Filing Means Test Exemptions Courts Forms
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The North Carolina Western District Bankruptcy Court Bankruptcy Guide

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Automatically apply the Mecklenburg County expense standards, and North Carolina income standards to your means test calculation.

The North Carolina Western District Bankruptcy Court Bankruptcy Guide

Welcome!

LegalConsumer.com has provided free bankruptcy information to more than 10 million consumers since 2006, and the Free Means Test Calculator (May, 15 2021 Edition)  has helped hundreds of thousands of consumers figure out where they stand in relation to the bankruptcy means test, created by the 2005 BAPCPA bankruptcy act.

The content of this website is updated as time permits. It's is up to you to contact your local court and confirm and update any information you need. 

In addition to the means test calculator, this site has answers to your questions  about bankruptcy:

How to File Bankruptcy in North Carolina

Bankruptcy Means Test Calculator

North Carolina Bankruptcy Exemptions

Bankruptcy Court Info for The North Carolina Western District Bankruptcy Court

Free Bankruptcy Forms & Instructions

Bankruptcy Lawyers Near Me




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North Carolina Bankruptcy Exemptions

North Carolina Exemptions Summary:

Homestead

Real or personal property, including co-op, used as residence to $35,000 (husband and wife may double) ($60,000 if 65 or older and spouse is deceased); up to $5,000 of unused portion of homestead may be applied to any property

Vehicle Exemption

Motor vehicle to $3,500

Personal Property

Animals, crops, musical instruments, books, clothing, appliances, household goods & furnishings to $5,500 total; may add $1,000 per dependent, up to $4,000 total additional (all property must have been purchased at least 90 days before filing)
Implements, books, & tools of trade to $2,000

Wild Card

$5,000 less any amount claimed for homestead or burial exemption, of any property
$500 of any personal property

more...  

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