Student Loan FAQ

Your top questions answered.
           
          Oneida County, NY Student Loans Home 
        
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How Do I Lower My Student Loan Payments?There are many options for relief from student loan debt, depending on what kind of loans you have, when you took them out, and your current financial situation. 
How Do I Postpone My Student Loan Payments?Student loans have been in forbearance, pausing interest and payments, since March of 2020. That ends as of Sept 1 2023. You may be able to put off paying your student loans with a deferment or forbearance for other reasosns.
Consolidating Student Loans: Pros And ConsBefore you consolidate your student loans, make sure you understand how consolidation works -- and what pitfalls to avoid.

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