$0], [$0]
- Other Necessary Expenses
- Taxes (Line 16) [$0]
- Payroll Deductions (Line 17) [$0]
- Life Insurance (Line 18) [$0]
- Court-ordered Payments (Line 19) [$0]
- Education for job or for mentally challenged dependent (Line 20) [$0]
- Childcare (Line 21) [$0]
- Addition health care expenses (Line 22) [$0]
- Optional telephone services (Line 23) [$0]
- Additional Expense Deductions
- Health Insurance, HSA, & Disability Expenses (Line 25) [$0]
- Care of disabled or elderly dependents (Line 26) [$0]
- Protection against family violence (Line 27) [$0]
- Additional home energy costs (Line 28) [$0]
- Education expenses for children under 18 (Line 29) [$0]
- Additional Food & Clothing Expense (Line 30) [$0]
- Continuing charitable contributions (Line 31) [$0]
- Deductions for Debt Payment (Secured Debt)
- Total Deductions From Income [$0]
- Part 3: Determine Whether There Is a Presumption of Abuse
- Part 4: Give Details About Special Circumstances