Welcome! We believe everyone in Vermont should have access to quality information about their health insurance options.
This website provides information about getting health insurance under the Affordable Care Act (ACA), including:
To begin, keep in mind these key points about health insurance in Vermont:
The federal tax penalty for going without health insurance went away in 2019. In response, a handful of states, including Vermont, passed their own health insurance requirements. Under Vermont's new law, state residents are required to have health insurance as of January 1, 2020. Unfortunately, that's where the clarity ends. The state created a "working group" to determine what the actual penalty will be, but so far Vermont lawmakers have not agreed on the details.
Even if the Vermont tax penalty is as yet without teeth, think carefully about whether it makes sense to forego health insurance. A medical crisis could knock the financial wind from your sails and do more damage than any penalty would. (A study published in 2019 showed that a lapse in health insurance coverage can double a person's chances of ending up in bankruptcy.) And if you miss open enrollment and find yourself needing coverage mid-year, you’ll have to wait until 2021 to get it. more...
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As Obamacare enters its open enrollment period for 2018 health plans, those seeking coverage face more chaos than ever. For many Americans, affordable coverage and streamlined enrollment still seem like faraway goals.
Below are a couple of strategies to help you get your health insurance needs met.
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