West Virginia WildCard Exemption

 

Almost every state has an exemption for "any property" which is sometimes called the "wildcard" or "grubsteak" exemption. Generally this exemption is useful because it can be combined with other exemptions to fully protect equity that might otherwise go unprotected.

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Wildcard Exemptions — State System

West Virginia Law Exemptions

$800 plus unused portion of homestead or burial exemption, of any property)

Federal Non-Bankruptcy Wildcard Exemptions (none)

Wildcard Exemptions -- Federal System § 522(d)

Can West Virginia debtors use the Federal Bankruptcy exemptions instead of West Virginia exemptions?

Yes, as of July 1. 2021. W. Va. Code § 38-10-4.

The Federal Bankruptcy Exemptions under 11 U.S.C. § 522(d) are available to you if

  • you haven't lived in any state longer than 180 days for a while,
  • or
  • if your state allows the Federal exemptions as a choice.


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Jurisdictional relevance: ST

There are versions of this article for each State.