How To Sign Up for Obamacare in Vermont
For 2022 health plans, Vermont open enrollment has ended. However, you may still be able to purchase health insurance for this year if you qualify for a special enrollment period. For example, if you’ve recently lost your job or income due to the COVID-19 crisis or for any other reason, you might qualify for a 60-day special enrollment period that will allow you to sign up for a new health insurance plan. (See What Happens If I Missed the Enrollment Deadline for 2022?)
To get covered, you can go directly to the online health insurance marketplace for Vermont. If you need personalized help, you can reach out to an enrollment assistant. Most enrollment helpers are working remotely during the COVID crisis.
Where's the Vermont Health Care Exchange?
You can find the health insurance exchange for Vermont at Vermont Health Connect. This is where you can learn about the various health insurance options available to you under Obamacare. If you see a plan you like, you'll be guided through the enrollment process online.
Getting Personalized Help with Enrollment
In Vermont, if you need help understanding your options for coverage under Obamacare or signing up for a plan, you can get free help from an enrollment assistant or from a licensed health care agent or broker.
An enrollment assistant can explain your options, answer your questions, and help you apply for the plan you choose -- but they can’t legally recommend a specific plan for you.
To find a Vermont certified assistant, see Find an Assister at Vermont Health Connect. You can then search for helpers near you.
Private insurance agents or brokers can also help you understand your health care coverage options under Obamacare. Unlike government trained assistants, they are allowed to suggest the best plan for you.
How Much Does Obamacare Cost in Vermont?
This article explains the costs of health care plans offered under the Affordable Care Act (commonly called Obamacare) for individuals or families who are currently uninsured or not covered by a job-based health plan.
What you'll pay for an Obamacare plan depends on five things:
- The level of coverage you choose
- Whether you qualify for a subsidy
- Where you live in Vermont
- Your age
- Whether you smoke
Read on to learn more about each of these factors.
1. The Level of Coverage You Choose
Obamacare insurance plans offer four levels of coverage:
Platinum -- covers approximately 90% of health care costs
Gold -- covers approximately 80% of health care costs
Silver -- covers approximately 70% of health care costs
Bronze –- covers approximately 60% of health care costs